{"id":231,"date":"2024-12-07T05:38:01","date_gmt":"2024-12-07T05:38:01","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=231"},"modified":"2026-07-20T03:55:05","modified_gmt":"2026-07-20T03:55:05","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=231","title":{"rendered":"Home Insurance"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<style data-wp-block-html=\"css\">\n\n\/* =========================================================\n   MAS INSURANCE GROUP \u00e2\u20ac\u201d HOMEOWNERS INSURANCE PAGE\n   Namespace: .mas-home-page \/ .mhi-*\n========================================================= *\/\n\n.mas-home-page{\n    --mhi-primary:#006DFF;\n    --mhi-primary-dark:#0057CC;\n    --mhi-primary-soft:#EAF3FF;\n    --mhi-secondary:#7C3AED;\n    --mhi-accent:#19C37D;\n    --mhi-ink:#102A43;\n    --mhi-text:#4A5568;\n    --mhi-muted:#6B7C93;\n    --mhi-line:#DCE8F5;\n    --mhi-soft:#F7FBFF;\n    --mhi-white:#FFFFFF;\n    --mhi-shadow:0 24px 70px rgba(15,42,67,.12);\n    --mhi-shadow-soft:0 14px 38px rgba(15,42,67,.08);\n    --mhi-radius-xl:32px;\n    --mhi-radius-lg:24px;\n    --mhi-radius-md:18px;\n    --mhi-radius-sm:14px;\n    position:relative;\n    overflow:hidden;\n    background:#fff;\n    color:var(--mhi-ink);\n    font-family:Inter,-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Arial,sans-serif;\n}\n\n.mas-home-page *,\n.mas-home-page *::before,\n.mas-home-page *::after{\n    box-sizing:border-box;\n}\n\n.mas-home-page img{\n    max-width:100%;\n    display:block;\n}\n\n.mas-home-page a{\n    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margin-bottom:54px;\n}\n\n.mhi-section-heading-centered{\n    text-align:center;\n    margin-left:auto;\n    margin-right:auto;\n}\n\n.mhi-section-heading h2,\n.mhi-section-copy h2,\n.mhi-florida-copy h2,\n.mhi-flood-content h2,\n.mhi-claims-copy h2,\n.mhi-why-copy h2,\n.mhi-quote-content h2{\n    font-size:clamp(38px,5vw,64px);\n    line-height:1.04;\n    letter-spacing:-.045em;\n    margin-bottom:22px;\n    font-weight:850;\n}\n\n.mhi-section-heading h2 span,\n.mhi-section-copy h2 span,\n.mhi-florida-copy h2 span,\n.mhi-flood-content h2 span,\n.mhi-claims-copy h2 span,\n.mhi-why-copy h2 span,\n.mhi-quote-content h2 span{\n    color:var(--mhi-primary);\n}\n\n.mhi-section-heading p,\n.mhi-section-copy p,\n.mhi-florida-copy p,\n.mhi-flood-content p,\n.mhi-claims-copy p,\n.mhi-why-copy p,\n.mhi-quote-content p{\n    color:var(--mhi-text);\n    font-size:18px;\n    line-height:1.8;\n    margin-bottom:0;\n}\n\n.mhi-section-lead{\n    font-size:20px!important;\n    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34%);\n}\n\n.mhi-button{\n    min-height:56px;\n    padding:0 26px;\n    border-radius:999px;\n    display:inline-flex;\n    align-items:center;\n    justify-content:center;\n    gap:10px;\n    font-size:16px;\n    font-weight:800;\n    transition:.25s ease;\n    border:1px solid transparent;\n}\n\n.mhi-button svg,\n.mas-home-page a svg{\n    width:20px;\n    height:20px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-button:hover{\n    transform:translateY(-2px);\n}\n\n.mhi-button-primary{\n    background:var(--mhi-primary);\n    color:#fff!important;\n    box-shadow:0 16px 30px rgba(0,109,255,.24);\n}\n\n.mhi-button-primary:hover{\n    background:var(--mhi-primary-dark);\n    box-shadow:0 20px 36px rgba(0,109,255,.3);\n}\n\n.mhi-button-secondary{\n    background:rgba(255,255,255,.78);\n    border-color:rgba(16,42,67,.1);\n    color:var(--mhi-ink)!important;\n    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  color:var(--mhi-primary);\n    font-size:14px;\n    font-weight:800;\n    box-shadow:var(--mhi-shadow-soft);\n    margin-bottom:24px;\n}\n\n.mhi-eyebrow-icon{\n    width:27px;\n    height:27px;\n    border-radius:9px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n}\n\n.mhi-eyebrow-icon svg{\n    width:17px;\n    height:17px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-hero h1{\n    font-size:clamp(50px,6.5vw,82px);\n    line-height:.98;\n    letter-spacing:-.055em;\n    font-weight:880;\n    margin-bottom:26px;\n    max-width:720px;\n}\n\n.mhi-hero h1 span{\n    display:block;\n    color:var(--mhi-primary);\n}\n\n.mhi-hero-description{\n    max-width:650px;\n    font-size:20px;\n    line-height:1.78;\n    color:var(--mhi-text);\n    margin-bottom:34px;\n}\n\n.mhi-hero-actions{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px;\n    margin-bottom:34px;\n}\n\n.mhi-hero-trust{\n    display:flex;\n    align-items:center;\n    gap:15px;\n}\n\n.mhi-avatar-stack{\n    display:flex;\n}\n\n.mhi-avatar-stack span{\n    width:39px;\n    height:39px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    font-size:11px;\n    font-weight:800;\n    border:3px solid #fff;\n    margin-left:-8px;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n}\n\n.mhi-avatar-stack span:first-child{margin-left:0}\n.mhi-avatar-stack span:nth-child(2){background:linear-gradient(135deg,#19C37D,#006DFF)}\n.mhi-avatar-stack span:nth-child(3){background:linear-gradient(135deg,#FF8A00,#FF4D6D)}\n.mhi-avatar-stack span:nth-child(4){background:#102A43}\n\n.mhi-stars{\n    color:#FFB800;\n    letter-spacing:2px;\n    font-size:14px;\n    margin-bottom:4px;\n}\n\n.mhi-hero-trust-copy p{\n    color:var(--mhi-muted);\n    font-size:13px;\n    margin:0;\n}\n\n.mhi-hero-visual{\n    min-height:580px;\n    position:relative;\n    display:grid;\n    place-items:center;\n}\n\n.mhi-hero-glow{\n    position:absolute;\n    width:420px;\n    height:420px;\n    border-radius:50%;\n    background:radial-gradient(circle,rgba(0,109,255,.23),rgba(0,109,255,0) 70%);\n    filter:blur(8px);\n}\n\n.mhi-house-stage{\n    width:min(520px,100%);\n    aspect-ratio:1\/1;\n    border-radius:50%;\n    background:linear-gradient(145deg,rgba(255,255,255,.96),rgba(231,242,255,.82));\n    border:1px solid rgba(255,255,255,.9);\n    box-shadow:0 42px 90px rgba(35,80,130,.18),inset 0 1px 0 #fff;\n    display:grid;\n    place-items:center;\n    position:relative;\n}\n\n.mhi-house-ring{\n    position:absolute;\n    border-radius:50%;\n    border:1px solid rgba(0,109,255,.12);\n}\n\n.mhi-house-ring-one{inset:34px}\n.mhi-house-ring-two{inset:72px}\n\n.mhi-house-image{\n    width:78%;\n    position:relative;\n    z-index:2;\n    filter:drop-shadow(0 28px 28px rgba(37,77,120,.16));\n}\n\n.mhi-floating-card{\n    position:absolute;\n    display:flex;\n    align-items:center;\n    gap:12px;\n    min-width:210px;\n    padding:15px 17px;\n    background:rgba(255,255,255,.86);\n    border:1px solid rgba(255,255,255,.92);\n    border-radius:18px;\n    backdrop-filter:blur(16px);\n    box-shadow:0 18px 48px rgba(30,72,118,.14);\n    animation:mhiFloat 5.8s ease-in-out infinite;\n}\n\n.mhi-floating-card strong,\n.mhi-floating-card span{\n    display:block;\n}\n\n.mhi-floating-card strong{font-size:14px}\n.mhi-floating-card div span{font-size:12px;color:var(--mhi-muted);margin-top:3px}\n\n.mhi-floating-icon{\n    width:40px;\n    height:40px;\n    border-radius:13px;\n    display:grid!important;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n}\n\n.mhi-floating-icon svg{\n    width:20px;\n    height:20px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-floating-icon-green{color:#0B9A61;background:#EAFBF4}\n.mhi-floating-icon-purple{color:#7C3AED;background:#F2EBFF}\n\n.mhi-floating-card-protected{left:-20px;top:110px}\n.mhi-floating-card-carriers{right:-25px;top:210px;animation-delay:.7s}\n.mhi-floating-card-support{left:35px;bottom:35px;animation-delay:1.3s}\n\n@keyframes mhiFloat{\n    0%,100%{transform:translateY(0)}\n    50%{transform:translateY(-10px)}\n}\n\n.mhi-hero-wave{\n    position:absolute;\n    left:0;\n    right:0;\n    bottom:-1px;\n    height:80px;\n}\n\n.mhi-hero-wave svg{\n    width:100%;\n    height:100%;\n    display:block;\n}\n\n.mhi-hero-wave path{fill:#fff}\n\n.mhi-benefits{\n    padding:24px 0 36px;\n    background:#fff;\n}\n\n.mhi-benefits-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    border:1px solid var(--mhi-line);\n    background:#fff;\n    border-radius:24px;\n    box-shadow:var(--mhi-shadow-soft);\n    overflow:hidden;\n}\n\n.mhi-benefit-item{\n    display:flex;\n    gap:13px;\n    align-items:center;\n    padding:24px;\n    border-right:1px solid var(--mhi-line);\n}\n\n.mhi-benefit-item:last-child{border-right:0}\n\n.mhi-benefit-icon{\n    width:42px;\n    height:42px;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n    flex:0 0 auto;\n}\n\n.mhi-benefit-icon svg,\n.mhi-card-icon svg,\n.mhi-property-icon svg,\n.mhi-option-icon svg,\n.mhi-savings-icon svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-benefit-item strong,\n.mhi-benefit-item span{\n    display:block;\n}\n\n.mhi-benefit-item strong{font-size:14px}\n.mhi-benefit-item div span{font-size:12px;color:var(--mhi-muted);margin-top:4px}\n\n.mhi-intro{background:#fff}\n\n.mhi-check-list{\n    display:grid;\n    gap:13px;\n    margin-top:28px;\n}\n\n.mhi-check-item{\n    display:flex;\n    align-items:center;\n    gap:12px;\n    color:var(--mhi-ink);\n    font-weight:700;\n}\n\n.mhi-check-item>span{\n    width:28px;\n    height:28px;\n    border-radius:9px;\n    display:grid;\n    place-items:center;\n    background:#EAFBF4;\n    color:#0B9A61;\n}\n\n.mhi-check-item svg{\n    width:16px;\n    height:16px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:2.2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-protection-dashboard{\n    border-radius:28px;\n    padding:26px;\n    background:linear-gradient(145deg,#FFFFFF,#F3F8FF);\n    border:1px solid #E5EDF7;\n    box-shadow:var(--mhi-shadow);\n}\n\n.mhi-dashboard-header,\n.mhi-dashboard-progress-top,\n.mhi-dashboard-footer,\n.mhi-dashboard-house{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n}\n\n.mhi-dashboard-header>div span,\n.mhi-dashboard-header>div strong{\n    display:block;\n}\n\n.mhi-dashboard-header>div span{font-size:12px;color:var(--mhi-muted);margin-bottom:4px}\n.mhi-dashboard-header>div strong{font-size:20px}\n\n.mhi-dashboard-status{\n    display:flex;\n    align-items:center;\n    gap:7px;\n    padding:8px 12px;\n    border-radius:999px;\n    background:#EAFBF4;\n    color:#087D50;\n    font-size:12px;\n    font-weight:800;\n}\n\n.mhi-dashboard-status>span{\n    width:8px;\n    height:8px;\n    border-radius:50%;\n    background:#19C37D;\n}\n\n.mhi-dashboard-house{\n    justify-content:flex-start;\n    gap:15px;\n    padding:18px;\n    margin:22px 0;\n    background:#102A43;\n    color:#fff;\n    border-radius:20px;\n}\n\n.mhi-dashboard-house-icon{\n    width:50px;\n    height:50px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.12);\n}\n\n.mhi-dashboard-house-icon svg{\n    width:25px;\n    height:25px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-dashboard-house span,\n.mhi-dashboard-house strong{display:block}\n.mhi-dashboard-house span{font-size:12px;color:#BFD2E5;margin-bottom:4px}\n.mhi-dashboard-house strong{font-size:15px}\n\n.mhi-dashboard-progress-top{\n    margin-bottom:10px;\n    font-size:13px;\n}\n\n.mhi-dashboard-progress-top span{color:var(--mhi-muted)}\n.mhi-dashboard-progress-top strong{color:var(--mhi-primary)}\n\n.mhi-progress-track{\n    height:9px;\n    border-radius:999px;\n    background:#E4EDF7;\n    overflow:hidden;\n}\n\n.mhi-progress-track span{\n    display:block;\n    width:100%;\n    height:100%;\n    background:linear-gradient(90deg,#006DFF,#64B5FF);\n}\n\n.mhi-dashboard-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:12px;\n    margin:22px 0;\n}\n\n.mhi-dashboard-tile{\n    padding:16px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    border-radius:16px;\n}\n\n.mhi-dashboard-tile-icon{\n    width:36px;\n    height:36px;\n    border-radius:11px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n    margin-bottom:12px;\n}\n\n.mhi-dashboard-tile-icon svg{\n    width:19px;\n    height:19px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-dashboard-tile strong,\n.mhi-dashboard-tile>span:last-child{display:block}\n.mhi-dashboard-tile strong{font-size:14px}\n.mhi-dashboard-tile>span:last-child{font-size:12px;color:var(--mhi-muted);margin-top:3px}\n\n.mhi-dashboard-footer{\n    justify-content:flex-start;\n    gap:12px;\n}\n\n.mhi-dashboard-agents{display:flex}\n\n.mhi-dashboard-agents i{\n    width:31px;\n    height:31px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n    font-style:normal;\n    font-size:9px;\n    font-weight:800;\n    border:2px solid #fff;\n    margin-left:-7px;\n}\n\n.mhi-dashboard-agents i:first-child{margin-left:0}\n.mhi-dashboard-footer p{font-size:12px;color:var(--mhi-muted);margin:0}\n\n.mhi-coverage-section{\n    background:var(--mhi-soft);\n}\n\n.mhi-coverage-grid{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:22px;\n}\n\n.mhi-coverage-card{\n    position:relative;\n    padding:30px;\n    border-radius:24px;\n    background:#fff;\n    border:1px solid #E2ECF6;\n    box-shadow:0 12px 30px rgba(15,42,67,.05);\n    transition:.25s ease;\n    overflow:hidden;\n}\n\n.mhi-coverage-card:hover,\n.mhi-property-card:hover,\n.mhi-process-card:hover,\n.mhi-savings-card:hover{\n    transform:translateY(-6px);\n    box-shadow:var(--mhi-shadow);\n}\n\n.mhi-coverage-card-featured{\n    background:linear-gradient(145deg,#0F2E54,#006DFF);\n    color:#fff;\n}\n\n.mhi-card-number{\n    position:absolute;\n    top:20px;\n    right:22px;\n    font-size:44px;\n    line-height:1;\n    font-weight:850;\n    color:rgba(16,42,67,.07);\n}\n\n.mhi-coverage-card-featured .mhi-card-number{color:rgba(255,255,255,.12)}\n\n.mhi-card-icon{\n    width:54px;\n    height:54px;\n    border-radius:17px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n    margin-bottom:22px;\n}\n\n.mhi-coverage-card-featured .mhi-card-icon{\n    background:rgba(255,255,255,.15);\n    color:#fff;\n}\n\n.mhi-coverage-card h3{\n    font-size:22px;\n    margin-bottom:12px;\n}\n\n.mhi-coverage-card p{\n    font-size:15px;\n    line-height:1.7;\n    color:var(--mhi-text);\n    margin-bottom:18px;\n}\n\n.mhi-coverage-card-featured p,\n.mhi-coverage-card-featured li{color:rgba(255,255,255,.82)}\n\n.mhi-coverage-card ul{\n    margin:0;\n    padding:0;\n    list-style:none;\n    display:grid;\n    gap:9px;\n}\n\n.mhi-coverage-card li{\n    position:relative;\n    padding-left:19px;\n    color:var(--mhi-muted);\n    font-size:13px;\n}\n\n.mhi-coverage-card li::before{\n    content:\"\";\n    width:7px;\n    height:7px;\n    border-radius:50%;\n    background:var(--mhi-primary);\n    position:absolute;\n    left:0;\n    top:.55em;\n}\n\n.mhi-coverage-card-featured li::before{background:#79E9B6}\n\n.mhi-coverage-note,\n.mhi-inline-note{\n    display:flex;\n    gap:12px;\n    align-items:flex-start;\n    padding:18px 20px;\n    margin-top:24px;\n    border:1px solid var(--mhi-line);\n    background:#fff;\n    border-radius:16px;\n}\n\n.mhi-coverage-note>span,\n.mhi-inline-note>span{\n    width:34px;\n    height:34px;\n    border-radius:10px;\n    display:grid;\n    place-items:center;\n    flex:0 0 auto;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n}\n\n.mhi-coverage-note svg,\n.mhi-inline-note svg{\n    width:18px;\n    height:18px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-coverage-note