Bonds that help you move business forward.
Fast, reliable surety-bond solutions for contractors, freight brokers, business owners, public officials, fiduciaries, notaries and regulated professionals.
Quick & Easy
Many common commercial and license bonds can be quoted and issued with a simplified application.
Multiple Surety Markets
We compare available bond companies to help identify suitable terms and competitive pricing.
Affordable Options
Bond premiums are generally a percentage of the required bond amount and depend on underwriting.
A financial guarantee that helps build confidence and trust.
A surety bond is a legally binding agreement that guarantees an individual or business will fulfill a specified obligation.
Unlike traditional insurance, which is primarily designed to protect the policyholder, a surety bond is generally intended to protect the party requiring the bond or the public from financial loss.
Who is involved in a surety bond?
Principal
The individual or business purchasing the bond and promising to fulfill an obligation.
Obligee
The government agency, court, project owner or organization requiring the bond.
Surety
The company issuing the bond and financially guaranteeing the principal’s obligation.
Bond options tailored to your requirement.
The correct bond depends on who requires it, the obligation being guaranteed and the bond amount.
Freight Broker Bonds
The BMC-84 bond is commonly required by the Federal Motor Carrier Safety Administration for licensed freight brokers and freight forwarders.
- $75,000 required bond amount
- Freight broker authority support
- Annual renewal options
Construction Bonds
Bonds that help project owners confirm a contractor will honor bids, complete contracted work and pay eligible subcontractors and suppliers.
- Bid bonds
- Performance bonds
- Payment bonds
License & Permit Bonds
Bonds required by state, county or municipal agencies as a condition of obtaining or maintaining a professional license or permit.
- Contractor license bonds
- Dealer bonds
- Business permit bonds
Court & Fiduciary Bonds
Bonds for individuals appointed to manage money, property or legal responsibilities on behalf of another person or an estate.
- Executor and administrator bonds
- Guardian bonds
- Trustee bonds
Janitorial Service Bonds
Helps provide customers with protection when an employee of a bonded cleaning business commits a covered dishonest act.
- Residential cleaning businesses
- Commercial janitorial companies
- Employee-theft protection
Public Official Bonds
Bonds required for certain elected or appointed officials who are entrusted with public funds or official duties.
- Treasurers and tax collectors
- Judges and court clerks
- Government officials
Employee Dishonesty Bonds
Helps protect a business against certain financial losses caused by employee theft, fraud or dishonest conduct.
- Employee theft
- Covered fraudulent acts
- Business property protection
Notary Bonds
Bonds required in many states before a notary public can receive or maintain a commission.
- State-required bond amounts
- New and renewing notaries
- Errors-and-omissions options
ERISA Bonds
Helps protect employee-benefit plans from covered losses caused by fraud or dishonesty by individuals who handle plan funds.
- Employee-benefit plans
- Plan fiduciaries and administrators
- Federal bonding requirements
BMC-84 bond options for freight brokers and forwarders.
Freight brokers and certain freight forwarders generally must maintain a $75,000 surety bond or qualifying trust fund as part of their FMCSA authority requirements.
Required bond amount
Your annual premium is not the full $75,000. The premium is determined through underwriting and is usually a portion of the bond amount.
Bonding support from bid through project completion.
Construction bonds can help contractors qualify for public and private projects and assure project owners that contractual obligations will be fulfilled.
Bid Bonds
Provides assurance that the contractor submitting the bid will honor the bid and furnish required final bonds if the contract is awarded.
Commonly required during biddingPerformance Bonds
Guarantees that the contractor will perform the contracted work according to the agreement’s terms and conditions.
Protects the project ownerPayment Bonds
Guarantees eligible subcontractors, laborers and material suppliers will be paid in accordance with the bonded contract.
Protects project participantsNeed a bid bond or performance-and-payment bond?
Send us the bond form, contract amount, project description and bid or award documentation.
More than a requirement. A tool for growth.
The right surety bond can help your business satisfy legal requirements, qualify for new opportunities and strengthen trust with clients.
Demonstrate Trust
Show customers, government agencies and project owners that your obligations are backed by a surety company.
Meet Requirements
Satisfy licensing, permit, court, contract or regulatory requirements imposed by an obligee.
Win More Opportunities
Construction bonding can help qualified contractors bid on projects that would otherwise be unavailable.
What determines bond approval and cost?
Some small commercial bonds can be issued automatically. Larger or more complex obligations may require a detailed review of credit, experience, finances and the underlying contract.
Request an Underwriting ReviewBond Type
License, court, construction and financial-guarantee bonds involve different underwriting requirements.
Bond Amount
Larger bond amounts generally involve greater financial exposure and may require additional documentation.
Credit Profile
Personal or business credit may affect eligibility, collateral requirements and the final premium.
Financial Strength
Business financial statements, bank balances and working capital may be reviewed for larger bonds.
Experience
Construction sureties may review the contractor’s experience with projects of similar size and scope.
Bond History
Prior claims, outstanding obligations and previous surety relationships may be considered.
Credit issues may not automatically prevent approval.
Some surety companies offer programs for applicants with lower credit scores, prior financial issues or limited business history. These programs may involve a higher premium, additional documentation, collateral or another form of support.
Premium
The amount paid to purchase the bond. It is not the same as the full required bond amount.
Collateral
Some higher-risk or larger bonds may require funds or other assets to secure the surety’s obligation.
Get your surety bond in three clear steps.
Start with the bond requirement, complete underwriting and receive the documentation needed by the obligee.
Send the Requirement
Provide the bond form, required amount, obligee information and basic personal or business details.
Start an application →Underwriting & Approval
The surety reviews the application, obligation, credit and any financial information required for approval.
Pay & Receive the Bond
Accept the terms, pay the premium and receive the official bond for electronic or physical filing.
What we may need to quote your bond.
Requirements vary by bond type. Sending the bond form or written requirement is often the best place to start.
Start My Bond RequestBond Form
A copy of the bond form, court order, contract or licensing requirement provided by the obligee.
Bond Amount
The required penal sum or maximum financial obligation stated by the obligee.
Principal Details
Legal name, address, ownership, Social Security or tax identification details and contact information.
Obligee Information
The complete name and address of the agency, court, project owner or organization requiring the bond.
Financial Information
Larger bonds may require personal financial statements, business financials, bank information or tax returns.
Project Information
Construction bonds may require the contract, bid results, project scope, work-on-hand schedule and completion history.
Let’s find the right surety bond for your requirement.
Start online or call our team at (305) 428-2005.
Surety-bond questions, answered.
Bond requirements vary by obligee, state, industry and obligation. Our team can help identify what is needed.