{"id":234,"date":"2024-12-07T05:38:31","date_gmt":"2024-12-07T05:38:31","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=234"},"modified":"2026-07-20T23:22:23","modified_gmt":"2026-07-20T23:22:23","slug":"flood","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=234","title":{"rendered":"Flood"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<style data-wp-block-html=\"css\">\n\/* =========================================================\n   MAS INSURANCE GROUP \u2014 FLOOD INSURANCE PAGE\n   Wrapper: .mas-flood-page\n   Prefix: .mfl-\n========================================================= *\/\n\n.mas-flood-page{\n    --mfl-primary:#006DFF;\n    --mfl-primary-dark:#0054C7;\n    --mfl-primary-light:#EAF3FF;\n    --mfl-navy:#102A43;\n    --mfl-navy-dark:#071C31;\n    --mfl-text:#4A5568;\n    --mfl-muted:#6B7C93;\n    --mfl-line:#DCE8F5;\n    --mfl-soft:#F7FBFF;\n    --mfl-white:#FFFFFF;\n    --mfl-green:#19C37D;\n    --mfl-purple:#7C3AED;\n    --mfl-cyan:#39B8FF;\n    --mfl-shadow:0 26px 70px rgba(15,42,67,.12);\n    --mfl-shadow-soft:0 14px 38px rgba(15,42,67,.08);\n    --mfl-radius-xl:34px;\n    --mfl-radius-lg:26px;\n    --mfl-radius-md:20px;\n    --mfl-radius-sm:15px;\n\n    position:relative;\n    overflow:hidden;\n    background:#fff;\n    color:var(--mfl-navy);\n    font-family:Inter,-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Arial,sans-serif;\n}\n\n.mas-flood-page *,\n.mas-flood-page *::before,\n.mas-flood-page *::after{\n    box-sizing:border-box;\n}\n\n.mas-flood-page img{\n    display:block;\n    max-width:100%;\n}\n\n.mas-flood-page a{\n    color:inherit;\n    text-decoration:none;\n}\n\n.mas-flood-page h1,\n.mas-flood-page h2,\n.mas-flood-page h3,\n.mas-flood-page p{\n    margin-top:0;\n}\n\n.mas-flood-page svg{\n    display:block;\n}\n\n.mfl-container{\n    width:min(1180px,calc(100% - 40px));\n    margin:0 auto;\n    position:relative;\n    z-index:2;\n}\n\n.mfl-section{\n    position:relative;\n    padding:110px 0;\n}\n\n.mfl-two-column{\n    display:grid;\n    grid-template-columns:1.05fr .95fr;\n    gap:72px;\n    align-items:center;\n}\n\n.mfl-section-heading{\n    max-width:780px;\n    margin-bottom:54px;\n}\n\n.mfl-section-heading-centered{\n    margin-left:auto;\n    margin-right:auto;\n    text-align:center;\n}\n\n.mfl-section-label{\n    display:inline-flex;\n    align-items:center;\n    gap:9px;\n    padding:9px 15px;\n    border-radius:999px;\n    background:var(--mfl-primary-light);\n    color:var(--mfl-primary);\n    font-size:13px;\n    font-weight:800;\n    letter-spacing:.05em;\n    text-transform:uppercase;\n    margin-bottom:20px;\n}\n\n.mfl-section-label-light{\n    color:#fff;\n    background:rgba(255,255,255,.13);\n    border:1px solid rgba(255,255,255,.19);\n}\n\n.mfl-section-heading h2,\n.mfl-section-copy h2,\n.mfl-florida-copy h2,\n.mfl-markets-copy h2,\n.mfl-waiting-copy h2,\n.mfl-claims-copy h2,\n.mfl-why-copy h2,\n.mfl-policy-comparison-copy h2,\n.mfl-quote-content h2{\n    font-size:clamp(38px,5vw,64px);\n    line-height:1.03;\n    letter-spacing:-.045em;\n    font-weight:850;\n    margin-bottom:22px;\n}\n\n.mfl-section-heading h2 span,\n.mfl-section-copy h2 span,\n.mfl-markets-copy h2 span,\n.mfl-why-copy h2 span{\n    color:var(--mfl-primary);\n}\n\n.mfl-florida-copy h2 span,\n.mfl-waiting-copy h2 span,\n.mfl-claims-copy h2 span,\n.mfl-policy-comparison-copy h2 span,\n.mfl-quote-content h2 span{\n    color:#A7D5FF;\n}\n\n.mfl-section-heading p,\n.mfl-section-copy p,\n.mfl-florida-copy p,\n.mfl-markets-copy p,\n.mfl-waiting-copy p,\n.mfl-claims-copy p,\n.mfl-why-copy p,\n.mfl-policy-comparison-copy p,\n.mfl-quote-content p{\n    color:var(--mfl-text);\n    font-size:18px;\n    line-height:1.78;\n    margin-bottom:0;\n}\n\n.mfl-florida-copy p,\n.mfl-waiting-copy p,\n.mfl-claims-copy p,\n.mfl-policy-comparison-copy p,\n.mfl-quote-content p{\n    color:rgba(255,255,255,.8);\n}\n\n.mfl-section-lead{\n    color:var(--mfl-navy)!important;\n    font-size:20px!important;\n    font-weight:650;\n    margin-bottom:18px!important;\n}\n\n\/* =========================================================\n   BACKGROUND\n========================================================= *\/\n\n.mfl-page-background{\n    position:absolute;\n    inset:0;\n    overflow:hidden;\n    pointer-events:none;\n}\n\n.mfl-page-orb{\n    position:absolute;\n    border-radius:50%;\n    opacity:.32;\n    filter:blur(8px);\n}\n\n.mfl-page-orb-one{\n    width:500px;\n    height:500px;\n    right:-200px;\n    top:130px;\n    background:radial-gradient(circle,#75C8FF 0%,rgba(117,200,255,0) 70%);\n}\n\n.mfl-page-orb-two{\n    width:520px;\n    height:520px;\n    left:-230px;\n    top:1250px;\n    background:radial-gradient(circle,#DCCBFF 0%,rgba(220,203,255,0) 70%);\n}\n\n.mfl-page-orb-three{\n    width:460px;\n    height:460px;\n    right:-190px;\n    top:3100px;\n    background:radial-gradient(circle,#BDEFFF 0%,rgba(189,239,255,0) 70%);\n}\n\n.mfl-page-grid{\n    position:absolute;\n    inset:0;\n    background-image:\n        linear-gradient(rgba(0,109,255,.032) 1px,transparent 1px),\n        linear-gradient(90deg,rgba(0,109,255,.032) 1px,transparent 1px);\n    background-size:48px 48px;\n    mask-image:linear-gradient(to bottom,#000,transparent 32%);\n}\n\n\/* =========================================================\n   BUTTONS\n========================================================= *\/\n\n.mfl-button{\n    min-height:56px;\n    padding:0 27px;\n    border-radius:999px;\n    display:inline-flex;\n    align-items:center;\n    justify-content:center;\n    gap:10px;\n    border:1px solid transparent;\n    font-size:16px;\n    font-weight:800;\n    transition:transform .25s ease,box-shadow .25s ease,background .25s ease;\n}\n\n.mfl-button svg,\n.mas-flood-page a svg{\n    width:20px;\n    height:20px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-button:hover{\n    transform:translateY(-2px);\n}\n\n.mfl-button-primary{\n    background:var(--mfl-primary);\n    color:#fff!important;\n    box-shadow:0 16px 34px rgba(0,109,255,.25);\n}\n\n.mfl-button-primary:hover{\n    background:var(--mfl-primary-dark);\n    box-shadow:0 20px 40px rgba(0,109,255,.3);\n}\n\n.mfl-button-secondary{\n    background:rgba(255,255,255,.78);\n    border-color:rgba(16,42,67,.1);\n    color:var(--mfl-navy)!important;\n    backdrop-filter:blur(16px);\n}\n\n.mfl-button-white{\n    background:#fff;\n    color:var(--mfl-primary)!important;\n    box-shadow:0 16px 34px rgba(15,42,67,.18);\n}\n\n.mfl-button-glass{\n    color:#fff!important;\n    background:rgba(255,255,255,.12);\n    border-color:rgba(255,255,255,.24);\n    backdrop-filter:blur(14px);\n}\n\n\/* =========================================================\n   HERO\n========================================================= *\/\n\n.mfl-hero{\n    position:relative;\n    overflow:hidden;\n    padding:100px 0 145px;\n    background:\n        radial-gradient(circle at 80% 18%,rgba(65,181,255,.28),transparent 28%),\n        radial-gradient(circle at 12% 8%,rgba(124,58,237,.11),transparent 22%),\n        linear-gradient(135deg,#FAFDFF 0%,#EDF6FF 56%,#F8F4FF 100%);\n}\n\n.mfl-hero-container{\n    display:grid;\n    grid-template-columns:1.03fr .97fr;\n    gap:72px;\n    align-items:center;\n}\n\n.mfl-eyebrow{\n    display:inline-flex;\n    align-items:center;\n    gap:10px;\n    padding:9px 15px;\n    border-radius:999px;\n    background:#fff;\n    border:1px solid rgba(0,109,255,.12);\n    color:var(--mfl-primary);\n    font-size:14px;\n    font-weight:800;\n    box-shadow:var(--mfl-shadow-soft);\n    margin-bottom:24px;\n}\n\n.mfl-eyebrow-icon{\n    width:28px;\n    height:28px;\n    border-radius:9px;\n    display:grid;\n    place-items:center;\n    background:var(--mfl-primary-light);\n}\n\n.mfl-eyebrow-icon svg{\n    width:17px;\n    height:17px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-hero h1{\n    max-width:720px;\n    font-size:clamp(50px,6.5vw,82px);\n    line-height:.98;\n    letter-spacing:-.055em;\n    font-weight:880;\n    margin-bottom:26px;\n}\n\n.mfl-hero h1 span{\n    display:block;\n    color:var(--mfl-primary);\n}\n\n.mfl-hero-description{\n    max-width:650px;\n    color:var(--mfl-text);\n    font-size:20px;\n    line-height:1.78;\n    margin-bottom:34px;\n}\n\n.mfl-hero-actions{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px;\n    margin-bottom:34px;\n}\n\n.mfl-hero-trust{\n    display:flex;\n    align-items:center;\n    gap:15px;\n}\n\n.mfl-avatar-stack{\n    display:flex;\n}\n\n.mfl-avatar-stack span{\n    width:40px;\n    height:40px;\n    margin-left:-8px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    border:3px solid #fff;\n    color:#fff;\n    font-size:10px;\n    font-weight:850;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n}\n\n.mfl-avatar-stack span:first-child{\n    margin-left:0;\n}\n\n.mfl-avatar-stack span:nth-child(2){\n    background:linear-gradient(135deg,#19C37D,#006DFF);\n}\n\n.mfl-avatar-stack span:nth-child(3){\n    background:linear-gradient(135deg,#00A8E8,#39B8FF);\n}\n\n.mfl-avatar-stack span:nth-child(4){\n    background:#102A43;\n}\n\n.mfl-stars{\n    color:#FFB800;\n    font-size:14px;\n    letter-spacing:2px;\n    margin-bottom:4px;\n}\n\n.mfl-hero-trust-copy p{\n    color:var(--mfl-muted);\n    font-size:13px;\n    margin:0;\n}\n\n.mfl-hero-visual{\n    position:relative;\n    min-height:590px;\n    display:grid;\n    place-items:center;\n}\n\n.mfl-hero-glow{\n    position:absolute;\n    width:440px;\n    height:440px;\n    border-radius:50%;\n    background:radial-gradient(circle,rgba(0,109,255,.24),rgba(0,109,255,0) 70%);\n    filter:blur(8px);\n}\n\n.mfl-water-ring{\n    position:absolute;\n    border-radius:50%;\n    border:1px solid rgba(0,109,255,.12);\n}\n\n.mfl-water-ring-one{\n    width:510px;\n    height:510px;\n}\n\n.mfl-water-ring-two{\n    width:430px;\n    height:430px;\n}\n\n.mfl-house-stage{\n    position:relative;\n    width:min(520px,100%);\n    aspect-ratio:1\/1;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    background:linear-gradient(145deg,rgba(255,255,255,.97),rgba(224,241,255,.84));\n    border:1px solid rgba(255,255,255,.92);\n    box-shadow:0 42px 95px rgba(35,80,130,.18),inset 0 1px 0 #fff;\n    overflow:hidden;\n}\n\n.mfl-house-stage::before,\n.mfl-house-stage::after{\n    content:\"\";\n    position:absolute;\n    left:-10%;\n    right:-10%;\n    height:110px;\n    border-radius:50%;\n    border-top:2px solid rgba(0,109,255,.12);\n}\n\n.mfl-house-stage::before{\n    bottom:62px;\n}\n\n.mfl-house-stage::after{\n    bottom:28px;\n}\n\n.mfl-house-stage-glass{\n    position:absolute;\n    inset:20px;\n    border-radius:50%;\n    background:\n        radial-gradient(circle at 35% 24%,rgba(255,255,255,.9),transparent 24%),\n        linear-gradient(145deg,rgba(255,255,255,.25),rgba(255,255,255,0));\n}\n\n.mfl-house-image{\n    position:relative;\n    z-index:2;\n    width:78%;\n    filter:drop-shadow(0 28px 28px rgba(37,77,120,.16));\n}\n\n.mfl-floating-card{\n    position:absolute;\n    min-width:215px;\n    display:flex;\n    align-items:center;\n    gap:12px;\n    padding:15px 17px;\n    border-radius:18px;\n    background:rgba(255,255,255,.88);\n    border:1px solid rgba(255,255,255,.94);\n    backdrop-filter:blur(16px);\n    box-shadow:0 18px 50px rgba(30,72,118,.14);\n    animation:mflFloat 5.8s ease-in-out infinite;\n}\n\n.mfl-floating-card strong,\n.mfl-floating-card div span{\n    display:block;\n}\n\n.mfl-floating-card strong{\n    font-size:14px;\n}\n\n.mfl-floating-card div span{\n    color:var(--mfl-muted);\n    font-size:12px;\n    margin-top:3px;\n}\n\n.mfl-floating-icon{\n    width:41px;\n    height:41px;\n    flex:0 0 auto;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-floating-icon svg{\n    width:20px;\n    height:20px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-floating-icon-purple{\n    color:var(--mfl-purple);\n    background:#F2EBFF;\n}\n\n.mfl-floating-icon-green{\n    color:#0B9A61;\n    background:#EAFBF4;\n}\n\n.mfl-floating-card-protection{\n    left:-22px;\n    top:105px;\n}\n\n.mfl-floating-card-markets{\n    right:-28px;\n    top:215px;\n    animation-delay:.8s;\n}\n\n.mfl-floating-card-support{\n    left:35px;\n    bottom:32px;\n    animation-delay:1.4s;\n}\n\n@keyframes mflFloat{\n    0%,100%{\n        transform:translateY(0);\n    }\n    50%{\n        transform:translateY(-10px);\n    }\n}\n\n.mfl-hero-wave{\n    position:absolute;\n    left:0;\n    right:0;\n    bottom:-1px;\n    height:82px;\n}\n\n.mfl-hero-wave svg{\n    width:100%;\n    height:100%;\n}\n\n.mfl-hero-wave path{\n    fill:#fff;\n}\n\n\/* =========================================================\n   BENEFITS STRIP\n========================================================= *\/\n\n.mfl-benefits{\n    padding:24px 0 38px;\n    background:#fff;\n}\n\n.mfl-benefits-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    overflow:hidden;\n    border-radius:24px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:var(--mfl-shadow-soft);\n}\n\n.mfl-benefit-item{\n    display:flex;\n    align-items:center;\n    gap:13px;\n    padding:24px;\n    border-right:1px solid var(--mfl-line);\n}\n\n.mfl-benefit-item:last-child{\n    border-right:0;\n}\n\n.mfl-benefit-icon{\n    width:43px;\n    height:43px;\n    flex:0 0 auto;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-benefit-icon svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-benefit-item strong,\n.mfl-benefit-item div span{\n    display:block;\n}\n\n.mfl-benefit-item strong{\n    font-size:14px;\n}\n\n.mfl-benefit-item div span{\n    color:var(--mfl-muted);\n    font-size:12px;\n    margin-top:4px;\n}\n\n\/* =========================================================\n   INTRO \/ DASHBOARD\n========================================================= *\/\n\n.mfl-intro{\n    background:#fff;\n}\n\n.mfl-check-list{\n    display:grid;\n    gap:13px;\n    margin-top:28px;\n}\n\n.mfl-check-item{\n    display:flex;\n    align-items:center;\n    gap:12px;\n    color:var(--mfl-navy);\n    font-weight:750;\n}\n\n.mfl-check-item > span{\n    width:28px;\n    height:28px;\n    flex:0 0 auto;\n    border-radius:9px;\n    display:grid;\n    place-items:center;\n    color:#0A975E;\n    background:#EAFBF4;\n}\n\n.mfl-check-item svg{\n    width:16px;\n    height:16px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:2.3;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-risk-dashboard{\n    padding:27px;\n    border-radius:29px;\n    background:linear-gradient(145deg,#fff,#F3F8FF);\n    border:1px solid #E3EDF7;\n    box-shadow:var(--mfl-shadow);\n}\n\n.mfl-dashboard-header{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:20px;\n}\n\n.mfl-dashboard-header > div span,\n.mfl-dashboard-header > div strong{\n    display:block;\n}\n\n.mfl-dashboard-header > div span{\n    color:var(--mfl-muted);\n    font-size:12px;\n    margin-bottom:4px;\n}\n\n.mfl-dashboard-header > div strong{\n    font-size:21px;\n}\n\n.mfl-dashboard-status{\n    display:inline-flex;\n    align-items:center;\n    gap:7px;\n    padding:8px 12px;\n    border-radius:999px;\n    color:#087D50;\n    background:#EAFBF4;\n    font-size:11px;\n    font-weight:850;\n}\n\n.mfl-dashboard-status i{\n    width:8px;\n    height:8px;\n    border-radius:50%;\n    background:var(--mfl-green);\n}\n\n.mfl-dashboard-map{\n    position:relative;\n    overflow:hidden;\n    min-height:250px;\n    margin:22px 0;\n    border-radius:21px;\n    background:linear-gradient(145deg,#102A43,#0B5EAF);\n}\n\n.mfl-map-grid{\n    position:absolute;\n    inset:0;\n    background-image:\n        linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),\n        linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);\n    background-size:32px 32px;\n}\n\n.mfl-map-water{\n    position:absolute;\n    border-radius:50%;\n    border:2px solid rgba(79,197,255,.3);\n}\n\n.mfl-map-water-one{\n    width:270px;\n    height:270px;\n    right:-90px;\n    top:-25px;\n}\n\n.mfl-map-water-two{\n    width:170px;\n    height:170px;\n    right:-25px;\n    top:25px;\n}\n\n.mfl-map-property{\n    position:absolute;\n    left:50%;\n    top:50%;\n    transform:translate(-50%,-50%);\n}\n\n.mfl-map-property > span{\n    width:70px;\n    height:70px;\n    border-radius:22px;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    background:linear-gradient(135deg,#006DFF,#40B8FF);\n    box-shadow:0 20px 40px rgba(0,0,0,.25);\n}\n\n.mfl-map-property svg{\n    width:31px;\n    height:31px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-map-label{\n    position:absolute;\n    padding:11px 13px;\n    border-radius:13px;\n    background:rgba(255,255,255,.13);\n    border:1px solid rgba(255,255,255,.16);\n    backdrop-filter:blur(10px);\n}\n\n.mfl-map-label small,\n.mfl-map-label strong{\n    display:block;\n}\n\n.mfl-map-label small{\n    color:rgba(255,255,255,.65);\n    font-size:9px;\n    text-transform:uppercase;\n    letter-spacing:.06em;\n}\n\n.mfl-map-label strong{\n    color:#fff;\n    font-size:12px;\n    margin-top:3px;\n}\n\n.mfl-map-label-one{\n    left:18px;\n    top:18px;\n}\n\n.mfl-map-label-two{\n    right:18px;\n    bottom:18px;\n}\n\n.mfl-dashboard-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:12px;\n}\n\n.mfl-dashboard-tile{\n    display:flex;\n    align-items:center;\n    gap:11px;\n    padding:15px;\n    border-radius:16px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n}\n\n.mfl-dashboard-tile-icon{\n    width:38px;\n    height:38px;\n    flex:0 0 auto;\n    border-radius:12px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-dashboard-tile-icon