p,\n.mhi-inline-note p{\n    margin:0;\n    color:var(--mhi-text);\n    font-size:13px;\n    line-height:1.65;\n}\n\n.mhi-property-types{background:#fff}\n\n.mhi-property-grid{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:22px;\n}\n\n.mhi-property-card{\n    min-height:270px;\n    padding:28px;\n    border-radius:24px;\n    background:#fff;\n    border:1px solid #E4EDF6;\n    box-shadow:0 12px 30px rgba(16,42,67,.05);\n    transition:.25s ease;\n    display:flex;\n    flex-direction:column;\n}\n\n.mhi-property-card-large{\n    grid-column:span 2;\n    display:grid;\n    grid-template-columns:.9fr 1.1fr;\n    gap:28px;\n    background:linear-gradient(135deg,#F3F8FF,#FFFFFF);\n    align-items:center;\n}\n\n.mhi-property-visual{\n    min-height:220px;\n    position:relative;\n    display:grid;\n    place-items:center;\n}\n\n.mhi-property-orb{\n    position:absolute;\n    width:190px;\n    height:190px;\n    border-radius:50%;\n    background:radial-gradient(circle,#DDEEFF,#F6FAFF);\n}\n\n.mhi-property-visual svg{\n    width:90%;\n    position:relative;\n    z-index:2;\n}\n\n.mhi-property-fill{fill:#E8F2FF}\n.mhi-property-line{\n    fill:none;\n    stroke:#006DFF;\n    stroke-width:4;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-property-icon{\n    width:50px;\n    height:50px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n    margin-bottom:20px;\n}\n\n.mhi-property-tag{\n    display:inline-flex;\n    width:max-content;\n    padding:7px 11px;\n    border-radius:999px;\n    color:#0A7C50;\n    background:#EAFBF4;\n    font-size:11px;\n    font-weight:800;\n    margin-bottom:14px;\n}\n\n.mhi-property-card h3{\n    font-size:22px;\n    margin-bottom:11px;\n}\n\n.mhi-property-card p{\n    color:var(--mhi-text);\n    font-size:14px;\n    line-height:1.7;\n    margin-bottom:20px;\n}\n\n.mhi-property-card a{\n    margin-top:auto;\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    color:var(--mhi-primary);\n    font-size:14px;\n    font-weight:800;\n}\n\n.mhi-florida-section{background:#fff;padding-top:40px}\n\n.mhi-florida-panel{\n    border-radius:32px;\n    background:\n        radial-gradient(circle at 85% 20%,rgba(105,188,255,.35),transparent 27%),\n        linear-gradient(135deg,#0F2E54,#006DFF 62%,#1B8CFF);\n    padding:54px;\n    color:#fff;\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:52px;\n    align-items:center;\n    overflow:hidden;\n}\n\n.mhi-florida-copy h2 span,\n.mhi-flood-content h2 span,\n.mhi-claims-copy h2 span,\n.mhi-quote-content h2 span{color:#A8D5FF}\n\n.mhi-florida-copy p,\n.mhi-flood-content p,\n.mhi-claims-copy p,\n.mhi-quote-content p{color:rgba(255,255,255,.8)}\n\n.mhi-risk-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:16px;\n}\n\n.mhi-risk-card{\n    padding:22px;\n    border-radius:20px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.17);\n    backdrop-filter:blur(14px);\n}\n\n.mhi-risk-card>span{\n    width:42px;\n    height:42px;\n    border-radius:13px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n    margin-bottom:17px;\n}\n\n.mhi-risk-card svg{\n    width:21px;\n    height:21px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-risk-card h3{font-size:17px;margin-bottom:8px}\n.mhi-risk-card p{font-size:13px;line-height:1.6;color:rgba(255,255,255,.72);margin:0}\n\n.mhi-options-section{background:var(--mhi-soft)}\n\n.mhi-options-layout{\n    display:grid;\n    grid-template-columns:1.2fr .8fr;\n    gap:28px;\n    align-items:start;\n}\n\n.mhi-options-navigation{\n    display:grid;\n    gap:14px;\n}\n\n.mhi-option-row{\n    display:grid;\n    grid-template-columns:auto 1fr auto;\n    gap:15px;\n    align-items:center;\n    padding:20px;\n    border-radius:18px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    transition:.2s ease;\n}\n\n.mhi-option-row:hover{\n    border-color:#B9D4F7;\n    transform:translateX(4px);\n}\n\n.mhi-option-icon{\n    width:47px;\n    height:47px;\n    border-radius:15px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n}\n\n.mhi-option-row h3{font-size:17px;margin-bottom:5px}\n.mhi-option-row p{font-size:13px;color:var(--mhi-muted);line-height:1.55;margin:0}\n\n.mhi-option-arrow{\n    color:var(--mhi-primary);\n}\n\n.mhi-option-arrow svg{\n    width:20px;\n    height:20px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-options-highlight{\n    position:sticky;\n    top:24px;\n    padding:32px;\n    border-radius:26px;\n    background:linear-gradient(150deg,#102A43,#006DFF);\n    color:#fff;\n    box-shadow:var(--mhi-shadow);\n}\n\n.mhi-options-highlight-top{\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    margin-bottom:24px;\n}\n\n.mhi-options-highlight-badge{\n    font-size:11px;\n    font-weight:800;\n    text-transform:uppercase;\n    letter-spacing:.07em;\n    padding:8px 11px;\n    border-radius:999px;\n    background:rgba(255,255,255,.12);\n}\n\n.mhi-options-highlight-icon{\n    width:46px;\n    height:46px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n}\n\n.mhi-options-highlight-icon svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-options-highlight h3{font-size:29px;line-height:1.14;margin-bottom:15px}\n.mhi-options-highlight p{font-size:15px;line-height:1.72;color:rgba(255,255,255,.77)}\n\n.mhi-options-mini-list{\n    display:grid;\n    gap:10px;\n    margin:24px 0;\n}\n\n.mhi-options-mini-list span{\n    display:flex;\n    align-items:center;\n    gap:10px;\n    font-size:13px;\n    font-weight:700;\n}\n\n.mhi-options-mini-list svg{\n    width:17px;\n    height:17px;\n    fill:none;\n    stroke:#8FF0C3;\n    stroke-width:2.2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-options-highlight>a{\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    color:#fff;\n    font-weight:800;\n}\n\n.mhi-flood-section{background:#fff}\n\n.mhi-flood-card{\n    padding:56px;\n    border-radius:32px;\n    display:grid;\n    grid-template-columns:.85fr 1.15fr;\n    gap:50px;\n    align-items:center;\n    color:#fff;\n    background:\n        radial-gradient(circle at 75% 20%,rgba(90,215,255,.25),transparent 25%),\n        linear-gradient(135deg,#082B48,#005DB9 60%,#0B83E6);\n    box-shadow:var(--mhi-shadow);\n}\n\n.mhi-flood-actions{\n    display:flex;\n    flex-wrap:wrap;\n    align-items:center;\n    gap:18px;\n    margin-top:28px;\n}\n\n.mhi-text-link-light{\n    color:#fff!important;\n    font-weight:800;\n    text-decoration:underline!important;\n    text-underline-offset:5px;\n}\n\n.mhi-flood-comparison{\n    display:grid;\n    grid-template-columns:1fr auto 1fr;\n    align-items:center;\n    gap:14px;\n}\n\n.mhi-comparison-card{\n    padding:22px;\n    border-radius:21px;\n    background:rgba(255,255,255,.12);\n    border:1px solid rgba(255,255,255,.16);\n    backdrop-filter:blur(14px);\n}\n\n.mhi-comparison-card-blue{\n    background:rgba(255,255,255,.18);\n}\n\n.mhi-comparison-header{\n    display:flex;\n    gap:12px;\n    align-items:center;\n    margin-bottom:18px;\n}\n\n.mhi-comparison-icon{\n    width:44px;\n    height:44px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n}\n\n.mhi-comparison-icon svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-comparison-header span{font-size:11px;color:rgba(255,255,255,.62)}\n.mhi-comparison-header h3{font-size:19px;margin:3px 0 0}\n\n.mhi-comparison-card ul{\n    list-style:none;\n    margin:0;\n    padding:0;\n    display:grid;\n    gap:10px;\n}\n\n.mhi-comparison-card li{\n    display:flex;\n    gap:9px;\n    font-size:13px;\n    color:rgba(255,255,255,.84);\n}\n\n.mhi-list-check{color:#8FF0C3;font-weight:900}\n.mhi-list-x{color:#FF9DAD;font-weight:900}\n.mhi-list-muted{opacity:.68}\n\n.mhi-comparison-plus{\n    width:38px;\n    height:38px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    background:#fff;\n    color:var(--mhi-primary);\n    font-size:22px;\n    font-weight:800;\n}\n\n.mhi-wind-section{background:var(--mhi-soft)}\n\n.mhi-wind-visual{\n    position:relative;\n    min-height:520px;\n    display:grid;\n    place-items:center;\n}\n\n.mhi-wind-card-main{\n    width:min(430px,90%);\n    padding:32px;\n    border-radius:28px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    box-shadow:var(--mhi-shadow);\n}\n\n.mhi-wind-card-header{\n    display:flex;\n    justify-content:space-between;\n    align-items:center;\n    margin-bottom:24px;\n}\n\n.mhi-wind-card-icon{\n    width:52px;\n    height:52px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n}\n\n.mhi-wind-card-icon svg{\n    width:26px;\n    height:26px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.9;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-wind-card-badge{\n    padding:8px 12px;\n    border-radius:999px;\n    font-size:11px;\n    font-weight:800;\n    color:#0A7C50;\n    background:#EAFBF4;\n}\n\n.mhi-wind-card-main h3{font-size:30px;margin-bottom:12px}\n.mhi-wind-card-main p{font-size:14px;line-height:1.7;color:var(--mhi-text)}\n\n.mhi-wind-score{\n    display:flex;\n    align-items:center;\n    gap:16px;\n    padding:18px;\n    background:#F5F9FE;\n    border-radius:18px;\n    margin-top:24px;\n}\n\n.mhi-wind-score-ring{\n    width:74px;\n    height:74px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    align-content:center;\n    background:conic-gradient(#006DFF 0 82%,#DCEBFA 82% 100%);\n    color:#fff;\n    position:relative;\n}\n\n.mhi-wind-score-ring::before{\n    content:\"\";\n    position:absolute;\n    inset:8px;\n    border-radius:50%;\n    background:#fff;\n}\n\n.mhi-wind-score-ring span,\n.mhi-wind-score-ring small{\n    position:relative;\n    z-index:2;\n    color:var(--mhi-ink);\n    line-height:1;\n}\n\n.mhi-wind-score-ring span{font-size:22px;font-weight:850}\n.mhi-wind-score-ring small{font-size:9px;margin-top:4px;color:var(--mhi-muted)}\n\n.mhi-wind-score-copy span,\n.mhi-wind-score-copy strong{display:block}\n.mhi-wind-score-copy span{font-size:12px;color:var(--mhi-muted);margin-bottom:4px}\n.mhi-wind-score-copy strong{font-size:16px}\n\n.mhi-wind-mini-card{\n    position:absolute;\n    display:flex;\n    align-items:center;\n    gap:10px;\n    padding:13px 16px;\n    border-radius:15px;\n    background:rgba(255,255,255,.92);\n    border:1px solid #E5EDF7;\n    box-shadow:var(--mhi-shadow-soft);\n    color:var(--mhi-ink);\n    font-size:13px;\n    font-weight:800;\n}\n\n.mhi-wind-mini-card>span{\n    width:34px;\n    height:34px;\n    border-radius:10px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n}\n\n.mhi-wind-mini-card svg{\n    width:18px;\n    height:18px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-wind-mini-card-one{left:0;top:105px}\n.mhi-wind-mini-card-two{right:0;bottom:90px}\n\n.mhi-feature-list{\n    display:grid;\n    gap:14px;\n    margin-top:28px;\n}\n\n.mhi-feature-list-item{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:14px;\n    align-items:start;\n}\n\n.mhi-feature-list-item>span{\n    width:44px;\n    height:44px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:#fff;\n    border:1px solid var(--mhi-line);\n}\n\n.mhi-feature-list-item svg{\n    width:21px;\n    height:21px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-feature-list-item h3{font-size:16px;margin-bottom:5px}\n.mhi-feature-list-item p{font-size:13px;line-height:1.55;margin:0!important;color:var(--mhi-muted)!important}\n\n.mhi-process-section{background:#fff}\n\n.mhi-process-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    gap:20px;\n}\n\n.mhi-process-card{\n    position:relative;\n    padding:28px;\n    border-radius:22px;\n    border:1px solid var(--mhi-line);\n    background:#fff;\n    box-shadow:0 12px 28px rgba(15,42,67,.05);\n    transition:.25s ease;\n}\n\n.mhi-process-number{\n    position:absolute;\n    top:18px;\n    right:20px;\n    font-size:36px;\n    font-weight:850;\n    color:rgba(0,109,255,.08);\n}\n\n.mhi-process-icon{\n    width:50px;\n    height:50px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n    margin-bottom:20px;\n}\n\n.mhi-process-icon svg{\n    width:24px;\n    height:24px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-process-card h3{font-size:20px;line-height:1.3;margin-bottom:10px}\n.mhi-process-card p{font-size:14px;line-height:1.7;color:var(--mhi-muted);margin:0}\n\n.mhi-claims-section{background:var(--mhi-soft)}\n\n.mhi-claims-panel{\n    border-radius:32px;\n    padding:54px;\n    background:linear-gradient(135deg,#0E2947,#005BC0 64%,#007FFF);\n    color:#fff;\n    display:grid;\n    grid-template-columns:.8fr 1.2fr;\n    gap:50px;\n}\n\n.mhi-claims-contact{\n    display:flex;\n    align-items:center;\n    gap:12px;\n    margin-top:28px;\n}\n\n.mhi-claims-contact>span{\n    width:46px;\n    height:46px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.13);\n}\n\n.mhi-claims-contact svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:#fff;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-claims-contact small,\n.mhi-claims-contact a{display:block}\n.mhi-claims-contact small{color:rgba(255,255,255,.65);margin-bottom:3px}\n.mhi-claims-contact a{font-size:20px;font-weight:850;color:#fff!important}\n\n.mhi-claims-timeline{\n    display:grid;\n    gap:14px;\n}\n\n.mhi-claim-step{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:15px;\n    align-items:start;\n    padding:20px;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.15);\n    border-radius:18px;\n    backdrop-filter:blur(12px);\n}\n\n.mhi-claim-step-number{\n    width:38px;\n    height:38px;\n    border-radius:12px;\n    display:grid;\n    place-items:center;\n    background:#fff;\n    color:var(--mhi-primary);\n    font-weight:850;\n}\n\n.mhi-claim-step h3{font-size:17px;margin-bottom:6px}\n.mhi-claim-step p{font-size:13px;line-height:1.55;color:rgba(255,255,255,.72);margin:0}\n\n.mhi-requirements-section{background:#fff}\n\n.mhi-requirements-layout{\n    display:grid;\n    grid-template-columns:1.2fr .8fr;\n    gap:26px;\n    align-items:start;\n}\n\n.mhi-requirements-card{\n    padding:30px;\n    border-radius:26px;\n    border:1px solid var(--mhi-line);\n    background:#fff;\n    box-shadow:var(--mhi-shadow-soft);\n}\n\n.mhi-requirements-header{\n    display:flex;\n    gap:14px;\n    align-items:center;\n    margin-bottom:25px;\n}\n\n.mhi-requirements-header-icon{\n    width:50px;\n    height:50px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n}\n\n.mhi-requirements-header-icon svg{\n    width:24px;\n    height:24px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-requirements-header span{font-size:12px;color:var(--mhi-muted)}\n.mhi-requirements-header h3{font-size:22px;margin:3px 0 0}\n\n.mhi-requirements-grid{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:12px;\n}\n\n.mhi-requirement-item{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:12px;\n    align-items:center;\n    padding:16px;\n    border-radius:15px;\n    background:#F7FAFD;\n    border:1px solid #E7EEF6;\n}\n\n.mhi-requirement-item>span{\n    width:34px;\n    height:34px;\n    border-radius:10px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:#fff;\n    font-size:11px;\n    font-weight:850;\n}\n\n.mhi-requirement-item strong,\n.mhi-requirement-item small{display:block}\n.mhi-requirement-item strong{font-size:14px}\n.mhi-requirement-item small{font-size:11px;color:var(--mhi-muted);margin-top:3px}\n\n.mhi-inspection-card{\n    