{"id":252,"date":"2024-12-07T05:42:11","date_gmt":"2024-12-07T05:42:11","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=252"},"modified":"2026-07-28T02:34:32","modified_gmt":"2026-07-28T02:34:32","slug":"personal-umbrella","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=252","title":{"rendered":"Personal Umbrella"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<style data-wp-block-html=\"css\">\n\/* =========================================================\n   MAS INSURANCE\n   PERSONAL UMBRELLA INSURANCE PAGE\n\n   Main wrapper: .mas-personal-umbrella-page\n   CSS prefix:   .mpu-\n========================================================= *\/\n\n\n\/* =========================================================\n   1. VARIABLES & GLOBAL STYLES\n========================================================= *\/\n\n.mas-personal-umbrella-page {\n    --mpu-primary: #006DFF;\n    --mpu-primary-dark: #0057CC;\n    --mpu-primary-light: #EAF3FF;\n\n    --mpu-navy: #102A43;\n    --mpu-navy-dark: #071C31;\n    --mpu-heading: #102A43;\n\n    --mpu-text: #4A5568;\n    --mpu-muted: #718096;\n\n    --mpu-white: #FFFFFF;\n    --mpu-soft: #F7FBFF;\n    --mpu-soft-blue: #EDF6FF;\n\n    --mpu-border: #DDEAF6;\n    --mpu-border-light: #E8F0F8;\n\n    --mpu-green: #0E9F6E;\n    --mpu-green-soft: #EAFBF4;\n\n    --mpu-cyan: #00A8D9;\n    --mpu-cyan-soft: #E8F9FF;\n\n    --mpu-orange: #D98700;\n    --mpu-orange-soft: #FFF7E6;\n\n    --mpu-purple: #7C3AED;\n    --mpu-purple-soft: #F1EBFF;\n\n    --mpu-red: #D64545;\n    --mpu-red-soft: #FFF0F0;\n\n    --mpu-shadow-small:\n        0 10px 30px rgba(15, 42, 67, 0.06);\n\n    --mpu-shadow-medium:\n        0 20px 55px rgba(15, 42, 67, 0.10);\n\n    --mpu-shadow-large:\n        0 35px 90px rgba(15, 42, 67, 0.14);\n\n    position: relative;\n    width: 100%;\n    overflow: hidden;\n    background: #FFFFFF;\n    color: var(--mpu-text);\n    font-family:\n        Inter,\n        -apple-system,\n        BlinkMacSystemFont,\n        \"Segoe UI\",\n        Roboto,\n        Arial,\n        sans-serif;\n}\n\n.mas-personal-umbrella-page,\n.mas-personal-umbrella-page * {\n    box-sizing: border-box;\n}\n\n.mas-personal-umbrella-page *::before,\n.mas-personal-umbrella-page *::after {\n    box-sizing: border-box;\n}\n\n.mas-personal-umbrella-page img {\n    display: block;\n    max-width: 100%;\n}\n\n.mas-personal-umbrella-page svg {\n    display: block;\n}\n\n.mas-personal-umbrella-page a {\n    color: inherit;\n    text-decoration: none;\n}\n\n.mas-personal-umbrella-page h1,\n.mas-personal-umbrella-page h2,\n.mas-personal-umbrella-page h3,\n.mas-personal-umbrella-page h4,\n.mas-personal-umbrella-page p,\n.mas-personal-umbrella-page ul {\n    margin-top: 0;\n}\n\n.mpu-container {\n    position: relative;\n    z-index: 2;\n    width: min(1180px, calc(100% - 40px));\n    margin: 0 auto;\n}\n\n.mpu-section {\n    position: relative;\n    padding: 110px 0;\n}\n\n.mpu-two-column {\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);\n    gap: 72px;\n    align-items: center;\n}\n\n\n\/* =========================================================\n   2. PAGE BACKGROUND\n========================================================= *\/\n\n.mpu-page-background {\n    position: absolute;\n    inset: 0;\n    overflow: hidden;\n    pointer-events: none;\n    z-index: 0;\n}\n\n.mpu-page-orb {\n    position: absolute;\n    display: block;\n    border-radius: 50%;\n    filter: blur(10px);\n    opacity: 0.35;\n}\n\n.mpu-page-orb-one {\n    top: 320px;\n    right: -250px;\n    width: 560px;\n    height: 560px;\n    background:\n        radial-gradient(\n            circle,\n            rgba(0, 109, 255, 0.30) 0%,\n            rgba(0, 109, 255, 0) 70%\n        );\n}\n\n.mpu-page-orb-two {\n    top: 2450px;\n    left: -290px;\n    width: 620px;\n    height: 620px;\n    background:\n        radial-gradient(\n            circle,\n            rgba(124, 58, 237, 0.20) 0%,\n            rgba(124, 58, 237, 0) 70%\n        );\n}\n\n.mpu-page-orb-three {\n    top: 5100px;\n    right: -240px;\n    width: 560px;\n    height: 560px;\n    background:\n        radial-gradient(\n            circle,\n            rgba(0, 189, 214, 0.20) 0%,\n            rgba(0, 189, 214, 0) 70%\n        );\n}\n\n.mpu-page-grid {\n    position: absolute;\n    inset: 0;\n    background-image:\n        linear-gradient(\n            rgba(0, 109, 255, 0.025) 1px,\n            transparent 1px\n        ),\n        linear-gradient(\n            90deg,\n            rgba(0, 109, 255, 0.025) 1px,\n            transparent 1px\n        );\n    background-size: 52px 52px;\n    mask-image:\n        linear-gradient(\n            to bottom,\n            black 0%,\n            rgba(0, 0, 0, 0.4) 24%,\n            transparent 52%\n        );\n}\n\n\n\/* =========================================================\n   3. SHARED TYPOGRAPHY\n========================================================= *\/\n\n.mpu-section-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    padding: 9px 15px;\n    margin-bottom: 20px;\n    border-radius: 999px;\n    background: var(--mpu-primary-light);\n    color: var(--mpu-primary);\n    font-size: 13px;\n    font-weight: 800;\n    letter-spacing: 0.055em;\n    line-height: 1;\n    text-transform: uppercase;\n}\n\n.mpu-section-label-light {\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.13);\n    border: 1px solid rgba(255, 255, 255, 0.20);\n    backdrop-filter: blur(12px);\n}\n\n.mpu-section-heading {\n    max-width: 800px;\n    margin-bottom: 54px;\n}\n\n.mpu-section-heading-centered {\n    margin-right: auto;\n    margin-left: auto;\n    text-align: center;\n}\n\n.mpu-section-heading h2,\n.mpu-section-copy h2,\n.mpu-layers-copy h2,\n.mpu-claims-copy h2,\n.mpu-why-copy h2,\n.mpu-quote-content h2 {\n    margin-bottom: 22px;\n    color: var(--mpu-heading);\n    font-size: clamp(40px, 5vw, 65px);\n    font-weight: 850;\n    letter-spacing: -0.048em;\n    line-height: 1.03;\n}\n\n.mpu-section-heading h2 span,\n.mpu-section-copy h2 span,\n.mpu-why-copy h2 span {\n    color: var(--mpu-primary);\n}\n\n.mpu-layers-copy h2,\n.mpu-claims-copy h2,\n.mpu-quote-content h2 {\n    color: #FFFFFF;\n}\n\n.mpu-layers-copy h2 span,\n.mpu-claims-copy h2 span,\n.mpu-quote-content h2 span {\n    color: #AAD8FF;\n}\n\n.mpu-section-heading p,\n.mpu-section-copy p,\n.mpu-layers-copy p,\n.mpu-claims-copy p,\n.mpu-why-copy p,\n.mpu-quote-content p {\n    color: var(--mpu-text);\n    font-size: 18px;\n    line-height: 1.78;\n}\n\n.mpu-layers-copy p,\n.mpu-claims-copy p,\n.mpu-quote-content p {\n    color: rgba(255, 255, 255, 0.80);\n}\n\n.mpu-section-lead {\n    margin-bottom: 18px;\n    color: var(--mpu-navy) !important;\n    font-size: 20px !important;\n    font-weight: 650;\n}\n\n\n\/* =========================================================\n   4. BUTTONS\n========================================================= *\/\n\n.mpu-button {\n    display: inline-flex;\n    min-height: 56px;\n    align-items: center;\n    justify-content: center;\n    gap: 10px;\n    padding: 0 28px;\n    border: 1px solid transparent;\n    border-radius: 999px;\n    font-size: 16px;\n    font-weight: 800;\n    line-height: 1;\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease,\n        background-color 0.25s ease,\n        border-color 0.25s ease;\n}\n\n.mpu-button svg {\n    width: 20px;\n    height: 20px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.9;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-button:hover {\n    transform: translateY(-3px);\n}\n\n.mpu-button-primary {\n    color: #FFFFFF !important;\n    background: var(--mpu-primary);\n    box-shadow:\n        0 16px 35px rgba(0, 109, 255, 0.25);\n}\n\n.mpu-button-primary:hover {\n    background: var(--mpu-primary-dark);\n    box-shadow:\n        0 20px 42px rgba(0, 109, 255, 0.32);\n}\n\n.mpu-button-secondary {\n    color: var(--mpu-navy) !important;\n    background: rgba(255, 255, 255, 0.86);\n    border-color: rgba(16, 42, 67, 0.10);\n    box-shadow:\n        0 12px 30px rgba(15, 42, 67, 0.06);\n    backdrop-filter: blur(14px);\n}\n\n.mpu-button-secondary:hover {\n    background: #FFFFFF;\n    border-color: rgba(0, 109, 255, 0.20);\n}\n\n.mpu-button-white {\n    color: var(--mpu-primary) !important;\n    background: #FFFFFF;\n    box-shadow:\n        0 16px 38px rgba(7, 28, 49, 0.20);\n}\n\n.mpu-button-glass {\n    color: #FFFFFF !important;\n    background: rgba(255, 255, 255, 0.11);\n    border-color: rgba(255, 255, 255, 0.24);\n    backdrop-filter: blur(15px);\n}\n\n\n\/* =========================================================\n   5. HERO\n========================================================= *\/\n\n.mpu-hero {\n    position: relative;\n    overflow: hidden;\n    padding: 105px 0 155px;\n    background:\n        radial-gradient(\n            circle at 82% 16%,\n            rgba(93, 187, 255, 0.29),\n            transparent 28%\n        ),\n        radial-gradient(\n            circle at 10% 8%,\n            rgba(124, 58, 237, 0.12),\n            transparent 25%\n        ),\n        linear-gradient(\n            135deg,\n            #FBFDFF 0%,\n            #EDF6FF 56%,\n            #F9F5FF 100%\n        );\n}\n\n.mpu-hero-container {\n    display: grid;\n    grid-template-columns: minmax(0, 1.04fr) minmax(0, 0.96fr);\n    gap: 72px;\n    align-items: center;\n}\n\n.mpu-hero-content {\n    position: relative;\n    z-index: 3;\n}\n\n.mpu-eyebrow {\n    display: inline-flex;\n    align-items: center;\n    gap: 10px;\n    padding: 9px 15px 9px 9px;\n    margin-bottom: 24px;\n    border: 1px solid rgba(0, 109, 255, 0.10);\n    border-radius: 999px;\n    background: rgba(255, 255, 255, 0.72);\n    color: var(--mpu-primary);\n    font-size: 13px;\n    font-weight: 800;\n    letter-spacing: 0.04em;\n    text-transform: uppercase;\n    backdrop-filter: blur(14px);\n    box-shadow:\n        0 10px 30px rgba(15, 42, 67, 0.05);\n}\n\n.mpu-eyebrow-icon {\n    display: grid;\n    width: 34px;\n    height: 34px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 11px;\n    background: var(--mpu-primary);\n    color: #FFFFFF;\n}\n\n.mpu-eyebrow-icon svg {\n    width: 18px;\n    height: 18px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-hero h1 {\n    max-width: 770px;\n    margin-bottom: 27px;\n    color: var(--mpu-navy);\n    font-size: clamp(52px, 6.4vw, 82px);\n    font-weight: 880;\n    letter-spacing: -0.058em;\n    line-height: 0.99;\n}\n\n.mpu-hero h1 span {\n    display: block;\n    color: var(--mpu-primary);\n}\n\n.mpu-hero-description {\n    max-width: 655px;\n    margin-bottom: 35px;\n    color: var(--mpu-text);\n    font-size: 20px;\n    line-height: 1.78;\n}\n\n.mpu-hero-actions {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n}\n\n.mpu-hero-trust {\n    display: flex;\n    align-items: center;\n    gap: 17px;\n    margin-top: 30px;\n}\n\n.mpu-trust-icon-stack {\n    display: flex;\n    align-items: center;\n}\n\n.mpu-trust-icon-stack span {\n    display: grid;\n    width: 40px;\n    height: 40px;\n    place-items: center;\n    margin-left: -8px;\n    border: 3px solid #FFFFFF;\n    border-radius: 50%;\n    color: var(--mpu-primary);\n    background: #EAF3FF;\n    font-size: 11px;\n    font-weight: 850;\n    box-shadow:\n        0 8px 18px rgba(15, 42, 67, 0.08);\n}\n\n.mpu-trust-icon-stack span:first-child {\n    margin-left: 0;\n}\n\n.mpu-trust-icon-stack span:nth-child(2) {\n    color: var(--mpu-purple);\n    background: var(--mpu-purple-soft);\n}\n\n.mpu-trust-icon-stack span:nth-child(3) {\n    color: var(--mpu-green);\n    background: var(--mpu-green-soft);\n}\n\n.mpu-trust-icon-stack span:last-child {\n    color: #FFFFFF;\n    background: var(--mpu-primary);\n}\n\n.mpu-stars {\n    color: #F6B500;\n    font-size: 15px;\n    letter-spacing: 0.12em;\n}\n\n.mpu-hero-trust-copy p {\n    margin-bottom: 0;\n    color: var(--mpu-muted);\n    font-size: 12px;\n    font-weight: 700;\n}\n\n\n\/* =========================================================\n   6. HERO VISUAL\n========================================================= *\/\n\n.mpu-hero-visual {\n    position: relative;\n    min-height: 600px;\n    display: grid;\n    place-items: center;\n}\n\n.mpu-hero-glow {\n    position: absolute;\n    width: 520px;\n    height: 520px;\n    border-radius: 50%;\n    background:\n        radial-gradient(\n            circle,\n            rgba(0, 109, 255, 0.25),\n            rgba(0, 109, 255, 0) 70%\n        );\n}\n\n.mpu-protection-ring {\n    position: absolute;\n    border: 1px solid rgba(0, 109, 255, 0.12);\n    border-radius: 50%;\n}\n\n.mpu-protection-ring-one {\n    width: 560px;\n    height: 560px;\n    animation: mpuRotate 24s linear infinite;\n}\n\n.mpu-protection-ring-two {\n    width: 490px;\n    height: 490px;\n    border-style: dashed;\n    animation: mpuRotateReverse 20s linear infinite;\n}\n\n.mpu-protection-ring-one::before,\n.mpu-protection-ring-two::before {\n    content: \"\";\n    position: absolute;\n    width: 13px;\n    height: 13px;\n    border-radius: 50%;\n    background: var(--mpu-primary);\n    box-shadow:\n        0 0 0 8px rgba(0, 109, 255, 0.09);\n}\n\n.mpu-protection-ring-one::before {\n    top: 47px;\n    left: 78px;\n}\n\n.mpu-protection-ring-two::before {\n    right: 54px;\n    bottom: 68px;\n    background: var(--mpu-purple);\n    box-shadow:\n        0 0 0 8px rgba(124, 58, 237, 0.09);\n}\n\n.mpu-umbrella-stage {\n    position: relative;\n    width: min(500px, 100%);\n    aspect-ratio: 1 \/ 1;\n    overflow: hidden;\n    display: grid;\n    place-items: center;\n    border: 1px solid rgba(255, 255, 255, 0.95);\n    border-radius: 50%;\n    background:\n        linear-gradient(\n            145deg,\n            rgba(255, 255, 255, 0.98),\n            rgba(223, 240, 255, 0.90)\n        );\n    box-shadow:\n        0 42px 95px rgba(35, 80, 130, 0.18),\n        inset 0 1px 0 #FFFFFF;\n}\n\n.mpu-umbrella-stage-glass {\n    position: absolute;\n    inset: 23px;\n    border: 1px solid rgba(255, 255, 255, 0.75);\n    border-radius: 50%;\n    background:\n        linear-gradient(\n            145deg,\n            rgba(255, 255, 255, 0.18),\n            rgba(255, 255, 255, 0.04)\n        );\n}\n\n.mpu-umbrella-image {\n    position: relative;\n    z-index: 3;\n    width: 78%;\n    filter:\n        drop-shadow(0 28px 28px rgba(37, 77, 120, 0.18));\n}\n\n.mpu-floating-card {\n    position: absolute;\n    z-index: 5;\n    display: flex;\n    min-width: 215px;\n    align-items: center;\n    gap: 13px;\n    padding: 15px 17px;\n    border: 1px solid rgba(255, 255, 255, 0.95);\n    border-radius: 19px;\n    background: rgba(255, 255, 255, 0.90);\n    box-shadow:\n        0 20px 52px rgba(30, 72, 118, 0.15);\n    backdrop-filter: blur(18px);\n    animation: mpuFloat 6s ease-in-out infinite;\n}\n\n.mpu-floating-card strong,\n.mpu-floating-card div > span {\n    display: block;\n}\n\n.mpu-floating-card strong {\n    color: var(--mpu-navy);\n    font-size: 14px;\n}\n\n.mpu-floating-card div > span {\n    margin-top: 3px;\n    color: var(--mpu-muted);\n    font-size: 11px;\n}\n\n.mpu-floating-icon {\n    display: grid;\n    width: 43px;\n    height: 43px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n}\n\n.mpu-floating-icon-purple {\n    color: var(--mpu-purple);\n    background: var(--mpu-purple-soft);\n}\n\n.mpu-floating-icon-green {\n    color: var(--mpu-green);\n    background: var(--mpu-green-soft);\n}\n\n.mpu-floating-icon svg {\n    width: 21px;\n    height: 21px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-floating-card-limit {\n    top: 105px;\n    left: -22px;\n}\n\n.mpu-floating-card-assets {\n    top: 245px;\n    right: -30px;\n    animation-delay: 0.9s;\n}\n\n.mpu-floating-card-defense {\n    bottom: 28px;\n    left: 34px;\n    animation-delay: 1.6s;\n}\n\n.mpu-hero-wave {\n    position: absolute;\n    right: 0;\n    bottom: -1px;\n    left: 0;\n    height: 86px;\n}\n\n.mpu-hero-wave svg {\n    width: 100%;\n    height: 100%;\n}\n\n.mpu-hero-wave path {\n    fill: #FFFFFF;\n}\n\n\n\/* =========================================================\n   7. BENEFITS STRIP\n========================================================= *\/\n\n.mpu-benefits {\n    position: relative;\n    padding: 24px 0 42px;\n    background: #FFFFFF;\n}\n\n.mpu-benefits-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n    overflow: hidden;\n    border: 1px solid var(--mpu-border);\n    border-radius: 25px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-medium);\n}\n\n.mpu-benefit-item {\n    display: flex;\n    align-items: center;\n    gap: 14px;\n    padding: 25px 23px;\n    border-right: 1px solid var(--mpu-border);\n}\n\n.mpu-benefit-item:last-child {\n    border-right: 0;\n}\n\n.mpu-benefit-icon {\n    display: grid;\n    width: 44px;\n    height: 44px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 11px;\n    font-weight: 850;\n}\n\n.mpu-benefit-item strong,\n.mpu-benefit-item div > span {\n    display: block;\n}\n\n.mpu-benefit-item strong {\n    color: var(--mpu-navy);\n    font-size: 14px;\n}\n\n.mpu-benefit-item div > span {\n    margin-top: 4px;\n    color: var(--mpu-muted);\n    font-size: 11px;\n    line-height: 1.45;\n}\n\n\n\/* =========================================================\n   8. INTRO\n========================================================= *\/\n\n.mpu-intro {\n    background: #FFFFFF;\n}\n\n.mpu-check-list {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 12px;\n    margin-top: 29px;\n}\n\n.mpu-check-item {\n    display: flex;\n    align-items: center;\n    gap: 11px;\n    padding: 14px;\n    border: 1px solid #E6EEF6;\n    border-radius: 15px;\n    background: #F8FBFE;\n    color: var(--mpu-navy);\n    font-size: 13px;\n    font-weight: 750;\n}\n\n.mpu-check-item > span {\n    display: grid;\n    width: 23px;\n    height: 23px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 8px;\n    color: var(--mpu-green);\n    background: var(--mpu-green-soft);\n    font-size: 11px;\n    font-weight: 900;\n}\n\n\n\/* =========================================================\n   9. COVERAGE LAYER DASHBOARD\n========================================================= *\/\n\n.mpu-limit-dashboard {\n    padding: 29px;\n    border: 1px solid #E2ECF6;\n    border-radius: 30px;\n    background:\n        linear-gradient(\n            145deg,\n            #FFFFFF,\n            #F1F7FF\n        );\n    box-shadow: var(--mpu-shadow-large);\n}\n\n.mpu-dashboard-header {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 20px;\n}\n\n.mpu-dashboard-header > div > span,\n.mpu-dashboard-header > div > strong {\n    display: block;\n}\n\n.mpu-dashboard-header > div > span {\n    margin-bottom: 4px;\n    color: var(--mpu-muted);\n    font-size: 11px;\n    text-transform: uppercase;\n    letter-spacing: 0.06em;\n}\n\n.mpu-dashboard-header > div > strong {\n    color: var(--mpu-navy);\n    font-size: 21px;\n}\n\n.mpu-dashboard-status {\n    display: inline-flex;\n    align-items: center;\n    gap: 7px;\n    padding: 8px 12px;\n    border-radius: 999px;\n    color: #087D50;\n    background: var(--mpu-green-soft);\n    font-size: 11px;\n    font-weight: 850;\n}\n\n.mpu-dashboard-status i {\n    width: 7px;\n    height: 7px;\n    border-radius: 50%;\n    background: var(--mpu-green);\n    box-shadow:\n        0 0 0 4px rgba(14, 159, 110, 0.10);\n}\n\n.mpu-coverage-stack {\n    display: grid;\n    gap: 14px;\n    margin: 28px 0 22px;\n}\n\n.mpu-stack-layer {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 20px;\n    padding: 23px;\n    border-radius: 20px;\n}\n\n.mpu-stack-layer small,\n.mpu-stack-layer strong {\n    display: block;\n}\n\n.mpu-stack-layer small {\n    margin-bottom: 5px;\n    font-size: 10px;\n    text-transform: uppercase;\n    letter-spacing: 0.06em;\n}\n\n.mpu-stack-layer strong {\n    font-size: 17px;\n}\n\n.mpu-stack-layer > span {\n    padding: 8px 11px;\n    border-radius: 999px;\n    font-size: 10px;\n    font-weight: 850;\n}\n\n.mpu-stack-layer-umbrella {\n    color: #FFFFFF;\n    background:\n        linear-gradient(\n            135deg,\n            #0F2E51,\n            #006DFF\n        );\n    box-shadow:\n        0 18px 40px rgba(0, 109, 255, 0.20);\n}\n\n.mpu-stack-layer-umbrella small {\n    color: rgba(255, 255, 255, 0.64);\n}\n\n.mpu-stack-layer-umbrella > span {\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.14);\n}\n\n.mpu-stack-layer-primary {\n    border: 1px solid var(--mpu-border);\n    color: var(--mpu-navy);\n    background: #FFFFFF;\n}\n\n.mpu-stack-layer-primary small {\n    color: var(--mpu-muted);\n}\n\n.mpu-stack-layer-primary > span {\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n}\n\n.mpu-stack-connector {\n    display: grid;\n    height: 24px;\n    place-items: center;\n}\n\n.mpu-stack-connector span {\n    position: relative;\n    width: 2px;\n    height: 24px;\n    background: #BFD5EA;\n}\n\n.mpu-stack-connector span::after {\n    content: \"\";\n    position: absolute;\n    bottom: -1px;\n    left: 50%;\n    width: 8px;\n    height: 8px;\n    border-right: 2px solid #8DB5D8;\n    border-bottom: 2px solid #8DB5D8;\n    transform: translateX(-50%) rotate(45deg);\n}\n\n.mpu-stack-foundation {\n    display: flex;\n    align-items: center;\n    gap: 14px;\n    padding: 19px;\n    border: 1px dashed #C7D9E9;\n    border-radius: 18px;\n    background: #F8FBFE;\n}\n\n.mpu-foundation-icon {\n    display: grid;\n    width: 44px;\n    height: 44px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 14px;\n    color: var(--mpu-purple);\n    background: var(--mpu-purple-soft);\n}\n\n.mpu-foundation-icon svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-stack-foundation small,\n.mpu-stack-foundation strong {\n    display: block;\n}\n\n.mpu-stack-foundation small {\n    margin-bottom: 4px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n}\n\n.mpu-stack-foundation strong {\n    color: var(--mpu-navy);\n    font-size: 14px;\n}\n\n.mpu-dashboard-footer {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 10px 20px;\n}\n\n.mpu-dashboard-footer span {\n    display: inline-flex;\n    align-items: center;\n    gap: 7px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    font-weight: 700;\n}\n\n.mpu-dashboard-footer i {\n    width: 7px;\n    height: 7px;\n    border-radius: 50%;\n    background: var(--mpu-primary);\n}\n\n\n\/* =========================================================\n   10. RISK CARDS\n========================================================= *\/\n\n.mpu-risk-section {\n    background: var(--mpu-soft);\n}\n\n.mpu-risk-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mpu-risk-card {\n    position: relative;\n    min-height: 330px;\n    overflow: hidden;\n    padding: 29px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 24px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease,\n        border-color 0.25s ease;\n}\n\n.mpu-risk-card:hover {\n    border-color: rgba(0, 109, 255, 0.22);\n    box-shadow: var(--mpu-shadow-large);\n    transform: translateY(-7px);\n}\n\n.mpu-risk-card-featured {\n    color: #FFFFFF;\n    background:\n        radial-gradient(\n            circle at 82% 14%,\n            rgba(93, 201, 255, 0.30),\n            transparent 28%\n        ),\n        linear-gradient(\n            145deg,\n            #102A43,\n            #006DFF\n        );\n}\n\n.mpu-card-number {\n    position: absolute;\n    top: 22px;\n    right: 24px;\n    color: rgba(16, 42, 67, 0.16);\n    font-size: 40px;\n    font-weight: 900;\n    line-height: 1;\n}\n\n.mpu-risk-card-featured .mpu-card-number {\n    color: rgba(255, 255, 255, 0.20);\n}\n\n.mpu-risk-icon {\n    display: grid;\n    width: 57px;\n    height: 57px;\n    place-items: center;\n    margin-bottom: 23px;\n    border-radius: 18px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n}\n\n.mpu-risk-card-featured .mpu-risk-icon {\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.14);\n    border: 1px solid rgba(255, 255, 255, 0.16);\n}\n\n.mpu-risk-icon svg {\n    width: 26px;\n    height: 26px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-risk-card h3 {\n    margin-bottom: 12px;\n    color: var(--mpu-navy);\n    font-size: 22px;\n    line-height: 1.2;\n}\n\n.mpu-risk-card-featured h3 {\n    color: #FFFFFF;\n}\n\n.mpu-risk-card p {\n    margin-bottom: 22px;\n    color: var(--mpu-text);\n    font-size: 13px;\n    line-height: 1.7;\n}\n\n.mpu-risk-card-featured p {\n    color: rgba(255, 255, 255, 0.76);\n}\n\n.mpu-risk-label {\n    display: inline-flex;\n    padding: 8px 10px;\n    border-radius: 999px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 9px;\n    font-weight: 850;\n    line-height: 1.3;\n}\n\n.mpu-risk-card-featured .mpu-risk-label {\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.13);\n}\n\n\n\/* =========================================================\n   11. COVERAGE CARDS\n========================================================= *\/\n\n.mpu-coverage-section {\n    background: #FFFFFF;\n}\n\n.mpu-coverage-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 22px;\n}\n\n.mpu-coverage-card {\n    position: relative;\n    min-height: 245px;\n    overflow: hidden;\n    padding: 31px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 24px;\n    background:\n        linear-gradient(\n            145deg,\n            #FFFFFF,\n            #FBFDFF\n        );\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease,\n        border-color 0.25s ease;\n}\n\n.mpu-coverage-card::after {\n    content: \"\";\n    position: absolute;\n    right: -45px;\n    bottom: -55px;\n    width: 130px;\n    height: 130px;\n    border-radius: 50%;\n    background:\n        radial-gradient(\n            circle,\n            rgba(0, 109, 255, 0.09),\n            rgba(0, 109, 255, 0)\n        );\n}\n\n.mpu-coverage-card:hover {\n    border-color: rgba(0, 109, 255, 0.24);\n    box-shadow: var(--mpu-shadow-medium);\n    transform: translateY(-6px);\n}\n\n.mpu-coverage-number {\n    display: grid;\n    width: 45px;\n    height: 45px;\n    place-items: center;\n    margin-bottom: 23px;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 12px;\n    font-weight: 850;\n}\n\n.mpu-coverage-card h3 {\n    margin-bottom: 11px;\n    color: var(--mpu-navy);\n    font-size: 22px;\n}\n\n.mpu-coverage-card p {\n    margin-bottom: 0;\n    color: var(--mpu-muted);\n    font-size: 14px;\n    line-height: 1.72;\n}\n\n.mpu-inline-note {\n    display: flex;\n    align-items: flex-start;\n    gap: 13px;\n    margin-top: 25px;\n    padding: 18px 20px;\n    border: 1px solid #DDE9F4;\n    border-radius: 17px;\n    background: #F8FBFE;\n}\n\n.mpu-inline-note > span {\n    display: grid;\n    width: 34px;\n    height: 34px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 11px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n}\n\n.mpu-inline-note svg {\n    width: 18px;\n    height: 18px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-inline-note p {\n    margin: 4px 0 0;\n    color: var(--mpu-muted);\n    font-size: 12px;\n    line-height: 1.65;\n}\n\n\n\/* =========================================================\n   12. LAYERS PANEL\n========================================================= *\/\n\n.mpu-layers-section {\n    padding-top: 42px;\n    background: var(--mpu-soft);\n}\n\n.mpu-layers-panel {\n    display: grid;\n    grid-template-columns: minmax(0, 0.85fr) minmax(0, 1.15fr);\n    gap: 54px;\n    align-items: center;\n    padding: 58px;\n    border-radius: 35px;\n    color: #FFFFFF;\n    background:\n        radial-gradient(\n            circle at 86% 18%,\n            rgba(82, 196, 255, 0.31),\n            transparent 27%\n        ),\n        linear-gradient(\n            135deg,\n            #0D2B4C,\n            #006DFF 63%,\n            #168DFF\n        );\n    box-shadow: var(--mpu-shadow-large);\n}\n\n.mpu-layers-copy .mpu-button {\n    margin-top: 28px;\n}\n\n.mpu-layer-diagram {\n    display: grid;\n    gap: 14px;\n}\n\n.mpu-diagram-top {\n    padding: 26px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 22px;\n    background: rgba(255, 255, 255, 0.12);\n    backdrop-filter: blur(14px);\n}\n\n.mpu-diagram-badge {\n    display: inline-flex;\n    padding: 7px 10px;\n    margin-bottom: 18px;\n    border-radius: 999px;\n    color: var(--mpu-primary);\n    background: #FFFFFF;\n    font-size: 10px;\n    font-weight: 850;\n    text-transform: uppercase;\n}\n\n.mpu-diagram-top small,\n.mpu-diagram-top strong {\n    display: block;\n}\n\n.mpu-diagram-top small {\n    margin-bottom: 5px;\n    color: rgba(255, 255, 255, 0.65);\n    font-size: 10px;\n    text-transform: uppercase;\n    letter-spacing: 0.06em;\n}\n\n.mpu-diagram-top strong {\n    color: #FFFFFF;\n    font-size: 20px;\n}\n\n.mpu-diagram-arrow {\n    display: grid;\n    height: 28px;\n    place-items: center;\n}\n\n.mpu-diagram-arrow span {\n    position: relative;\n    width: 2px;\n    height: 26px;\n    background: rgba(255, 255, 255, 0.35);\n}\n\n.mpu-diagram-arrow span::after {\n    content: \"\";\n    position: absolute;\n    bottom: -1px;\n    left: 50%;\n    width: 8px;\n    height: 8px;\n    border-right: 2px solid #FFFFFF;\n    border-bottom: 2px solid #FFFFFF;\n    transform: translateX(-50%) rotate(45deg);\n}\n\n.mpu-diagram-base-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 12px;\n}\n\n.mpu-diagram-base {\n    padding: 20px 15px;\n    border: 1px solid rgba(255, 255, 255, 0.17);\n    border-radius: 18px;\n    background: rgba(255, 255, 255, 0.10);\n    text-align: center;\n    backdrop-filter: blur(12px);\n}\n\n.mpu-diagram-base span,\n.mpu-diagram-base strong {\n    display: block;\n}\n\n.mpu-diagram-base span {\n    margin-bottom: 5px;\n    color: #A8DAFF;\n    font-size: 11px;\n    font-weight: 800;\n}\n\n.mpu-diagram-base strong {\n    color: #FFFFFF;\n    font-size: 14px;\n}\n\n.mpu-diagram-caption {\n    color: rgba(255, 255, 255, 0.58);\n    font-size: 10px;\n    line-height: 1.6;\n    text-align: center;\n}\n\n\n\/* =========================================================\n   13. WHO SHOULD CONSIDER IT\n========================================================= *\/\n\n.mpu-consider-section {\n    background: #FFFFFF;\n}\n\n.mpu-consider-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 21px;\n}\n\n.mpu-consider-card {\n    min-height: 235px;\n    padding: 28px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 23px;\n    background:\n        linear-gradient(\n            145deg,\n            #F4F9FF,\n            #FFFFFF\n        );\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease,\n        border-color 0.25s ease;\n}\n\n.mpu-consider-card:hover {\n    border-color: rgba(0, 109, 255, 0.23);\n    box-shadow: var(--mpu-shadow-medium);\n    transform: translateY(-6px);\n}\n\n.mpu-consider-tag {\n    display: inline-flex;\n    padding: 7px 10px;\n    margin-bottom: 20px;\n    border-radius: 999px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.045em;\n    text-transform: uppercase;\n}\n\n.mpu-consider-card h3 {\n    margin-bottom: 11px;\n    color: var(--mpu-navy);\n    font-size: 21px;\n}\n\n.mpu-consider-card p {\n    margin-bottom: 0;\n    color: var(--mpu-text);\n    font-size: 14px;\n    line-height: 1.72;\n}\n\n\n\/* =========================================================\n   14. EXCLUSIONS\n========================================================= *\/\n\n.mpu-exclusions-section {\n    background: var(--mpu-soft);\n}\n\n.mpu-exclusion-dashboard {\n    padding: 31px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 29px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-large);\n}\n\n.mpu-exclusion-header {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 18px;\n    margin-bottom: 22px;\n}\n\n.mpu-exclusion-header > div > span,\n.mpu-exclusion-header > div > strong {\n    display: block;\n}\n\n.mpu-exclusion-header > div > span {\n    margin-bottom: 4px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    letter-spacing: 0.06em;\n    text-transform: uppercase;\n}\n\n.mpu-exclusion-header > div > strong {\n    color: var(--mpu-navy);\n    font-size: 21px;\n}\n\n.mpu-exclusion-status {\n    padding: 8px 11px;\n    border-radius: 999px;\n    color: var(--mpu-red);\n    background: var(--mpu-red-soft);\n    font-size: 11px;\n    font-weight: 850;\n}\n\n.mpu-exclusion-list {\n    display: grid;\n    gap: 11px;\n}\n\n.mpu-exclusion-item {\n    display: grid;\n    grid-template-columns: auto minmax(0, 1fr);\n    gap: 12px;\n    align-items: center;\n    padding: 15px;\n    border: 1px solid #F1DFDF;\n    border-radius: 15px;\n    background: #FFF9F9;\n}\n\n.mpu-exclusion-item > span {\n    display: grid;\n    width: 29px;\n    height: 29px;\n    place-items: center;\n    border-radius: 9px;\n    color: var(--mpu-red);\n    background: var(--mpu-red-soft);\n    font-size: 15px;\n    font-weight: 900;\n}\n\n.mpu-exclusion-item strong,\n.mpu-exclusion-item small {\n    display: block;\n}\n\n.mpu-exclusion-item strong {\n    color: var(--mpu-navy);\n    font-size: 13px;\n}\n\n.mpu-exclusion-item small {\n    margin-top: 3px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    line-height: 1.45;\n}\n\n\n\/* =========================================================\n   15. REQUIREMENTS\n========================================================= *\/\n\n.mpu-requirements-section {\n    background: #FFFFFF;\n}\n\n.mpu-requirements-layout {\n    display: grid;\n    grid-template-columns: minmax(0, 1.22fr) minmax(290px, 0.78fr);\n    gap: 27px;\n    align-items: start;\n}\n\n.mpu-requirements-card {\n    padding: 31px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 29px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-medium);\n}\n\n.mpu-requirements-header {\n    display: flex;\n    align-items: center;\n    gap: 14px;\n    margin-bottom: 25px;\n}\n\n.mpu-requirements-header-icon {\n    display: grid;\n    width: 51px;\n    height: 51px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 16px;\n    color: #FFFFFF;\n    background:\n        linear-gradient(\n            135deg,\n            var(--mpu-primary),\n            #43C6FF\n        );\n}\n\n.mpu-requirements-header-icon svg {\n    width: 24px;\n    height: 24px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-requirements-header > div > span,\n.mpu-requirements-header h3 {\n    display: block;\n}\n\n.mpu-requirements-header > div > span {\n    margin-bottom: 4px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    text-transform: uppercase;\n    letter-spacing: 0.06em;\n}\n\n.mpu-requirements-header h3 {\n    margin-bottom: 0;\n    color: var(--mpu-navy);\n    font-size: 22px;\n}\n\n.mpu-requirements-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 12px;\n}\n\n.mpu-requirement-item {\n    display: grid;\n    grid-template-columns: auto minmax(0, 1fr);\n    gap: 12px;\n    align-items: center;\n    padding: 16px;\n    border: 1px solid var(--mpu-border-light);\n    border-radius: 15px;\n    background: #F9FBFD;\n}\n\n.mpu-requirement-item > span {\n    display: grid;\n    width: 36px;\n    height: 36px;\n    place-items: center;\n    border-radius: 11px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 11px;\n    font-weight: 850;\n}\n\n.mpu-requirement-item strong,\n.mpu-requirement-item small {\n    display: block;\n}\n\n.mpu-requirement-item strong {\n    color: var(--mpu-navy);\n    font-size: 13px;\n}\n\n.mpu-requirement-item small {\n    margin-top: 3px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    line-height: 1.45;\n}\n\n.mpu-help-card {\n    position: sticky;\n    top: 30px;\n    padding: 33px;\n    border: 1px solid #D9E8F7;\n    border-radius: 27px;\n    background:\n        radial-gradient(\n            circle at 85% 10%,\n            rgba(124, 58, 237, 0.10),\n            transparent 28%\n        ),\n        linear-gradient(\n            150deg,\n            #F0F7FF,\n            #FFFFFF\n        );\n    box-shadow: var(--mpu-shadow-medium);\n}\n\n.mpu-help-label {\n    display: inline-flex;\n    padding: 7px 10px;\n    margin-bottom: 20px;\n    border-radius: 999px;\n    color: var(--mpu-purple);\n    background: var(--mpu-purple-soft);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.045em;\n    text-transform: uppercase;\n}\n\n.mpu-help-icon {\n    display: grid;\n    width: 61px;\n    height: 61px;\n    place-items: center;\n    margin-bottom: 23px;\n    border-radius: 19px;\n    color: #FFFFFF;\n    background:\n        linear-gradient(\n            135deg,\n            var(--mpu-primary),\n            var(--mpu-purple)\n        );\n    box-shadow:\n        0 16px 30px rgba(0, 109, 255, 0.18);\n}\n\n.mpu-help-icon svg {\n    width: 29px;\n    height: 29px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-help-card h3 {\n    margin-bottom: 13px;\n    color: var(--mpu-navy);\n    font-size: 28px;\n    line-height: 1.17;\n}\n\n.mpu-help-card p {\n    color: var(--mpu-text);\n    font-size: 14px;\n    line-height: 1.72;\n}\n\n.mpu-help-card ul {\n    display: grid;\n    gap: 9px;\n    padding: 0;\n    margin: 20px 0 23px;\n    list-style: none;\n}\n\n.mpu-help-card li {\n    position: relative;\n    padding-left: 20px;\n    color: var(--mpu-text);\n    font-size: 12px;\n}\n\n.mpu-help-card li::before {\n    content: \"\u2713\";\n    position: absolute;\n    left: 0;\n    color: var(--mpu-green);\n    font-weight: 900;\n}\n\n.mpu-help-card > a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--mpu-primary);\n    font-size: 14px;\n    font-weight: 850;\n}\n\n.mpu-help-card > a svg {\n    width: 18px;\n    height: 18px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.9;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n\n\/* =========================================================\n   16. LIMIT SELECTION\n========================================================= *\/\n\n.mpu-limit-section {\n    background: var(--mpu-soft);\n}\n\n.mpu-limit-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mpu-limit-card {\n    min-height: 245px;\n    padding: 28px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 23px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mpu-limit-card:hover {\n    transform: translateY(-6px);\n    box-shadow: var(--mpu-shadow-medium);\n}\n\n.mpu-limit-step {\n    display: grid;\n    width: 45px;\n    height: 45px;\n    place-items: center;\n    margin-bottom: 22px;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 12px;\n    font-weight: 850;\n}\n\n.mpu-limit-card h3 {\n    margin-bottom: 11px;\n    color: var(--mpu-navy);\n    font-size: 21px;\n}\n\n.mpu-limit-card p {\n    margin-bottom: 0;\n    color: var(--mpu-muted);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.mpu-limit-summary {\n    display: flex;\n    align-items: center;\n    gap: 15px;\n    margin-top: 25px;\n    padding: 22px;\n    border: 1px solid #D9E8F7;\n    border-radius: 20px;\n    background: #FFFFFF;\n}\n\n.mpu-limit-summary-icon {\n    display: grid;\n    width: 48px;\n    height: 48px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 15px;\n    color: #FFFFFF;\n    background:\n        linear-gradient(\n            135deg,\n            var(--mpu-primary),\n            var(--mpu-purple)\n        );\n}\n\n.mpu-limit-summary-icon svg {\n    width: 23px;\n    height: 23px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-limit-summary strong,\n.mpu-limit-summary div > span {\n    display: block;\n}\n\n.mpu-limit-summary strong {\n    color: var(--mpu-navy);\n    font-size: 15px;\n}\n\n.mpu-limit-summary div > span {\n    margin-top: 4px;\n    color: var(--mpu-muted);\n    font-size: 12px;\n    line-height: 1.55;\n}\n\n\n\/* =========================================================\n   17. CLAIMS\n========================================================= *\/\n\n.mpu-claims-section {\n    background: #FFFFFF;\n}\n\n.mpu-claims-panel {\n    display: grid;\n    grid-template-columns: minmax(0, 0.82fr) minmax(0, 1.18fr);\n    gap: 52px;\n    padding: 58px;\n    border-radius: 35px;\n    color: #FFFFFF;\n    background:\n        radial-gradient(\n            circle at 85% 18%,\n            rgba(88, 197, 255, 0.31),\n            transparent 26%\n        ),\n        linear-gradient(\n            135deg,\n            #0E2947,\n            #005BC0 64%,\n            #007FFF\n        );\n    box-shadow: var(--mpu-shadow-large);\n}\n\n.mpu-claims-contact {\n    display: flex;\n    align-items: center;\n    gap: 12px;\n    margin-top: 28px;\n}\n\n.mpu-claims-contact > span {\n    display: grid;\n    width: 47px;\n    height: 47px;\n    flex: 0 0 auto;\n    place-items: center;\n    border: 1px solid rgba(255, 255, 255, 0.20);\n    border-radius: 15px;\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.12);\n}\n\n.mpu-claims-contact svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-claims-contact small,\n.mpu-claims-contact a {\n    display: block;\n}\n\n.mpu-claims-contact small {\n    margin-bottom: 3px;\n    color: rgba(255, 255, 255, 0.65);\n    font-size: 10px;\n}\n\n.mpu-claims-contact a {\n    color: #FFFFFF;\n    font-size: 16px;\n    font-weight: 850;\n}\n\n.mpu-claims-timeline {\n    position: relative;\n    display: grid;\n    gap: 14px;\n}\n\n.mpu-claims-timeline::before {\n    content: \"\";\n    position: absolute;\n    top: 32px;\n    bottom: 32px;\n    left: 22px;\n    width: 1px;\n    background: rgba(255, 255, 255, 0.20);\n}\n\n.mpu-claim-step {\n    position: relative;\n    z-index: 2;\n    display: grid;\n    grid-template-columns: auto minmax(0, 1fr);\n    gap: 15px;\n    align-items: center;\n    padding: 19px 21px;\n    border: 1px solid rgba(255, 255, 255, 0.16);\n    border-radius: 19px;\n    background: rgba(255, 255, 255, 0.11);\n    backdrop-filter: blur(13px);\n}\n\n.mpu-claim-step > span {\n    display: grid;\n    width: 42px;\n    height: 42px;\n    place-items: center;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: #FFFFFF;\n    font-size: 12px;\n    font-weight: 850;\n}\n\n.mpu-claim-step h3 {\n    margin-bottom: 4px;\n    color: #FFFFFF;\n    font-size: 16px;\n}\n\n.mpu-claim-step p {\n    margin-bottom: 0;\n    color: rgba(255, 255, 255, 0.67);\n    font-size: 11px;\n    line-height: 1.55;\n}\n\n\n\/* =========================================================\n   18. WHY MAS\n========================================================= *\/\n\n.mpu-why-section {\n    background: var(--mpu-soft);\n}\n\n.mpu-why-layout {\n    display: grid;\n    grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.1fr);\n    gap: 60px;\n    align-items: center;\n}\n\n.mpu-why-stats {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 12px;\n    margin-top: 31px;\n}\n\n.mpu-why-stat {\n    padding: 17px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 16px;\n    background: #FFFFFF;\n}\n\n.mpu-why-stat strong,\n.mpu-why-stat span {\n    display: block;\n}\n\n.mpu-why-stat strong {\n    color: var(--mpu-primary);\n    font-size: 18px;\n}\n\n.mpu-why-stat span {\n    margin-top: 4px;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    line-height: 1.4;\n}\n\n.mpu-why-cards {\n    display: grid;\n    gap: 15px;\n}\n\n.mpu-why-card {\n    display: grid;\n    grid-template-columns: auto minmax(0, 1fr);\n    gap: 15px;\n    align-items: center;\n    padding: 22px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 20px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        transform 0.25s ease,\n        box-shadow 0.25s ease,\n        border-color 0.25s ease;\n}\n\n.mpu-why-card:hover {\n    border-color: rgba(0, 109, 255, 0.22);\n    box-shadow: var(--mpu-shadow-medium);\n    transform: translateY(-5px);\n}\n\n.mpu-why-card-number {\n    display: grid;\n    width: 47px;\n    height: 47px;\n    place-items: center;\n    border-radius: 15px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n    font-size: 11px;\n    font-weight: 850;\n}\n\n.mpu-why-card h3 {\n    margin-bottom: 5px;\n    color: var(--mpu-navy);\n    font-size: 17px;\n}\n\n.mpu-why-card p {\n    margin-bottom: 0;\n    color: var(--mpu-muted);\n    font-size: 11px;\n    line-height: 1.55;\n}\n\n\n\/* =========================================================\n   19. MAIN CTA\n========================================================= *\/\n\n.mpu-quote-section {\n    padding-top: 42px;\n    background: #FFFFFF;\n}\n\n.mpu-quote-card {\n    position: relative;\n    overflow: hidden;\n    display: grid;\n    grid-template-columns: minmax(0, 1.08fr) minmax(0, 0.92fr);\n    gap: 42px;\n    align-items: center;\n    padding: 62px;\n    border-radius: 36px;\n    color: #FFFFFF;\n    background:\n        linear-gradient(\n            135deg,\n            #0B2846,\n            #0058C5 58%,\n            #007FFF\n        );\n    box-shadow: var(--mpu-shadow-large);\n}\n\n.mpu-quote-decoration {\n    position: absolute;\n    inset: 0;\n    overflow: hidden;\n    pointer-events: none;\n}\n\n.mpu-quote-orb {\n    position: absolute;\n    border-radius: 50%;\n}\n\n.mpu-quote-orb-one {\n    top: -180px;\n    right: -100px;\n    width: 430px;\n    height: 430px;\n    background:\n        radial-gradient(\n            circle,\n            rgba(106, 211, 255, 0.35),\n            rgba(106, 211, 255, 0)\n        );\n}\n\n.mpu-quote-orb-two {\n    bottom: -250px;\n    left: -160px;\n    width: 500px;\n    height: 500px;\n    background:\n        radial-gradient(\n            circle,\n            rgba(124, 58, 237, 0.28),\n            rgba(124, 58, 237, 0)\n        );\n}\n\n.mpu-quote-grid {\n    position: absolute;\n    inset: 0;\n    opacity: 0.10;\n    background-image:\n        linear-gradient(\n            rgba(255, 255, 255, 0.28) 1px,\n            transparent 1px\n        ),\n        linear-gradient(\n            90deg,\n            rgba(255, 255, 255, 0.28) 1px,\n            transparent 1px\n        );\n    background-size: 42px 42px;\n}\n\n.mpu-quote-content,\n.mpu-quote-visual {\n    position: relative;\n    z-index: 2;\n}\n\n.mpu-quote-label {\n    display: inline-flex;\n    padding: 9px 14px;\n    margin-bottom: 20px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 999px;\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.11);\n    font-size: 12px;\n    font-weight: 850;\n    letter-spacing: 0.045em;\n    text-transform: uppercase;\n    backdrop-filter: blur(12px);\n}\n\n.mpu-quote-actions {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n    margin-top: 30px;\n}\n\n.mpu-quote-trust-row {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 11px 20px;\n    margin-top: 28px;\n}\n\n.mpu-quote-trust-row span {\n    display: inline-flex;\n    align-items: center;\n    gap: 7px;\n    color: rgba(255, 255, 255, 0.70);\n    font-size: 11px;\n    font-weight: 700;\n}\n\n.mpu-quote-trust-row svg {\n    width: 15px;\n    height: 15px;\n    fill: none;\n    stroke: #85F0C1;\n    stroke-width: 2.2;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-quote-visual {\n    min-height: 400px;\n    display: grid;\n    place-items: center;\n}\n\n.mpu-quote-ring {\n    position: absolute;\n    width: 390px;\n    height: 390px;\n    border: 1px solid rgba(255, 255, 255, 0.17);\n    border-radius: 50%;\n    animation: mpuRotate 25s linear infinite;\n}\n\n.mpu-quote-image-stage {\n    position: relative;\n    display: grid;\n    width: 325px;\n    height: 325px;\n    place-items: center;\n    border: 1px solid rgba(255, 255, 255, 0.23);\n    border-radius: 50%;\n    background: rgba(255, 255, 255, 0.11);\n    box-shadow:\n        inset 0 1px 0 rgba(255, 255, 255, 0.25),\n        0 30px 70px rgba(7, 28, 49, 0.25);\n    backdrop-filter: blur(17px);\n}\n\n.mpu-quote-image-stage img {\n    width: 76%;\n    filter:\n        drop-shadow(0 25px 24px rgba(7, 28, 49, 0.25));\n}\n\n.mpu-quote-pill {\n    position: absolute;\n    display: inline-flex;\n    padding: 10px 14px;\n    border: 1px solid rgba(255, 255, 255, 0.20);\n    border-radius: 999px;\n    color: #FFFFFF;\n    background: rgba(255, 255, 255, 0.13);\n    font-size: 11px;\n    font-weight: 800;\n    backdrop-filter: blur(12px);\n    box-shadow:\n        0 12px 28px rgba(7, 28, 49, 0.17);\n}\n\n.mpu-quote-pill-one {\n    top: 53px;\n    left: 10px;\n}\n\n.mpu-quote-pill-two {\n    top: 130px;\n    right: -12px;\n}\n\n.mpu-quote-pill-three {\n    bottom: 44px;\n    left: 18px;\n}\n\n\n\/* =========================================================\n   20. FAQ\n========================================================= *\/\n\n.mpu-faq-section {\n    background: #FFFFFF;\n}\n\n.mpu-faq-layout {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 18px;\n    align-items: start;\n}\n\n.mpu-faq-column {\n    display: grid;\n    gap: 14px;\n}\n\n.mpu-faq-item {\n    overflow: hidden;\n    border: 1px solid var(--mpu-border);\n    border-radius: 19px;\n    background: #FFFFFF;\n    box-shadow: var(--mpu-shadow-small);\n    transition:\n        border-color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mpu-faq-item[open] {\n    border-color: rgba(0, 109, 255, 0.25);\n    box-shadow: var(--mpu-shadow-medium);\n}\n\n.mpu-faq-item summary {\n    position: relative;\n    display: flex;\n    min-height: 76px;\n    align-items: center;\n    justify-content: space-between;\n    gap: 20px;\n    padding: 20px 22px;\n    color: var(--mpu-navy);\n    cursor: pointer;\n    font-size: 15px;\n    font-weight: 800;\n    list-style: none;\n}\n\n.mpu-faq-item summary::-webkit-details-marker {\n    display: none;\n}\n\n.mpu-faq-item summary > span {\n    position: relative;\n    width: 31px;\n    height: 31px;\n    flex: 0 0 auto;\n    border-radius: 10px;\n    background: var(--mpu-primary-light);\n}\n\n.mpu-faq-item summary > span::before,\n.mpu-faq-item summary > span::after {\n    content: \"\";\n    position: absolute;\n    top: 50%;\n    left: 50%;\n    width: 12px;\n    height: 2px;\n    border-radius: 2px;\n    background: var(--mpu-primary);\n    transform: translate(-50%, -50%);\n    transition: transform 0.25s ease;\n}\n\n.mpu-faq-item summary > span::after {\n    transform:\n        translate(-50%, -50%)\n        rotate(90deg);\n}\n\n.mpu-faq-item[open] summary > span::after {\n    transform:\n        translate(-50%, -50%)\n        rotate(0deg);\n}\n\n.mpu-faq-answer {\n    padding: 0 22px 22px;\n}\n\n.mpu-faq-answer p {\n    margin-bottom: 0;\n    color: var(--mpu-muted);\n    font-size: 13px;\n    line-height: 1.75;\n}\n\n.mpu-faq-footer {\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 25px;\n    margin-top: 27px;\n    padding: 23px 25px;\n    border: 1px solid var(--mpu-border);\n    border-radius: 21px;\n    background: var(--mpu-soft);\n}\n\n.mpu-faq-footer > div {\n    display: flex;\n    align-items: center;\n    gap: 13px;\n}\n\n.mpu-faq-footer-icon {\n    display: grid;\n    width: 45px;\n    height: 45px;\n    flex: 0 0 auto;\n    place-items: center;\n    border-radius: 14px;\n    color: var(--mpu-primary);\n    background: var(--mpu-primary-light);\n}\n\n.mpu-faq-footer-icon svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mpu-faq-footer strong,\n.mpu-faq-footer div > div > span {\n    display: block;\n}\n\n.mpu-faq-footer strong {\n    color: var(--mpu-navy);\n    font-size: 16px;\n}\n\n.mpu-faq-footer div > div > span {\n    margin-top: 3px;\n    color: var(--mpu-muted);\n    font-size: 11px;\n}\n\n\n\/* =========================================================\n   21. DISCLOSURE\n========================================================= *\/\n\n.mpu-disclosure {\n    position: relative;\n    padding: 30px 0 38px;\n    border-top: 1px solid var(--mpu-border-light);\n    background: #F8FBFE;\n}\n\n.mpu-disclosure p {\n    max-width: 1050px;\n    margin: 0 auto;\n    color: var(--mpu-muted);\n    font-size: 10px;\n    line-height: 1.7;\n    text-align: center;\n}\n\n\n\/* =========================================================\n   22. ANIMATIONS\n========================================================= *\/\n\n@keyframes mpuFloat {\n    0%,\n    100% {\n        transform: translateY(0);\n    }\n\n    50% {\n        transform: translateY(-11px);\n    }\n}\n\n@keyframes mpuRotate {\n    from {\n        transform: rotate(0deg);\n    }\n\n    to {\n        transform: rotate(360deg);\n    }\n}\n\n@keyframes mpuRotateReverse {\n    from {\n        transform: rotate(360deg);\n    }\n\n    to {\n        transform: rotate(0deg);\n    }\n}\n\n\n\/* =========================================================\n   23. LARGE TABLET\n========================================================= *\/\n\n@media (max-width: 1100px) {\n\n    .mpu-hero-container {\n        gap: 45px;\n    }\n\n    .mpu-hero-visual {\n        min-height: 540px;\n    }\n\n    .mpu-protection-ring-one {\n        width: 500px;\n        height: 500px;\n    }\n\n    .mpu-protection-ring-two {\n        width: 430px;\n        height: 430px;\n    }\n\n    .mpu-umbrella-stage {\n        width: 430px;\n    }\n\n    .mpu-floating-card {\n        min-width: 190px;\n    }\n\n    .mpu-benefits-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mpu-benefit-item:nth-child(2) {\n        border-right: 0;\n    }\n\n    .mpu-benefit-item:nth-child(-n + 2) {\n        border-bottom: 1px solid var(--mpu-border);\n    }\n\n    .mpu-risk-grid,\n    .mpu-limit-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mpu-coverage-grid,\n    .mpu-consider-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mpu-layers-panel,\n    .mpu-claims-panel,\n    .mpu-quote-card {\n        padding: 48px;\n    }\n\n}\n\n\n\/* =========================================================\n   24. TABLET\n========================================================= *\/\n\n@media (max-width: 900px) {\n\n    .mpu-section {\n        padding: 88px 0;\n    }\n\n    .mpu-two-column,\n    .mpu-hero-container,\n    .mpu-layers-panel,\n    .mpu-claims-panel,\n    .mpu-requirements-layout,\n    .mpu-why-layout,\n    .mpu-quote-card {\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-hero {\n        padding-top: 82px;\n    }\n\n    .mpu-hero-content {\n        text-align: center;\n    }\n\n    .mpu-hero h1,\n    .mpu-hero-description {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mpu-eyebrow,\n    .mpu-hero-actions,\n    .mpu-hero-trust {\n        justify-content: center;\n    }\n\n    .mpu-hero-visual {\n        min-height: 575px;\n    }\n\n    .mpu-two-column {\n        gap: 50px;\n    }\n\n    .mpu-layers-copy,\n    .mpu-claims-copy,\n    .mpu-why-copy,\n    .mpu-quote-content {\n        text-align: center;\n    }\n\n    .mpu-layers-copy .mpu-button {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mpu-claims-contact,\n    .mpu-quote-actions,\n    .mpu-quote-trust-row {\n        justify-content: center;\n    }\n\n    .mpu-help-card {\n        position: relative;\n        top: auto;\n    }\n\n    .mpu-why-stats {\n        max-width: 640px;\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n}\n\n\n\/* =========================================================\n   25. SMALL TABLET\n========================================================= *\/\n\n@media (max-width: 720px) {\n\n    .mpu-container {\n        width: min(100% - 28px, 1180px);\n    }\n\n    .mpu-section {\n        padding: 76px 0;\n    }\n\n    .mpu-section-heading {\n        margin-bottom: 38px;\n    }\n\n    .mpu-section-heading h2,\n    .mpu-section-copy h2,\n    .mpu-layers-copy h2,\n    .mpu-claims-copy h2,\n    .mpu-why-copy h2,\n    .mpu-quote-content h2 {\n        font-size: clamp(36px, 10vw, 52px);\n    }\n\n    .mpu-section-heading p,\n    .mpu-section-copy p,\n    .mpu-layers-copy p,\n    .mpu-claims-copy p,\n    .mpu-why-copy p,\n    .mpu-quote-content p {\n        font-size: 16px;\n    }\n\n    .mpu-hero h1 {\n        font-size: clamp(46px, 12vw, 66px);\n    }\n\n    .mpu-hero-description {\n        font-size: 17px;\n    }\n\n    .mpu-hero-visual {\n        min-height: 500px;\n    }\n\n    .mpu-protection-ring-one {\n        width: 430px;\n        height: 430px;\n    }\n\n    .mpu-protection-ring-two {\n        width: 375px;\n        height: 375px;\n    }\n\n    .mpu-umbrella-stage {\n        width: 375px;\n    }\n\n    .mpu-benefits-grid,\n    .mpu-risk-grid,\n    .mpu-coverage-grid,\n    .mpu-consider-grid,\n    .mpu-requirements-grid,\n    .mpu-limit-grid,\n    .mpu-faq-layout {\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-benefit-item {\n        border-right: 0;\n        border-bottom: 1px solid var(--mpu-border);\n    }\n\n    .mpu-benefit-item:last-child {\n        border-bottom: 0;\n    }\n\n    .mpu-check-list {\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-layers-panel,\n    .mpu-claims-panel,\n    .mpu-quote-card {\n        padding: 38px 28px;\n        border-radius: 29px;\n    }\n\n    .mpu-diagram-base-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-why-stats {\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-faq-footer {\n        flex-direction: column;\n        align-items: stretch;\n        text-align: center;\n    }\n\n    .mpu-faq-footer > div {\n        justify-content: center;\n    }\n\n    .mpu-faq-footer .mpu-button {\n        width: 100%;\n    }\n\n}\n\n\n\/* =========================================================\n   26. MOBILE\n========================================================= *\/\n\n@media (max-width: 520px) {\n\n    .mpu-container {\n        width: min(100% - 22px, 1180px);\n    }\n\n    .mpu-section {\n        padding: 66px 0;\n    }\n\n    .mpu-section-label,\n    .mpu-eyebrow {\n        font-size: 10px;\n    }\n\n    .mpu-hero {\n        padding: 62px 0 125px;\n    }\n\n    .mpu-hero h1 {\n        font-size: clamp(42px, 13vw, 57px);\n        letter-spacing: -0.05em;\n    }\n\n    .mpu-hero-description {\n        font-size: 16px;\n        line-height: 1.68;\n    }\n\n    .mpu-hero-actions {\n        display: grid;\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-button {\n        width: 100%;\n        padding: 0 20px;\n    }\n\n    .mpu-hero-trust {\n        flex-direction: column;\n        gap: 10px;\n    }\n\n    .mpu-hero-trust-copy {\n        text-align: center;\n    }\n\n    .mpu-hero-visual {\n        min-height: 415px;\n    }\n\n    .mpu-hero-glow {\n        width: 360px;\n        height: 360px;\n    }\n\n    .mpu-protection-ring-one {\n        width: 340px;\n        height: 340px;\n    }\n\n    .mpu-protection-ring-two {\n        width: 295px;\n        height: 295px;\n    }\n\n    .mpu-umbrella-stage {\n        width: min(310px, 88vw);\n    }\n\n    .mpu-floating-card {\n        min-width: 0;\n        max-width: 164px;\n        gap: 9px;\n        padding: 10px 11px;\n        border-radius: 15px;\n    }\n\n    .mpu-floating-icon {\n        width: 36px;\n        height: 36px;\n        border-radius: 11px;\n    }\n\n    .mpu-floating-card strong {\n        font-size: 11px;\n    }\n\n    .mpu-floating-card div > span {\n        font-size: 8px;\n    }\n\n    .mpu-floating-card-limit {\n        top: 35px;\n        left: -2px;\n    }\n\n    .mpu-floating-card-assets {\n        top: 175px;\n        right: -2px;\n    }\n\n    .mpu-floating-card-defense {\n        bottom: 18px;\n        left: 3px;\n    }\n\n    .mpu-limit-dashboard,\n    .mpu-exclusion-dashboard,\n    .mpu-requirements-card,\n    .mpu-help-card {\n        padding: 22px;\n        border-radius: 23px;\n    }\n\n    .mpu-dashboard-header,\n    .mpu-exclusion-header {\n        align-items: flex-start;\n        flex-direction: column;\n    }\n\n    .mpu-stack-layer {\n        align-items: flex-start;\n        flex-direction: column;\n    }\n\n    .mpu-risk-card,\n    .mpu-coverage-card,\n    .mpu-consider-card,\n    .mpu-limit-card {\n        min-height: auto;\n        padding: 25px;\n    }\n\n    .mpu-layers-panel,\n    .mpu-claims-panel,\n    .mpu-quote-card {\n        padding: 32px 20px;\n    }\n\n    .mpu-claims-timeline::before {\n        display: none;\n    }\n\n    .mpu-claim-step,\n    .mpu-requirement-item,\n    .mpu-why-card {\n        align-items: flex-start;\n    }\n\n    .mpu-limit-summary {\n        align-items: flex-start;\n    }\n\n    .mpu-quote-actions {\n        display: grid;\n        grid-template-columns: 1fr;\n    }\n\n    .mpu-quote-trust-row {\n        display: grid;\n        justify-content: center;\n    }\n\n    .mpu-quote-visual {\n        min-height: 305px;\n    }\n\n    .mpu-quote-ring {\n        width: 285px;\n        height: 285px;\n    }\n\n    .mpu-quote-image-stage {\n        width: 235px;\n        height: 235px;\n    }\n\n    .mpu-quote-pill {\n        padding: 8px 10px;\n        font-size: 9px;\n    }\n\n    .mpu-quote-pill-one {\n        top: 25px;\n        left: 0;\n    }\n\n    .mpu-quote-pill-two {\n        top: 105px;\n        right: -2px;\n    }\n\n    .mpu-quote-pill-three {\n        bottom: 25px;\n        left: 2px;\n    }\n\n    .mpu-faq-item summary {\n        min-height: 68px;\n        padding: 17px;\n        font-size: 13px;\n    }\n\n    .mpu-faq-answer {\n        padding: 0 17px 18px;\n    }\n\n    .mpu-faq-footer > div {\n        flex-direction: column;\n    }\n\n}\n\n\n\/* =========================================================\n   27. REDUCED MOTION\n========================================================= *\/\n\n@media (prefers-reduced-motion: reduce) {\n\n    .mas-personal-umbrella-page *,\n    .mas-personal-umbrella-page *::before,\n    .mas-personal-umbrella-page *::after {\n        scroll-behavior: auto !important;\n        animation-duration: 0.01ms !important;\n        animation-iteration-count: 1 !important;\n        transition-duration: 0.01ms !important;\n    }\n\n}\n<\/style>\n\n<div class=\"mas-personal-umbrella-page\">\n\n    <div class=\"mpu-page-background\" aria-hidden=\"true\">\n        <span class=\"mpu-page-orb mpu-page-orb-one\"><\/span>\n        <span class=\"mpu-page-orb mpu-page-orb-two\"><\/span>\n        <span class=\"mpu-page-orb mpu-page-orb-three\"><\/span>\n        <span class=\"mpu-page-grid\"><\/span>\n    <\/div>\n\n    <!-- HERO -->\n    <section class=\"mpu-hero\">\n\n        <div class=\"mpu-container mpu-hero-container\">\n\n            <div class=\"mpu-hero-content\">\n\n                <div class=\"mpu-eyebrow\">\n                    <span class=\"mpu-eyebrow-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 4.7 2.8 8.1 8 10 5.2-1.9 8-5.3 8-10V7l-8-4Z\"><\/path>\n                            <path d=\"M12 7v10\"><\/path>\n                            <path d=\"M8 11h8\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Personal Umbrella Insurance\n                <\/div>\n\n                <h1>\n                    Extra protection for\n                    <span>life\u2019s unexpected moments.<\/span>\n                <\/h1>\n\n                <p class=\"mpu-hero-description\">\n                    Personal umbrella insurance adds an additional layer of liability\n                    protection above eligible home, auto, boat and other personal\n                    insurance policies.\n                <\/p>\n\n                <div class=\"mpu-hero-actions\">\n\n                    <a href=\"#mpu-quote\" class=\"mpu-button mpu-button-primary\">\n                        Get My Quote\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"mpu-button mpu-button-secondary\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M7 3h4l2 5-3 2a16 16 0 0 0 4 4l2-3 5 2v4c0 2.2-1.8 4-4 4C9.3 21 3 14.7 3 7c0-2.2 1.8-4 4-4Z\"><\/path>\n                        <\/svg>\n                        Call (305) 428-2005\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mpu-hero-trust\">\n\n                    <div class=\"mpu-trust-icon-stack\" aria-hidden=\"true\">\n                        <span>H<\/span>\n                        <span>A<\/span>\n                        <span>B<\/span>\n                        <span>+<\/span>\n                    <\/div>\n\n                    <div class=\"mpu-hero-trust-copy\">\n                        <div class=\"mpu-stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n                        <p>Protection for your home, vehicles, assets and future.<\/p>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mpu-hero-visual\">\n\n                <div class=\"mpu-hero-glow\"><\/div>\n\n                <div class=\"mpu-protection-ring mpu-protection-ring-one\"><\/div>\n                <div class=\"mpu-protection-ring mpu-protection-ring-two\"><\/div>\n\n                <div class=\"mpu-umbrella-stage\">\n\n                    <div class=\"mpu-umbrella-stage-glass\"><\/div>\n\n                    <img decoding=\"async\"\n                        class=\"mpu-umbrella-image\"\n                        src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/17-2.png\"\n                        alt=\"Personal umbrella insurance protection\"\n                    >\n\n                <\/div>\n\n                <div class=\"mpu-floating-card mpu-floating-card-limit\">\n\n                    <span class=\"mpu-floating-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 4.7 2.8 8.1 8 10 5.2-1.9 8-5.3 8-10V7l-8-4Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-5\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Higher Limits<\/strong>\n                        <span>Additional liability protection<\/span>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mpu-floating-card mpu-floating-card-assets\">\n\n                    <span class=\"mpu-floating-icon mpu-floating-icon-purple\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 10 12 3l8 7\"><\/path>\n                            <path d=\"M6 9v11h12V9\"><\/path>\n                            <path d=\"M9 20v-6h6v6\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Asset Protection<\/strong>\n                        <span>Help protect what you have built<\/span>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mpu-floating-card mpu-floating-card-defense\">\n\n                    <span class=\"mpu-floating-icon mpu-floating-icon-green\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M6 3h12v18H6z\"><\/path>\n                            <path d=\"M9 7h6\"><\/path>\n                            <path d=\"M9 11h6\"><\/path>\n                            <path d=\"M9 15h3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Defense Coverage<\/strong>\n                        <span>Subject to policy terms<\/span>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"mpu-hero-wave\" aria-hidden=\"true\">\n            <svg viewBox=\"0 0 1440 120\" preserveAspectRatio=\"none\">\n                <path d=\"M0 54c154 49 302 54 444 17 164-43 324-42 480 5 171 51 343 45 516-18v62H0V54Z\"><\/path>\n            <\/svg>\n        <\/div>\n\n    <\/section>\n\n    <!-- BENEFITS STRIP -->\n    <section class=\"mpu-benefits\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-benefits-grid\">\n\n                <article class=\"mpu-benefit-item\">\n                    <span class=\"mpu-benefit-icon\">01<\/span>\n                    <div>\n                        <strong>Additional Limits<\/strong>\n                        <span>Protection above qualifying policies<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mpu-benefit-item\">\n                    <span class=\"mpu-benefit-icon\">02<\/span>\n                    <div>\n                        <strong>Broader Protection<\/strong>\n                        <span>Coverage may extend to more exposures<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mpu-benefit-item\">\n                    <span class=\"mpu-benefit-icon\">03<\/span>\n                    <div>\n                        <strong>Multiple Assets<\/strong>\n                        <span>Home, auto, watercraft and more<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mpu-benefit-item\">\n                    <span class=\"mpu-benefit-icon\">04<\/span>\n                    <div>\n                        <strong>Local Guidance<\/strong>\n                        <span>Help reviewing limits and eligibility<\/span>\n                    <\/div>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- INTRO -->\n    <section class=\"mpu-section mpu-intro\">\n\n        <div class=\"mpu-container mpu-two-column\">\n\n            <div class=\"mpu-section-copy\">\n\n                <span class=\"mpu-section-label\">Protection beyond the basics<\/span>\n\n                <h2>\n                    Your existing policies may have\n                    <span>a limit.<\/span>\n                <\/h2>\n\n                <p class=\"mpu-section-lead\">\n                    A serious accident or liability lawsuit can exceed the limits of a\n                    standard home, auto or watercraft policy.\n                <\/p>\n\n                <p>\n                    Personal umbrella insurance is designed to provide additional\n                    liability limits after an eligible underlying policy reaches its\n                    covered limit. It may also provide protection for certain claims not\n                    covered by an underlying policy, subject to the umbrella policy\u2019s\n                    terms.