svg{\n    width:19px;\n    height:19px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-dashboard-tile small,\n.mfl-dashboard-tile strong{\n    display:block;\n}\n\n.mfl-dashboard-tile small{\n    color:var(--mfl-muted);\n    font-size:10px;\n    margin-bottom:3px;\n}\n\n.mfl-dashboard-tile strong{\n    font-size:12px;\n}\n\n.mfl-dashboard-footer{\n    display:flex;\n    align-items:center;\n    gap:12px;\n    margin-top:21px;\n}\n\n.mfl-dashboard-agents{\n    display:flex;\n}\n\n.mfl-dashboard-agents i{\n    width:31px;\n    height:31px;\n    margin-left:-7px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n    border:2px solid #fff;\n    font-style:normal;\n    font-size:9px;\n    font-weight:850;\n}\n\n.mfl-dashboard-agents i:first-child{\n    margin-left:0;\n}\n\n.mfl-dashboard-footer p{\n    margin:0;\n    color:var(--mfl-muted);\n    font-size:12px;\n}\n\n\/* =========================================================\n   COVERAGE CARDS\n========================================================= *\/\n\n.mfl-coverage-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-coverage-grid{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:22px;\n}\n\n.mfl-coverage-card{\n    position:relative;\n    overflow:hidden;\n    padding:30px;\n    border-radius:24px;\n    background:#fff;\n    border:1px solid #E2ECF6;\n    box-shadow:0 12px 30px rgba(15,42,67,.05);\n    transition:transform .25s ease,box-shadow .25s ease;\n}\n\n.mfl-coverage-card:hover,\n.mfl-property-card:hover,\n.mfl-zone-card:hover,\n.mfl-limitation-card:hover,\n.mfl-why-card:hover{\n    transform:translateY(-6px);\n    box-shadow:var(--mfl-shadow);\n}\n\n.mfl-coverage-card-featured{\n    color:#fff;\n    background:linear-gradient(145deg,#0F2E54,#006DFF);\n}\n\n.mfl-card-number{\n    position:absolute;\n    right:22px;\n    top:20px;\n    color:rgba(16,42,67,.07);\n    font-size:44px;\n    line-height:1;\n    font-weight:850;\n}\n\n.mfl-coverage-card-featured .mfl-card-number{\n    color:rgba(255,255,255,.13);\n}\n\n.mfl-card-icon{\n    width:54px;\n    height:54px;\n    border-radius:17px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n    margin-bottom:22px;\n}\n\n.mfl-card-icon svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-coverage-card-featured .mfl-card-icon{\n    color:#fff;\n    background:rgba(255,255,255,.15);\n}\n\n.mfl-coverage-card h3{\n    font-size:22px;\n    margin-bottom:12px;\n}\n\n.mfl-coverage-card p{\n    color:var(--mfl-text);\n    font-size:15px;\n    line-height:1.7;\n    margin-bottom:18px;\n}\n\n.mfl-coverage-card-featured p,\n.mfl-coverage-card-featured li{\n    color:rgba(255,255,255,.82);\n}\n\n.mfl-coverage-card ul{\n    display:grid;\n    gap:9px;\n    list-style:none;\n    margin:0;\n    padding:0;\n}\n\n.mfl-coverage-card li{\n    position:relative;\n    padding-left:19px;\n    color:var(--mfl-muted);\n    font-size:13px;\n}\n\n.mfl-coverage-card li::before{\n    content:\"\";\n    position:absolute;\n    left:0;\n    top:.55em;\n    width:7px;\n    height:7px;\n    border-radius:50%;\n    background:var(--mfl-primary);\n}\n\n.mfl-coverage-card-featured li::before{\n    background:#81E9B9;\n}\n\n.mfl-coverage-note,\n.mfl-inline-note{\n    display:flex;\n    align-items:flex-start;\n    gap:12px;\n    padding:18px 20px;\n    margin-top:24px;\n    border-radius:17px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n}\n\n.mfl-coverage-note > span,\n.mfl-inline-note > span{\n    width:35px;\n    height:35px;\n    flex:0 0 auto;\n    border-radius:11px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-coverage-note svg,\n.mfl-inline-note svg{\n    width:18px;\n    height:18px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-coverage-note p,\n.mfl-inline-note p{\n    margin:0;\n    color:var(--mfl-text);\n    font-size:13px;\n    line-height:1.65;\n}\n\n\/* =========================================================\n   BUILDING VS CONTENTS\n========================================================= *\/\n\n.mfl-building-contents{\n    background:#fff;\n}\n\n.mfl-comparison-layout{\n    display:grid;\n    grid-template-columns:1fr auto 1fr;\n    gap:20px;\n    align-items:center;\n}\n\n.mfl-comparison-panel{\n    min-height:430px;\n    padding:34px;\n    border-radius:28px;\n    border:1px solid var(--mfl-line);\n    background:#fff;\n    box-shadow:var(--mfl-shadow-soft);\n}\n\n.mfl-comparison-panel-building{\n    background:linear-gradient(145deg,#F4F9FF,#fff);\n}\n\n.mfl-comparison-panel-contents{\n    background:linear-gradient(145deg,#F8F5FF,#fff);\n}\n\n.mfl-comparison-panel-top{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    margin-bottom:28px;\n}\n\n.mfl-comparison-panel-icon{\n    width:56px;\n    height:56px;\n    border-radius:18px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-comparison-panel-contents .mfl-comparison-panel-icon{\n    color:var(--mfl-purple);\n    background:#F2EBFF;\n}\n\n.mfl-comparison-panel-icon svg{\n    width:26px;\n    height:26px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-comparison-tag{\n    padding:8px 12px;\n    border-radius:999px;\n    color:var(--mfl-primary);\n    background:#EAF3FF;\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mfl-comparison-panel h3{\n    font-size:30px;\n    margin-bottom:13px;\n}\n\n.mfl-comparison-panel p{\n    color:var(--mfl-text);\n    font-size:15px;\n    line-height:1.72;\n    margin-bottom:25px;\n}\n\n.mfl-comparison-list{\n    display:grid;\n    gap:13px;\n}\n\n.mfl-comparison-list span{\n    display:flex;\n    align-items:center;\n    gap:10px;\n    color:var(--mfl-navy);\n    font-size:14px;\n    font-weight:700;\n}\n\n.mfl-comparison-list i{\n    width:23px;\n    height:23px;\n    border-radius:8px;\n    display:grid;\n    place-items:center;\n    color:#0A965E;\n    background:#EAFBF4;\n    font-style:normal;\n    font-size:12px;\n}\n\n.mfl-comparison-connector{\n    width:48px;\n    height:48px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    background:var(--mfl-primary);\n    color:#fff;\n    font-size:27px;\n    font-weight:700;\n    box-shadow:0 14px 30px rgba(0,109,255,.24);\n}\n\n\/* =========================================================\n   HOME VS FLOOD COMPARISON\n========================================================= *\/\n\n.mfl-policy-comparison-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-policy-comparison{\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:52px;\n    align-items:center;\n    padding:56px;\n    border-radius:34px;\n    color:#fff;\n    background:\n        radial-gradient(circle at 85% 18%,rgba(84,196,255,.32),transparent 26%),\n        linear-gradient(135deg,#0B2946,#0059B8 60%,#007FFF);\n    box-shadow:var(--mfl-shadow);\n}\n\n.mfl-policy-comparison-copy .mfl-button{\n    margin-top:28px;\n}\n\n.mfl-policy-table{\n    overflow:hidden;\n    border-radius:23px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.17);\n    backdrop-filter:blur(14px);\n}\n\n.mfl-policy-table-header,\n.mfl-policy-table-row{\n    display:grid;\n    grid-template-columns:1.6fr .5fr .5fr;\n    align-items:center;\n}\n\n.mfl-policy-table-header{\n    padding:17px 20px;\n    background:rgba(255,255,255,.1);\n    border-bottom:1px solid rgba(255,255,255,.14);\n}\n\n.mfl-policy-table-header span{\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.07em;\n    color:rgba(255,255,255,.7);\n}\n\n.mfl-policy-table-header strong{\n    text-align:center;\n    font-size:12px;\n}\n\n.mfl-policy-table-row{\n    padding:16px 20px;\n    border-bottom:1px solid rgba(255,255,255,.1);\n}\n\n.mfl-policy-table-row > span{\n    font-size:13px;\n    color:rgba(255,255,255,.84);\n}\n\n.mfl-policy-table-row i{\n    justify-self:center;\n    font-style:normal;\n    font-size:12px;\n    font-weight:850;\n}\n\n.mfl-table-yes{\n    width:25px;\n    height:25px;\n    border-radius:8px;\n    display:grid;\n    place-items:center;\n    color:#075F3B;\n    background:#88F0BE;\n}\n\n.mfl-table-no{\n    color:rgba(255,255,255,.4);\n}\n\n.mfl-table-review{\n    padding:5px 8px;\n    border-radius:999px;\n    color:#fff;\n    background:rgba(255,255,255,.12);\n}\n\n.mfl-policy-table-footer{\n    padding:14px 20px;\n    color:rgba(255,255,255,.58);\n    font-size:10px;\n}\n\n\/* =========================================================\n   FLORIDA RISKS\n========================================================= *\/\n\n.mfl-florida-section{\n    background:#fff;\n    padding-top:40px;\n}\n\n.mfl-florida-panel{\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:52px;\n    align-items:center;\n    overflow:hidden;\n    padding:56px;\n    border-radius:34px;\n    color:#fff;\n    background:\n        radial-gradient(circle at 85% 20%,rgba(105,188,255,.35),transparent 27%),\n        linear-gradient(135deg,#0F2E54,#006DFF 62%,#1B8CFF);\n}\n\n.mfl-florida-copy .mfl-button{\n    margin-top:28px;\n}\n\n.mfl-risk-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:16px;\n}\n\n.mfl-risk-card{\n    padding:22px;\n    border-radius:20px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.17);\n    backdrop-filter:blur(14px);\n}\n\n.mfl-risk-card > span{\n    width:43px;\n    height:43px;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n    margin-bottom:17px;\n}\n\n.mfl-risk-card svg{\n    width:21px;\n    height:21px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-risk-card h3{\n    font-size:17px;\n    margin-bottom:8px;\n}\n\n.mfl-risk-card p{\n    margin:0;\n    color:rgba(255,255,255,.72);\n    font-size:13px;\n    line-height:1.6;\n}\n\n\/* =========================================================\n   FLOOD ZONES\n========================================================= *\/\n\n.mfl-zones-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-zone-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    gap:20px;\n}\n\n.mfl-zone-card{\n    min-height:330px;\n    padding:27px;\n    border-radius:23px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:0 12px 28px rgba(15,42,67,.05);\n    transition:transform .25s ease,box-shadow .25s ease;\n}\n\n.mfl-zone-card-ae{\n    background:linear-gradient(145deg,#F4F9FF,#fff);\n}\n\n.mfl-zone-card-ve{\n    color:#fff;\n    background:linear-gradient(145deg,#0F2E54,#006DFF);\n}\n\n.mfl-zone-card-review{\n    background:linear-gradient(145deg,#F8F4FF,#fff);\n}\n\n.mfl-zone-top{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:10px;\n    margin-bottom:24px;\n}\n\n.mfl-zone-code{\n    width:48px;\n    height:48px;\n    border-radius:15px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n    font-size:20px;\n    font-weight:850;\n}\n\n.mfl-zone-card-ve .mfl-zone-code{\n    color:#fff;\n    background:rgba(255,255,255,.14);\n}\n\n.mfl-zone-level{\n    color:var(--mfl-muted);\n    font-size:10px;\n    font-weight:800;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mfl-zone-card-ve .mfl-zone-level{\n    color:rgba(255,255,255,.65);\n}\n\n.mfl-zone-card h3{\n    font-size:24px;\n    margin-bottom:11px;\n}\n\n.mfl-zone-card p{\n    min-height:120px;\n    color:var(--mfl-text);\n    font-size:14px;\n    line-height:1.68;\n}\n\n.mfl-zone-card-ve p{\n    color:rgba(255,255,255,.78);\n}\n\n.mfl-zone-meter{\n    height:8px;\n    overflow:hidden;\n    border-radius:999px;\n    background:#E7EFF7;\n    margin:22px 0 10px;\n}\n\n.mfl-zone-card-ve .mfl-zone-meter{\n    background:rgba(255,255,255,.17);\n}\n\n.mfl-zone-meter span{\n    display:block;\n    height:100%;\n    border-radius:inherit;\n    background:linear-gradient(90deg,#006DFF,#45BBFF);\n}\n\n.mfl-zone-card-ve .mfl-zone-meter span{\n    background:linear-gradient(90deg,#8DEFC1,#fff);\n}\n\n.mfl-zone-card small{\n    color:var(--mfl-muted);\n    font-size:10px;\n}\n\n.mfl-zone-card-ve small{\n    color:rgba(255,255,255,.6);\n}\n\n.mfl-zone-card-review a{\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    margin-top:17px;\n    color:var(--mfl-primary);\n    font-size:14px;\n    font-weight:850;\n}\n\n\/* =========================================================\n   NFIP VS PRIVATE\n========================================================= *\/\n\n.mfl-markets-section{\n    background:#fff;\n}\n\n.mfl-markets-layout{\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:58px;\n    align-items:center;\n}\n\n.mfl-feature-list{\n    display:grid;\n    gap:15px;\n    margin-top:29px;\n}\n\n.mfl-feature-list-item{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:14px;\n    align-items:start;\n}\n\n.mfl-feature-list-item > span{\n    width:45px;\n    height:45px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-feature-list-item svg{\n    width:21px;\n    height:21px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-feature-list-item h3{\n    font-size:16px;\n    margin-bottom:5px;\n}\n\n.mfl-feature-list-item p{\n    margin:0!important;\n    color:var(--mfl-muted)!important;\n    font-size:13px!important;\n    line-height:1.58!important;\n}\n\n.mfl-market-cards{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:20px;\n}\n\n.mfl-market-card{\n    padding:30px;\n    border-radius:26px;\n    border:1px solid var(--mfl-line);\n    background:#fff;\n    box-shadow:var(--mfl-shadow-soft);\n}\n\n.mfl-market-card-private{\n    color:#fff;\n    background:linear-gradient(145deg,#102A43,#006DFF);\n}\n\n.mfl-market-card-header{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:10px;\n    margin-bottom:25px;\n}\n\n.mfl-market-card-icon{\n    width:52px;\n    height:52px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-market-card-private .mfl-market-card-icon{\n    color:#fff;\n    background:rgba(255,255,255,.14);\n}\n\n.mfl-market-card-icon svg{\n    width:24px;\n    height:24px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-market-badge{\n    padding:8px 11px;\n    border-radius:999px;\n    color:var(--mfl-primary);\n    background:#EAF3FF;\n    font-size:10px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mfl-market-card-private .mfl-market-badge{\n    color:#fff;\n    background:rgba(255,255,255,.12);\n}\n\n.mfl-market-card h3{\n    font-size:29px;\n    margin-bottom:12px;\n}\n\n.mfl-market-card p{\n    color:var(--mfl-text);\n    font-size:14px;\n    line-height:1.7;\n}\n\n.mfl-market-card-private p{\n    color:rgba(255,255,255,.76);\n}\n\n.mfl-market-card ul{\n    display:grid;\n    gap:11px;\n    list-style:none;\n    margin:23px 0 0;\n    padding:0;\n}\n\n.mfl-market-card li{\n    display:flex;\n    align-items:flex-start;\n    gap:9px;\n    color:var(--mfl-text);\n    font-size:13px;\n}\n\n.mfl-market-card-private li{\n    color:rgba(255,255,255,.82);\n}\n\n.mfl-market-card li span{\n    color:#0A965E;\n    font-weight:900;\n}\n\n.mfl-market-card-private li span{\n    color:#89EFC0;\n}\n\n\/* =========================================================\n   WAITING PERIOD\n========================================================= *\/\n\n.mfl-waiting-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-waiting-panel{\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:52px;\n    align-items:center;\n    padding:56px;\n    border-radius:34px;\n    color:#fff;\n    background:\n        radial-gradient(circle at 82% 15%,rgba(91,210,255,.28),transparent 25%),\n        linear-gradient(135deg,#082B48,#005DB9 60%,#0B83E6);\n    box-shadow:var(--mfl-shadow);\n}\n\n.mfl-waiting-notice{\n    display:flex;\n    align-items:center;\n    gap:13px;\n    padding:16px;\n    margin-top:27px;\n    border-radius:17px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.16);\n}\n\n.mfl-waiting-notice > span{\n    width:42px;\n    height:42px;\n    flex:0 0 auto;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.12);\n}\n\n.mfl-waiting-notice svg{\n    width:21px;\n    height:21px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-waiting-notice strong,\n.mfl-waiting-notice small{\n    display:block;\n}\n\n.mfl-waiting-notice strong{\n    font-size:14px;\n}\n\n.mfl-waiting-notice small{\n    color:rgba(255,255,255,.65);\n    font-size:11px;\n    line-height:1.45;\n    margin-top:3px;\n}\n\n.mfl-waiting-timeline{\n    display:grid;\n    gap:0;\n}\n\n.mfl-waiting-step{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:14px;\n    align-items:center;\n    padding:18px 20px;\n    border-radius:18px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.15);\n    backdrop-filter:blur(12px);\n}\n\n.mfl-waiting-number{\n    width:40px;\n    height:40px;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:#fff;\n    font-size:12px;\n    font-weight:850;\n}\n\n.mfl-waiting-step small,\n.mfl-waiting-step strong{\n    display:block;\n}\n\n.mfl-waiting-step small{\n    color:rgba(255,255,255,.58);\n    font-size:9px;\n    text-transform:uppercase;\n    letter-spacing:.06em;\n}\n\n.mfl-waiting-step strong{\n    font-size:14px;\n    margin-top:3px;\n}\n\n.mfl-waiting-line{\n    width:2px;\n    height:18px;\n    margin-left:39px;\n    background:rgba(255,255,255,.25);\n}\n\n\/* =========================================================\n   LIMITATIONS\n========================================================= *\/\n\n.mfl-limitations-section{\n    background:#fff;\n}\n\n.mfl-limitations-grid{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:22px;\n}\n\n.mfl-limitation-card{\n    padding:28px;\n    border-radius:23px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:0 12px 28px rgba(15,42,67,.05);\n    transition:transform .25s ease,box-shadow .25s ease;\n}\n\n.mfl-limitation-icon{\n    width:51px;\n    height:51px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:#DC4A62;\n    background:#FFF0F3;\n    margin-bottom:20px;\n}\n\n.mfl-limitation-icon svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-limitation-card h3{\n    font-size:20px;\n    line-height:1.3;\n    margin-bottom:10px;\n}\n\n.mfl-limitation-card p{\n    margin:0;\n    color:var(--mfl-muted);\n    font-size:14px;\n    line-height:1.68;\n}\n\n\/* =========================================================\n   PROPERTY TYPES\n========================================================= *\/\n\n.mfl-property-types{\n    background:var(--mfl-soft);\n}\n\n.mfl-property-grid{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:22px;\n}\n\n.mfl-property-card{\n    min-height:270px;\n    padding:28px;\n    border-radius:24px;\n    display:flex;\n    flex-direction:column;\n    background:#fff;\n    border:1px solid #E4EDF6;\n    box-shadow:0 12px 30px rgba(16,42,67,.05);\n    transition:transform .25s ease,box-shadow .25s ease;\n}\n\n.mfl-property-card-large{\n    grid-column:span 2;\n    display:grid;\n    grid-template-columns:.9fr 1.1fr;\n    gap:28px;\n    align-items:center;\n    background:linear-gradient(135deg,#F2F8FF,#fff);\n}\n\n.mfl-property-visual{\n    position:relative;\n    min-height:230px;\n    display:grid;\n    place-items:center;\n}\n\n.mfl-property-orb{\n    position:absolute;\n    width:195px;\n    height:195px;\n    border-radius:50%;\n    background:radial-gradient(circle,#DDEEFF,#F6FAFF);\n}\n\n.mfl-property-visual svg{\n    position:relative;\n    z-index:2;\n    width:92%;\n}\n\n.mfl-property-fill{\n    fill:#E8F2FF;\n}\n\n.mfl-property-line{\n    fill:none;\n    stroke:#006DFF;\n    stroke-width:4;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-property-tag{\n    display:inline-flex;\n    width:max-content;\n    padding:7px 11px;\n    border-radius:999px;\n    color:#0A7C50;\n    background:#EAFBF4;\n    font-size:11px;\n    font-weight:850;\n    margin-bottom:14px;\n}\n\n.mfl-property-card h3{\n    font-size:23px;\n    margin-bottom:11px;\n}\n\n.mfl-property-card p{\n    color:var(--mfl-text);\n    font-size:14px;\n    line-height:1.7;\n    margin-bottom:20px;\n}\n\n.mfl-property-list{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:9px;\n    margin-bottom:22px;\n}\n\n.mfl-property-list span{\n    position:relative;\n    padding-left:17px;\n    color:var(--mfl-muted);\n    font-size:12px;\n}\n\n.mfl-property-list span::before{\n    content:\"\";\n    position:absolute;\n    left:0;\n    top:.48em;\n    width:7px;\n    height:7px;\n    border-radius:50%;\n    background:var(--mfl-primary);\n}\n\n.mfl-property-icon{\n    width:51px;\n    height:51px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n    margin-bottom:20px;\n}\n\n.mfl-property-icon svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-property-card a{\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    margin-top:auto;\n    color:var(--mfl-primary);\n    font-size:14px;\n    font-weight:850;\n}\n\n\/* =========================================================\n   PREPAREDNESS\n========================================================= *\/\n\n.mfl-preparedness-section{\n    background:#fff;\n}\n\n.mfl-preparedness-visual{\n    position:relative;\n    min-height:560px;\n    display:grid;\n    place-items:center;\n}\n\n.mfl-readiness-card{\n    width:min(440px,90%);\n    padding:30px;\n    border-radius:28px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:var(--mfl-shadow);\n}\n\n.mfl-readiness-header{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:15px;\n    margin-bottom:18px;\n}\n\n.mfl-readiness-header span,\n.mfl-readiness-header strong{\n    display:block;\n}\n\n.mfl-readiness-header div > span{\n    color:var(--mfl-muted);\n    font-size:11px;\n    margin-bottom:4px;\n}\n\n.mfl-readiness-header strong{\n    font-size:20px;\n}\n\n.mfl-readiness-score{\n    padding:8px 11px;\n    border-radius:999px;\n    color:#0A7C50;\n    background:#EAFBF4;\n    font-size:11px;\n    font-weight:850;\n}\n\n.mfl-readiness-progress{\n    height:8px;\n    overflow:hidden;\n    border-radius:999px;\n    background:#E4EDF6;\n    margin-bottom:24px;\n}\n\n.mfl-readiness-progress span{\n    display:block;\n    width:100%;\n    height:100%;\n    background:linear-gradient(90deg,#006DFF,#56C2FF);\n}\n\n.mfl-readiness-list{\n    display:grid;\n    gap:12px;\n}\n\n.mfl-readiness-item{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:11px;\n    align-items:start;\n    padding:13px;\n    border-radius:15px;\n    background:#F7FAFD;\n    border:1px solid #E7EEF6;\n}\n\n.mfl-readiness-item > span{\n    width:27px;\n    height:27px;\n    border-radius:9px;\n    display:grid;\n    place-items:center;\n    color:#087D50;\n    background:#EAFBF4;\n    font-size:12px;\n    font-weight:900;\n}\n\n.mfl-readiness-item strong,\n.mfl-readiness-item small{\n    display:block;\n}\n\n.mfl-readiness-item strong{\n    font-size:13px;\n}\n\n.mfl-readiness-item small{\n    color:var(--mfl-muted);\n    font-size:10px;\n    line-height:1.45;\n    margin-top:3px;\n}\n\n.mfl-preparedness-mini{\n    position:absolute;\n    display:flex;\n    align-items:center;\n    gap:10px;\n    padding:13px 16px;\n    border-radius:15px;\n    background:rgba(255,255,255,.94);\n    border:1px solid var(--mfl-line);\n    box-shadow:var(--mfl-shadow-soft);\n    color:var(--mfl-navy);\n    font-size:13px;\n    font-weight:850;\n}\n\n.mfl-preparedness-mini > span{\n    width:35px;\n    height:35px;\n    border-radius:11px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-preparedness-mini svg{\n    width:18px;\n    height:18px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-preparedness-mini-one{\n    left:0;\n    top:105px;\n}\n\n.mfl-preparedness-mini-two{\n    right:0;\n    bottom:80px;\n}\n\n\/* =========================================================\n   CLAIMS\n========================================================= *\/\n\n.mfl-claims-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-claims-panel{\n    display:grid;\n    grid-template-columns:.8fr 1.2fr;\n    gap:50px;\n    padding:56px;\n    border-radius:34px;\n    color:#fff;\n    background:\n        radial-gradient(circle at 84% 18%,rgba(88,197,255,.3),transparent 25%),\n        linear-gradient(135deg,#0E2947,#005BC0 64%,#007FFF);\n}\n\n.mfl-claims-contact{\n    display:flex;\n    align-items:center;\n    gap:12px;\n    margin-top:28px;\n}\n\n.mfl-claims-contact > span{\n    width:47px;\n    height:47px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n}\n\n.mfl-claims-contact svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-claims-contact small,\n.mfl-claims-contact a{\n    display:block;\n}\n\n.mfl-claims-contact small{\n    color:rgba(255,255,255,.64);\n    margin-bottom:3px;\n}\n\n.mfl-claims-contact a{\n    color:#fff!important;\n    font-size:20px;\n    font-weight:850;\n}\n\n.mfl-claims-timeline{\n    display:grid;\n    gap:13px;\n}\n\n.mfl-claim-step{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:15px;\n    align-items:start;\n    padding:19px 20px;\n    border-radius:18px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.15);\n    backdrop-filter:blur(12px);\n}\n\n.mfl-claim-step-number{\n    width:39px;\n    height:39px;\n    border-radius:12px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:#fff;\n    font-size:12px;\n    font-weight:850;\n}\n\n.mfl-claim-step h3{\n    font-size:17px;\n    margin-bottom:6px;\n}\n\n.mfl-claim-step p{\n    margin:0;\n    color:rgba(255,255,255,.72);\n    font-size:13px;\n    line-height:1.58;\n}\n\n\/* =========================================================\n   REQUIREMENTS\n========================================================= *\/\n\n.mfl-requirements-section{\n    background:#fff;\n}\n\n.mfl-requirements-layout{\n    display:grid;\n    grid-template-columns:1.2fr .8fr;\n    gap:26px;\n    align-items:start;\n}\n\n.mfl-requirements-card{\n    padding:31px;\n    border-radius:26px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:var(--mfl-shadow-soft);\n}\n\n.mfl-requirements-header{\n    display:flex;\n    align-items:center;\n    gap:14px;\n    margin-bottom:25px;\n}\n\n.mfl-requirements-header-icon{\n    width:51px;\n    height:51px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-requirements-header-icon svg{\n    width:24px;\n    height:24px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-requirements-header span{\n    color:var(--mfl-muted);\n    font-size:12px;\n}\n\n.mfl-requirements-header h3{\n    font-size:22px;\n    margin:3px 0 0;\n}\n\n.mfl-requirements-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:12px;\n}\n\n.mfl-requirement-item{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:12px;\n    align-items:center;\n    padding:16px;\n    border-radius:15px;\n    background:#F7FAFD;\n    border:1px solid #E7EEF6;\n}\n\n.mfl-requirement-item > span{\n    width:35px;\n    height:35px;\n    border-radius:10px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:#fff;\n    font-size:11px;\n    font-weight:850;\n}\n\n.mfl-requirement-item strong,\n.mfl-requirement-item small{\n    display:block;\n}\n\n.mfl-requirement-item strong{\n    font-size:14px;\n}\n\n.mfl-requirement-item small{\n    color:var(--mfl-muted);\n    font-size:11px;\n    margin-top:3px;\n}\n\n.mfl-elevation-card{\n    padding:31px;\n    border-radius:26px;\n    background:linear-gradient(150deg,#F1F7FF,#fff);\n    border:1px solid #DCE9F6;\n    box-shadow:var(--mfl-shadow-soft);\n}\n\n.mfl-elevation-card-label{\n    display:inline-flex;\n    padding:7px 11px;\n    border-radius:999px;\n    color:var(--mfl-primary);\n    background:#E6F1FF;\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mfl-elevation-card-icon{\n    width:59px;\n    height:59px;\n    border-radius:18px;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n    margin:24px 0 20px;\n}\n\n.mfl-elevation-card-icon svg{\n    width:28px;\n    height:28px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-elevation-card h3{\n    font-size:28px;\n    line-height:1.18;\n    margin-bottom:12px;\n}\n\n.mfl-elevation-card p{\n    color:var(--mfl-text);\n    font-size:14px;\n    line-height:1.7;\n}\n\n.mfl-elevation-card ul{\n    display:grid;\n    gap:10px;\n    list-style:none;\n    margin:22px 0;\n    padding:0;\n}\n\n.mfl-elevation-card li{\n    display:flex;\n    gap:9px;\n    color:var(--mfl-navy);\n    font-size:13px;\n    font-weight:700;\n}\n\n.mfl-elevation-card li span{\n    color:#0A985F;\n}\n\n.mfl-elevation-card > a{\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    color:var(--mfl-primary);\n    font-weight:850;\n}\n\n\/* =========================================================\n   WHY MAS\n========================================================= *\/\n\n.mfl-why-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-why-layout{\n    display:grid;\n    grid-template-columns:.9fr 1.1fr;\n    gap:58px;\n    align-items:center;\n}\n\n.mfl-why-stat-row{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:12px;\n    margin-top:30px;\n}\n\n.mfl-why-stat{\n    padding:16px;\n    border-radius:15px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n}\n\n.mfl-why-stat strong,\n.mfl-why-stat span{\n    display:block;\n}\n\n.mfl-why-stat strong{\n    color:var(--mfl-primary);\n    font-size:18px;\n}\n\n.mfl-why-stat span{\n    color:var(--mfl-muted);\n    font-size:11px;\n    margin-top:4px;\n}\n\n.mfl-why-cards{\n    display:grid;\n    gap:16px;\n}\n\n.mfl-why-card{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:16px;\n    padding:22px;\n    border-radius:20px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n    box-shadow:var(--mfl-shadow-soft);\n    transition:transform .25s ease,box-shadow .25s ease;\n}\n\n.mfl-why-card > span{\n    width:49px;\n    height:49px;\n    border-radius:15px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-why-card svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-why-card h3{\n    font-size:18px;\n    margin-bottom:7px;\n}\n\n.mfl-why-card p{\n    margin:0;\n    color:var(--mfl-muted);\n    font-size:13px;\n    line-height:1.6;\n}\n\n\/* =========================================================\n   QUOTE CTA\n========================================================= *\/\n\n.mfl-quote-section{\n    padding-top:40px;\n    background:#fff;\n}\n\n.mfl-quote-card{\n    position:relative;\n    overflow:hidden;\n    display:grid;\n    grid-template-columns:1.1fr .9fr;\n    gap:40px;\n    align-items:center;\n    padding:60px;\n    border-radius:35px;\n    color:#fff;\n    background:\n        radial-gradient(circle at 82% 25%,rgba(107,204,255,.34),transparent 25%),\n        linear-gradient(135deg,#0E2947,#006DFF 62%,#439BFF);\n    box-shadow:0 30px 80px rgba(0,70,160,.23);\n}\n\n.mfl-quote-decoration{\n    position:absolute;\n    inset:0;\n    pointer-events:none;\n}\n\n.mfl-quote-orb{\n    position:absolute;\n    border-radius:50%;\n    border:1px solid rgba(255,255,255,.16);\n}\n\n.mfl-quote-orb-one{\n    width:280px;\n    height:280px;\n    right:-70px;\n    top:-60px;\n}\n\n.mfl-quote-orb-two{\n    width:190px;\n    height:190px;\n    right:150px;\n    bottom:-85px;\n}\n\n.mfl-quote-grid{\n    position:absolute;\n    inset:0;\n    background-image:\n        linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),\n        linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);\n    background-size:36px 36px;\n}\n\n.mfl-quote-content,\n.mfl-quote-visual{\n    position:relative;\n    z-index:2;\n}\n\n.mfl-quote-label{\n    display:inline-flex;\n    padding:9px 13px;\n    border-radius:999px;\n    background:rgba(255,255,255,.12);\n    border:1px solid rgba(255,255,255,.18);\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.06em;\n    margin-bottom:20px;\n}\n\n.mfl-quote-actions{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px;\n    margin-top:28px;\n}\n\n.mfl-quote-trust-row{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px 20px;\n    margin-top:26px;\n}\n\n.mfl-quote-trust-row span{\n    display:flex;\n    align-items:center;\n    gap:7px;\n    color:rgba(255,255,255,.8);\n    font-size:12px;\n}\n\n.mfl-quote-trust-row svg{\n    width:15px;\n    height:15px;\n    fill:none;\n    stroke:#8FF0C3;\n    stroke-width:2.2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-quote-visual{\n    min-height:360px;\n    display:grid;\n    place-items:center;\n}\n\n.mfl-quote-house{\n    width:300px;\n    height:300px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.18);\n    backdrop-filter:blur(10px);\n}\n\n.mfl-quote-house svg{\n    width:86%;\n}\n\n.mfl-quote-house circle{\n    fill:rgba(255,255,255,.06);\n    stroke:none;\n}\n\n.mfl-quote-house path{\n    fill:none;\n    stroke:#fff;\n    stroke-width:5;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-quote-floating{\n    position:absolute;\n    display:flex;\n    align-items:center;\n    gap:8px;\n    padding:11px 14px;\n    border-radius:14px;\n    background:#fff;\n    color:var(--mfl-navy);\n    font-size:12px;\n    font-weight:850;\n    box-shadow:0 16px 30px rgba(15,42,67,.18);\n}\n\n.mfl-quote-floating span{\n    color:#0A985F;\n}\n\n.mfl-quote-floating-one{\n    left:0;\n    top:80px;\n}\n\n.mfl-quote-floating-two{\n    right:0;\n    top:150px;\n}\n\n.mfl-quote-floating-three{\n    left:40px;\n    bottom:25px;\n}\n\n\/* =========================================================\n   FAQ\n========================================================= *\/\n\n.mfl-faq-section{\n    background:var(--mfl-soft);\n}\n\n.mfl-faq-layout{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:18px;\n    align-items:start;\n}\n\n.mfl-faq-column{\n    display:grid;\n    gap:14px;\n}\n\n.mfl-faq-item{\n    overflow:hidden;\n    border-radius:18px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n}\n\n.mfl-faq-item summary{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:18px;\n    padding:20px 22px;\n    list-style:none;\n    cursor:pointer;\n    font-size:15px;\n    font-weight:800;\n}\n\n.mfl-faq-item summary::-webkit-details-marker{\n    display:none;\n}\n\n.mfl-faq-item summary > span{\n    position:relative;\n    width:28px;\n    height:28px;\n    flex:0 0 auto;\n    border-radius:9px;\n    background:var(--mfl-primary-light);\n}\n\n.mfl-faq-item summary > span::before,\n.mfl-faq-item summary > span::after{\n    content:\"\";\n    position:absolute;\n    left:50%;\n    top:50%;\n    border-radius:2px;\n    background:var(--mfl-primary);\n    transform:translate(-50%,-50%);\n}\n\n.mfl-faq-item summary > span::before{\n    width:12px;\n    height:2px;\n}\n\n.mfl-faq-item summary > span::after{\n    width:2px;\n    height:12px;\n}\n\n.mfl-faq-item[open] summary > span::after{\n    display:none;\n}\n\n.mfl-faq-answer{\n    padding:0 22px 20px;\n}\n\n.mfl-faq-answer p{\n    margin:0;\n    color:var(--mfl-text);\n    font-size:14px;\n    line-height:1.72;\n}\n\n.mfl-faq-footer{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:20px;\n    margin-top:30px;\n    padding:22px;\n    border-radius:20px;\n    background:#fff;\n    border:1px solid var(--mfl-line);\n}\n\n.mfl-faq-footer > div{\n    display:flex;\n    align-items:center;\n    gap:12px;\n}\n\n.mfl-faq-footer-icon{\n    width:45px;\n    height:45px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    color:var(--mfl-primary);\n    background:var(--mfl-primary-light);\n}\n\n.mfl-faq-footer-icon svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mfl-faq-footer strong,\n.mfl-faq-footer div div span{\n    display:block;\n}\n\n.mfl-faq-footer strong{\n    font-size:16px;\n}\n\n.mfl-faq-footer div div span{\n    color:var(--mfl-muted);\n    font-size:12px;\n    margin-top:3px;\n}\n\n\/* =========================================================\n   