padding:30px;\n    border-radius:26px;\n    background:linear-gradient(150deg,#F1F7FF,#FFFFFF);\n    border:1px solid #DCE9F6;\n    box-shadow:var(--mhi-shadow-soft);\n}\n\n.mhi-inspection-card-label{\n    display:inline-flex;\n    padding:7px 11px;\n    border-radius:999px;\n    color:var(--mhi-primary);\n    background:#E6F1FF;\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mhi-inspection-card-icon{\n    width:58px;\n    height:58px;\n    border-radius:18px;\n    display:grid;\n    place-items:center;\n    color:#fff;\n    background:linear-gradient(135deg,#006DFF,#7C3AED);\n    margin:24px 0 20px;\n}\n\n.mhi-inspection-card-icon svg{\n    width:28px;\n    height:28px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-inspection-card h3{font-size:28px;line-height:1.18;margin-bottom:12px}\n.mhi-inspection-card p{font-size:14px;line-height:1.7;color:var(--mhi-text)}\n\n.mhi-inspection-card ul{\n    list-style:none;\n    margin:22px 0;\n    padding:0;\n    display:grid;\n    gap:10px;\n}\n\n.mhi-inspection-card li{\n    display:flex;\n    gap:9px;\n    font-size:13px;\n    color:var(--mhi-ink);\n    font-weight:700;\n}\n\n.mhi-inspection-card li span{color:#0A985F}\n\n.mhi-inspection-card>a{\n    display:inline-flex;\n    align-items:center;\n    gap:8px;\n    color:var(--mhi-primary);\n    font-weight:850;\n}\n\n.mhi-savings-section{background:var(--mhi-soft)}\n\n.mhi-savings-grid{\n    display:grid;\n    grid-template-columns:repeat(4,1fr);\n    gap:20px;\n}\n\n.mhi-savings-card{\n    padding:26px;\n    border-radius:22px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    box-shadow:0 12px 28px rgba(15,42,67,.05);\n    transition:.25s ease;\n}\n\n.mhi-savings-icon{\n    width:50px;\n    height:50px;\n    border-radius:16px;\n    display:grid;\n    place-items:center;\n    color:var(--mhi-primary);\n    background:var(--mhi-primary-soft);\n    margin-bottom:20px;\n}\n\n.mhi-savings-card h3{font-size:20px;line-height:1.3;margin-bottom:10px}\n.mhi-savings-card p{font-size:14px;line-height:1.68;color:var(--mhi-muted)}\n\n.mhi-savings-tag{\n    display:inline-flex;\n    padding:7px 10px;\n    border-radius:999px;\n    background:#F2F6FA;\n    color:var(--mhi-text);\n    font-size:10px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.05em;\n}\n\n.mhi-why-section{background:#fff}\n\n.mhi-why-layout{\n    display:grid;\n    grid-template-columns:.9fr 1.1fr;\n    gap:58px;\n    align-items:center;\n}\n\n.mhi-why-stat-row{\n    display:grid;\n    grid-template-columns:repeat(3,1fr);\n    gap:12px;\n    margin-top:30px;\n}\n\n.mhi-why-stat{\n    padding:16px;\n    border-radius:15px;\n    background:var(--mhi-soft);\n    border:1px solid var(--mhi-line);\n}\n\n.mhi-why-stat strong,\n.mhi-why-stat span{display:block}\n.mhi-why-stat strong{font-size:18px;color:var(--mhi-primary)}\n.mhi-why-stat span{font-size:11px;color:var(--mhi-muted);margin-top:4px}\n\n.mhi-why-cards{\n    display:grid;\n    gap:16px;\n}\n\n.mhi-why-card{\n    display:grid;\n    grid-template-columns:auto 1fr;\n    gap:16px;\n    padding:22px;\n    border-radius:20px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    box-shadow:var(--mhi-shadow-soft);\n}\n\n.mhi-why-card>span{\n    width:48px;\n    height:48px;\n    border-radius:15px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n}\n\n.mhi-why-card svg{\n    width:23px;\n    height:23px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-why-card h3{font-size:18px;margin-bottom:7px}\n.mhi-why-card p{font-size:13px;line-height:1.6;color:var(--mhi-muted);margin:0}\n\n.mhi-quote-section{\n    padding-top:40px;\n    background:#fff;\n}\n\n.mhi-quote-card{\n    position:relative;\n    overflow:hidden;\n    border-radius:34px;\n    padding:60px;\n    display:grid;\n    grid-template-columns:1.1fr .9fr;\n    gap:40px;\n    align-items:center;\n    color:#fff;\n    background:\n        radial-gradient(circle at 82% 25%,rgba(107,204,255,.34),transparent 25%),\n        linear-gradient(135deg,#0E2947,#006DFF 62%,#439BFF);\n    box-shadow:0 30px 80px rgba(0,70,160,.23);\n}\n\n.mhi-quote-decoration{\n    position:absolute;\n    inset:0;\n    pointer-events:none;\n}\n\n.mhi-quote-orb{\n    position:absolute;\n    border-radius:50%;\n    border:1px solid rgba(255,255,255,.16);\n}\n\n.mhi-quote-orb-one{width:280px;height:280px;right:-70px;top:-60px}\n.mhi-quote-orb-two{width:190px;height:190px;right:150px;bottom:-85px}\n\n.mhi-quote-grid{\n    position:absolute;\n    inset:0;\n    background-image:\n        linear-gradient(rgba(255,255,255,.045) 1px,transparent 1px),\n        linear-gradient(90deg,rgba(255,255,255,.045) 1px,transparent 1px);\n    background-size:36px 36px;\n}\n\n.mhi-quote-label{\n    display:inline-flex;\n    padding:9px 13px;\n    border-radius:999px;\n    background:rgba(255,255,255,.12);\n    border:1px solid rgba(255,255,255,.18);\n    font-size:11px;\n    font-weight:850;\n    text-transform:uppercase;\n    letter-spacing:.06em;\n    margin-bottom:20px;\n}\n\n.mhi-quote-actions{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px;\n    margin-top:28px;\n}\n\n.mhi-quote-trust-row{\n    display:flex;\n    flex-wrap:wrap;\n    gap:14px 20px;\n    margin-top:26px;\n}\n\n.mhi-quote-trust-row span{\n    display:flex;\n    align-items:center;\n    gap:7px;\n    font-size:12px;\n    color:rgba(255,255,255,.78);\n}\n\n.mhi-quote-trust-row svg{\n    width:15px;\n    height:15px;\n    fill:none;\n    stroke:#8FF0C3;\n    stroke-width:2.2;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-quote-visual{\n    position:relative;\n    min-height:360px;\n    display:grid;\n    place-items:center;\n}\n\n.mhi-quote-house{\n    width:300px;\n    height:300px;\n    border-radius:50%;\n    display:grid;\n    place-items:center;\n    background:rgba(255,255,255,.11);\n    border:1px solid rgba(255,255,255,.18);\n    backdrop-filter:blur(10px);\n}\n\n.mhi-quote-house svg{\n    width:86%;\n}\n\n.mhi-quote-house circle{fill:rgba(255,255,255,.06);stroke:none}\n.mhi-quote-house path{\n    fill:none;\n    stroke:#fff;\n    stroke-width:5;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-quote-floating{\n    position:absolute;\n    display:flex;\n    align-items:center;\n    gap:8px;\n    padding:11px 14px;\n    border-radius:14px;\n    background:#fff;\n    color:var(--mhi-ink);\n    font-size:12px;\n    font-weight:850;\n    box-shadow:0 16px 30px rgba(15,42,67,.18);\n}\n\n.mhi-quote-floating span{color:#0A985F}\n.mhi-quote-floating-one{left:0;top:80px}\n.mhi-quote-floating-two{right:0;top:150px}\n.mhi-quote-floating-three{left:40px;bottom:25px}\n\n.mhi-faq-section{background:var(--mhi-soft)}\n\n.mhi-faq-layout{\n    display:grid;\n    grid-template-columns:repeat(2,1fr);\n    gap:18px;\n    align-items:start;\n}\n\n.mhi-faq-column{\n    display:grid;\n    gap:14px;\n}\n\n.mhi-faq-item{\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    border-radius:18px;\n    overflow:hidden;\n}\n\n.mhi-faq-item summary{\n    list-style:none;\n    cursor:pointer;\n    padding:20px 22px;\n    font-size:15px;\n    font-weight:800;\n    display:flex;\n    align-items:center;\n    justify-content:space-between;\n    gap:18px;\n}\n\n.mhi-faq-item summary::-webkit-details-marker{display:none}\n\n.mhi-faq-item summary>span{\n    width:28px;\n    height:28px;\n    border-radius:9px;\n    background:var(--mhi-primary-soft);\n    position:relative;\n    flex:0 0 auto;\n}\n\n.mhi-faq-item summary>span::before,\n.mhi-faq-item summary>span::after{\n    content:\"\";\n    position:absolute;\n    background:var(--mhi-primary);\n    border-radius:2px;\n    left:50%;\n    top:50%;\n    transform:translate(-50%,-50%);\n}\n\n.mhi-faq-item summary>span::before{width:12px;height:2px}\n.mhi-faq-item summary>span::after{width:2px;height:12px}\n\n.mhi-faq-item[open] summary>span::after{display:none}\n\n.mhi-faq-answer{\n    padding:0 22px 20px;\n}\n\n.mhi-faq-answer p{\n    margin:0;\n    color:var(--mhi-text);\n    font-size:14px;\n    line-height:1.72;\n}\n\n.mhi-faq-footer{\n    margin-top:30px;\n    padding:22px;\n    border-radius:20px;\n    background:#fff;\n    border:1px solid var(--mhi-line);\n    display:flex;\n    justify-content:space-between;\n    align-items:center;\n    gap:20px;\n}\n\n.mhi-faq-footer>div{\n    display:flex;\n    align-items:center;\n    gap:12px;\n}\n\n.mhi-faq-footer-icon{\n    width:44px;\n    height:44px;\n    border-radius:14px;\n    display:grid;\n    place-items:center;\n    background:var(--mhi-primary-soft);\n    color:var(--mhi-primary);\n}\n\n.mhi-faq-footer-icon svg{\n    width:22px;\n    height:22px;\n    fill:none;\n    stroke:currentColor;\n    stroke-width:1.8;\n    stroke-linecap:round;\n    stroke-linejoin:round;\n}\n\n.mhi-faq-footer strong,\n.mhi-faq-footer span{display:block}\n.mhi-faq-footer strong{font-size:16px}\n.mhi-faq-footer div div span{font-size:12px;color:var(--mhi-muted);margin-top:3px}\n\n.mhi-disclosure{\n    background:#fff;\n    padding:26px 0 34px;\n    border-top:1px solid var(--mhi-line);\n}\n\n.mhi-disclosure p{\n    margin:0;\n    color:#7A8999;\n    font-size:11px;\n    line-height:1.65;\n    text-align:center;\n}\n\n@media (max-width:1100px){\n    .mhi-hero-container,\n    .mhi-two-column,\n    .mhi-options-layout,\n    .mhi-why-layout{\n        grid-template-columns:1fr;\n    }\n\n    .mhi-hero-content{text-align:center}\n    .mhi-hero-description{margin-left:auto;margin-right:auto}\n    .mhi-hero-actions,\n    .mhi-hero-trust{justify-content:center}\n\n    .mhi-hero-visual{min-height:540px}\n\n    .mhi-benefits-grid{grid-template-columns:repeat(2,1fr)}\n    .mhi-benefit-item:nth-child(2){border-right:0}\n    .mhi-benefit-item:nth-child(-n+2){border-bottom:1px solid var(--mhi-line)}\n\n    .mhi-coverage-grid,\n    .mhi-property-grid{grid-template-columns:repeat(2,1fr)}\n\n    .mhi-florida-panel,\n    .mhi-flood-card,\n    .mhi-claims-panel,\n    .mhi-quote-card{\n        grid-template-columns:1fr;\n    }\n\n    .mhi-options-highlight{position:relative;top:auto}\n    .mhi-process-grid,\n    .mhi-savings-grid{grid-template-columns:repeat(2,1fr)}\n\n    .mhi-wind-visual{order:2}\n}\n\n@media (max-width:800px){\n    .mhi-section{padding:82px 0}\n    .mhi-container{width:min(100% - 28px,1180px)}\n\n    .mhi-hero{padding:76px 0 120px}\n    .mhi-hero-container{gap:36px}\n    .mhi-hero-visual{min-height:430px}\n    .mhi-house-stage{width:400px}\n    .mhi-floating-card{min-width:180px;padding:12px 14px}\n    .mhi-floating-card-protected{left:0}\n    .mhi-floating-card-carriers{right:0}\n    .mhi-floating-card-support{left:10px}\n\n    .mhi-coverage-grid,\n    .mhi-property-grid,\n    .mhi-faq-layout,\n    .mhi-requirements-layout{\n        grid-template-columns:1fr;\n    }\n\n    .mhi-property-card-large{\n        grid-column:auto;\n        grid-template-columns:1fr;\n    }\n\n    .mhi-florida-panel,\n    .mhi-flood-card,\n    .mhi-claims-panel,\n    .mhi-quote-card{\n        padding:38px 28px;\n    }\n\n    .mhi-flood-comparison{grid-template-columns:1fr}\n    .mhi-comparison-plus{margin:auto}\n\n    .mhi-requirements-grid{grid-template-columns:1fr}\n    .mhi-why-stat-row{grid-template-columns:1fr}\n    .mhi-quote-visual{min-height:300px}\n    .mhi-quote-floating-one{left:0}\n    .mhi-quote-floating-two{right:0}\n\n    .mhi-faq-footer{\n        flex-direction:column;\n        align-items:flex-start;\n    }\n}\n\n@media (max-width:600px){\n    .mhi-section{padding:68px 0}\n\n    .mhi-section-heading h2,\n    .mhi-section-copy h2,\n    .mhi-florida-copy h2,\n    .mhi-flood-content h2,\n    .mhi-claims-copy h2,\n    .mhi-why-copy h2,\n    .mhi-quote-content h2{\n        font-size:38px;\n    }\n\n    .mhi-hero h1{font-size:48px}\n    .mhi-hero-description{font-size:18px}\n\n    .mhi-hero-actions{\n        flex-direction:column;\n        align-items:stretch;\n    }\n\n    .mhi-button{width:100%}\n\n    .mhi-hero-trust{\n        align-items:flex-start;\n        text-align:left;\n    }\n\n    .mhi-benefits-grid,\n    .mhi-process-grid,\n    .mhi-savings-grid,\n    .mhi-risk-grid{\n        grid-template-columns:1fr;\n    }\n\n    .mhi-benefit-item{\n        border-right:0!important;\n        border-bottom:1px solid var(--mhi-line);\n    }\n\n    .mhi-benefit-item:last-child{border-bottom:0}\n\n    .mhi-hero-visual{min-height:360px}\n    .mhi-house-stage{width:300px}\n    .mhi-floating-card{display:none}\n\n    .mhi-dashboard-grid{grid-template-columns:1fr}\n    .mhi-coverage-card,\n    .mhi-property-card,\n    .mhi-options-highlight,\n    .mhi-requirements-card,\n    .mhi-inspection-card{padding:24px}\n\n    .mhi-florida-panel,\n    .mhi-flood-card,\n    .mhi-claims-panel,\n    .mhi-quote-card{\n        padding:30px 22px;\n        border-radius:24px;\n    }\n\n    .mhi-wind-visual{min-height:420px}\n    .mhi-wind-mini-card{display:none}\n    .mhi-wind-card-main{width:100%}\n\n    .mhi-quote-house{width:240px;height:240px}\n    .mhi-quote-floating{display:none}\n\n    .mhi-quote-trust-row{display:grid}\n}\n\n@media (prefers-reduced-motion:reduce){\n    .mas-home-page *,\n    .mas-home-page *::before,\n    .mas-home-page *::after{\n        animation:none!important;\n        scroll-behavior:auto!important;\n        transition:none!important;\n    }\n}\n<\/style>\n\n<div class=\"mas-home-page\">\n\n    <!-- =========================================================\n         DECORATIVE BACKGROUND\n    ========================================================== -->\n    <div class=\"mhi-page-background\" aria-hidden=\"true\">\n        <span class=\"mhi-page-orb mhi-page-orb-one\"><\/span>\n        <span class=\"mhi-page-orb mhi-page-orb-two\"><\/span>\n        <span class=\"mhi-page-grid\"><\/span>\n    <\/div>\n\n\n    <!-- =========================================================\n         HERO\n    ========================================================== -->\n    <section class=\"mhi-hero\">\n        <div class=\"mhi-container mhi-hero-container\">\n\n            <div class=\"mhi-hero-content\">\n\n                <div class=\"mhi-eyebrow\">\n                    <span class=\"mhi-eyebrow-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4.5 6v5.7c0 4.6 3.1 8.7 7.5 9.8 4.4-1.1 7.5-5.2 7.5-9.8V6L12 3Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Homeowners Insurance\n                <\/div>\n\n                <h1>\n                    Protect the place\n                    <span>that protects you.<\/span>\n                <\/h1>\n\n                <p class=\"mhi-hero-description\">\n                    From everyday accidents to Florida\u2019s most unpredictable\n                    weather, we help protect your home, personal belongings,\n                    finances and peace of mind.