Coverage for a rainy day.
Add an extra layer of protection to your existing policies to limit your exposure.
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Commercial Umbrella Insurance
Commercial Umbrella Insurance provides an extra layer of liability protection for your business. It kicks in when your existing liability policies—like General Liability, Commercial Auto, or Employer’s Liability—reach their coverage limits. Think of it as a financial safety net that protects your business from major claims or lawsuits that could exceed your primary policies.
Large Claims Protection
Covers costs when a claim is bigger than your base policy’s limit.
Peace of Mind
Protects your assets and financial stability.
Contract Requirement
Some contracts and clients require businesses to carry umbrella coverage.
QUOTE WITH US
We’re Unmatched.
- Expert Guidance – We take the time to understand your business and recommend the right amount of protection.
- Industry Knowledge – From contractors to trucking companies, we know the risks different businesses face.
- Fast & Easy Process – Get quotes and coverage without the hassle.
- Affordable Options – We compare coverage to find cost-effective solutions that maximize protection.
- Personal Support – You’ll work with a dedicated agent who’s available when you need answers.
Commercial Umbrella solutions
Tailored to Fit Your Business Needs
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Transportation & Trucking
Auto accidents can result in multi-million-dollar lawsuits.
Coverage can extend beyond commercial auto liability.
Protects against medical bills, damages, and legal fees.
Contractors & Construction
High risk of workplace accidents, injuries, and property damage.
Large contracts often require higher liability limits.
Umbrella coverage fills the gap when a claim exceeds your primary limits.
Manufacturers & Distributors
Product liability claims can be extremely costly.
Protects against lawsuits for defective or harmful products when primary limits are exhausted.
Helps safeguards the business against major financial loss.
Property Owners & Landlords
Tenant and visitor injury claims can quickly exceed standard liability.
Helps covers lawsuits from slip-and-fall accidents or property damage when primary limits are exhausted.
Provides added protection for commercial real estate owners.
Retailers & Service Businesses
Heavy customer interaction increases exposure to injury claims.
Advertising or personal injury claims (like libel or slander) can be included.
Extra protection is affordable compared to potential lawsuit costs.
Healthcare & Nursing Homes
High patient and visitor interaction increases exposure to injury claims.
Medical-related incidents, malpractice, or wrongful acts can result in costly lawsuits.
Extra protection is affordable compared to potential settlement or judgment costs.
Portfolio
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Project Highlights
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How we work
Our Process & What To Expect
01
Initial Consultation
Contact us online or by phone with your business details. We’ll review your business details, and prepare a quote to meet your coverage needs.
02
Gather Information
Our experts will evaluate your existing policies. Will ask for any supplemental information needed to quote.
03
Review & Finalization
The quote will be presented for your review. We’ll help you understand the coverage and answer any pending questions. Binding will require signatures and payment of the premium quoted.
Meet Our Team
Tailored Services Designed to Fit Your Business Needs
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Pricing & Plans
Affordable Options, Great Value!
*Prices listed are examples only and may vary based on individual risk characteristics.
Trucking & Transportation
Prices as low as
$40
/ Month
- Live Chat for support
- Ticketing Workflows
- Service Level Agreement Rules
- Role Based Permissions
- Outcome Reporting
Contractors
Prices as low as
$90
/Month
- Live Chat for support
- Ticketing Workflows
- Service Level Agreement Rules
- Role Based Permissions
- Outcome Reporting
Retail & Service
Prices as low as
$60
/Month
- Live Chat for support
- Ticketing Workflows
- Service Level Agreement Rules
- Role Based Permissions
- Outcome Reporting
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Contact Us
Have Questions? Get in Touch!
MAS Insurance Group Inc
24821 South Dixie Hwy,
Suite A1
Homestead, FL 33032
(305) 428-2005
Quotes@musasinsurance.com
Send a Message
FAQ
Frequently Asked Question?
You have questions, we have answers.
What is commercial umbrella insurance?
It’s extra liability protection that goes beyond your existing policies, like general liability or commercial auto, to cover large claims that exceed your primary limits.
Is umbrella insurance the same as excess liability insurance?
Not exactly. Excess liability only extends the limits of one specific policy, while umbrella insurance can extend coverage across multiple liability policies.
How much coverage can I get?
Most policies start at $1 million and can go up to $5 million or more, depending on your business needs.
What doesn’t it cover?
Umbrella policies won’t cover your own property damage, professional mistakes, workers’ compensation, or intentional acts to name a few.
What types of businesses need commercial umbrella insurance?
Any business with significant liability exposure should consider it—especially contractors, trucking companies, manufacturers, landlords, and retailers.
Is it expensive?
No. Umbrella insurance is typically very affordable compared to the amount of coverage it provides. It’s one of the most cost-effective ways to increase your liability protection.
Ready To Quote?
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