DISCLOSURE\n========================================================= *\/\n\n.mfl-disclosure{\n    padding:28px 0 36px;\n    background:#fff;\n    border-top:1px solid var(--mfl-line);\n}\n\n.mfl-disclosure p{\n    margin:0;\n    color:#7A8999;\n    font-size:11px;\n    line-height:1.68;\n    text-align:center;\n}\n\n\/* =========================================================\n   RESPONSIVE\n========================================================= *\/\n\n@media (max-width:1100px){\n\n    .mfl-hero-container,\n    .mfl-two-column,\n    .mfl-markets-layout,\n    .mfl-why-layout{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-hero-content{\n        text-align:center;\n    }\n\n    .mfl-hero-description{\n        margin-left:auto;\n        margin-right:auto;\n    }\n\n    .mfl-hero-actions,\n    .mfl-hero-trust{\n        justify-content:center;\n    }\n\n    .mfl-hero-visual{\n        min-height:540px;\n    }\n\n    .mfl-benefits-grid{\n        grid-template-columns:repeat(2,1fr);\n    }\n\n    .mfl-benefit-item:nth-child(2){\n        border-right:0;\n    }\n\n    .mfl-benefit-item:nth-child(-n+2){\n        border-bottom:1px solid var(--mfl-line);\n    }\n\n    .mfl-coverage-grid,\n    .mfl-property-grid{\n        grid-template-columns:repeat(2,1fr);\n    }\n\n    .mfl-zone-grid{\n        grid-template-columns:repeat(2,1fr);\n    }\n\n    .mfl-florida-panel,\n    .mfl-policy-comparison,\n    .mfl-waiting-panel,\n    .mfl-claims-panel,\n    .mfl-quote-card{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-market-cards{\n        grid-template-columns:repeat(2,1fr);\n    }\n\n    .mfl-limitations-grid{\n        grid-template-columns:repeat(2,1fr);\n    }\n\n    .mfl-preparedness-visual{\n        order:2;\n    }\n}\n\n@media (max-width:800px){\n\n    .mfl-container{\n        width:min(100% - 28px,1180px);\n    }\n\n    .mfl-section{\n        padding:82px 0;\n    }\n\n    .mfl-hero{\n        padding:76px 0 122px;\n    }\n\n    .mfl-hero-container{\n        gap:38px;\n    }\n\n    .mfl-hero-visual{\n        min-height:440px;\n    }\n\n    .mfl-house-stage{\n        width:400px;\n    }\n\n    .mfl-water-ring-one{\n        width:420px;\n        height:420px;\n    }\n\n    .mfl-water-ring-two{\n        width:350px;\n        height:350px;\n    }\n\n    .mfl-floating-card{\n        min-width:180px;\n        padding:12px 14px;\n    }\n\n    .mfl-floating-card-protection{\n        left:0;\n    }\n\n    .mfl-floating-card-markets{\n        right:0;\n    }\n\n    .mfl-floating-card-support{\n        left:10px;\n    }\n\n    .mfl-coverage-grid,\n    .mfl-property-grid,\n    .mfl-faq-layout,\n    .mfl-requirements-layout,\n    .mfl-limitations-grid{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-property-card-large{\n        grid-column:auto;\n        grid-template-columns:1fr;\n    }\n\n    .mfl-comparison-layout{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-comparison-connector{\n        margin:auto;\n    }\n\n    .mfl-policy-comparison,\n    .mfl-florida-panel,\n    .mfl-waiting-panel,\n    .mfl-claims-panel,\n    .mfl-quote-card{\n        padding:39px 28px;\n    }\n\n    .mfl-market-cards{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-requirements-grid{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-why-stat-row{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-quote-visual{\n        min-height:300px;\n    }\n\n    .mfl-faq-footer{\n        flex-direction:column;\n        align-items:flex-start;\n    }\n}\n\n@media (max-width:600px){\n\n    .mfl-section{\n        padding:68px 0;\n    }\n\n    .mfl-section-heading h2,\n    .mfl-section-copy h2,\n    .mfl-florida-copy h2,\n    .mfl-markets-copy h2,\n    .mfl-waiting-copy h2,\n    .mfl-claims-copy h2,\n    .mfl-why-copy h2,\n    .mfl-policy-comparison-copy h2,\n    .mfl-quote-content h2{\n        font-size:38px;\n    }\n\n    .mfl-hero h1{\n        font-size:48px;\n    }\n\n    .mfl-hero-description{\n        font-size:18px;\n    }\n\n    .mfl-hero-actions{\n        flex-direction:column;\n        align-items:stretch;\n    }\n\n    .mfl-button{\n        width:100%;\n    }\n\n    .mfl-hero-trust{\n        align-items:flex-start;\n        text-align:left;\n    }\n\n    .mfl-benefits-grid,\n    .mfl-zone-grid,\n    .mfl-risk-grid{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-benefit-item{\n        border-right:0!important;\n        border-bottom:1px solid var(--mfl-line);\n    }\n\n    .mfl-benefit-item:last-child{\n        border-bottom:0;\n    }\n\n    .mfl-hero-visual{\n        min-height:350px;\n    }\n\n    .mfl-house-stage{\n        width:295px;\n    }\n\n    .mfl-water-ring-one{\n        width:315px;\n        height:315px;\n    }\n\n    .mfl-water-ring-two{\n        width:260px;\n        height:260px;\n    }\n\n    .mfl-floating-card{\n        display:none;\n    }\n\n    .mfl-dashboard-grid{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-coverage-card,\n    .mfl-property-card,\n    .mfl-zone-card,\n    .mfl-market-card,\n    .mfl-requirements-card,\n    .mfl-elevation-card,\n    .mfl-limitation-card{\n        padding:24px;\n    }\n\n    .mfl-comparison-panel{\n        min-height:auto;\n        padding:25px;\n    }\n\n    .mfl-policy-comparison,\n    .mfl-florida-panel,\n    .mfl-waiting-panel,\n    .mfl-claims-panel,\n    .mfl-quote-card{\n        padding:30px 22px;\n        border-radius:24px;\n    }\n\n    .mfl-policy-table-header,\n    .mfl-policy-table-row{\n        grid-template-columns:1.35fr .55fr .55fr;\n    }\n\n    .mfl-property-list{\n        grid-template-columns:1fr;\n    }\n\n    .mfl-preparedness-visual{\n        min-height:450px;\n    }\n\n    .mfl-readiness-card{\n        width:100%;\n    }\n\n    .mfl-preparedness-mini{\n        display:none;\n    }\n\n    .mfl-quote-house{\n        width:240px;\n        height:240px;\n    }\n\n    .mfl-quote-floating{\n        display:none;\n    }\n\n    .mfl-quote-trust-row{\n        display:grid;\n    }\n}\n\n@media (prefers-reduced-motion:reduce){\n\n    .mas-flood-page *,\n    .mas-flood-page *::before,\n    .mas-flood-page *::after{\n        animation:none!important;\n        transition:none!important;\n        scroll-behavior:auto!important;\n    }\n}\n<\/style>\n\n\n\n<div class=\"mas-flood-page\">\n\n    <!-- Decorative Page Background -->\n    <div class=\"mfl-page-background\" aria-hidden=\"true\">\n        <span class=\"mfl-page-orb mfl-page-orb-one\"><\/span>\n        <span class=\"mfl-page-orb mfl-page-orb-two\"><\/span>\n        <span class=\"mfl-page-orb mfl-page-orb-three\"><\/span>\n        <span class=\"mfl-page-grid\"><\/span>\n    <\/div>\n\n    <!-- HERO -->\n    <section class=\"mfl-hero\">\n\n        <div class=\"mfl-container mfl-hero-container\">\n\n            <div class=\"mfl-hero-content\">\n\n                <div class=\"mfl-eyebrow\">\n                    <span class=\"mfl-eyebrow-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 5 9v10h14V9l-7-6Z\"><\/path>\n                            <path d=\"M8 19v-6h8v6\"><\/path>\n                            <path d=\"M3 21c2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Florida Flood Insurance\n                <\/div>\n\n                <h1>\n                    Protect your property\n                    <span>before the water rises.<\/span>\n                <\/h1>\n\n                <p class=\"mfl-hero-description\">\n                    Flood insurance helps protect your home, belongings and financial\n                    future from rising water, storm surge and other flood-related losses.\n                    MAS Insurance can help you compare available coverage options.\n                <\/p>\n\n                <div class=\"mfl-hero-actions\">\n\n                    <a href=\"#mfl-quote\" class=\"mfl-button mfl-button-primary\">\n                        Get My Flood Quote\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"mfl-button mfl-button-secondary\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M7 3h4l2 5-3 2a16 16 0 0 0 4 4l2-3 5 2v4c0 2.2-1.8 4-4 4C9.3 21 3 14.7 3 7c0-2.2 1.8-4 4-4Z\"><\/path>\n                        <\/svg>\n                        Call (305) 428-2005\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mfl-hero-trust\">\n\n                    <div class=\"mfl-avatar-stack\" aria-hidden=\"true\">\n                        <span>MAS<\/span>\n                        <span>FL<\/span>\n                        <span>NF<\/span>\n                        <span>+<\/span>\n                    <\/div>\n\n                    <div class=\"mfl-hero-trust-copy\">\n                        <div class=\"mfl-stars\">\u2605\u2605\u2605\u2605\u2605<\/div>\n                        <p>Local guidance. Multiple coverage options. Personal service.<\/p>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mfl-hero-visual\">\n\n                <div class=\"mfl-hero-glow\"><\/div>\n\n                <div class=\"mfl-water-ring mfl-water-ring-one\"><\/div>\n                <div class=\"mfl-water-ring mfl-water-ring-two\"><\/div>\n\n                <div class=\"mfl-house-stage\">\n\n                    <div class=\"mfl-house-stage-glass\"><\/div>\n\n                    <img decoding=\"async\" class=\"mfl-house-image\" src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/18-4.png\" alt=\"Flood insurance protection for a home\">\n\n                <\/div>\n\n                <div class=\"mfl-floating-card mfl-floating-card-protection\">\n                    <span class=\"mfl-floating-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m12 3 7 3v5c0 4.7-2.8 8.1-7 10-4.2-1.9-7-5.3-7-10V6l7-3Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-5\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Flood Protection<\/strong>\n                        <span>Coverage built around your property<\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mfl-floating-card mfl-floating-card-markets\">\n                    <span class=\"mfl-floating-icon mfl-floating-icon-purple\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19V9\"><\/path>\n                            <path d=\"M10 19V5\"><\/path>\n                            <path d=\"M16 19v-7\"><\/path>\n                            <path d=\"M22 19V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Multiple Markets<\/strong>\n                        <span>NFIP and private options<\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mfl-floating-card mfl-floating-card-support\">\n                    <span class=\"mfl-floating-icon mfl-floating-icon-green\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                            <path d=\"M4 12v5h3v-6H4\"><\/path>\n                            <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                            <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Local Support<\/strong>\n                        <span>Here before and after a loss<\/span>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"mfl-hero-wave\" aria-hidden=\"true\">\n            <svg viewBox=\"0 0 1440 120\" preserveAspectRatio=\"none\">\n                <path d=\"M0 54c154 49 302 54 444 17 164-43 324-42 480 5 171 51 343 45 516-18v62H0V54Z\"><\/path>\n            <\/svg>\n        <\/div>\n\n    <\/section>\n\n    <!-- BENEFITS STRIP -->\n    <section class=\"mfl-benefits\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-benefits-grid\">\n\n                <article class=\"mfl-benefit-item\">\n                    <span class=\"mfl-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 5 9v10h14V9l-7-6Z\"><\/path>\n                            <path d=\"M3 21c2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Flood Specialists<\/strong>\n                        <span>Guidance for Florida properties<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mfl-benefit-item\">\n                    <span class=\"mfl-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19V9\"><\/path>\n                            <path d=\"M10 19V5\"><\/path>\n                            <path d=\"M16 19v-7\"><\/path>\n                            <path d=\"M22 19V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Multiple Markets<\/strong>\n                        <span>Compare available options<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mfl-benefit-item\">\n                    <span class=\"mfl-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 11h18\"><\/path>\n                            <path d=\"M5 11V7l7-4 7 4v4\"><\/path>\n                            <path d=\"M6 11v7\"><\/path>\n                            <path d=\"M10 11v7\"><\/path>\n                            <path d=\"M14 11v7\"><\/path>\n                            <path d=\"M18 11v7\"><\/path>\n                            <path d=\"M3 21h18\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>NFIP Options<\/strong>\n                        <span>Government-backed availability<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mfl-benefit-item\">\n                    <span class=\"mfl-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m12 3 7 3v5c0 4.7-2.8 8.1-7 10-4.2-1.9-7-5.3-7-10V6l7-3Z\"><\/path>\n                            <path d=\"M9 12h6\"><\/path>\n                            <path d=\"M12 9v6\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Private Flood<\/strong>\n                        <span>Broader options may be available<\/span>\n                    <\/div>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHY FLOOD INSURANCE -->\n    <section class=\"mfl-section mfl-intro\">\n\n        <div class=\"mfl-container mfl-two-column\">\n\n            <div class=\"mfl-section-copy\">\n\n                <span class=\"mfl-section-label\">A separate layer of protection<\/span>\n\n                <h2>\n                    Your home policy and your flood policy\n                    <span>serve different purposes.<\/span>\n                <\/h2>\n\n                <p class=\"mfl-section-lead\">\n                    Water damage can come from many different sources, and the cause of\n                    the damage often determines which policy may respond.\n                <\/p>\n\n                <p>\n                    A dedicated flood policy is designed for qualifying damage caused by\n                    rising or overflowing water. Our team can help explain the difference\n                    between flood coverage and the water-related protection included in\n                    other property policies.\n                <\/p>\n\n                <div class=\"mfl-check-list\">\n\n                    <div class=\"mfl-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Coverage for eligible building damage\n                    <\/div>\n\n                    <div class=\"mfl-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Options for personal belongings\n                    <\/div>\n\n                    <div class=\"mfl-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Residential and commercial solutions\n                    <\/div>\n\n                    <div class=\"mfl-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Assistance comparing policy forms\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mfl-risk-dashboard\">\n\n                <div class=\"mfl-dashboard-header\">\n                    <div>\n                        <span>Property protection overview<\/span>\n                        <strong>Flood Readiness<\/strong>\n                    <\/div>\n\n                    <span class=\"mfl-dashboard-status\">\n                        <i><\/i>\n                        Review recommended\n                    <\/span>\n                <\/div>\n\n                <div class=\"mfl-dashboard-map\">\n\n                    <div class=\"mfl-map-grid\"><\/div>\n\n                    <span class=\"mfl-map-water mfl-map-water-one\"><\/span>\n                    <span class=\"mfl-map-water mfl-map-water-two\"><\/span>\n\n                    <div class=\"mfl-map-property\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 3 5 9v10h14V9l-7-6Z\"><\/path>\n                                <path d=\"M9 19v-6h6v6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/div>\n\n                    <div class=\"mfl-map-label mfl-map-label-one\">\n                        <small>Property<\/small>\n                        <strong>Protection point<\/strong>\n                    <\/div>\n\n                    <div class=\"mfl-map-label mfl-map-label-two\">\n                        <small>Nearby exposure<\/small>\n                        <strong>Water source<\/strong>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-dashboard-grid\">\n\n                    <div class=\"mfl-dashboard-tile\">\n                        <span class=\"mfl-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 19V9\"><\/path>\n                                <path d=\"M10 19V5\"><\/path>\n                                <path d=\"M16 19v-7\"><\/path>\n                                <path d=\"M22 19V3\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <div>\n                            <small>Flood zone<\/small>\n                            <strong>Verify property data<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-dashboard-tile\">\n                        <span class=\"mfl-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M3 21c2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0 2-1.6 4-1.6 6 0\"><\/path>\n                                <path d=\"M12 3c3 4 5 7 5 10a5 5 0 0 1-10 0c0-3 2-6 5-10Z\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <div>\n                            <small>Water exposure<\/small>\n                            <strong>Review nearby risks<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-dashboard-tile\">\n                        <span class=\"mfl-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m12 3 7 3v5c0 4.7-2.8 8.1-7 10-4.2-1.9-7-5.3-7-10V6l7-3Z\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <div>\n                            <small>Coverage type<\/small>\n                            <strong>NFIP or private<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-dashboard-tile\">\n                        <span class=\"mfl-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                                <path d=\"M12 7v5l3 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <div>\n                            <small>Effective date<\/small>\n                            <strong>Plan ahead<\/strong>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-dashboard-footer\">\n                    <div class=\"mfl-dashboard-agents\" aria-hidden=\"true\">\n                        <i>M<\/i>\n                        <i>A<\/i>\n                        <i>S<\/i>\n                    <\/div>\n                    <p>Speak with a licensed MAS Insurance representative.