\n                <\/p>\n\n                <div class=\"mhi-hero-actions\">\n                    <a href=\"#mhi-quote\" class=\"mhi-button mhi-button-primary\">\n                        Get a Home Quote\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"mhi-button mhi-button-secondary\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.4 19.4 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 2 .7 2.9a2 2 0 0 1-.4 2.1L8.1 10a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.9.7a2 2 0 0 1 1.6 1.9Z\"><\/path>\n                        <\/svg>\n                        (305) 428-2005\n                    <\/a>\n                <\/div>\n\n                <div class=\"mhi-hero-trust\">\n                    <div class=\"mhi-avatar-stack\" aria-hidden=\"true\">\n                        <span>JM<\/span>\n                        <span>AR<\/span>\n                        <span>LM<\/span>\n                        <span>+<\/span>\n                    <\/div>\n\n                    <div class=\"mhi-hero-trust-copy\">\n                        <div class=\"mhi-stars\" aria-label=\"Five stars\">\n                            \u2605\u2605\u2605\u2605\u2605\n                        <\/div>\n                        <p>Personal guidance from a local insurance team.<\/p>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mhi-hero-visual\">\n\n                <div class=\"mhi-hero-glow\" aria-hidden=\"true\"><\/div>\n\n                <div class=\"mhi-house-stage\">\n                    <div class=\"mhi-house-ring mhi-house-ring-one\"><\/div>\n                    <div class=\"mhi-house-ring mhi-house-ring-two\"><\/div>\n\n                    <img decoding=\"async\" src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/16.png\" alt=\"Illustration of a protected home\" class=\"mhi-house-image\">\n                <\/div>\n\n                <div class=\"mhi-floating-card mhi-floating-card-protected\">\n                    <span class=\"mhi-floating-icon mhi-floating-icon-green\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m20 6-11 11-5-5\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Home protected<\/strong>\n                        <span>Coverage built around you<\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mhi-floating-card mhi-floating-card-carriers\">\n                    <span class=\"mhi-floating-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M5 21V8l7-5 7 5v13\"><\/path>\n                            <path d=\"M9 21v-6h6v6\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Multiple carriers<\/strong>\n                        <span>More options in one place<\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mhi-floating-card mhi-floating-card-support\">\n                    <span class=\"mhi-floating-icon mhi-floating-icon-purple\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M21 15a4 4 0 0 1-4 4H8l-5 3V7a4 4 0 0 1 4-4h10a4 4 0 0 1 4 4v8Z\"><\/path>\n                            <path d=\"M8 10h.01\"><\/path>\n                            <path d=\"M12 10h.01\"><\/path>\n                            <path d=\"M16 10h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Local support<\/strong>\n                        <span>Real people. Real answers.<\/span>\n                    <\/div>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n        <div class=\"mhi-hero-wave\" aria-hidden=\"true\">\n            <svg viewBox=\"0 0 1440 100\" preserveAspectRatio=\"none\">\n                <path d=\"M0 45C240 100 480 0 720 45s480 55 720 0v55H0Z\"><\/path>\n            <\/svg>\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         BENEFITS STRIP\n    ========================================================== -->\n    <section class=\"mhi-benefits\">\n        <div class=\"mhi-container\">\n            <div class=\"mhi-benefits-grid\">\n\n                <article class=\"mhi-benefit-item\">\n                    <span class=\"mhi-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                            <path d=\"M12 7v5l3 2\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Quick quote process<\/strong>\n                        <span>Simple, guided and convenient<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mhi-benefit-item\">\n                    <span class=\"mhi-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4.5 6v5.7c0 4.6 3.1 8.7 7.5 9.8 4.4-1.1 7.5-5.2 7.5-9.8V6L12 3Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Coverage guidance<\/strong>\n                        <span>Understand what you are buying<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mhi-benefit-item\">\n                    <span class=\"mhi-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19h16\"><\/path>\n                            <path d=\"M6 17V9\"><\/path>\n                            <path d=\"M10 17V5\"><\/path>\n                            <path d=\"M14 17v-7\"><\/path>\n                            <path d=\"M18 17V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Competitive options<\/strong>\n                        <span>Access to multiple insurance markets<\/span>\n                    <\/div>\n                <\/article>\n\n                <article class=\"mhi-benefit-item\">\n                    <span class=\"mhi-benefit-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M20 15v4a2 2 0 0 1-2 2H6a2 2 0 0 1-2-2v-4\"><\/path>\n                            <path d=\"m8 10 4 4 4-4\"><\/path>\n                            <path d=\"M12 14V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    <div>\n                        <strong>Easy policy access<\/strong>\n                        <span>Documents and service in one place<\/span>\n                    <\/div>\n                <\/article>\n\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         INTRODUCTION\n    ========================================================== -->\n    <section class=\"mhi-section mhi-intro\">\n        <div class=\"mhi-container mhi-two-column\">\n\n            <div class=\"mhi-section-copy\">\n                <span class=\"mhi-section-label\">Protection that feels personal<\/span>\n\n                <h2>\n                    Your home is more than\n                    <span>four walls and a roof.<\/span>\n                <\/h2>\n\n                <p class=\"mhi-section-lead\">\n                    It is where life happens. Homeowners insurance can help\n                    protect the building, the belongings inside it and your\n                    financial responsibility when an unexpected event occurs.\n                <\/p>\n\n                <p>\n                    At MAS Insurance Group, we help you compare coverage\n                    options and understand the details that matter\u2014from\n                    dwelling limits and deductibles to wind protection,\n                    liability and optional endorsements.\n                <\/p>\n\n                <div class=\"mhi-check-list\">\n\n                    <div class=\"mhi-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Coverage aligned with your property\n                    <\/div>\n\n                    <div class=\"mhi-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Help reviewing deductibles and exclusions\n                    <\/div>\n\n                    <div class=\"mhi-check-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        Options for primary, secondary and rental homes\n                    <\/div>\n\n                <\/div>\n            <\/div>\n\n\n            <div class=\"mhi-protection-dashboard\">\n\n                <div class=\"mhi-dashboard-header\">\n                    <div>\n                        <span>Protection overview<\/span>\n                        <strong>Your Home<\/strong>\n                    <\/div>\n\n                    <span class=\"mhi-dashboard-status\">\n                        <span><\/span>\n                        Protected\n                    <\/span>\n                <\/div>\n\n                <div class=\"mhi-dashboard-house\">\n                    <div class=\"mhi-dashboard-house-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m3 11 9-8 9 8\"><\/path>\n                            <path d=\"M5 10v11h14V10\"><\/path>\n                            <path d=\"M9 21v-7h6v7\"><\/path>\n                        <\/svg>\n                    <\/div>\n\n                    <div>\n                        <span>Property protection<\/span>\n                        <strong>Coverage tailored to the home<\/strong>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mhi-dashboard-progress\">\n                    <div class=\"mhi-dashboard-progress-top\">\n                        <span>Coverage review<\/span>\n                        <strong>Complete<\/strong>\n                    <\/div>\n\n                    <div class=\"mhi-progress-track\">\n                        <span><\/span>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mhi-dashboard-grid\">\n\n                    <div class=\"mhi-dashboard-tile\">\n                        <span class=\"mhi-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M3 21h18\"><\/path>\n                                <path d=\"M5 21V8l7-5 7 5v13\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <strong>Dwelling<\/strong>\n                        <span>Home structure<\/span>\n                    <\/div>\n\n                    <div class=\"mhi-dashboard-tile\">\n                        <span class=\"mhi-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 9h16v11H4Z\"><\/path>\n                                <path d=\"M8 9V5h8v4\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <strong>Property<\/strong>\n                        <span>Personal belongings<\/span>\n                    <\/div>\n\n                    <div class=\"mhi-dashboard-tile\">\n                        <span class=\"mhi-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"9\" cy=\"8\" r=\"4\"><\/circle>\n                                <path d=\"M3 21v-2a6 6 0 0 1 12 0v2\"><\/path>\n                                <path d=\"M16 11h5\"><\/path>\n                                <path d=\"M18.5 8.5v5\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <strong>Liability<\/strong>\n                        <span>Financial protection<\/span>\n                    <\/div>\n\n                    <div class=\"mhi-dashboard-tile\">\n                        <span class=\"mhi-dashboard-tile-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 22s8-4 8-11V5l-8-3-8 3v6c0 7 8 11 8 11Z\"><\/path>\n                                <path d=\"m9 12 2 2 4-4\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <strong>Options<\/strong>\n                        <span>Added endorsements<\/span>\n                    <\/div>\n\n                <\/div>\n\n                <div class=\"mhi-dashboard-footer\">\n                    <span class=\"mhi-dashboard-agents\">\n                        <i>JM<\/i>\n                        <i>AR<\/i>\n                        <i>LM<\/i>\n                    <\/span>\n                    <p>Your MAS team is ready to help.<\/p>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         CORE COVERAGES\n    ========================================================== -->\n    <section class=\"mhi-section mhi-coverage-section\" id=\"mhi-coverages\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading mhi-section-heading-centered\">\n                <span class=\"mhi-section-label\">Homeowners coverage<\/span>\n\n                <h2>\n                    One policy.\n                    <span>Multiple layers of protection.<\/span>\n                <\/h2>\n\n                <p>\n                    A homeowners policy can combine property and liability\n                    protection to help you recover from many different types\n                    of covered losses.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-coverage-grid\">\n\n                <article class=\"mhi-coverage-card mhi-coverage-card-featured\">\n                    <div class=\"mhi-card-number\">01<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m3 11 9-8 9 8\"><\/path>\n                            <path d=\"M5 10v11h14V10\"><\/path>\n                            <path d=\"M9 21v-7h6v7\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Dwelling Coverage<\/h3>\n\n                    <p>\n                        Helps cover the physical structure of your home after\n                        a covered event, subject to the policy\u2019s terms,\n                        deductibles and limits.\n                    <\/p>\n\n                    <ul>\n                        <li>Walls and roof<\/li>\n                        <li>Built-in fixtures<\/li>\n                        <li>Attached structures<\/li>\n                    <\/ul>\n                <\/article>\n\n\n                <article class=\"mhi-coverage-card\">\n                    <div class=\"mhi-card-number\">02<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 21V10h7v11\"><\/path>\n                            <path d=\"M13 21V5h7v16\"><\/path>\n                            <path d=\"M2 21h20\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Other Structures<\/h3>\n\n                    <p>\n                        Can help protect structures on your property that are\n                        separated from the main residence.\n                    <\/p>\n\n                    <ul>\n                        <li>Detached garages<\/li>\n                        <li>Fences and sheds<\/li>\n                        <li>Gazebos and similar structures<\/li>\n                    <\/ul>\n                <\/article>\n\n\n                <article class=\"mhi-coverage-card\">\n                    <div class=\"mhi-card-number\">03<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 8h16v12H4Z\"><\/path>\n                            <path d=\"M8 8V5h8v3\"><\/path>\n                            <path d=\"M9 13h6\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Personal Property<\/h3>\n\n                    <p>\n                        Helps cover eligible personal belongings when they are\n                        damaged or stolen due to a covered cause of loss.\n                    <\/p>\n\n                    <ul>\n                        <li>Furniture and electronics<\/li>\n                        <li>Clothing and household items<\/li>\n                        <li>Coverage away from home may apply<\/li>\n                    <\/ul>\n                <\/article>\n\n\n                <article class=\"mhi-coverage-card\">\n                    <div class=\"mhi-card-number\">04<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"9\" cy=\"8\" r=\"4\"><\/circle>\n                            <path d=\"M3 21v-2a6 6 0 0 1 12 0v2\"><\/path>\n                            <path d=\"M17 11 19 13l4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Personal Liability<\/h3>\n\n                    <p>\n                        Can help with covered legal expenses and damages when\n                        you are held legally responsible for injury or\n                        property damage.\n                    <\/p>\n\n                    <ul>\n                        <li>Accidental injuries<\/li>\n                        <li>Property damage claims<\/li>\n                        <li>Legal defense costs<\/li>\n                    <\/ul>\n                <\/article>\n\n\n                <article class=\"mhi-coverage-card\">\n                    <div class=\"mhi-card-number\">05<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 11h18\"><\/path>\n                            <path d=\"M5 11V7h14v4\"><\/path>\n                            <path d=\"M5 11v9\"><\/path>\n                            <path d=\"M19 11v9\"><\/path>\n                            <path d=\"M3 20h18\"><\/path>\n                            <path d=\"M8 15h8\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Loss of Use<\/h3>\n\n                    <p>\n                        May help pay additional living expenses when a covered\n                        loss makes your residence temporarily uninhabitable.