Commercial Auto Insurance

Good business starts with better protection.

Commercial auto coverage for cars, pickup trucks, vans, food trucks, delivery vehicles, tow trucks, fleets and specialized business vehicles.

New ventures welcome Fleet options available 24/7 certificate access
Commercial vehicles insured by MAS Insurance
Flexible protection Cars, vans, trucks and fleets
24/7 Online insured portal Certificates on demand

Multiple Markets

We compare options from multiple commercial-auto insurance carriers.

Online Certificates

Access proof of insurance and certificate services through the insured portal.

Specialized Guidance

Build coverage around your vehicles, drivers and business operations.

Who we insure

If it has wheels and works for your business, we can help protect it.

From a single business-use vehicle to a large commercial fleet, we provide options for many vehicle types and industries.

Business vehicles
01

Business Vehicles

Sedans, SUVs, pickup trucks, service vehicles and personally owned autos used for business.

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Commercial delivery vans
02

Delivery Vans

Business-to-business delivery, warehouse distribution, courier services and customer deliveries.

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Commercial food truck
03

Food Trucks

Food trucks, mobile kitchens, catering vehicles, ice-cream trucks and specialty vending vehicles.

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Commercial tow truck
04

Tow Trucks

Towing, roadside service, vehicle recovery, repossession and eligible on-hook exposures.

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Commercial contractor vehicle
05

Construction Contractors

Pickup trucks, dump trucks, flatbeds, straight trucks and vehicles used by trade contractors.

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Septic and pump truck
06

Septic & Pump Trucks

Septic trucks, water trucks, pump trucks, waste hauling and specialized service vehicles.

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School bus
07

School Buses

Passenger vans, private school buses, charter school transportation and eligible student transport.

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Commercial passenger van
08

Passenger Transportation

Airport transportation, city-to-city service, passenger vans, limousines and eligible buses.

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Non-emergency medical transport vehicle
09

NEMT & Medical Transport

Non-emergency medical transportation, ambulances, nursing-home transport and accessible vehicles.

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Build your protection

Coverage designed around how your business drives.

The right commercial-auto policy depends on your vehicle type, business use, driver history, operating radius, vehicle value and contractual requirements.

Commercial auto liability Comprehensive and collision Uninsured motorist coverage Medical payments or PIP Hired and non-owned auto Rental reimbursement Towing and roadside options Additional insured endorsements
Commercial Auto Review

What affects your premium?

01

Vehicle type, weight and value

02

Driver age, experience and driving history

03

Business classification and vehicle use

04

Operating radius and garaging location

05

Prior coverage and claim history

06

Coverage limits and deductibles

Review My Options
How we work

Get your commercial-auto quote in three simple steps.

Tell us about your vehicles and business. We will help you compare options and complete the policy process.

01

Tell us about your business

Start online or call our office. Share your vehicle, driver, ownership and operating information.

Start your quote
02

Compare your options

We review available markets and help you compare coverage, pricing, deductibles and payment options.

03

Review and bind

Select your policy, complete the required documents and access certificates through the insured portal.

Built around your business

Insurance service that keeps your company moving.

Commercial insurance should support your business—not slow it down.

Customizable Coverage

Choose limits, deductibles and optional coverages that align with your vehicles and operation.

24/7 Certificates

Access proof of insurance and request certificates through our online service tools.

Experienced Agents

Get help understanding coverage requirements, policy options and carrier documentation.

Commercial business fleet
Fleet insurance

Protect every vehicle under one coordinated program.

Fleet options may be available for contractors, plumbers, electricians, HVAC companies, delivery businesses and other operations with multiple vehicles.

Consolidated vehicle schedules Driver-management flexibility Multi-vehicle savings opportunities Coverage for expanding businesses
Request a Fleet Review
Ready to get started?

Let’s protect the vehicles that power your business.

Complete our quote form or call our office at (305) 428-2005.

Frequently asked questions

Commercial-auto questions, answered.

Every business is different. Our team can help you review your vehicles, exposures and insurance requirements.

Need help choosing coverage? Speak with a commercial-insurance specialist. Call (305) 428-2005 →
What commercial-auto coverage does my business need? +
Coverage needs vary based on your business, vehicles, drivers, contracts and state requirements. Common options include auto liability, physical damage, uninsured motorist coverage, medical payments, hired auto and non-owned auto.
What is commercial auto liability? +
Commercial auto liability helps pay for covered bodily injury or property damage your business causes to others while operating an insured vehicle.
Can you insure a business with prior losses? +
Options may be available for businesses with prior claims, new drivers, difficult vehicle classes or limited prior insurance. Eligibility depends on the full underwriting profile.
Do you insure commercial fleets? +
Yes. Fleet options may be available for contractors, service companies, delivery operations and other businesses with multiple vehicles. Larger fleets may qualify for additional pricing or program options.
Can one policy cover personal and business use? +
Some carriers may permit both personal and commercial use under one commercial-auto policy, depending on the vehicle, ownership and business classification. The intended use should always be disclosed to avoid a possible coverage problem.
How can I lower my commercial-auto premium? +
Maintaining continuous insurance, hiring experienced drivers with clean records, using telematics or dash cameras, selecting appropriate deductibles, paying automatically and managing claims may help reduce insurance costs.
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