While insurance can be complex, it does’t have to be. The truth is, all business are different and each needs to be evaluated in its own spectrum to make sure you have the correct coverages you need. While state law may only require minimum limits in some states, that’s not always the best route to go, especially in larger and heavier vehicles.

Auto liability insurance pays for injuries or property damage you cause to others in an accident. Most states require some form of auto liability by law. Having the appropriate auto liability limits for your commercial auto is almost as important as the business itself. You need the right coverage for the unexpected moments in life, this provides security and longevity so that your business can grow.

Yes! We can insure new venture, hard to place risk, new drivers, company’s with loss history, hard to place classes and more. Give us a call to learn more about how we can get your company rolling.

Absolutely, we love fleets. Our most common fleets are those of plumbers, electricians, HVAC and construction contractors. Great savings exist for those fleets with 10 or more units.

Most definitely! We have carriers that can insure both commercial and personal use of an auto, all under one policy! Saving you money and minimizing your expose to losses not covered when just one policy exist. For example, your personal auto policy will deny any losses you have while using your vehicle for business purposes unless an endorsement is in place to allow the business use of the vehicle. Many times people find out the hard way when they get into an accident and learn that their policy does not cover the loss simply because they were working.

Getting experience, with active insurance, is one of the best ways to lower your premium. Hiring experienced drivers with clean licenses. Some companies give discounts for having dash cameras. Choosing the right classification for your business. Automatic Payments. Paperless billing. Fleet & multiple vehicles. Bundled policies.