\n                <\/p>\n\n                <div class=\"mpu-check-list\">\n\n                    <div class=\"mpu-check-item\">\n                        <span>\u2713<\/span>\n                        Additional liability limits\n                    <\/div>\n\n                    <div class=\"mpu-check-item\">\n                        <span>\u2713<\/span>\n                        Legal defense protection\n                    <\/div>\n\n                    <div class=\"mpu-check-item\">\n                        <span>\u2713<\/span>\n                        Coverage for eligible household members\n                    <\/div>\n\n                    <div class=\"mpu-check-item\">\n                        <span>\u2713<\/span>\n                        Protection for multiple personal exposures\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mpu-limit-dashboard\">\n\n                <div class=\"mpu-dashboard-header\">\n\n                    <div>\n                        <span>Liability protection<\/span>\n                        <strong>Coverage Layer<\/strong>\n                    <\/div>\n\n                    <span class=\"mpu-dashboard-status\">\n                        <i><\/i>\n                        Added protection\n                    <\/span>\n\n                <\/div>\n\n                <div class=\"mpu-coverage-stack\">\n\n                    <div class=\"mpu-stack-layer mpu-stack-layer-umbrella\">\n\n                        <div>\n                            <small>Personal umbrella<\/small>\n                            <strong>Additional Liability Limit<\/strong>\n                        <\/div>\n\n                        <span>Extra Layer<\/span>\n\n                    <\/div>\n\n                    <div class=\"mpu-stack-connector\">\n                        <span><\/span>\n                    <\/div>\n\n                    <div class=\"mpu-stack-layer mpu-stack-layer-primary\">\n\n                        <div>\n                            <small>Underlying insurance<\/small>\n                            <strong>Home \/ Auto \/ Boat<\/strong>\n                        <\/div>\n\n                        <span>Primary Layer<\/span>\n\n                    <\/div>\n\n                    <div class=\"mpu-stack-foundation\">\n\n                        <span class=\"mpu-foundation-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 10 12 3l8 7\"><\/path>\n                                <path d=\"M6 9v11h12V9\"><\/path>\n                                <path d=\"M9 20v-6h6v6\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <small>Assets and income<\/small>\n                            <strong>What you are protecting<\/strong>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mpu-dashboard-footer\">\n\n                    <span>\n                        <i><\/i>\n                        Underlying limits required\n                    <\/span>\n\n                    <span>\n                        <i><\/i>\n                        Eligibility varies by carrier\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHY IT MATTERS -->\n    <section class=\"mpu-section mpu-risk-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading mpu-section-heading-centered\">\n\n                <span class=\"mpu-section-label\">Why umbrella coverage matters<\/span>\n\n                <h2>\n                    One serious claim can become\n                    <span>financially overwhelming.<\/span>\n                <\/h2>\n\n                <p>\n                    Liability losses can involve medical bills, property damage, legal\n                    expenses and court awards.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-risk-grid\">\n\n                <article class=\"mpu-risk-card mpu-risk-card-featured\">\n\n                    <span class=\"mpu-card-number\">01<\/span>\n\n                    <span class=\"mpu-risk-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 17h14\"><\/path>\n                            <path d=\"M6 17V9h12v8\"><\/path>\n                            <path d=\"m8 9 4-5 4 5\"><\/path>\n                            <circle cx=\"8\" cy=\"18\" r=\"2\"><\/circle>\n                            <circle cx=\"16\" cy=\"18\" r=\"2\"><\/circle>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Major Auto Accident<\/h3>\n\n                    <p>\n                        A severe accident involving multiple vehicles or serious injuries\n                        may exceed the liability limit on a personal auto policy.\n                    <\/p>\n\n                    <div class=\"mpu-risk-label\">\n                        Potential bodily injury and property damage\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-risk-card\">\n\n                    <span class=\"mpu-card-number\">02<\/span>\n\n                    <span class=\"mpu-risk-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 10 12 3l8 7\"><\/path>\n                            <path d=\"M6 9v11h12V9\"><\/path>\n                            <path d=\"M9 20v-6h6v6\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Injury at Your Home<\/h3>\n\n                    <p>\n                        A guest may suffer a serious injury on your property and pursue a\n                        claim for medical expenses, lost income or other damages.\n                    <\/p>\n\n                    <div class=\"mpu-risk-label\">\n                        Premises liability exposure\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-risk-card\">\n\n                    <span class=\"mpu-card-number\">03<\/span>\n\n                    <span class=\"mpu-risk-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 17c2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0\"><\/path>\n                            <path d=\"M6 13h12l-2-6H8l-2 6Z\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Watercraft Accident<\/h3>\n\n                    <p>\n                        A boating or personal watercraft accident can cause significant\n                        injuries or damage to another person\u2019s property.\n                    <\/p>\n\n                    <div class=\"mpu-risk-label\">\n                        Eligible watercraft exposure\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-risk-card\">\n\n                    <span class=\"mpu-card-number\">04<\/span>\n\n                    <span class=\"mpu-risk-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"12\" cy=\"8\" r=\"3\"><\/circle>\n                            <path d=\"M5 21c.8-4.7 3.1-7 7-7s6.2 2.3 7 7\"><\/path>\n                            <path d=\"M18 5h3\"><\/path>\n                            <path d=\"M19.5 3.5v3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Personal Injury Claim<\/h3>\n\n                    <p>\n                        Certain umbrella policies may include eligible claims involving\n                        libel, slander, defamation or invasion of privacy.\n                    <\/p>\n\n                    <div class=\"mpu-risk-label\">\n                        Subject to policy definitions\n                    <\/div>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHAT IT CAN COVER -->\n    <section class=\"mpu-section mpu-coverage-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading\">\n\n                <span class=\"mpu-section-label\">Coverage overview<\/span>\n\n                <h2>\n                    An extra layer around\n                    <span>your personal liability.<\/span>\n                <\/h2>\n\n                <p>\n                    Coverage varies by insurer, underlying policies, selected limits,\n                    household information and policy endorsements.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-coverage-grid\">\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">01<\/span>\n\n                    <h3>Bodily Injury Liability<\/h3>\n\n                    <p>\n                        May provide additional protection when you are legally responsible\n                        for covered injuries to another person.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">02<\/span>\n\n                    <h3>Property Damage Liability<\/h3>\n\n                    <p>\n                        May help pay for covered damage you or an insured household member\n                        causes to another person\u2019s property.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">03<\/span>\n\n                    <h3>Legal Defense Costs<\/h3>\n\n                    <p>\n                        The policy may help provide legal defense for eligible covered\n                        claims, subject to policy conditions.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">04<\/span>\n\n                    <h3>Landlord Liability<\/h3>\n\n                    <p>\n                        Some policies may extend protection to qualifying personally owned\n                        rental properties disclosed to the carrier.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">05<\/span>\n\n                    <h3>Personal Injury<\/h3>\n\n                    <p>\n                        Coverage may be available for certain qualifying claims involving\n                        libel, slander or invasion of privacy.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-coverage-card\">\n\n                    <span class=\"mpu-coverage-number\">06<\/span>\n\n                    <h3>Worldwide Protection<\/h3>\n\n                    <p>\n                        Certain policies may provide eligible liability protection outside\n                        the United States, subject to policy territory provisions.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n            <div class=\"mpu-inline-note\">\n\n                <span>\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 11v5\"><\/path>\n                        <path d=\"M12 8h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <p>\n                    These descriptions are general. Coverage depends on the issued policy,\n                    underlying insurance, exclusions, limits, conditions and carrier\n                    requirements.\n                <\/p>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- COVERAGE LAYERS -->\n    <section class=\"mpu-section mpu-layers-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-layers-panel\">\n\n                <div class=\"mpu-layers-copy\">\n\n                    <span class=\"mpu-section-label mpu-section-label-light\">\n                        How umbrella insurance works\n                    <\/span>\n\n                    <h2>\n                        Protection that sits\n                        <span>above your primary policies.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Your home, auto, boat or other eligible policy generally responds\n                        first. If a covered liability loss exceeds that policy\u2019s limit,\n                        the umbrella policy may provide an additional layer of protection.\n                    <\/p>\n\n                    <a href=\"#mpu-quote\" class=\"mpu-button mpu-button-white\">\n                        Review My Limits\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mpu-layer-diagram\">\n\n                    <div class=\"mpu-diagram-top\">\n\n                        <span class=\"mpu-diagram-badge\">Additional layer<\/span>\n\n                        <div>\n                            <small>Personal umbrella insurance<\/small>\n                            <strong>Higher Liability Protection<\/strong>\n                        <\/div>\n\n                    <\/div>\n\n                    <div class=\"mpu-diagram-arrow\">\n                        <span><\/span>\n                    <\/div>\n\n                    <div class=\"mpu-diagram-base-grid\">\n\n                        <div class=\"mpu-diagram-base\">\n                            <span>Auto<\/span>\n                            <strong>Liability<\/strong>\n                        <\/div>\n\n                        <div class=\"mpu-diagram-base\">\n                            <span>Home<\/span>\n                            <strong>Liability<\/strong>\n                        <\/div>\n\n                        <div class=\"mpu-diagram-base\">\n                            <span>Boat<\/span>\n                            <strong>Liability<\/strong>\n                        <\/div>\n\n                    <\/div>\n\n                    <div class=\"mpu-diagram-caption\">\n                        Qualifying underlying policies and minimum limits may be required.\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHO SHOULD CONSIDER IT -->\n    <section class=\"mpu-section mpu-consider-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading mpu-section-heading-centered\">\n\n                <span class=\"mpu-section-label\">Who should consider it?<\/span>\n\n                <h2>\n                    Umbrella coverage is not only\n                    <span>for the ultra-wealthy.<\/span>\n                <\/h2>\n\n                <p>\n                    Anyone with assets, income or personal liability exposures may benefit\n                    from reviewing additional protection.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-consider-grid\">\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Property<\/span>\n\n                    <h3>You Own a Home<\/h3>\n\n                    <p>\n                        Home ownership can create premises liability exposure and may\n                        represent a significant personal asset.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Vehicles<\/span>\n\n                    <h3>You Have Multiple Drivers<\/h3>\n\n                    <p>\n                        More drivers and vehicles can increase the possibility of a major\n                        auto liability claim.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Lifestyle<\/span>\n\n                    <h3>You Own a Pool or Trampoline<\/h3>\n\n                    <p>\n                        Recreational features may increase the chance of a serious injury\n                        occurring on your property.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Recreation<\/span>\n\n                    <h3>You Own a Boat or RV<\/h3>\n\n                    <p>\n                        Watercraft and recreational vehicles can create additional\n                        liability exposures.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Rental property<\/span>\n\n                    <h3>You Are a Landlord<\/h3>\n\n                    <p>\n                        Qualifying personally owned rental properties may create additional\n                        premises and landlord liability.