Your first & last stop for Truck Insurance
Auto liability, motor truck cargo, physical damage, general liability, workers compensation, occupational, bobtail & more!
Same Day Quotes
No more waiting days for a quote. Quote and buy your insurance policy the same day!
24/7 Online Certificates
Never lose a load again, get certificates on your time! 24/7 online via our insured portal.
Market Access
We represent the top insurance companies in the country. From A++ rated carriers to risk retention groups.
We work with the top insurance companies
Insurance Services
Tailored Insurance Products Designed to Fit Your Business Needs
Proudly licensed in FL, TX & NE.
Auto Liability
Protects trucking businesses from financial loss due to accidents, injuries, or property damage caused by their vehicles
Motor Truck Cargo
Protects trucking businesses from financial loss due to damage, theft, or loss of cargo while in transit.
Physical Damage
Covers the repair or replacement of a vehicle in the event of damage due to collisions, fire, theft, vandalism, or natural disasters.
General Liability
Provides protection against a wide range of risks, including third-party bodily injury, property damage, and accidents that occur on the premises or in the course of operations.
Excess Liability
Provides additional coverage if your primary insurance policy’s coverage is exhausted due to a large claim, excess liability steps in to cover the remaining costs
Workers Compensation
Coverage for employees who are injured or become ill as a result of their work. Helps cover medical expenses, lost wages & rehabilitation costs for drivers and other staff members.
Bobtail
Specifically covers a truck when it is being driven without a trailer, or when it’s not engaged in transporting goods but on dispatch or working.
Non Trucking Liability
Provides primary coverage for trucking businesses when their vehicles are being used for non-business purposes, such as going for a joy ride or to see the mechanic.
Occupational Insurance
Similar to workers compensation but provides coverage for independent contractors & owner-operators who are injured while performing their job duties
Pricing Examples
Affordable Options, Great Value!
*Prices listed are examples only and may vary based on individual risk characteristics.
Physical Damage
Prices starting as low as
$85
/Month
- Instant Quotes
- Instant Bind
- 24/7 Certificates
- A+ Rated Carriers
- Towing and Clean Up
Auto Liability
Prices starting as low as
$599
/Month
- Instant Quotes
- Instant Bind
- 24/7 Certificates
- A+ Rated Carriers
- Risk Retention Groups
Motor Truck Cargo
Prices starting as low as
$80
/Month
- Instant Quotes
- Instant Bind
- 24/7 Certificates
- A+ Rated Carriers
- Limits up to $500,000
Who We Insure
We Insure all types of commercial vehicles including Amazon, last mile, dump trucks, cranes, waste , hazmat, pick ups, hot shot & more!
Insurance for transportation companies is what we do and we take pride in delivering the best service and prices by comparing and competing for your business in an ethical and respectable manor.
Dry Van, Flatbed & Reefers
We insurance all types of trucking companies, including new ventures.
Auto Haulers & Hot Shots
Pick Up Trucks, Tractors, High Cargo Limits, A rated Carriers.
Sand & Gravel
Dump Trucks, Tractor Pulling Dump Trailer, Sand, Gravel Garbage, Etc.
Last Mile
Last Mile Delivery, Door to Door, Appliance Delivery, Furniture, Instal.
Hazmat
Hazmat haulers can find coverage with A rated and Admitted Carriers.
Hard To Place
We can place any type of business even those with high losses and limits.
Policy Add Ons and Endorsements
The add ons without the added headaches.
Certificate Holders
A Certificate Holder is an entity or individual who is listed on an insurance certificate as having a vested interest in the insurance policy.
Additional Insured
An Additional Insured is a person or entity added to an insurance policy to provide them with coverage under the policy. This status extends certain protections, such as liability coverage, to the additional insured in the event of a claim or lawsuit related to the policyholder’s operations.
Waiver of Subrogation
A Waiver of Subrogation is a provision in an insurance policy that prevents the insurer from seeking reimbursement from a third party responsible for a loss.
UIIA
The Uniform Intermodal Interchange and Facilities Access Agreement (UIIA) is a standardized contract used in the intermodal transportation industry. It establishes the terms and conditions under which motor carriers can lease containers and chassis from equipment providers such as ocean carriers, leasing companies, and railroads.
Federal Filings
Trucking companies must submit BMC-91X filings to prove that they meet the required minimum levels of insurance. This includes auto liability insurance and, in some cases, cargo insurance. The FMCSA uses this filing to confirm that the company has the financial capacity to cover potential liabilities.
Towing and Clean up
Towing and Cleanup Insurance is a specialized coverage in the trucking and transportation industry that addresses the costs associated with towing a damaged vehicle and the cleanup of hazardous materials or debris resulting from accidents.
Let Us Quote You Today!
Quote online or give us a call for immediate assistance (305) 428-2005.
Frequently Asked Questions
How do I start a trucking company?
Visit our permitting company Here to learn the steps required to get started.
How do I request a certificate of insurance?
Online via our insured portal Here.
or
Via email coi@musasinsurance.com
What are “Loss Runs”?
A loss run is an insurance report that list any losses you may have experienced while insured. A loss run report can serve as an experience indicator and can even help with lowing premiums when no losses are present.
What are some things that I should keep in mind when buying truck insurance?
There are many things to consider but here are a quick few:
- Most insurance policies require a down payment.
- Shopping for insurance can be more difficult if you have less than two years of experience.
- If you have had a policy in the past, most insurance companies will request a copy of your loss runs.
- Your MC number will take a minimum of 20-25 business days to become authorized after meeting all FMCSA requirements.