<\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- COVERAGE -->\n    <section class=\"mfl-section mfl-coverage-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading mfl-section-heading-centered\">\n\n                <span class=\"mfl-section-label\">Coverage overview<\/span>\n\n                <h2>\n                    What flood insurance\n                    <span>may help protect.<\/span>\n                <\/h2>\n\n                <p>\n                    Coverage depends on the policy form, selected limits, deductibles,\n                    exclusions and the cause of loss. These categories provide a general\n                    overview of commonly available protection.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-coverage-grid\">\n\n                <article class=\"mfl-coverage-card mfl-coverage-card-featured\">\n\n                    <span class=\"mfl-card-number\">01<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 10v10h16V10l-8-7Z\"><\/path>\n                            <path d=\"M8 20v-7h8v7\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Building Coverage<\/h3>\n\n                    <p>\n                        Protection for eligible parts of the insured building and\n                        permanently installed property.\n                    <\/p>\n\n                    <ul>\n                        <li>Foundation and structural walls<\/li>\n                        <li>Electrical and plumbing systems<\/li>\n                        <li>Central air and heating equipment<\/li>\n                        <li>Permanently installed fixtures<\/li>\n                    <\/ul>\n\n                <\/article>\n\n                <article class=\"mfl-coverage-card\">\n\n                    <span class=\"mfl-card-number\">02<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 11h14v9H5z\"><\/path>\n                            <path d=\"M8 11V8a4 4 0 0 1 8 0v3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Personal Property<\/h3>\n\n                    <p>\n                        Contents coverage may protect qualifying personal belongings\n                        located inside the insured property.\n                    <\/p>\n\n                    <ul>\n                        <li>Furniture<\/li>\n                        <li>Clothing<\/li>\n                        <li>Electronics<\/li>\n                        <li>Certain portable appliances<\/li>\n                    <\/ul>\n\n                <\/article>\n\n                <article class=\"mfl-coverage-card\">\n\n                    <span class=\"mfl-card-number\">03<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"5\" y=\"3\" width=\"14\" height=\"18\" rx=\"2\"><\/rect>\n                            <circle cx=\"12\" cy=\"14\" r=\"4\"><\/circle>\n                            <path d=\"M8 7h.01\"><\/path>\n                            <path d=\"M11 7h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Appliances<\/h3>\n\n                    <p>\n                        Certain major appliances may be eligible when damaged by a\n                        covered flood event.\n                    <\/p>\n\n                    <ul>\n                        <li>Refrigerators<\/li>\n                        <li>Cooking appliances<\/li>\n                        <li>Washers and dryers<\/li>\n                        <li>Freezers and stored food limits<\/li>\n                    <\/ul>\n\n                <\/article>\n\n                <article class=\"mfl-coverage-card\">\n\n                    <span class=\"mfl-card-number\">04<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 20V8l8-5 8 5v12\"><\/path>\n                            <path d=\"M8 20v-8h8v8\"><\/path>\n                            <path d=\"M2 20h20\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Detached Garage<\/h3>\n\n                    <p>\n                        Limited building coverage may apply to a qualifying detached\n                        garage, subject to the policy.\n                    <\/p>\n\n                    <ul>\n                        <li>Detached structure review<\/li>\n                        <li>Policy-specific sublimits<\/li>\n                        <li>Occupancy restrictions<\/li>\n                        <li>Eligibility requirements<\/li>\n                    <\/ul>\n\n                <\/article>\n\n                <article class=\"mfl-coverage-card\">\n\n                    <span class=\"mfl-card-number\">05<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 20V10\"><\/path>\n                            <path d=\"M19 20V10\"><\/path>\n                            <path d=\"M3 10h18\"><\/path>\n                            <path d=\"m7 10 5-7 5 7\"><\/path>\n                            <path d=\"M8 20v-5h8v5\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Mechanical Systems<\/h3>\n\n                    <p>\n                        Policies may include qualifying equipment used to operate and\n                        maintain the building.\n                    <\/p>\n\n                    <ul>\n                        <li>Water heaters<\/li>\n                        <li>Fuel tanks<\/li>\n                        <li>Electrical panels<\/li>\n                        <li>HVAC components<\/li>\n                    <\/ul>\n\n                <\/article>\n\n                <article class=\"mfl-coverage-card\">\n\n                    <span class=\"mfl-card-number\">06<\/span>\n\n                    <span class=\"mfl-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19h16\"><\/path>\n                            <path d=\"M6 19V8h12v11\"><\/path>\n                            <path d=\"M9 12h6\"><\/path>\n                            <path d=\"M9 15h6\"><\/path>\n                            <path d=\"M8 8V5h8v3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Debris Removal<\/h3>\n\n                    <p>\n                        Reasonable expenses to remove qualifying flood-damaged insured\n                        property may be covered.\n                    <\/p>\n\n                    <ul>\n                        <li>Covered debris<\/li>\n                        <li>Reasonable removal costs<\/li>\n                        <li>Policy limits apply<\/li>\n                        <li>Documentation may be required<\/li>\n                    <\/ul>\n\n                <\/article>\n\n            <\/div>\n\n            <div class=\"mfl-coverage-note\">\n                <span>\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 11v5\"><\/path>\n                        <path d=\"M12 8h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <p>\n                    Flood insurance policies vary. Always review the declarations,\n                    policy form, exclusions, limitations and endorsements for the exact\n                    terms of coverage.\n                <\/p>\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- BUILDING VS CONTENTS -->\n    <section class=\"mfl-section mfl-building-contents\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading\">\n\n                <span class=\"mfl-section-label\">Choose the right protection<\/span>\n\n                <h2>\n                    Building and contents coverage\n                    <span>protect different things.<\/span>\n                <\/h2>\n\n                <p>\n                    Depending on your ownership interest and property type, you may need\n                    building coverage, contents coverage or a combination of both.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-comparison-layout\">\n\n                <article class=\"mfl-comparison-panel mfl-comparison-panel-building\">\n\n                    <div class=\"mfl-comparison-panel-top\">\n\n                        <span class=\"mfl-comparison-panel-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 3 4 10v10h16V10l-8-7Z\"><\/path>\n                                <path d=\"M8 20v-7h8v7\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <span class=\"mfl-comparison-tag\">Structure<\/span>\n\n                    <\/div>\n\n                    <h3>Building Coverage<\/h3>\n\n                    <p>\n                        Designed for qualifying physical components that are part of the\n                        insured building.\n                    <\/p>\n\n                    <div class=\"mfl-comparison-list\">\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Foundation walls\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Electrical systems\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Plumbing systems\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Built-in cabinets\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Permanently installed equipment\n                        <\/span>\n\n                    <\/div>\n\n                <\/article>\n\n                <div class=\"mfl-comparison-connector\">\n                    <span>+<\/span>\n                <\/div>\n\n                <article class=\"mfl-comparison-panel mfl-comparison-panel-contents\">\n\n                    <div class=\"mfl-comparison-panel-top\">\n\n                        <span class=\"mfl-comparison-panel-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 10h16v10H4z\"><\/path>\n                                <path d=\"M7 10V7h10v3\"><\/path>\n                                <path d=\"M8 14h8\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <span class=\"mfl-comparison-tag\">Belongings<\/span>\n\n                    <\/div>\n\n                    <h3>Contents Coverage<\/h3>\n\n                    <p>\n                        Designed for qualifying movable belongings located inside the\n                        insured property.\n                    <\/p>\n\n                    <div class=\"mfl-comparison-list\">\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Furniture\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Clothing\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Electronics\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Window air conditioners\n                        <\/span>\n\n                        <span>\n                            <i>\u2713<\/i>\n                            Portable household items\n                        <\/span>\n\n                    <\/div>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- HOME VS FLOOD -->\n    <section class=\"mfl-section mfl-policy-comparison-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-policy-comparison\">\n\n                <div class=\"mfl-policy-comparison-copy\">\n\n                    <span class=\"mfl-section-label mfl-section-label-light\">\n                        Know the difference\n                    <\/span>\n\n                    <h2>\n                        Home insurance is important.\n                        <span>Flood insurance fills another gap.<\/span>\n                    <\/h2>\n\n                    <p>\n                        The source and movement of water matter. A licensed agent can\n                        explain which policy may apply to a specific type of loss.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\" class=\"mfl-button mfl-button-white\">\n                        Review My Options\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mfl-policy-table\">\n\n                    <div class=\"mfl-policy-table-header\">\n                        <span>Type of water loss<\/span>\n                        <strong>Home<\/strong>\n                        <strong>Flood<\/strong>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-row\">\n                        <span>Rising surface water<\/span>\n                        <i class=\"mfl-table-no\">\u2014<\/i>\n                        <i class=\"mfl-table-yes\">\u2713<\/i>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-row\">\n                        <span>Storm surge<\/span>\n                        <i class=\"mfl-table-no\">\u2014<\/i>\n                        <i class=\"mfl-table-yes\">\u2713<\/i>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-row\">\n                        <span>Overflowing canal or river<\/span>\n                        <i class=\"mfl-table-no\">\u2014<\/i>\n                        <i class=\"mfl-table-yes\">\u2713<\/i>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-row\">\n                        <span>Flash flooding<\/span>\n                        <i class=\"mfl-table-no\">\u2014<\/i>\n                        <i class=\"mfl-table-yes\">\u2713<\/i>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-row\">\n                        <span>Sudden internal pipe leak<\/span>\n                        <i class=\"mfl-table-review\">Review<\/i>\n                        <i class=\"mfl-table-no\">\u2014<\/i>\n                    <\/div>\n\n                    <div class=\"mfl-policy-table-footer\">\n                        Coverage remains subject to policy terms and cause of loss.\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- FLORIDA RISKS -->\n    <section class=\"mfl-section mfl-florida-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-florida-panel\">\n\n                <div class=\"mfl-florida-copy\">\n\n                    <span class=\"mfl-section-label mfl-section-label-light\">\n                        Florida flood exposure\n                    <\/span>\n\n                    <h2>\n                        Water does not need to come from the ocean\n                        <span>to damage your property.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Flooding can result from coastal conditions, severe weather,\n                        drainage problems and overflowing waterways. Understanding the\n                        property&#8217;s surroundings is an important part of reviewing coverage.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\" class=\"mfl-button mfl-button-white\">\n                        Check My Property\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mfl-risk-grid\">\n\n                    <article class=\"mfl-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M3 16c2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0\"><\/path>\n                                <path d=\"M3 20c2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0 2-1.5 4-1.5 6 0\"><\/path>\n                                <path d=\"M5 11c3-1 5-4 6-8 2 4 4 7 8 8\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Storm Surge<\/h3>\n                        <p>\n                            Coastal water can be pushed inland during severe tropical\n                            weather.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mfl-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M6 14a4 4 0 0 1 1-7.9A6 6 0 0 1 18.5 8 3.5 3.5 0 0 1 18 15H7\"><\/path>\n                                <path d=\"m8 18-1 2\"><\/path>\n                                <path d=\"m13 18-1 2\"><\/path>\n                                <path d=\"m18 18-1 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Heavy Rain<\/h3>\n                        <p>\n                            Intense rainfall can overwhelm the ground and nearby drainage\n                            systems.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mfl-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M3 5h18\"><\/path>\n                                <path d=\"M5 5v5c0 3 2 5 5 5h4c3 0 5 2 5 5\"><\/path>\n                                <path d=\"M8 9h8\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Drainage Problems<\/h3>\n                        <p>\n                            Blocked or overwhelmed drainage can cause water to collect\n                            quickly.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mfl-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 3c2 3 3 6 1 9 3-2 6-1 8 1-3 1-5 3-6 6-1-3-3-5-6-6 3-1 5-4 3-10Z\"><\/path>\n                                <path d=\"M4 20c2-1 4-1 6 0 2-1 4-1 6 0 2-1 4-1 6 0\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Hurricanes<\/h3>\n                        <p>\n                            Tropical systems may bring several water-related hazards at\n                            the same time.