Good business starts with good business insurance.
Coverage for your business at an affordable price.
We work with the top insurance companies
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General Liability Insurance
General Liability insurance is a fundamental policy that protects businesses from financial losses due to third-party claims of bodily injury, property damage, and personal or advertising injury. It covers legal fees, medical expenses, and settlements arising from such claims, providing essential protection for your business operations.
Easy Quotes
There’s beauty in knowledge and efficiency.
Affordable Rates
Nothing beats saving money.
24/7 Certificates
Create and print your own certificate of insurance 24/7.
Insurance Solutions
Tailored To Fit Your Business
We have coverage options for all types of businesses, give us a call to discuss your business needs.
Construction Contractors
- Roofers
- Carpenters
- Drywall & Wall Board
- Framers & More
Janitorial Services
- Residential Cleaners
- Commercial Janitorial Services
- Industrial Janitorial Services
- Pressure Washing & Maintenance
Wholesale & Industrial
- Manufacturer
- Warehouse
- Farms
- Nursery & Plant Sales
Shops & Ecommerce
- Store Front
- Online Store
- Multiple Locations
- Multi State Operations
Lawn Care & Landscapers
- Mow, Blow & Go
- Landscape Design
- Tree Trimmers
- Paver Installers
Contractors
- Electricans
- Plumbers
- HVAC
- Painters
Painters
Janitorial services
Carpenters
Tile & Stone Installers
Lawn care & Landscape
Plumbers
Electricians
Handy Man
Quote with us
Some of the industries we insure.
From contractors and retailers to office spaces, warehouses, auto repair shops, and childcare centers—if your business interacts with the public or operates in physical spaces, Commercial General Liability insurance is essential to protect against unexpected claims and financial loss.
Our Quote Process
Our Structured Process to Achieve Your Goals
01
Give us a call or quote online
If you’re not sure what coverages you need, give us a call. That’s what we are here for. Otherwise quote online using our quick and easy application.
02
Get your price
We work with many of the top insurance carriers. This allows us to quote and shop your insurance needs to ensure you buy the policy that’s best for you.
03
Review & Bind
Once you’ve understood and purchased your insurance policy, log into our insured portal and print your certificate of insurance 24/7.
Options
Affordable Options, Great Value!
Whether you’re a contractor, small business owner, shopkeeper, or warehouse operator, we’ve got the coverage to keep your business secure.
Contractors
Essential for contractors to protect them from financial losses due to accidents, property damage, or injuries that occur during their work.
Prices as low as
$25
/Month
- Meet Legal Requirements
- Meet Contractual Requirements
- Credibility with Clients
- Protection & Peace of Mind
Shops & Stores
Ideal for retailers, offices, and service providers to cover incidents on business premises or due to business activities.
Prices as low as*
$20
/Month
- Meet Landlord Requirements
- Coverage for Legal Fees
- Coverage for Medical Expenses
- Coverage For Property Damage
Industrial
Designed for manufacturers, warehouses, and large-scale operations.
Prices as low as*
$125
/Month
- Safety Net for the Unpredictable
- Protection from financial loss
- Coverage for Legal Fees
- Coverage for large & risk businesses.
Ready To Quote?
Secure your business today, get your free general liability quote now.
FAQ
Frequently Asked Question?
You have questions and we have answers.
Who Should Consider Commercial General Liability Insurance?
Any business that interacts with clients, customers, or the public should consider CGL insurance. This includes contractors, retailers, service providers, and consultants. Additionally, if you lease commercial space or are required to show proof of insurance for contracts, CGL coverage is essential.
Is Commercial General Liability Insurance Legally Required?
While not mandated by law in most states, Commercial General Liability (CGL) insurance is often essential for business operations. Many clients, landlords, and licensing bodies require proof of such coverage before engaging in contracts or agreements. Without CGL insurance, your business could be financially vulnerable to claims of bodily injury or property damage.
What Is a Certificate of Insurance (COI)?
A Certificate of Insurance (COI) is an official document issued by your insurer that summarizes your insurance policy’s key details, including coverage types, limits, and effective dates. It’s commonly requested by clients or partners to verify that your business has adequate insurance coverage.
Does Commercial General Liability Insurance Cover Professional Errors?
No, commercial genera liability insurance covers physical risks like bodily injuries and property damage but does not protect against claims arising from professional mistakes or negligence. For coverage of such incidents, businesses should consider purchasing Professional Liability Insurance, also known as Errors and Omissions (E&O) insurance.
What is the most common mistake business owners make?
- Wrong Classification
- Under reporting payroll
- Under reporting employees
- misclassifying subcontractors (1099’s) as employees (W2 )
Is Commercial General Liability Insurance Expensive?
When compared to risk and potential loss, not having general liability insurance, is often much more expensive and then having the protection in place. While some policies can cost as little as $25.00 per month, premiums vary by classification.
In Florida, CGL insurance premiums are influenced by several factors not limited to:
Revenue and Payroll: Higher sales and payroll can lead to increased premiums.
Location: Urban areas or regions prone to natural disasters might have higher rates.
Revenue and Payroll: Higher sales and payroll can lead to increased premiums.
Claims History: A history of frequent claims may raise your premium.
Contact Us
Have Questions? Get in Touch!
MAS Insurance Group Inc
24821 South Dixie Hwy,
Suite A1,
Homestead, FL 33032
(305) 428-2005
quotes@musasinsurance.com