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-consider-card\">\n\n                    <span class=\"mpu-consider-tag\">Future income<\/span>\n\n                    <h3>You Have Earnings to Protect<\/h3>\n\n                    <p>\n                        A large judgment may affect more than current savings and assets,\n                        depending on applicable law.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHAT IT DOES NOT COVER -->\n    <section class=\"mpu-section mpu-exclusions-section\">\n\n        <div class=\"mpu-container mpu-two-column\">\n\n            <div class=\"mpu-exclusion-dashboard\">\n\n                <div class=\"mpu-exclusion-header\">\n\n                    <div>\n                        <span>Policy review<\/span>\n                        <strong>Common Limitations<\/strong>\n                    <\/div>\n\n                    <span class=\"mpu-exclusion-status\">Important<\/span>\n\n                <\/div>\n\n                <div class=\"mpu-exclusion-list\">\n\n                    <div class=\"mpu-exclusion-item\">\n                        <span>\u00d7<\/span>\n                        <div>\n                            <strong>Intentional Acts<\/strong>\n                            <small>Deliberate injury or damage is generally excluded.<\/small>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-exclusion-item\">\n                        <span>\u00d7<\/span>\n                        <div>\n                            <strong>Business Liability<\/strong>\n                            <small>Business activities usually require commercial coverage.<\/small>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-exclusion-item\">\n                        <span>\u00d7<\/span>\n                        <div>\n                            <strong>Your Own Property<\/strong>\n                            <small>Umbrella insurance is primarily liability protection.<\/small>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-exclusion-item\">\n                        <span>\u00d7<\/span>\n                        <div>\n                            <strong>Professional Services<\/strong>\n                            <small>Professional liability normally requires separate insurance.<\/small>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-exclusion-item\">\n                        <span>\u00d7<\/span>\n                        <div>\n                            <strong>Unlisted Exposures<\/strong>\n                            <small>Vehicles, properties and operators must be properly disclosed.<\/small>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mpu-section-copy\">\n\n                <span class=\"mpu-section-label\">Know the boundaries<\/span>\n\n                <h2>\n                    Umbrella insurance does not\n                    <span>cover everything.<\/span>\n                <\/h2>\n\n                <p class=\"mpu-section-lead\">\n                    Every policy includes exclusions, conditions and eligibility\n                    requirements.\n                <\/p>\n\n                <p>\n                    An umbrella policy generally does not replace home, auto, commercial\n                    or professional insurance. It works with qualifying underlying\n                    policies and depends on accurate disclosure of your household,\n                    properties, vehicles and other exposures.\n                <\/p>\n\n                <div class=\"mpu-inline-note\">\n\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 2 21h20L12 3Z\"><\/path>\n                            <path d=\"M12 9v5\"><\/path>\n                            <path d=\"M12 17h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <p>\n                        Review the policy\u2019s exclusions and underlying insurance\n                        requirements before binding coverage.\n                    <\/p>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- UNDERLYING REQUIREMENTS -->\n    <section class=\"mpu-section mpu-requirements-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading\">\n\n                <span class=\"mpu-section-label\">Underlying insurance<\/span>\n\n                <h2>\n                    Your primary policies must\n                    <span>meet carrier requirements.<\/span>\n                <\/h2>\n\n                <p>\n                    Insurers commonly require specific liability limits on the policies\n                    beneath the umbrella.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-requirements-layout\">\n\n                <div class=\"mpu-requirements-card\">\n\n                    <div class=\"mpu-requirements-header\">\n\n                        <span class=\"mpu-requirements-header-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M6 3h12v18H6z\"><\/path>\n                                <path d=\"M9 7h6\"><\/path>\n                                <path d=\"M9 11h6\"><\/path>\n                                <path d=\"M9 15h3\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <span>Policy review checklist<\/span>\n                            <h3>Information we may need<\/h3>\n                        <\/div>\n\n                    <\/div>\n\n                    <div class=\"mpu-requirements-grid\">\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>01<\/span>\n                            <div>\n                                <strong>Auto Policy Declarations<\/strong>\n                                <small>Vehicles, drivers and liability limits<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>02<\/span>\n                            <div>\n                                <strong>Home Policy Declarations<\/strong>\n                                <small>Residence and personal liability limits<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>03<\/span>\n                            <div>\n                                <strong>Household Drivers<\/strong>\n                                <small>Licensed drivers living in the household<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>04<\/span>\n                            <div>\n                                <strong>Additional Properties<\/strong>\n                                <small>Rental, seasonal or secondary residences<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>05<\/span>\n                            <div>\n                                <strong>Watercraft and Toys<\/strong>\n                                <small>Boats, jet skis, RVs, ATVs and similar units<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>06<\/span>\n                            <div>\n                                <strong>Prior Loss Information<\/strong>\n                                <small>Recent liability claims or incidents<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>07<\/span>\n                            <div>\n                                <strong>Desired Umbrella Limit<\/strong>\n                                <small>Requested additional liability protection<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mpu-requirement-item\">\n                            <span>08<\/span>\n                            <div>\n                                <strong>Special Exposures<\/strong>\n                                <small>Pools, trampolines, animals or domestic staff<\/small>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <aside class=\"mpu-help-card\">\n\n                    <span class=\"mpu-help-label\">Coverage coordination<\/span>\n\n                    <span class=\"mpu-help-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 4.7 2.8 8.1 8 10 5.2-1.9 8-5.3 8-10V7l-8-4Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-5\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Your policies should work together.<\/h3>\n\n                    <p>\n                        We can help review the liability limits on your current home, auto,\n                        boat and other eligible policies before requesting an umbrella\n                        quote.\n                    <\/p>\n\n                    <ul>\n                        <li>Underlying limit review<\/li>\n                        <li>Household exposure review<\/li>\n                        <li>Coverage comparison<\/li>\n                        <li>Application assistance<\/li>\n                    <\/ul>\n\n                    <a href=\"tel:3054282005\">\n                        Speak With Our Team\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/aside>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- LIMIT SELECTION -->\n    <section class=\"mpu-section mpu-limit-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading mpu-section-heading-centered\">\n\n                <span class=\"mpu-section-label\">Choosing a limit<\/span>\n\n                <h2>\n                    How much additional protection\n                    <span>should you consider?<\/span>\n                <\/h2>\n\n                <p>\n                    The appropriate limit depends on your assets, income, exposures and\n                    personal risk tolerance.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-limit-grid\">\n\n                <article class=\"mpu-limit-card\">\n\n                    <span class=\"mpu-limit-step\">01<\/span>\n\n                    <h3>Review Your Assets<\/h3>\n\n                    <p>\n                        Consider your home equity, savings, investments, vehicles and other\n                        personal property.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-limit-card\">\n\n                    <span class=\"mpu-limit-step\">02<\/span>\n\n                    <h3>Consider Future Income<\/h3>\n\n                    <p>\n                        Your future earnings may be part of your overall financial\n                        exposure depending on applicable law.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-limit-card\">\n\n                    <span class=\"mpu-limit-step\">03<\/span>\n\n                    <h3>Identify Higher-Risk Exposures<\/h3>\n\n                    <p>\n                        Review youthful drivers, rental properties, pools, boats, animals\n                        and frequent hosting.\n                    <\/p>\n\n                <\/article>\n\n                <article class=\"mpu-limit-card\">\n\n                    <span class=\"mpu-limit-step\">04<\/span>\n\n                    <h3>Compare Available Options<\/h3>\n\n                    <p>\n                        Available limit increments, eligibility and pricing vary by\n                        carrier and household profile.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n            <div class=\"mpu-limit-summary\">\n\n                <span class=\"mpu-limit-summary-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 4.7 2.8 8.1 8 10 5.2-1.9 8-5.3 8-10V7l-8-4Z\"><\/path>\n                        <path d=\"m9 12 2 2 4-5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <strong>There is no universal limit for every household.<\/strong>\n                    <span>\n                        The goal is to choose protection that reflects your assets and\n                        potential liability exposure.\n                    <\/span>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- CLAIMS -->\n    <section class=\"mpu-section mpu-claims-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-claims-panel\">\n\n                <div class=\"mpu-claims-copy\">\n\n                    <span class=\"mpu-section-label mpu-section-label-light\">\n                        When a major loss occurs\n                    <\/span>\n\n                    <h2>\n                        Multiple policies may be\n                        <span>involved in one claim.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Report the incident promptly to the appropriate carrier. The\n                        underlying insurer will generally investigate and respond first,\n                        while the umbrella carrier should also be notified when the loss\n                        may exceed the primary limit.\n                    <\/p>\n\n                    <div class=\"mpu-claims-contact\">\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                                <path d=\"M4 12v5h3v-6H4\"><\/path>\n                                <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                                <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <small>Need claims guidance?<\/small>\n                            <a href=\"tel:3054282005\">(305) 428-2005<\/a>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mpu-claims-timeline\">\n\n                    <div class=\"mpu-claim-step\">\n                        <span>01<\/span>\n                        <div>\n                            <h3>Protect People and Property<\/h3>\n                            <p>\n                                Address urgent safety concerns and contact emergency\n                                services when needed.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-claim-step\">\n                        <span>02<\/span>\n                        <div>\n                            <h3>Report the Primary Claim<\/h3>\n                            <p>\n                                Notify the home, auto, boat or other applicable underlying\n                                insurer.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-claim-step\">\n                        <span>03<\/span>\n                        <div>\n                            <h3>Notify the Umbrella Carrier<\/h3>\n                            <p>\n                                Promptly report any claim that may involve the umbrella\n                                policy.