\n                        <\/p>\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- FLOOD ZONES -->\n    <section class=\"mfl-section mfl-zones-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading mfl-section-heading-centered\">\n\n                <span class=\"mfl-section-label\">Understanding flood zones<\/span>\n\n                <h2>\n                    A flood zone is one part of\n                    <span>your property&#8217;s risk profile.<\/span>\n                <\/h2>\n\n                <p>\n                    Flood-zone designations may affect lender requirements, policy\n                    options and the information needed to obtain a quote.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-zone-grid\">\n\n                <article class=\"mfl-zone-card mfl-zone-card-x\">\n\n                    <div class=\"mfl-zone-top\">\n                        <span class=\"mfl-zone-code\">X<\/span>\n                        <span class=\"mfl-zone-level\">Lower mapped risk<\/span>\n                    <\/div>\n\n                    <h3>Zone X<\/h3>\n\n                    <p>\n                        Commonly used for areas outside the mapped special flood hazard\n                        area. Flood coverage may still be worth considering.\n                    <\/p>\n\n                    <div class=\"mfl-zone-meter\">\n                        <span style=\"width:32%\"><\/span>\n                    <\/div>\n\n                    <small>Risk is not eliminated<\/small>\n\n                <\/article>\n\n                <article class=\"mfl-zone-card mfl-zone-card-ae\">\n\n                    <div class=\"mfl-zone-top\">\n                        <span class=\"mfl-zone-code\">AE<\/span>\n                        <span class=\"mfl-zone-level\">Higher mapped risk<\/span>\n                    <\/div>\n\n                    <h3>Zone AE<\/h3>\n\n                    <p>\n                        A special flood hazard area where base flood elevation\n                        information is generally established.\n                    <\/p>\n\n                    <div class=\"mfl-zone-meter\">\n                        <span style=\"width:78%\"><\/span>\n                    <\/div>\n\n                    <small>Lender requirements may apply<\/small>\n\n                <\/article>\n\n                <article class=\"mfl-zone-card mfl-zone-card-ve\">\n\n                    <div class=\"mfl-zone-top\">\n                        <span class=\"mfl-zone-code\">VE<\/span>\n                        <span class=\"mfl-zone-level\">Coastal hazard<\/span>\n                    <\/div>\n\n                    <h3>Zone VE<\/h3>\n\n                    <p>\n                        Coastal areas that may be exposed to additional wave-related\n                        hazards during a base flood.\n                    <\/p>\n\n                    <div class=\"mfl-zone-meter\">\n                        <span style=\"width:94%\"><\/span>\n                    <\/div>\n\n                    <small>Additional property data may be needed<\/small>\n\n                <\/article>\n\n                <article class=\"mfl-zone-card mfl-zone-card-review\">\n\n                    <div class=\"mfl-zone-top\">\n                        <span class=\"mfl-zone-code\">?<\/span>\n                        <span class=\"mfl-zone-level\">Property review<\/span>\n                    <\/div>\n\n                    <h3>Not Sure?<\/h3>\n\n                    <p>\n                        Send us the property address. Our team can use available\n                        information to begin reviewing flood insurance options.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\">\n                        Request a review\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/article>\n\n            <\/div>\n\n            <div class=\"mfl-inline-note\">\n                <span>\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 11v5\"><\/path>\n                        <path d=\"M12 8h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <p>\n                    Flood maps and property conditions can change. The mapped zone should\n                    not be treated as the only measure of possible flood exposure.\n                <\/p>\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- NFIP VS PRIVATE -->\n    <section class=\"mfl-section mfl-markets-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-markets-layout\">\n\n                <div class=\"mfl-markets-copy\">\n\n                    <span class=\"mfl-section-label\">Coverage pathways<\/span>\n\n                    <h2>\n                        NFIP and private flood options\n                        <span>may offer different advantages.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Availability varies by property. We can help compare eligible\n                        programs, coverage limits, deductibles, waiting periods and\n                        additional features.\n                    <\/p>\n\n                    <div class=\"mfl-feature-list\">\n\n                        <div class=\"mfl-feature-list-item\">\n                            <span>\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"M3 11h18\"><\/path>\n                                    <path d=\"M5 11V7l7-4 7 4v4\"><\/path>\n                                    <path d=\"M6 11v7\"><\/path>\n                                    <path d=\"M10 11v7\"><\/path>\n                                    <path d=\"M14 11v7\"><\/path>\n                                    <path d=\"M18 11v7\"><\/path>\n                                    <path d=\"M3 21h18\"><\/path>\n                                <\/svg>\n                            <\/span>\n                            <div>\n                                <h3>NFIP Availability<\/h3>\n                                <p>\n                                    A standardized federal flood insurance option for\n                                    eligible participating communities.\n                                <\/p>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-feature-list-item\">\n                            <span>\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"M4 19V9\"><\/path>\n                                    <path d=\"M10 19V5\"><\/path>\n                                    <path d=\"M16 19v-7\"><\/path>\n                                    <path d=\"M22 19V3\"><\/path>\n                                <\/svg>\n                            <\/span>\n                            <div>\n                                <h3>Private Market Flexibility<\/h3>\n                                <p>\n                                    Private carriers may offer different limits, forms,\n                                    deductibles and optional benefits.\n                                <\/p>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-feature-list-item\">\n                            <span>\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"M4 6h16\"><\/path>\n                                    <path d=\"M4 12h10\"><\/path>\n                                    <path d=\"M4 18h7\"><\/path>\n                                    <circle cx=\"18\" cy=\"16\" r=\"3\"><\/circle>\n                                <\/svg>\n                            <\/span>\n                            <div>\n                                <h3>Side-by-Side Review<\/h3>\n                                <p>\n                                    Price is important, but limits, exclusions and claims\n                                    provisions also deserve attention.\n                                <\/p>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-market-cards\">\n\n                    <article class=\"mfl-market-card mfl-market-card-nfip\">\n\n                        <div class=\"mfl-market-card-header\">\n\n                            <span class=\"mfl-market-card-icon\">\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"M3 11h18\"><\/path>\n                                    <path d=\"M5 11V7l7-4 7 4v4\"><\/path>\n                                    <path d=\"M6 11v7\"><\/path>\n                                    <path d=\"M10 11v7\"><\/path>\n                                    <path d=\"M14 11v7\"><\/path>\n                                    <path d=\"M18 11v7\"><\/path>\n                                    <path d=\"M3 21h18\"><\/path>\n                                <\/svg>\n                            <\/span>\n\n                            <span class=\"mfl-market-badge\">Federal program<\/span>\n\n                        <\/div>\n\n                        <h3>NFIP<\/h3>\n\n                        <p>\n                            Standardized flood insurance offered through the National\n                            Flood Insurance Program.\n                        <\/p>\n\n                        <ul>\n                            <li>\n                                <span>\u2713<\/span>\n                                Standard policy forms\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Broad community availability\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Lender-recognized coverage\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Defined program limits\n                            <\/li>\n                        <\/ul>\n\n                    <\/article>\n\n                    <article class=\"mfl-market-card mfl-market-card-private\">\n\n                        <div class=\"mfl-market-card-header\">\n\n                            <span class=\"mfl-market-card-icon\">\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"m12 3 7 3v5c0 4.7-2.8 8.1-7 10-4.2-1.9-7-5.3-7-10V6l7-3Z\"><\/path>\n                                    <path d=\"m9 12 2 2 4-5\"><\/path>\n                                <\/svg>\n                            <\/span>\n\n                            <span class=\"mfl-market-badge\">Carrier options<\/span>\n\n                        <\/div>\n\n                        <h3>Private Flood<\/h3>\n\n                        <p>\n                            Carrier-specific products that may provide alternative or\n                            expanded coverage features.\n                        <\/p>\n\n                        <ul>\n                            <li>\n                                <span>\u2713<\/span>\n                                Different limit options\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Additional benefits may be available\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Carrier-specific underwriting\n                            <\/li>\n                            <li>\n                                <span>\u2713<\/span>\n                                Flexible deductible structures\n                            <\/li>\n                        <\/ul>\n\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WAITING PERIOD -->\n    <section class=\"mfl-section mfl-waiting-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-waiting-panel\">\n\n                <div class=\"mfl-waiting-copy\">\n\n                    <span class=\"mfl-section-label mfl-section-label-light\">\n                        Plan before the storm\n                    <\/span>\n\n                    <h2>\n                        Flood coverage may not\n                        <span>begin immediately.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Waiting periods vary by program, carrier and transaction. Do not\n                        wait until severe weather is approaching to begin reviewing\n                        coverage.\n                    <\/p>\n\n                    <div class=\"mfl-waiting-notice\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                                <path d=\"M12 7v5l3 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <div>\n                            <strong>Effective dates matter<\/strong>\n                            <small>\n                                Confirm the policy effective date before assuming coverage\n                                is active.\n                            <\/small>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-waiting-timeline\">\n\n                    <div class=\"mfl-waiting-step\">\n                        <span class=\"mfl-waiting-number\">01<\/span>\n                        <div>\n                            <small>Start<\/small>\n                            <strong>Submit property information<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <span class=\"mfl-waiting-line\"><\/span>\n\n                    <div class=\"mfl-waiting-step\">\n                        <span class=\"mfl-waiting-number\">02<\/span>\n                        <div>\n                            <small>Review<\/small>\n                            <strong>Choose limits and deductible<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <span class=\"mfl-waiting-line\"><\/span>\n\n                    <div class=\"mfl-waiting-step\">\n                        <span class=\"mfl-waiting-number\">03<\/span>\n                        <div>\n                            <small>Bind<\/small>\n                            <strong>Complete payment and requirements<\/strong>\n                        <\/div>\n                    <\/div>\n\n                    <span class=\"mfl-waiting-line\"><\/span>\n\n                    <div class=\"mfl-waiting-step\">\n                        <span class=\"mfl-waiting-number\">04<\/span>\n                        <div>\n                            <small>Effective date<\/small>\n                            <strong>Coverage begins as stated<\/strong>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- LIMITATIONS -->\n    <section class=\"mfl-section mfl-limitations-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading\">\n\n                <span class=\"mfl-section-label\">Know the limitations<\/span>\n\n                <h2>\n                    Some property may be excluded\n                    <span>or subject to special limits.<\/span>\n                <\/h2>\n\n                <p>\n                    Flood insurance is valuable protection, but it does not cover every\n                    item, expense or circumstance.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-limitations-grid\">\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"4\" y=\"6\" width=\"16\" height=\"12\" rx=\"2\"><\/rect>\n                            <path d=\"M8 12h8\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <h3>Currency and Valuable Papers<\/h3>\n                    <p>\n                        Money, precious metals and certain valuable documents are\n                        generally not treated like ordinary household contents.\n                    <\/p>\n                <\/article>\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m5 17-2-5 3-5h12l3 5-2 5H5Z\"><\/path>\n                            <circle cx=\"7\" cy=\"17\" r=\"2\"><\/circle>\n                            <circle cx=\"17\" cy=\"17\" r=\"2\"><\/circle>\n                        <\/svg>\n                    <\/span>\n                    <h3>Vehicles<\/h3>\n                    <p>\n                        Licensed vehicles and other motorized property generally require\n                        separate insurance.\n                    <\/p>\n                <\/article>\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 20V8l8-5 8 5v12\"><\/path>\n                            <path d=\"M8 20v-8h8v8\"><\/path>\n                            <path d=\"M2 20h20\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <h3>Outdoor Property<\/h3>\n                    <p>\n                        Landscaping, decks, fences, patios and certain exterior property\n                        may have limited or no coverage.\n                    <\/p>\n                <\/article>\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 17h18\"><\/path>\n                            <path d=\"M5 17V9h14v8\"><\/path>\n                            <path d=\"M8 13h8\"><\/path>\n                            <path d=\"M4 21c2-1 4-1 6 0 2-1 4-1 6 0 2-1 4-1 6 0\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <h3>Pools and Related Equipment<\/h3>\n                    <p>\n                        Swimming pools, hot tubs and related exterior equipment may not\n                        be covered.\n                    <\/p>\n                <\/article>\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 17c3-1 5-3 7-6 2 3 5 5 11 6\"><\/path>\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M7 12 9 4l3 4 3-5 2 9\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <h3>Land<\/h3>\n                    <p>\n                        Flood insurance protects eligible insured property rather than\n                        the land itself.\n                    <\/p>\n                <\/article>\n\n                <article class=\"mfl-limitation-card\">\n                    <span class=\"mfl-limitation-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 20V8h16v12\"><\/path>\n                            <path d=\"M8 8V4h8v4\"><\/path>\n                            <path d=\"M8 13h8\"><\/path>\n                            <path d=\"M8 17h5\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <h3>Business Income<\/h3>\n                    <p>\n                        Lost income and continuing expenses may require specialized\n                        commercial coverage.\n                    <\/p>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- PROPERTY TYPES -->\n    <section class=\"mfl-section mfl-property-types\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading mfl-section-heading-centered\">\n\n                <span class=\"mfl-section-label\">Properties we can review<\/span>\n\n                <h2>\n                    Flood protection for\n                    <span>homes and businesses.