\n                    <\/p>\n\n                    <ul>\n                        <li>Temporary lodging<\/li>\n                        <li>Additional meal expenses<\/li>\n                        <li>Other necessary living costs<\/li>\n                    <\/ul>\n                <\/article>\n\n\n                <article class=\"mhi-coverage-card\">\n                    <div class=\"mhi-card-number\">06<\/div>\n\n                    <span class=\"mhi-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 21s-7-4.4-7-11a4 4 0 0 1 7-2.6A4 4 0 0 1 19 10c0 6.6-7 11-7 11Z\"><\/path>\n                            <path d=\"M9 12h6\"><\/path>\n                            <path d=\"M12 9v6\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Medical Payments<\/h3>\n\n                    <p>\n                        May help cover smaller medical expenses when a guest\n                        is accidentally injured on your property, regardless\n                        of fault.\n                    <\/p>\n\n                    <ul>\n                        <li>Eligible medical bills<\/li>\n                        <li>Guest injuries<\/li>\n                        <li>Policy limits apply<\/li>\n                    <\/ul>\n                <\/article>\n\n            <\/div>\n\n            <div class=\"mhi-coverage-note\">\n                <span>\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 11v5\"><\/path>\n                        <path d=\"M12 8h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <p>\n                    Exact coverage varies by carrier and policy. Your MAS\n                    agent can explain available limits, deductibles,\n                    endorsements and exclusions before you purchase.\n                <\/p>\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         PROPERTY TYPES\n    ========================================================== -->\n    <section class=\"mhi-section mhi-property-types\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading\">\n                <span class=\"mhi-section-label\">Homes we help protect<\/span>\n\n                <h2>\n                    Coverage options for\n                    <span>the way you live.<\/span>\n                <\/h2>\n\n                <p>\n                    Every property is different. We can help explore insurance\n                    options for primary homes, secondary properties, rentals\n                    and other residential risks.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-property-grid\">\n\n                <article class=\"mhi-property-card mhi-property-card-large\">\n                    <div class=\"mhi-property-visual\">\n                        <span class=\"mhi-property-orb\"><\/span>\n\n                        <svg viewBox=\"0 0 240 180\" aria-hidden=\"true\">\n                            <path class=\"mhi-property-fill\" d=\"M35 90 120 25l85 65v70H35Z\"><\/path>\n                            <path class=\"mhi-property-line\" d=\"m25 95 95-74 95 74\"><\/path>\n                            <path class=\"mhi-property-line\" d=\"M40 84v78h160V84\"><\/path>\n                            <path class=\"mhi-property-line\" d=\"M98 162v-52h44v52\"><\/path>\n                            <path class=\"mhi-property-line\" d=\"M60 105h25v25H60Z\"><\/path>\n                            <path class=\"mhi-property-line\" d=\"M155 105h25v25h-25Z\"><\/path>\n                        <\/svg>\n                    <\/div>\n\n                    <div class=\"mhi-property-content\">\n                        <span class=\"mhi-property-tag\">Most common<\/span>\n                        <h3>Single-Family Homes<\/h3>\n                        <p>\n                            Protection for owner-occupied homes, including the\n                            structure, belongings, liability and additional\n                            living expenses.\n                        <\/p>\n                        <a href=\"#mhi-quote\">\n                            Explore coverage\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n                    <\/div>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 21V8h16v13\"><\/path>\n                            <path d=\"M8 12h2\"><\/path>\n                            <path d=\"M14 12h2\"><\/path>\n                            <path d=\"M8 16h2\"><\/path>\n                            <path d=\"M14 16h2\"><\/path>\n                            <path d=\"M9 21v-3h6v3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Condominiums<\/h3>\n\n                    <p>\n                        Coverage designed for the interior of your unit,\n                        personal property, liability and loss assessments.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M5 21V9l7-5 7 5v12\"><\/path>\n                            <path d=\"M9 21v-6h6v6\"><\/path>\n                            <path d=\"m3 10 9-7 9 7\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Townhomes<\/h3>\n\n                    <p>\n                        Flexible protection based on your ownership\n                        responsibilities and the association\u2019s master policy.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M5 21V10h14v11\"><\/path>\n                            <path d=\"m4 10 8-6 8 6\"><\/path>\n                            <path d=\"M9 21v-5h6v5\"><\/path>\n                            <path d=\"M17 7V3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Rental Properties<\/h3>\n\n                    <p>\n                        Landlord-focused coverage for residential properties\n                        occupied by tenants rather than the property owner.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M5 21V10h14v11\"><\/path>\n                            <path d=\"m4 10 8-6 8 6\"><\/path>\n                            <path d=\"M8 14h2\"><\/path>\n                            <path d=\"M14 14h2\"><\/path>\n                            <path d=\"M10 21v-4h4v4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Vacation Homes<\/h3>\n\n                    <p>\n                        Coverage options for seasonal, secondary and\n                        occasionally occupied residential properties.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 21V6h16v15\"><\/path>\n                            <path d=\"M2 21h20\"><\/path>\n                            <path d=\"M8 10h2\"><\/path>\n                            <path d=\"M14 10h2\"><\/path>\n                            <path d=\"M8 14h2\"><\/path>\n                            <path d=\"M14 14h2\"><\/path>\n                            <path d=\"M10 21v-3h4v3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Multi-Family Homes<\/h3>\n\n                    <p>\n                        Solutions for duplexes, triplexes and other qualifying\n                        residential properties with multiple units.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"3\" y=\"7\" width=\"18\" height=\"11\" rx=\"2\"><\/rect>\n                            <path d=\"M7 18v3\"><\/path>\n                            <path d=\"M17 18v3\"><\/path>\n                            <path d=\"M7 11h3\"><\/path>\n                            <path d=\"M14 11h3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Manufactured Homes<\/h3>\n\n                    <p>\n                        Specialized options based on the home\u2019s age,\n                        construction, installation and location.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n\n                <article class=\"mhi-property-card\">\n                    <span class=\"mhi-property-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18\"><\/path>\n                            <path d=\"M5 21V8l7-5 7 5v13\"><\/path>\n                            <path d=\"M9 12h6\"><\/path>\n                            <path d=\"M9 16h6\"><\/path>\n                            <path d=\"M16 3v4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>High-Value Homes<\/h3>\n\n                    <p>\n                        Enhanced options for homes with higher rebuilding\n                        costs, custom finishes or unique property features.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\">\n                        Learn more\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         FLORIDA RISKS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-florida-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-florida-panel\">\n\n                <div class=\"mhi-florida-copy\">\n                    <span class=\"mhi-section-label mhi-section-label-light\">\n                        Built for Florida living\n                    <\/span>\n\n                    <h2>\n                        Sunshine, storms and\n                        <span>everything in between.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Florida properties face unique insurance challenges.\n                        The right policy should be reviewed carefully for wind,\n                        hurricane deductibles, roof requirements, water damage\n                        limitations and other location-specific concerns.\n                    <\/p>\n\n                    <a href=\"#mhi-quote\" class=\"mhi-button mhi-button-white\">\n                        Review My Options\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n                <\/div>\n\n\n                <div class=\"mhi-risk-grid\">\n\n                    <article class=\"mhi-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 2a6 6 0 0 0-6 6c0 2 1 3.5 2.5 5C10 14.5 11 16 11 18\"><\/path>\n                                <path d=\"M12 22v-4\"><\/path>\n                                <path d=\"M17 7a4 4 0 0 1-1 7.9\"><\/path>\n                                <path d=\"M4 14a4 4 0 0 0 3 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Hurricane &amp; Wind<\/h3>\n                        <p>\n                            Review wind coverage, policy deductibles and\n                            potential mitigation credits.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mhi-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 22c4 0 7-3 7-7 0-5-7-13-7-13S5 10 5 15c0 4 3 7 7 7Z\"><\/path>\n                                <path d=\"M9 16c.8 1.3 1.8 2 3 2\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Water Damage<\/h3>\n                        <p>\n                            Understand how sudden water losses, plumbing and\n                            backup endorsements may be handled.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mhi-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M13 2s-1 4-4 7c-2 2-3 4-3 6a6 6 0 0 0 12 0c0-3-2-6-5-9 0 3-1 5-3 6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Fire &amp; Smoke<\/h3>\n                        <p>\n                            Property coverage may respond to eligible fire,\n                            smoke and related damage.\n                        <\/p>\n                    <\/article>\n\n                    <article class=\"mhi-risk-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"8\" cy=\"15\" r=\"4\"><\/circle>\n                                <path d=\"m11 12 9-9\"><\/path>\n                                <path d=\"m15 8 3 3\"><\/path>\n                                <path d=\"m17 6 3 3\"><\/path>\n                            <\/svg>\n                        <\/span>\n                        <h3>Theft &amp; Vandalism<\/h3>\n                        <p>\n                            Protection may apply to covered damage and stolen\n                            personal belongings.\n                        <\/p>\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         OPTIONAL COVERAGES\n    ========================================================== -->\n    <section class=\"mhi-section mhi-options-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading mhi-section-heading-centered\">\n                <span class=\"mhi-section-label\">Customize your protection<\/span>\n\n                <h2>\n                    Add coverage for\n                    <span>the details that matter.<\/span>\n                <\/h2>\n\n                <p>\n                    A standard policy may not fully address every risk.\n                    Depending on your carrier and eligibility, endorsements\n                    may be available to extend or customize protection.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-options-layout\">\n\n                <div class=\"mhi-options-navigation\">\n\n                    <article class=\"mhi-option-row\">\n                        <span class=\"mhi-option-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m12 3 5 5-5 13L7 8Z\"><\/path>\n                                <path d=\"M7 8h10\"><\/path>\n                                <path d=\"M9 3h6l2 5H7Z\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Jewelry &amp; Valuable Items<\/h3>\n                            <p>\n                                Schedule eligible jewelry, art, collectibles\n                                and other high-value belongings.\n                            <\/p>\n                        <\/div>\n\n                        <span class=\"mhi-option-arrow\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m9 18 6-6-6-6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/article>\n\n\n                    <article class=\"mhi-option-row\">\n                        <span class=\"mhi-option-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 18h16\"><\/path>\n                                <path d=\"M6 18V6h12v12\"><\/path>\n                                <path d=\"M9 10h6\"><\/path>\n                                <path d=\"M9 14h6\"><\/path>\n                                <path d=\"M3 21h18\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Water Backup<\/h3>\n                            <p>\n                                Additional protection may be available for\n                                qualifying sewer or drain backup losses.\n                            <\/p>\n                        <\/div>\n\n                        <span class=\"mhi-option-arrow\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m9 18 6-6-6-6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/article>\n\n\n                    <article class=\"mhi-option-row\">\n                        <span class=\"mhi-option-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M13 2 4 14h7l-1 8 9-12h-7Z\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Equipment Breakdown<\/h3>\n                            <p>\n                                May help with sudden mechanical or electrical\n                                breakdown of eligible home systems.