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mpu-claim-step\">\n                        <span>04<\/span>\n                        <div>\n                            <h3>Preserve Documentation<\/h3>\n                            <p>\n                                Retain notices, photographs, reports, correspondence and\n                                legal documents.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHY MAS -->\n    <section class=\"mpu-section mpu-why-section\">\n\n        <div class=\"mpu-container mpu-why-layout\">\n\n            <div class=\"mpu-why-copy\">\n\n                <span class=\"mpu-section-label\">Why MAS Insurance?<\/span>\n\n                <h2>\n                    Protection built around\n                    <span>your complete household.<\/span>\n                <\/h2>\n\n                <p>\n                    Umbrella insurance works best when the underlying policies,\n                    exposures and limits are reviewed together. Our team can help identify\n                    the information carriers need and compare eligible options.\n                <\/p>\n\n                <div class=\"mpu-why-stats\">\n\n                    <div class=\"mpu-why-stat\">\n                        <strong>Review<\/strong>\n                        <span>Current policies and exposures<\/span>\n                    <\/div>\n\n                    <div class=\"mpu-why-stat\">\n                        <strong>Compare<\/strong>\n                        <span>Eligible coverage options<\/span>\n                    <\/div>\n\n                    <div class=\"mpu-why-stat\">\n                        <strong>Support<\/strong>\n                        <span>Before and after binding<\/span>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mpu-why-cards\">\n\n                <article class=\"mpu-why-card\">\n\n                    <span class=\"mpu-why-card-number\">01<\/span>\n\n                    <div>\n                        <h3>Complete Household Review<\/h3>\n                        <p>\n                            We help identify vehicles, properties, drivers and other\n                            liability exposures.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-why-card\">\n\n                    <span class=\"mpu-why-card-number\">02<\/span>\n\n                    <div>\n                        <h3>Underlying Limit Guidance<\/h3>\n                        <p>\n                            We can review whether current policies appear to meet carrier\n                            requirements.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-why-card\">\n\n                    <span class=\"mpu-why-card-number\">03<\/span>\n\n                    <div>\n                        <h3>Coverage Comparisons<\/h3>\n                        <p>\n                            Compare eligible limits, policy features, conditions and\n                            pricing.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mpu-why-card\">\n\n                    <span class=\"mpu-why-card-number\">04<\/span>\n\n                    <div>\n                        <h3>Ongoing Policy Support<\/h3>\n                        <p>\n                            Update coverage when drivers, vehicles, properties or\n                            household exposures change.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- CTA -->\n    <section class=\"mpu-section mpu-quote-section\" id=\"mpu-quote\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-quote-card\">\n\n                <div class=\"mpu-quote-decoration\" aria-hidden=\"true\">\n                    <span class=\"mpu-quote-orb mpu-quote-orb-one\"><\/span>\n                    <span class=\"mpu-quote-orb mpu-quote-orb-two\"><\/span>\n                    <span class=\"mpu-quote-grid\"><\/span>\n                <\/div>\n\n                <div class=\"mpu-quote-content\">\n\n                    <span class=\"mpu-quote-label\">\n                        Add another layer of protection\n                    <\/span>\n\n                    <h2>\n                        Protect more than\n                        <span>your policy limits.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Let us review your current home, auto and other personal policies\n                        and help you explore eligible personal umbrella insurance options.\n                    <\/p>\n\n                    <div class=\"mpu-quote-actions\">\n\n                        <a\n                            href=\"mailto:quotes@musasinsurance.com?subject=Personal%20Umbrella%20Insurance%20Quote\"\n                            class=\"mpu-button mpu-button-white\"\n                        >\n                            Request My Quote\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n\n                        <a\n                            href=\"tel:3054282005\"\n                            class=\"mpu-button mpu-button-glass\"\n                        >\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M7 3h4l2 5-3 2a16 16 0 0 0 4 4l2-3 5 2v4c0 2.2-1.8 4-4 4C9.3 21 3 14.7 3 7c0-2.2 1.8-4 4-4Z\"><\/path>\n                            <\/svg>\n                            Call MAS Insurance\n                        <\/a>\n\n                    <\/div>\n\n                    <div class=\"mpu-quote-trust-row\">\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            Household exposure review\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            Multiple market options\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            Local Florida service\n                        <\/span>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mpu-quote-visual\">\n\n                    <div class=\"mpu-quote-ring\"><\/div>\n\n                    <div class=\"mpu-quote-image-stage\">\n                        <img decoding=\"async\"\n                            src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/17-2.png\"\n                            alt=\"Personal umbrella liability coverage\"\n                        >\n                    <\/div>\n\n                    <span class=\"mpu-quote-pill mpu-quote-pill-one\">\n                        Home\n                    <\/span>\n\n                    <span class=\"mpu-quote-pill mpu-quote-pill-two\">\n                        Auto\n                    <\/span>\n\n                    <span class=\"mpu-quote-pill mpu-quote-pill-three\">\n                        Additional Liability\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- FAQ -->\n    <section class=\"mpu-section mpu-faq-section\">\n\n        <div class=\"mpu-container\">\n\n            <div class=\"mpu-section-heading mpu-section-heading-centered\">\n\n                <span class=\"mpu-section-label\">\n                    Frequently asked questions\n                <\/span>\n\n                <h2>\n                    Understand the protection\n                    <span>above your primary policies.<\/span>\n                <\/h2>\n\n                <p>\n                    Policy terms, limits and eligibility vary by carrier. These answers\n                    provide general guidance.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mpu-faq-layout\">\n\n                <div class=\"mpu-faq-column\">\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            What is personal umbrella insurance?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Personal umbrella insurance provides additional liability\n                                protection above qualifying home, auto, boat and other\n                                personal insurance policies.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            When does an umbrella policy apply?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                It may apply after a covered claim exceeds the available\n                                limit of an eligible underlying policy, subject to the\n                                umbrella policy\u2019s terms.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Do I need to be wealthy to buy umbrella insurance?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                No. Homeowners, drivers, landlords and others with income\n                                or personal liability exposure may benefit from reviewing\n                                umbrella coverage.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Does it cover every member of my household?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Eligible household members may be covered when they meet\n                                the policy\u2019s definition of an insured. All household\n                                members and drivers should be disclosed.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Can it cover rental properties?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Certain personally owned rental properties may be eligible\n                                when properly disclosed and accepted by the carrier.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Does it cover boats or recreational vehicles?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Eligible boats, watercraft or recreational vehicles may be\n                                included when insured correctly and accepted by the\n                                umbrella carrier.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n                <div class=\"mpu-faq-column\">\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Are minimum underlying limits required?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Yes. Carriers generally require minimum liability limits on\n                                underlying auto, home, boat and other qualifying policies.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Does umbrella insurance cover my business?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Personal umbrella insurance generally excludes business\n                                liability. Business exposures usually require commercial\n                                liability or commercial umbrella coverage.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Does it cover damage to my own property?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Umbrella insurance is primarily third-party liability\n                                protection and generally does not insure damage to your own\n                                home, vehicle or personal property.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Can an umbrella policy cover legal defense?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Legal defense may be included for eligible covered claims,\n                                subject to the policy\u2019s terms, limits and conditions.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            What affects the cost?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Pricing may depend on the selected limit, number of homes,\n                                vehicles and drivers, youthful operators, watercraft,\n                                rental properties and prior losses.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mpu-faq-item\">\n                        <summary>\n                            Can I buy umbrella insurance from a different carrier?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mpu-faq-answer\">\n                            <p>\n                                Some insurers allow a standalone umbrella while others\n                                require certain underlying policies to be written with the\n                                same carrier.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mpu-faq-footer\">\n\n                <div>\n\n                    <span class=\"mpu-faq-footer-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                            <path d=\"M4 12v5h3v-6H4\"><\/path>\n                            <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                            <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Still have questions?<\/strong>\n                        <span>Speak with an MAS Insurance representative.<\/span>\n                    <\/div>\n\n                <\/div>\n\n                <a href=\"tel:3054282005\" class=\"mpu-button mpu-button-primary\">\n                    Call (305) 428-2005\n                <\/a>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- DISCLOSURE -->\n    <section class=\"mpu-disclosure\">\n\n        <div class=\"mpu-container\">\n\n            <p>\n                Coverage descriptions are provided for general informational purposes\n                only and do not amend, extend or replace the terms of any insurance\n                policy. Coverage is subject to eligibility, underwriting approval,\n                carrier requirements, underlying insurance, policy forms, limits,\n                deductibles, conditions and exclusions. Refer to the issued policy for\n                complete terms and conditions.\n            <\/p>\n\n        <\/div>\n\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Personal Umbrella Insurance Extra protection for life\u2019s unexpected moments. Personal umbrella insurance adds an additional layer of liability protection above eligible home, auto, boat and other personal insurance policies. Get My Quote Call (305) 428-2005 H A B + \u2605\u2605\u2605\u2605\u2605 Protection for your home, vehicles, assets and future. Higher Limits Additional liability protection Asset Protection&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-252","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=252"}],"version-history":[{"count":2,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/252\/revisions"}],"predecessor-version":[{"id":1736,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/252\/revisions\/1736"}],"wp:attachment":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}