<\/span>\n                <\/h2>\n\n                <p>\n                    Coverage availability depends on property characteristics,\n                    occupancy, location, construction and underwriting requirements.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-property-grid\">\n\n                <article class=\"mfl-property-card mfl-property-card-large\">\n\n                    <div class=\"mfl-property-visual\">\n\n                        <span class=\"mfl-property-orb\"><\/span>\n\n                        <svg viewBox=\"0 0 320 220\" aria-hidden=\"true\">\n                            <path class=\"mfl-property-fill\" d=\"M47 109 160 30l113 79v84H47v-84Z\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M47 109 160 30l113 79\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M65 98v95h190V98\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M130 193v-70h60v70\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M89 127h25v29H89z\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M206 127h25v29h-25z\"><\/path>\n                            <path class=\"mfl-property-line\" d=\"M25 201c28-16 55-16 82 0 28-16 55-16 82 0 28-16 55-16 82 0\"><\/path>\n                        <\/svg>\n\n                    <\/div>\n\n                    <div class=\"mfl-property-content\">\n\n                        <span class=\"mfl-property-tag\">Personal flood insurance<\/span>\n\n                        <h3>Residential Properties<\/h3>\n\n                        <p>\n                            Explore eligible building and contents protection for your\n                            primary residence, seasonal home, rental property or condo.\n                        <\/p>\n\n                        <div class=\"mfl-property-list\">\n                            <span>Single-family homes<\/span>\n                            <span>Condominium units<\/span>\n                            <span>Vacation homes<\/span>\n                            <span>Rental properties<\/span>\n                        <\/div>\n\n                        <a href=\"#mfl-quote\">\n                            Request a residential quote\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mfl-property-card\">\n\n                    <span class=\"mfl-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 21V6h10v15\"><\/path>\n                            <path d=\"M14 10h6v11\"><\/path>\n                            <path d=\"M7 9h4\"><\/path>\n                            <path d=\"M7 13h4\"><\/path>\n                            <path d=\"M7 17h4\"><\/path>\n                            <path d=\"M17 13h1\"><\/path>\n                            <path d=\"M17 17h1\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Commercial Buildings<\/h3>\n\n                    <p>\n                        Building and business contents protection for eligible commercial\n                        locations.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\">\n                        Commercial flood quote\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/article>\n\n                <article class=\"mfl-property-card\">\n\n                    <span class=\"mfl-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 21V8h16v13\"><\/path>\n                            <path d=\"m3 8 9-5 9 5\"><\/path>\n                            <path d=\"M8 12h8v9H8z\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Rental Properties<\/h3>\n\n                    <p>\n                        Coverage options for eligible tenant-occupied residential\n                        buildings and owner interests.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\">\n                        Review rental coverage\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/article>\n\n                <article class=\"mfl-property-card\">\n\n                    <span class=\"mfl-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 21V3h14v18\"><\/path>\n                            <path d=\"M8 7h3\"><\/path>\n                            <path d=\"M13 7h3\"><\/path>\n                            <path d=\"M8 11h3\"><\/path>\n                            <path d=\"M13 11h3\"><\/path>\n                            <path d=\"M8 15h3\"><\/path>\n                            <path d=\"M13 15h3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Condominium Units<\/h3>\n\n                    <p>\n                        Personal contents and interior building coverage may be available\n                        for qualifying condo owners.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\">\n                        Review condo coverage\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/article>\n\n                <article class=\"mfl-property-card\">\n\n                    <span class=\"mfl-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 20V9h16v11\"><\/path>\n                            <path d=\"M2 9h20\"><\/path>\n                            <path d=\"m5 9 2-5h10l2 5\"><\/path>\n                            <path d=\"M8 13h3v7H8z\"><\/path>\n                            <path d=\"M14 13h3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Retail and Offices<\/h3>\n\n                    <p>\n                        Commercial building and contents options for eligible shops,\n                        offices and service businesses.\n                    <\/p>\n\n                    <a href=\"#mfl-quote\">\n                        Request business options\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- PREPAREDNESS -->\n    <section class=\"mfl-section mfl-preparedness-section\">\n\n        <div class=\"mfl-container mfl-two-column\">\n\n            <div class=\"mfl-preparedness-visual\">\n\n                <div class=\"mfl-readiness-card\">\n\n                    <div class=\"mfl-readiness-header\">\n                        <div>\n                            <span>Property checklist<\/span>\n                            <strong>Flood Readiness Plan<\/strong>\n                        <\/div>\n\n                        <span class=\"mfl-readiness-score\">6 steps<\/span>\n                    <\/div>\n\n                    <div class=\"mfl-readiness-progress\">\n                        <span><\/span>\n                    <\/div>\n\n                    <div class=\"mfl-readiness-list\">\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Protect important documents<\/strong>\n                                <small>Use waterproof or digital storage.<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Photograph your property<\/strong>\n                                <small>Document rooms and valuable belongings.<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Move valuables higher<\/strong>\n                                <small>Reduce exposure where safely possible.<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Prepare an emergency kit<\/strong>\n                                <small>Include supplies, medication and chargers.<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Know evacuation routes<\/strong>\n                                <small>Review local emergency guidance.<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-readiness-item\">\n                            <span>\u2713<\/span>\n                            <div>\n                                <strong>Save policy information<\/strong>\n                                <small>Keep your carrier and agent details available.<\/small>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-preparedness-mini mfl-preparedness-mini-one\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 20V8h16v12\"><\/path>\n                            <path d=\"M8 8V4h8v4\"><\/path>\n                            <path d=\"M8 13h8\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Emergency kit\n                <\/div>\n\n                <div class=\"mfl-preparedness-mini mfl-preparedness-mini-two\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"4\" y=\"5\" width=\"16\" height=\"14\" rx=\"2\"><\/rect>\n                            <circle cx=\"9\" cy=\"10\" r=\"2\"><\/circle>\n                            <path d=\"m6 17 4-4 3 3 2-2 3 3\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Photo inventory\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mfl-section-copy\">\n\n                <span class=\"mfl-section-label\">Before a flood<\/span>\n\n                <h2>\n                    Insurance is one part of\n                    <span>a complete readiness plan.<\/span>\n                <\/h2>\n\n                <p class=\"mfl-section-lead\">\n                    Prepare your household, preserve important information and take\n                    reasonable steps to reduce damage before severe weather arrives.\n                <\/p>\n\n                <p>\n                    Never place yourself in danger to protect property. Follow official\n                    emergency instructions and prioritize personal safety.\n                <\/p>\n\n                <div class=\"mfl-inline-note\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 2 21h20L12 3Z\"><\/path>\n                            <path d=\"M12 9v5\"><\/path>\n                            <path d=\"M12 17h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <p>\n                        Do not enter moving flood water or a flooded structure when\n                        electrical, structural or contamination hazards may be present.\n                    <\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- CLAIMS -->\n    <section class=\"mfl-section mfl-claims-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-claims-panel\">\n\n                <div class=\"mfl-claims-copy\">\n\n                    <span class=\"mfl-section-label mfl-section-label-light\">\n                        After a flood\n                    <\/span>\n\n                    <h2>\n                        A clear claims process\n                        <span>starts with good documentation.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Report the loss promptly, preserve evidence and follow the\n                        carrier&#8217;s instructions. Do not discard damaged property until\n                        authorized unless it presents an immediate health or safety risk.\n                    <\/p>\n\n                    <div class=\"mfl-claims-contact\">\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                                <path d=\"M4 12v5h3v-6H4\"><\/path>\n                                <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                                <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <small>Need claims guidance?<\/small>\n                            <a href=\"tel:3054282005\">(305) 428-2005<\/a>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-claims-timeline\">\n\n                    <div class=\"mfl-claim-step\">\n                        <span class=\"mfl-claim-step-number\">01<\/span>\n                        <div>\n                            <h3>Prioritize Safety<\/h3>\n                            <p>\n                                Follow emergency guidance and avoid unsafe water,\n                                electrical and structural conditions.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-claim-step\">\n                        <span class=\"mfl-claim-step-number\">02<\/span>\n                        <div>\n                            <h3>Report the Loss<\/h3>\n                            <p>\n                                Contact the carrier or claims administrator as soon as\n                                reasonably possible.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-claim-step\">\n                        <span class=\"mfl-claim-step-number\">03<\/span>\n                        <div>\n                            <h3>Document the Damage<\/h3>\n                            <p>\n                                Take clear photographs and videos before moving or\n                                disposing of damaged property.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-claim-step\">\n                        <span class=\"mfl-claim-step-number\">04<\/span>\n                        <div>\n                            <h3>Prevent Further Damage<\/h3>\n                            <p>\n                                Complete reasonable emergency measures and retain\n                                invoices, receipts and related records.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"mfl-claim-step\">\n                        <span class=\"mfl-claim-step-number\">05<\/span>\n                        <div>\n                            <h3>Work With the Adjuster<\/h3>\n                            <p>\n                                Provide requested documents and make the property\n                                available for inspection.\n                            <\/p>\n                        <\/div>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- QUOTE REQUIREMENTS -->\n    <section class=\"mfl-section mfl-requirements-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading\">\n\n                <span class=\"mfl-section-label\">Prepare for your quote<\/span>\n\n                <h2>\n                    The right property details help us\n                    <span>review the right options.<\/span>\n                <\/h2>\n\n                <p>\n                    Requirements vary, but providing complete information can make the\n                    quoting process faster and more accurate.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-requirements-layout\">\n\n                <div class=\"mfl-requirements-card\">\n\n                    <div class=\"mfl-requirements-header\">\n\n                        <span class=\"mfl-requirements-header-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M6 3h12v18H6z\"><\/path>\n                                <path d=\"M9 7h6\"><\/path>\n                                <path d=\"M9 11h6\"><\/path>\n                                <path d=\"M9 15h4\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <span>Basic submission checklist<\/span>\n                            <h3>Flood Quote Information<\/h3>\n                        <\/div>\n\n                    <\/div>\n\n                    <div class=\"mfl-requirements-grid\">\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>01<\/span>\n                            <div>\n                                <strong>Property Address<\/strong>\n                                <small>Complete location and unit number<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>02<\/span>\n                            <div>\n                                <strong>Occupancy<\/strong>\n                                <small>Primary, secondary, rental or business<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>03<\/span>\n                            <div>\n                                <strong>Construction Details<\/strong>\n                                <small>Year, foundation and building type<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>04<\/span>\n                            <div>\n                                <strong>Requested Limits<\/strong>\n                                <small>Building and contents amounts<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>05<\/span>\n                            <div>\n                                <strong>Current Coverage<\/strong>\n                                <small>Policy details when available<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>06<\/span>\n                            <div>\n                                <strong>Prior Flood Losses<\/strong>\n                                <small>Dates and loss information<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>07<\/span>\n                            <div>\n                                <strong>Mortgage Information<\/strong>\n                                <small>Lender and loan details if required<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mfl-requirement-item\">\n                            <span>08<\/span>\n                            <div>\n                                <strong>Elevation Information<\/strong>\n                                <small>Certificate or available property data<\/small>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n                <aside class=\"mfl-elevation-card\">\n\n                    <span class=\"mfl-elevation-card-label\">When applicable<\/span>\n\n                    <span class=\"mfl-elevation-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 21V3\"><\/path>\n                            <path d=\"M5 6h5\"><\/path>\n                            <path d=\"M5 10h3\"><\/path>\n                            <path d=\"M5 14h5\"><\/path>\n                            <path d=\"M5 18h3\"><\/path>\n                            <path d=\"m12 19 4-4 4 4\"><\/path>\n                            <path d=\"M16 15V5\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Elevation Certificate<\/h3>\n\n                    <p>\n                        An elevation certificate documents certain building elevation\n                        information. It may be requested depending on the property,\n                        program or underwriting requirements.