\n                            <\/p>\n                        <\/div>\n\n                        <span class=\"mhi-option-arrow\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m9 18 6-6-6-6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/article>\n\n\n                    <article class=\"mhi-option-row\">\n                        <span class=\"mhi-option-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"12\" cy=\"7\" r=\"4\"><\/circle>\n                                <path d=\"M5.5 21a6.5 6.5 0 0 1 13 0\"><\/path>\n                                <path d=\"m16 13 2 2 4-4\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Identity Recovery<\/h3>\n                            <p>\n                                Certain policies offer services and expense\n                                coverage related to identity theft recovery.\n                            <\/p>\n                        <\/div>\n\n                        <span class=\"mhi-option-arrow\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m9 18 6-6-6-6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/article>\n\n\n                    <article class=\"mhi-option-row\">\n                        <span class=\"mhi-option-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 22s8-4 8-11V5l-8-3-8 3v6c0 7 8 11 8 11Z\"><\/path>\n                                <path d=\"M12 8v8\"><\/path>\n                                <path d=\"M8 12h8\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Increased Liability Limits<\/h3>\n                            <p>\n                                Raise your protection or coordinate coverage\n                                with a personal umbrella policy.\n                            <\/p>\n                        <\/div>\n\n                        <span class=\"mhi-option-arrow\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m9 18 6-6-6-6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/article>\n\n                <\/div>\n\n\n                <aside class=\"mhi-options-highlight\">\n\n                    <div class=\"mhi-options-highlight-top\">\n                        <span class=\"mhi-options-highlight-badge\">\n                            Smart protection\n                        <\/span>\n\n                        <span class=\"mhi-options-highlight-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M12 2a7 7 0 0 0-4 12.7V18h8v-3.3A7 7 0 0 0 12 2Z\"><\/path>\n                                <path d=\"M9 22h6\"><\/path>\n                                <path d=\"M9 18h6\"><\/path>\n                            <\/svg>\n                        <\/span>\n                    <\/div>\n\n                    <h3>\n                        The best policy is one you actually understand.\n                    <\/h3>\n\n                    <p>\n                        We will help you identify gaps, compare options and\n                        decide which additions are worth considering for your\n                        home and budget.\n                    <\/p>\n\n                    <div class=\"mhi-options-mini-list\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            Clear explanations\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            Personalized options\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            No unnecessary extras\n                        <\/span>\n                    <\/div>\n\n                    <a href=\"#mhi-quote\">\n                        Talk to an agent\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/aside>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         FLOOD INSURANCE\n    ========================================================== -->\n    <section class=\"mhi-section mhi-flood-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-flood-card\">\n\n                <div class=\"mhi-flood-content\">\n                    <span class=\"mhi-section-label mhi-section-label-light\">\n                        Important coverage gap\n                    <\/span>\n\n                    <h2>\n                        Home insurance and flood insurance\n                        <span>are not the same.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Standard homeowners insurance generally does not cover\n                        flooding caused by rising water, storm surge or water\n                        moving across normally dry land. Separate flood\n                        insurance may be needed to protect your building and\n                        contents.\n                    <\/p>\n\n                    <div class=\"mhi-flood-actions\">\n                        <a href=\"#mhi-quote\" class=\"mhi-button mhi-button-white\">\n                            Get a Flood Quote\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n\n                        <a href=\"tel:3054282005\" class=\"mhi-text-link-light\">\n                            Speak with an agent\n                        <\/a>\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"mhi-flood-comparison\">\n\n                    <article class=\"mhi-comparison-card\">\n                        <div class=\"mhi-comparison-header\">\n                            <span class=\"mhi-comparison-icon\">\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"m3 11 9-8 9 8\"><\/path>\n                                    <path d=\"M5 10v11h14V10\"><\/path>\n                                    <path d=\"M9 21v-7h6v7\"><\/path>\n                                <\/svg>\n                            <\/span>\n\n                            <div>\n                                <span>Policy one<\/span>\n                                <h3>Homeowners<\/h3>\n                            <\/div>\n                        <\/div>\n\n                        <ul>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Covered wind damage\n                            <\/li>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Fire and theft\n                            <\/li>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Personal liability\n                            <\/li>\n                            <li class=\"mhi-list-muted\">\n                                <span class=\"mhi-list-x\">\u00d7<\/span>\n                                Rising flood water\n                            <\/li>\n                        <\/ul>\n                    <\/article>\n\n\n                    <div class=\"mhi-comparison-plus\" aria-hidden=\"true\">\n                        <span>+<\/span>\n                    <\/div>\n\n\n                    <article class=\"mhi-comparison-card mhi-comparison-card-blue\">\n                        <div class=\"mhi-comparison-header\">\n                            <span class=\"mhi-comparison-icon\">\n                                <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                    <path d=\"M12 22c4 0 7-3 7-7 0-5-7-13-7-13S5 10 5 15c0 4 3 7 7 7Z\"><\/path>\n                                    <path d=\"M4 9c2 0 2-1 4-1s2 1 4 1 2-1 4-1 2 1 4 1\"><\/path>\n                                <\/svg>\n                            <\/span>\n\n                            <div>\n                                <span>Policy two<\/span>\n                                <h3>Flood<\/h3>\n                            <\/div>\n                        <\/div>\n\n                        <ul>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Rising water\n                            <\/li>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Storm surge\n                            <\/li>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Flood-related building damage\n                            <\/li>\n                            <li>\n                                <span class=\"mhi-list-check\">\u2713<\/span>\n                                Contents options\n                            <\/li>\n                        <\/ul>\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         WIND MITIGATION\n    ========================================================== -->\n    <section class=\"mhi-section mhi-wind-section\">\n        <div class=\"mhi-container mhi-two-column\">\n\n            <div class=\"mhi-wind-visual\">\n\n                <div class=\"mhi-wind-card-main\">\n                    <div class=\"mhi-wind-card-header\">\n                        <span class=\"mhi-wind-card-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M3 8h10a3 3 0 1 0-3-3\"><\/path>\n                                <path d=\"M3 12h15a3 3 0 1 1-3 3\"><\/path>\n                                <path d=\"M3 16h7\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <span class=\"mhi-wind-card-badge\">Inspection<\/span>\n                    <\/div>\n\n                    <h3>Wind Mitigation<\/h3>\n\n                    <p>\n                        Certain construction features may help a home perform\n                        better during high winds and may qualify for available\n                        insurance credits.\n                    <\/p>\n\n                    <div class=\"mhi-wind-score\">\n                        <div class=\"mhi-wind-score-ring\">\n                            <span>4<\/span>\n                            <small>areas<\/small>\n                        <\/div>\n\n                        <div class=\"mhi-wind-score-copy\">\n                            <span>Commonly reviewed<\/span>\n                            <strong>Protection features<\/strong>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <div class=\"mhi-wind-mini-card mhi-wind-mini-card-one\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"m3 11 9-8 9 8\"><\/path>\n                            <path d=\"M5 10v11h14V10\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Roof connection\n                <\/div>\n\n                <div class=\"mhi-wind-mini-card mhi-wind-mini-card-two\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"4\" y=\"3\" width=\"16\" height=\"18\" rx=\"2\"><\/rect>\n                            <path d=\"M12 3v18\"><\/path>\n                            <path d=\"M&lt;path d=\" m12=\"\" 3v18\"=\"\"><\/path>                            <path d=\"M4 9h16\"><\/path>\n                            <path d=\"M4 15h16\"><\/path>\n                        <\/svg>\n                    <\/span>\n                    Opening protection\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mhi-section-copy\">\n                <span class=\"mhi-section-label\">Potential insurance savings<\/span>\n\n                <h2>\n                    Stronger home features may mean\n                    <span>better protection and discounts.<\/span>\n                <\/h2>\n\n                <p class=\"mhi-section-lead\">\n                    A wind mitigation inspection documents qualifying\n                    construction features that may reduce the risk of damage\n                    during a hurricane or severe windstorm.\n                <\/p>\n\n                <p>\n                    Insurance carriers may use the inspection to determine\n                    whether your home qualifies for available wind mitigation\n                    credits. The value of those credits depends on the\n                    property, carrier and documented features.\n                <\/p>\n\n                <div class=\"mhi-feature-list\">\n\n                    <article class=\"mhi-feature-list-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m3 11 9-8 9 8\"><\/path>\n                                <path d=\"M5 10v11h14V10\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Roof-to-Wall Connection<\/h3>\n                            <p>\n                                Reviews how securely the roof structure is\n                                attached to the walls of the home.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-feature-list-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 19h16\"><\/path>\n                                <path d=\"M6 19V8l6-5 6 5v11\"><\/path>\n                                <path d=\"m8 10 4-4 4 4\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Roof Shape &amp; Construction<\/h3>\n                            <p>\n                                Documents the roof geometry, covering and\n                                applicable building-code information.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-feature-list-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <rect x=\"4\" y=\"3\" width=\"16\" height=\"18\" rx=\"2\"><\/rect>\n                                <path d=\"M12 3v18\"><\/path>\n                                <path d=\"M4 12h16\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Window &amp; Door Protection<\/h3>\n                            <p>\n                                Identifies qualifying impact-rated openings,\n                                shutters and other protective systems.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-feature-list-item\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 20h16\"><\/path>\n                                <path d=\"m5 15 7-11 7 11\"><\/path>\n                                <path d=\"M8 15h8\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Secondary Water Resistance<\/h3>\n                            <p>\n                                Reviews whether an eligible protective layer\n                                exists beneath the primary roof covering.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                <\/div>\n\n                <div class=\"mhi-inline-note\">\n                    <span>\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                            <path d=\"M12 11v5\"><\/path>\n                            <path d=\"M12 8h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <p>\n                        A wind mitigation inspection does not guarantee a\n                        specific discount. Credits are determined by the\n                        insurance carrier.\n                    <\/p>\n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         HOME INSURANCE PROCESS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-process-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading mhi-section-heading-centered\">\n                <span class=\"mhi-section-label\">A simpler insurance experience<\/span>\n\n                <h2>\n                    From your first quote to\n                    <span>long-term protection.<\/span>\n                <\/h2>\n\n                <p>\n                    We make it easier to gather information, compare available\n                    options and keep your coverage aligned with your needs.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-process-grid\">\n\n                <article class=\"mhi-process-card\">\n                    <div class=\"mhi-process-number\">01<\/div>\n\n                    <span class=\"mhi-process-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 4h16v16H4Z\"><\/path>\n                            <path d=\"M8 9h8\"><\/path>\n                            <path d=\"M8 13h8\"><\/path>\n                            <path d=\"M8 17h5\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Tell Us About Your Home<\/h3>\n\n                    <p>\n                        Share basic property details, ownership information,\n                        occupancy and your current insurance documents.\n                    <\/p>\n                <\/article>\n\n\n                <article class=\"mhi-process-card\">\n                    <div class=\"mhi-process-number\">02<\/div>\n\n                    <span class=\"mhi-process-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 19h16\"><\/path>\n                            <path d=\"M6 17V9\"><\/path>\n                            <path d=\"M10 17V5\"><\/path>\n                            <path d=\"M14 17v-4\"><\/path>\n                            <path d=\"M18 17V7\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>We Compare Options<\/h3>\n\n                    <p>\n                        Our team reviews available carriers, policy forms,\n                        deductibles, limits and coverage features.\n                    <\/p>\n                <\/article>\n\n\n                <article class=\"mhi-process-card\">\n                    <div class=\"mhi-process-number\">03<\/div>\n\n                    <span class=\"mhi-process-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4.5 6v5.7c0 4.6 3.1 8.7 7.5 9.8 4.4-1.1 7.5-5.2 7.5-9.8V6L12 3Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Select Your Protection<\/h3>\n\n                    <p>\n                        We explain the differences so you can make an informed\n                        coverage decision with confidence.\n                    <\/p>\n                <\/article>\n\n\n                <article class=\"mhi-process-card\">\n                    <div class=\"mhi-process-number\">04<\/div>\n\n                    <span class=\"mhi-process-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M21 15a4 4 0 0 1-4 4H8l-5 3V7a4 4 0 0 1 4-4h10a4 4 0 0 1 4 4v8Z\"><\/path>\n                            <path d=\"M8 10h.01\"><\/path>\n                            <path d=\"M12 10h.01\"><\/path>\n                            <path d=\"M16 10h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Ongoing Local Support<\/h3>\n\n                    <p>\n                        Contact our team when you need certificates,\n                        endorsements, policy reviews or claims guidance.\n                    <\/p>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         CLAIMS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-claims-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-claims-panel\">\n\n                <div class=\"mhi-claims-copy\">\n                    <span class=\"mhi-section-label mhi-section-label-light\">\n                        When the unexpected happens\n                    <\/span>\n\n                    <h2>\n                        A clear path forward\n                        <span>after a covered loss.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Claims can feel overwhelming. Knowing what to do first\n                        can help protect your family, prevent additional\n                        damage and make the reporting process more organized.\n                    <\/p>\n\n                    <div class=\"mhi-claims-contact\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.4 19.4 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 2 .7 2.9a2 2 0 0 1-.4 2.1L8.1 10a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.9.7a2 2 0 0 1 1.6 1.9Z\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <small>Need assistance?<\/small>\n                            <a href=\"tel:3054282005\">(305) 428-2005<\/a>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"mhi-claims-timeline\">\n\n                    <article class=\"mhi-claim-step\">\n                        <div class=\"mhi-claim-step-number\">1<\/div>\n\n                        <div class=\"mhi-claim-step-content\">\n                            <h3>Protect People First<\/h3>\n                            <p>\n                                Move to a safe location and contact emergency\n                                services when necessary.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-claim-step\">\n                        <div class=\"mhi-claim-step-number\">2<\/div>\n\n                        <div class=\"mhi-claim-step-content\">\n                            <h3>Prevent Additional Damage<\/h3>\n                            <p>\n                                Take reasonable temporary measures when it is\n                                safe to do so and retain applicable receipts.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-claim-step\">\n                        <div class=\"mhi-claim-step-number\">3<\/div>\n\n                        <div class=\"mhi-claim-step-content\">\n                            <h3>Document the Loss<\/h3>\n                            <p>\n                                Photograph or record visible damage before\n                                repairs or damaged items are removed.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                    <article class=\"mhi-claim-step\">\n                        <div class=\"mhi-claim-step-number\">4<\/div>\n\n                        <div class=\"mhi-claim-step-content\">\n                            <h3>Report the Claim<\/h3>\n                            <p>\n                                Contact the insurance carrier and notify our\n                                team so we can help guide you.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         QUOTE REQUIREMENTS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-requirements-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading\">\n                <span class=\"mhi-section-label\">Prepare for your quote<\/span>\n\n                <h2>\n                    A few details help us find\n                    <span>the right options faster.<\/span>\n                <\/h2>\n\n                <p>\n                    Having accurate information ready can make the quoting\n                    process more efficient and reduce follow-up questions.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-requirements-layout\">\n\n                <div class=\"mhi-requirements-card\">\n\n                    <div class=\"mhi-requirements-header\">\n                        <span class=\"mhi-requirements-header-icon\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M6 2h9l5 5v15H6Z\"><\/path>\n                                <path d=\"M14 2v6h6\"><\/path>\n                                <path d=\"M9 13h6\"><\/path>\n                                <path d=\"M9 17h6\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <span>Home insurance checklist<\/span>\n                            <h3>Information We May Request<\/h3>\n                        <\/div>\n                    <\/div>\n\n\n                    <div class=\"mhi-requirements-grid\">\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>01<\/span>\n                            <div>\n                                <strong>Property address<\/strong>\n                                <small>Including occupancy and usage<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>02<\/span>\n                            <div>\n                                <strong>Year built<\/strong>\n                                <small>Plus approximate square footage<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>03<\/span>\n                            <div>\n                                <strong>Roof information<\/strong>\n                                <small>Age, material and updates<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>04<\/span>\n                            <div>\n                                <strong>Construction type<\/strong>\n                                <small>Masonry, frame or other<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>05<\/span>\n                            <div>\n                                <strong>Electrical details<\/strong>\n                                <small>Panel, wiring and updates<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>06<\/span>\n                            <div>\n                                <strong>Plumbing system<\/strong>\n                                <small>Material, age and renovations<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>07<\/span>\n                            <div>\n                                <strong>HVAC information<\/strong>\n                                <small>System type and installation year<\/small>\n                            <\/div>\n                        <\/div>\n\n                        <div class=\"mhi-requirement-item\">\n                            <span>08<\/span>\n                            <div>\n                                <strong>Prior insurance<\/strong>\n                                <small>Declarations and loss history<\/small>\n                            <\/div>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n\n                <aside class=\"mhi-inspection-card\">\n\n                    <span class=\"mhi-inspection-card-label\">Florida properties<\/span>\n\n                    <span class=\"mhi-inspection-card-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"11\" cy=\"11\" r=\"7\"><\/circle>\n                            <path d=\"m20 20-4-4\"><\/path>\n                            <path d=\"m8 11 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Inspections may be required.<\/h3>\n\n                    <p>\n                        Depending on the home\u2019s age and the insurance carrier,\n                        you may need current property inspections before\n                        coverage can be finalized.\n                    <\/p>\n\n                    <ul>\n                        <li>\n                            <span>\u2713<\/span>\n                            Four-point inspection\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Wind mitigation inspection\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Roof certification\n                        <\/li>\n                        <li>\n                            <span>\u2713<\/span>\n                            Additional photos or documentation\n                        <\/li>\n                    <\/ul>\n\n                    <a href=\"#mhi-quote\">\n                        Start your quote\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14\"><\/path>\n                            <path d=\"m13 6 6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/aside>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         SAVINGS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-savings-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading mhi-section-heading-centered\">\n                <span class=\"mhi-section-label\">Ways to save<\/span>\n\n                <h2>\n                    Smart improvements may help\n                    <span>lower your insurance cost.<\/span>\n                <\/h2>\n\n                <p>\n                    Available discounts vary, but these are some common factors\n                    that may positively affect homeowners insurance pricing.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-savings-grid\">\n\n                <article class=\"mhi-savings-card\">\n                    <span class=\"mhi-savings-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4.5 6v5.7c0 4.6 3.1 8.7 7.5 9.8 4.4-1.1 7.5-5.2 7.5-9.8V6L12 3Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Wind Mitigation Features<\/h3>\n\n                    <p>\n                        Qualifying roof, opening and structural protection may\n                        earn available wind credits.\n                    <\/p>\n\n                    <span class=\"mhi-savings-tag\">Property feature<\/span>\n                <\/article>\n\n\n                <article class=\"mhi-savings-card\">\n                    <span class=\"mhi-savings-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <rect x=\"5\" y=\"3\" width=\"14\" height=\"18\" rx=\"2\"><\/rect>\n                            <path d=\"M9 7h6\"><\/path>\n                            <path d=\"M9 11h6\"><\/path>\n                            <path d=\"M9 15h3\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Updated Home Systems<\/h3>\n\n                    <p>\n                        Newer roofing, plumbing, electrical and HVAC systems\n                        may improve eligibility and pricing.\n                    <\/p>\n\n                    <span class=\"mhi-savings-tag\">Home updates<\/span>\n                <\/article>\n\n\n                <article class=\"mhi-savings-card\">\n                    <span class=\"mhi-savings-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M4 11V7l8-4 8 4v4\"><\/path>\n                            <path d=\"M6 11v10h12V11\"><\/path>\n                            <circle cx=\"12\" cy=\"15\" r=\"2\"><\/circle>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Protective Devices<\/h3>\n\n                    <p>\n                        Monitored alarm systems, smoke detectors and leak\n                        sensors may qualify for certain discounts.\n                    <\/p>\n\n                    <span class=\"mhi-savings-tag\">Safety system<\/span>\n                <\/article>\n\n\n                <article class=\"mhi-savings-card\">\n                    <span class=\"mhi-savings-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 7h18\"><\/path>\n                            <path d=\"M5 7V4h14v3\"><\/path>\n                            <path d=\"M5 7v13h14V7\"><\/path>\n                            <path d=\"M9 11h6\"><\/path>\n                            <path d=\"M9 15h6\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <h3>Policy Bundling<\/h3>\n\n                    <p>\n                        Combining eligible home and auto policies with the\n                        same carrier may create additional savings.\n                    <\/p>\n\n                    <span class=\"mhi-savings-tag\">Multi-policy<\/span>\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         WHY MAS\n    ========================================================== -->\n    <section class=\"mhi-section mhi-why-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-why-layout\">\n\n                <div class=\"mhi-why-copy\">\n                    <span class=\"mhi-section-label\">Why MAS Insurance Group<\/span>\n\n                    <h2>\n                        Insurance guidance that feels\n                        <span>clear, local and personal.<\/span>\n                    <\/h2>\n\n                    <p>\n                        We believe homeowners should understand what their\n                        policy does, what it does not do and where additional\n                        protection may be appropriate.