\n                    <\/p>\n\n                    <ul>\n                        <li>\n                            <span>\u2713<\/span>\n                            Building elevation data\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Foundation information\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Flood-zone information\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Surveyor certification\n                        <\/li>\n                    <\/ul>\n\n                    <a href=\"#mfl-quote\">\n                        Ask if one is needed\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/aside>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- WHY MAS -->\n    <section class=\"mfl-section mfl-why-section\">\n\n        <div class=\"mfl-container mfl-why-layout\">\n\n            <div class=\"mfl-why-copy\">\n\n                <span class=\"mfl-section-label\">Why MAS Insurance?<\/span>\n\n                <h2>\n                    Flood coverage with\n                    <span>local guidance behind it.<\/span>\n                <\/h2>\n\n                <p>\n                    Our team helps property owners understand available options, compare\n                    coverage features and complete the application process.\n                <\/p>\n\n                <div class=\"mfl-why-stat-row\">\n\n                    <div class=\"mfl-why-stat\">\n                        <strong>Local<\/strong>\n                        <span>South Florida service<\/span>\n                    <\/div>\n\n                    <div class=\"mfl-why-stat\">\n                        <strong>Choice<\/strong>\n                        <span>Multiple market options<\/span>\n                    <\/div>\n\n                    <div class=\"mfl-why-stat\">\n                        <strong>Support<\/strong>\n                        <span>Before and after binding<\/span>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mfl-why-cards\">\n\n                <article class=\"mfl-why-card\">\n\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19V9\"><\/path>\n                            <path d=\"M10 19V5\"><\/path>\n                            <path d=\"M16 19v-7\"><\/path>\n                            <path d=\"M22 19V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <h3>Multiple Flood Markets<\/h3>\n                        <p>\n                            We can review eligible NFIP and private flood options based\n                            on the property.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mfl-why-card\">\n\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 21a9 9 0 1 0 0-18 9 9 0 0 0 0 18Z\"><\/path>\n                            <path d=\"M12 7v5l3 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <h3>Responsive Service<\/h3>\n                        <p>\n                            Receive help gathering information, reviewing quotes and\n                            addressing underwriting questions.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mfl-why-card\">\n\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                            <path d=\"M4 12v5h3v-6H4\"><\/path>\n                            <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                            <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <h3>Claims Guidance<\/h3>\n                        <p>\n                            Our team can help direct you to the correct reporting\n                            resources after a loss.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n                <article class=\"mfl-why-card\">\n\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 6h16\"><\/path>\n                            <path d=\"M4 12h10\"><\/path>\n                            <path d=\"M4 18h7\"><\/path>\n                            <circle cx=\"18\" cy=\"16\" r=\"3\"><\/circle>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <h3>Coverage Reviews<\/h3>\n                        <p>\n                            Review limits, deductibles and policy options as your\n                            property and needs change.\n                        <\/p>\n                    <\/div>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- CTA -->\n    <section class=\"mfl-section mfl-quote-section\" id=\"mfl-quote\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-quote-card\">\n\n                <div class=\"mfl-quote-decoration\" aria-hidden=\"true\">\n                    <span class=\"mfl-quote-orb mfl-quote-orb-one\"><\/span>\n                    <span class=\"mfl-quote-orb mfl-quote-orb-two\"><\/span>\n                    <span class=\"mfl-quote-grid\"><\/span>\n                <\/div>\n\n                <div class=\"mfl-quote-content\">\n\n                    <span class=\"mfl-quote-label\">\n                        Start your flood insurance review\n                    <\/span>\n\n                    <h2>\n                        Protect your property\n                        <span>before the next storm arrives.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Send us your property information and let our team help you review\n                        available flood insurance options.\n                    <\/p>\n\n                    <div class=\"mfl-quote-actions\">\n\n                        <a href=\"mailto:quotes@musasinsurance.com?subject=Flood%20Insurance%20Quote%20Request\" class=\"mfl-button mfl-button-white\">\n                            Request My Quote\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n\n                        <a href=\"tel:3054282005\" class=\"mfl-button mfl-button-glass\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M7 3h4l2 5-3 2a16 16 0 0 0 4 4l2-3 5 2v4c0 2.2-1.8 4-4 4C9.3 21 3 14.7 3 7c0-2.2 1.8-4 4-4Z\"><\/path>\n                            <\/svg>\n                            Call MAS Insurance\n                        <\/a>\n\n                    <\/div>\n\n                    <div class=\"mfl-quote-trust-row\">\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            No-obligation review\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            Licensed assistance\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m5 12 4 4L19 6\"><\/path>\n                            <\/svg>\n                            Multiple market options\n                        <\/span>\n\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mfl-quote-visual\">\n\n                    <div class=\"mfl-quote-house\">\n\n                        <svg viewBox=\"0 0 300 300\" aria-hidden=\"true\">\n                            <circle cx=\"150\" cy=\"150\" r=\"135\"><\/circle>\n                            <path d=\"M65 145 150 78l85 67\"><\/path>\n                            <path d=\"M82 134v89h136v-89\"><\/path>\n                            <path d=\"M127 223v-59h46v59\"><\/path>\n                            <path d=\"M102 153h24v26h-24z\"><\/path>\n                            <path d=\"M178 153h24v26h-24z\"><\/path>\n                            <path d=\"M40 235c25-15 50-15 75 0 25-15 50-15 75 0 25-15 50-15 75 0\"><\/path>\n                            <path d=\"M40 258c25-15 50-15 75 0 25-15 50-15 75 0 25-15 50-15 75 0\"><\/path>\n                        <\/svg>\n\n                    <\/div>\n\n                    <div class=\"mfl-quote-floating mfl-quote-floating-one\">\n                        <span>\u2713<\/span>\n                        Building options\n                    <\/div>\n\n                    <div class=\"mfl-quote-floating mfl-quote-floating-two\">\n                        <span>\u2713<\/span>\n                        Contents options\n                    <\/div>\n\n                    <div class=\"mfl-quote-floating mfl-quote-floating-three\">\n                        <span>\u2713<\/span>\n                        Local support\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- FAQ -->\n    <section class=\"mfl-section mfl-faq-section\">\n\n        <div class=\"mfl-container\">\n\n            <div class=\"mfl-section-heading mfl-section-heading-centered\">\n\n                <span class=\"mfl-section-label\">Flood insurance FAQ<\/span>\n\n                <h2>\n                    Answers to common\n                    <span>flood coverage questions.<\/span>\n                <\/h2>\n\n                <p>\n                    Policy terms vary. Speak with a licensed representative for guidance\n                    related to your property and coverage.\n                <\/p>\n\n            <\/div>\n\n            <div class=\"mfl-faq-layout\">\n\n                <div class=\"mfl-faq-column\">\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Does homeowners insurance cover flooding?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Standard homeowners policies generally treat rising\n                                surface water differently from sudden internal water\n                                damage. A separate flood policy is typically used for\n                                eligible flood losses.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Is flood insurance required?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                A lender may require flood insurance depending on the\n                                property, mapped flood zone, loan and lending guidelines.\n                                Property owners may also purchase coverage voluntarily.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Can I buy flood insurance in Zone X?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Coverage may be available in Zone X. Being outside a\n                                higher-risk mapped area does not mean that flooding cannot\n                                occur.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            What does building coverage protect?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Building coverage may protect qualifying structural\n                                components, permanently installed equipment, electrical\n                                systems, plumbing systems and other covered property.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            What does contents coverage protect?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Contents coverage may protect qualifying movable personal\n                                property, including furniture, clothing, electronics and\n                                certain household items.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Is storm surge covered?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Eligible flood damage caused by storm surge may fall under\n                                flood insurance, subject to the policy definition of\n                                flood, exclusions and other terms.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            What is an elevation certificate?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                An elevation certificate records certain building and\n                                elevation information. It may be used for underwriting,\n                                rating or floodplain management purposes.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Do I need an elevation certificate?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Not every quote requires one. The need depends on the\n                                property&#8217;s characteristics, policy program and carrier\n                                requirements.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Does coverage begin immediately?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Flood policies may have a waiting period. The effective\n                                date should be confirmed during the application and\n                                binding process.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n                <div class=\"mfl-faq-column\">\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            What is private flood insurance?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Private flood insurance is offered by private insurance\n                                carriers rather than through the NFIP. Features and\n                                underwriting rules vary by carrier.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            What is the NFIP?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                The National Flood Insurance Program is a federal program\n                                that makes standardized flood insurance available in\n                                participating communities.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Is private flood insurance accepted by lenders?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Acceptance depends on the lender and whether the policy\n                                satisfies applicable requirements. Confirm acceptance\n                                with the mortgage company before binding.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Does flood insurance cover a temporary hotel?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Additional living expense coverage is not included in\n                                every flood policy. Certain private products may offer it,\n                                subject to their terms.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Is my swimming pool covered?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Swimming pools, hot tubs and related exterior property are\n                                commonly excluded or limited. Review the policy carefully.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Does flood insurance cover mold?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Mold coverage may be limited and can depend on whether\n                                reasonable steps were taken to prevent further damage\n                                after the flood.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Can renters purchase flood insurance?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Eligible renters may be able to purchase contents-only\n                                flood insurance for qualifying belongings.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            Can businesses purchase flood insurance?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Flood insurance options may be available for eligible\n                                commercial buildings and business contents.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                    <details class=\"mfl-faq-item\">\n                        <summary>\n                            How much does flood insurance cost?\n                            <span><\/span>\n                        <\/summary>\n                        <div class=\"mfl-faq-answer\">\n                            <p>\n                                Pricing depends on factors such as location, construction,\n                                elevation, occupancy, limits, deductibles, prior losses\n                                and the selected insurance program.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n            <\/div>\n\n            <div class=\"mfl-faq-footer\">\n\n                <div>\n                    <span class=\"mfl-faq-footer-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 12a8 8 0 0 1 16 0\"><\/path>\n                            <path d=\"M4 12v5h3v-6H4\"><\/path>\n                            <path d=\"M20 12v5h-3v-6h3\"><\/path>\n                            <path d=\"M17 19c-1 1-2.7 2-5 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Still have questions?<\/strong>\n                        <span>Speak with the MAS Insurance team.<\/span>\n                    <\/div>\n                <\/div>\n\n                <a href=\"tel:3054282005\" class=\"mfl-button mfl-button-primary\">\n                    Call (305) 428-2005\n                <\/a>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n    <!-- DISCLOSURE -->\n    <section class=\"mfl-disclosure\">\n\n        <div class=\"mfl-container\">\n\n            <p>\n                Coverage descriptions are provided for general informational purposes\n                only and do not amend, extend or replace the terms of any insurance\n                policy. Coverage is subject to eligibility, underwriting approval,\n                policy forms, limits, deductibles, exclusions, waiting periods and\n                carrier requirements. Consult the issued policy for complete terms and\n                conditions.\n            <\/p>\n\n        <\/div>\n\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Florida Flood Insurance Protect your property before the water rises. Flood insurance helps protect your home, belongings and financial future from rising water, storm surge and other flood-related losses. MAS Insurance can help you compare available coverage options. Get My Flood Quote Call (305) 428-2005 MAS FL NF + \u2605\u2605\u2605\u2605\u2605 Local guidance. Multiple coverage options&#8230;.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-234","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/234","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=234"}],"version-history":[{"count":4,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/234\/revisions"}],"predecessor-version":[{"id":1733,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/234\/revisions\/1733"}],"wp:attachment":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=234"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}