\n                    <\/p>\n\n                    <div class=\"mhi-why-stat-row\">\n\n                        <div class=\"mhi-why-stat\">\n                            <strong>Local<\/strong>\n                            <span>Florida insurance guidance<\/span>\n                        <\/div>\n\n                        <div class=\"mhi-why-stat\">\n                            <strong>Multiple<\/strong>\n                            <span>Carrier options available<\/span>\n                        <\/div>\n\n                        <div class=\"mhi-why-stat\">\n                            <strong>Personal<\/strong>\n                            <span>Service from real agents<\/span>\n                        <\/div>\n\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"mhi-why-cards\">\n\n                    <article class=\"mhi-why-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                                <path d=\"M12 8v4\"><\/path>\n                                <path d=\"M12 16h.01\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Clear Explanations<\/h3>\n                            <p>\n                                We translate complicated insurance terms into\n                                practical information you can use.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n\n                    <article class=\"mhi-why-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M4 19h16\"><\/path>\n                                <path d=\"M6 17V9\"><\/path>\n                                <path d=\"M10 17V5\"><\/path>\n                                <path d=\"M14 17v-7\"><\/path>\n                                <path d=\"M18 17V3\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>More Market Access<\/h3>\n                            <p>\n                                We can review options from multiple insurance\n                                companies instead of relying on one solution.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n\n                    <article class=\"mhi-why-card\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <circle cx=\"9\" cy=\"8\" r=\"4\"><\/circle>\n                                <path d=\"M3 21v-2a6 6 0 0 1 12 0v2\"><\/path>\n                                <path d=\"M17 11h4\"><\/path>\n                                <path d=\"M19 9v4\"><\/path>\n                            <\/svg>\n                        <\/span>\n\n                        <div>\n                            <h3>Human Support<\/h3>\n                            <p>\n                                Our team remains available after the policy is\n                                issued for service, questions and guidance.\n                            <\/p>\n                        <\/div>\n                    <\/article>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         QUOTE CTA\n    ========================================================== -->\n    <section class=\"mhi-section mhi-quote-section\" id=\"mhi-quote\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-quote-card\">\n\n                <div class=\"mhi-quote-decoration\" aria-hidden=\"true\">\n                    <span class=\"mhi-quote-orb mhi-quote-orb-one\"><\/span>\n                    <span class=\"mhi-quote-orb mhi-quote-orb-two\"><\/span>\n                    <span class=\"mhi-quote-grid\"><\/span>\n                <\/div>\n\n                <div class=\"mhi-quote-content\">\n                    <span class=\"mhi-quote-label\">\n                        Your home deserves thoughtful protection\n                    <\/span>\n\n                    <h2>\n                        Let\u2019s build a homeowners policy\n                        <span>around what matters to you.<\/span>\n                    <\/h2>\n\n                    <p>\n                        Speak with our team to compare available homeowners,\n                        flood and additional coverage options.\n                    <\/p>\n\n                    <div class=\"mhi-quote-actions\">\n                        <a href=\"\/contact-us\/\" class=\"mhi-button mhi-button-white\">\n                            Start My Quote\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M5 12h14\"><\/path>\n                                <path d=\"m13 6 6 6-6 6\"><\/path>\n                            <\/svg>\n                        <\/a>\n\n                        <a href=\"tel:3054282005\" class=\"mhi-button mhi-button-glass\">\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"M22 16.9v3a2 2 0 0 1-2.2 2 19.8 19.8 0 0 1-8.6-3.1 19.4 19.4 0 0 1-6-6A19.8 19.8 0 0 1 2.1 4.2 2 2 0 0 1 4.1 2h3a2 2 0 0 1 2 1.7c.1 1 .4 2 .7 2.9a2 2 0 0 1-.4 2.1L8.1 10a16 16 0 0 0 6 6l1.3-1.3a2 2 0 0 1 2.1-.4c.9.3 1.9.6 2.9.7a2 2 0 0 1 1.6 1.9Z\"><\/path>\n                            <\/svg>\n                            Call (305) 428-2005\n                        <\/a>\n                    <\/div>\n\n                    <div class=\"mhi-quote-trust-row\">\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            No-obligation quote\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            Multiple carrier options\n                        <\/span>\n\n                        <span>\n                            <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                                <path d=\"m20 6-11 11-5-5\"><\/path>\n                            <\/svg>\n                            Local support\n                        <\/span>\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"mhi-quote-visual\">\n\n                    <div class=\"mhi-quote-house\">\n                        <svg viewBox=\"0 0 300 260\" aria-hidden=\"true\">\n                            <circle cx=\"150\" cy=\"130\" r=\"110\"><\/circle>\n                            <path d=\"m55 125 95-80 95 80\"><\/path>\n                            <path d=\"M75 112v105h150V112\"><\/path>\n                            <path d=\"M125 217v-65h50v65\"><\/path>\n                            <path d=\"M95 135h25v30H95Z\"><\/path>\n                            <path d=\"M180 135h25v30h-25Z\"><\/path>\n                            <path d=\"M205 70v35\"><\/path>\n                        <\/svg>\n                    <\/div>\n\n                    <div class=\"mhi-quote-floating mhi-quote-floating-one\">\n                        <span>\u2713<\/span>\n                        Property\n                    <\/div>\n\n                    <div class=\"mhi-quote-floating mhi-quote-floating-two\">\n                        <span>\u2713<\/span>\n                        Liability\n                    <\/div>\n\n                    <div class=\"mhi-quote-floating mhi-quote-floating-three\">\n                        <span>\u2713<\/span>\n                        Peace of mind\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         FAQ\n    ========================================================== -->\n    <section class=\"mhi-section mhi-faq-section\">\n        <div class=\"mhi-container\">\n\n            <div class=\"mhi-section-heading mhi-section-heading-centered\">\n                <span class=\"mhi-section-label\">Home insurance FAQ<\/span>\n\n                <h2>\n                    Questions homeowners\n                    <span>ask us every day.<\/span>\n                <\/h2>\n\n                <p>\n                    These general answers can help you better understand how\n                    homeowners insurance works.\n                <\/p>\n            <\/div>\n\n\n            <div class=\"mhi-faq-layout\">\n\n                <div class=\"mhi-faq-column\">\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            What does homeowners insurance usually cover?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                A standard homeowners policy commonly includes\n                                dwelling, other structures, personal property,\n                                liability, medical payments and loss-of-use\n                                coverage. Exact protection varies by policy.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Is homeowners insurance required by law?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Homeowners insurance is generally not required\n                                by state law, but mortgage lenders typically\n                                require borrowers to maintain acceptable\n                                property insurance.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Does home insurance cover hurricane damage?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Eligible wind damage may be covered when wind\n                                coverage is included, but a separate hurricane\n                                deductible and other policy limitations may\n                                apply.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Does homeowners insurance cover flooding?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Standard homeowners policies generally exclude\n                                flooding caused by rising water or storm surge.\n                                Separate flood insurance may be necessary.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            What is a hurricane deductible?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                It is the amount you are responsible for paying\n                                on an eligible hurricane claim. It is often\n                                expressed as a percentage of the insured\n                                dwelling value.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            What is replacement-cost coverage?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Replacement-cost coverage generally values\n                                eligible damaged property based on the cost to\n                                replace it with similar property, subject to\n                                policy terms and limits.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Why is my dwelling limit different from market value?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Dwelling coverage is generally based on the\n                                estimated cost to rebuild the structure rather\n                                than the property\u2019s real-estate sale price or\n                                land value.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n\n                <div class=\"mhi-faq-column\">\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            What is a four-point inspection?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                A four-point inspection evaluates the roof,\n                                electrical, plumbing and HVAC systems.\n                                Insurance companies often request it for older\n                                Florida homes.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            How long is a wind mitigation inspection valid?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Validity requirements can vary by carrier.\n                                Insurers may also request a new inspection\n                                after renovations, roof replacement or other\n                                significant property changes.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Does home insurance cover roof leaks?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Coverage depends on the cause of loss. Sudden\n                                covered damage may be eligible, while normal\n                                wear, deterioration, maintenance issues and\n                                long-term leakage are generally excluded.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Are jewelry and valuables automatically covered?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Some protection may be included, but special\n                                limits often apply. Scheduling valuable items\n                                may provide broader coverage and higher limits.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Can I insure a home that I rent to someone else?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Yes, but an owner-occupied homeowners policy is\n                                usually not appropriate. A dwelling-fire or\n                                landlord policy may be needed.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            Can I combine home and auto insurance?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Many carriers offer multi-policy discounts\n                                when eligible home and auto policies are placed\n                                together.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n\n                    <details class=\"mhi-faq-item\">\n                        <summary>\n                            How often should I review my homeowners policy?\n                            <span><\/span>\n                        <\/summary>\n\n                        <div class=\"mhi-faq-answer\">\n                            <p>\n                                Review it at least annually and whenever you\n                                complete renovations, replace the roof,\n                                purchase expensive belongings or change how\n                                the property is occupied.\n                            <\/p>\n                        <\/div>\n                    <\/details>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mhi-faq-footer\">\n                <div>\n                    <span class=\"mhi-faq-footer-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                            <path d=\"M9.5 9a2.5 2.5 0 1 1 4.3 1.7c-.9.8-1.8 1.3-1.8 2.8\"><\/path>\n                            <path d=\"M12 17h.01\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <div>\n                        <strong>Still have questions?<\/strong>\n                        <span>Our team is ready to help.<\/span>\n                    <\/div>\n                <\/div>\n\n                <a href=\"\/contact-us\/\" class=\"mhi-button mhi-button-primary\">\n                    Contact MAS Insurance\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14\"><\/path>\n                        <path d=\"m13 6 6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n\n    <!-- =========================================================\n         DISCLOSURE\n    ========================================================== -->\n    <section class=\"mhi-disclosure\">\n        <div class=\"mhi-container\">\n            <p>\n                Coverage descriptions are provided for general informational\n                purposes only. Actual coverage is subject to policy terms,\n                conditions, limits, deductibles, exclusions, underwriting\n                requirements and carrier approval. Contact MAS Insurance Group\n                for coverage details and availability.\n            <\/p>\n        <\/div>\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners Insurance Protect the place that protects you. From everyday accidents to Florida\u2019s most unpredictable weather, we help protect your home, personal belongings, finances and peace of mind. Get a Home Quote (305) 428-2005 JM AR LM + \u2605\u2605\u2605\u2605\u2605 Personal guidance from a local insurance team. 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