{"id":193,"date":"2024-12-07T05:32:04","date_gmt":"2024-12-07T05:32:04","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=193"},"modified":"2026-07-19T04:13:27","modified_gmt":"2026-07-19T04:13:27","slug":"surety-bonds","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=193","title":{"rendered":"Surety Bonds"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<style data-wp-block-html=\"css\">\n.mas-surety-page {\n    --msb-blue: #006dff;\n    --msb-blue-hover: #0058d9;\n    --msb-navy: #102a43;\n    --msb-text: #53657a;\n    --msb-muted: #76879a;\n    --msb-light-blue: #eaf3ff;\n    --msb-soft-blue: #f6f9ff;\n    --msb-border: #dfe9f5;\n    --msb-white: #ffffff;\n\n    overflow: hidden;\n    background: #ffffff;\n    color: var(--msb-navy);\n}\n\n.mas-surety-page *,\n.mas-surety-page *::before,\n.mas-surety-page *::after {\n    box-sizing: border-box;\n}\n\n.mas-surety-page a {\n    text-decoration: none;\n}\n\n\n\/* LABELS *\/\n\n.msb-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 9px;\n    margin-bottom: 22px;\n    padding: 10px 17px;\n    border: 1px solid rgba(0, 109, 255, 0.12);\n    border-radius: 999px;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 11px;\n    line-height: 1;\n    font-weight: 750;\n    letter-spacing: 0.07em;\n    text-transform: uppercase;\n}\n\n.msb-label::before {\n    content: \"\";\n    width: 8px;\n    height: 8px;\n    border-radius: 50%;\n    background: var(--msb-blue);\n    box-shadow: 0 0 0 5px rgba(0, 109, 255, 0.1);\n}\n\n.msb-label-light {\n    border-color: rgba(255, 255, 255, 0.2);\n    background: rgba(255, 255, 255, 0.11);\n    color: #ffffff;\n}\n\n.msb-label-light::before {\n    background: #ffffff;\n    box-shadow: 0 0 0 5px rgba(255, 255, 255, 0.12);\n}\n\n\n\/* BUTTONS *\/\n\n.msb-button {\n    min-height: 58px;\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    gap: 11px;\n    padding: 16px 27px;\n    border: 1px solid transparent;\n    border-radius: 14px;\n    font-size: 14px;\n    line-height: 1;\n    font-weight: 750;\n    text-align: center;\n    transition:\n        transform 0.25s ease,\n        background-color 0.25s ease,\n        border-color 0.25s ease,\n        color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.msb-button svg {\n    width: 19px;\n    height: 19px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 2;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.msb-button-primary {\n    background: var(--msb-blue);\n    color: #ffffff;\n    box-shadow: 0 14px 30px rgba(0, 109, 255, 0.24);\n}\n\n.msb-button-primary:hover {\n    background: var(--msb-blue-hover);\n    color: #ffffff;\n    transform: translateY(-3px);\n    box-shadow: 0 19px 38px rgba(0, 109, 255, 0.29);\n}\n\n.msb-button-secondary {\n    border-color: var(--msb-border);\n    background: #ffffff;\n    color: var(--msb-navy);\n    box-shadow: 0 9px 25px rgba(16, 42, 67, 0.07);\n}\n\n.msb-button-secondary:hover {\n    border-color: rgba(0, 109, 255, 0.3);\n    background: var(--msb-soft-blue);\n    color: var(--msb-blue);\n    transform: translateY(-3px);\n}\n\n\n\/* HERO *\/\n\n.msb-hero {\n    position: relative;\n    padding: 100px 30px 92px;\n    background:\n        radial-gradient(\n            circle at 92% 10%,\n            rgba(0, 109, 255, 0.1),\n            transparent 28%\n        ),\n        linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);\n}\n\n.msb-hero::before {\n    content: \"\";\n    position: absolute;\n    top: -270px;\n    right: -200px;\n    width: 650px;\n    height: 650px;\n    border: 1px solid rgba(0, 109, 255, 0.07);\n    border-radius: 50%;\n}\n\n.msb-hero-container {\n    position: relative;\n    z-index: 2;\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 0.94fr) minmax(500px, 1.06fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.msb-hero-content h1 {\n    max-width: 760px;\n    margin: 0 0 25px;\n    color: var(--msb-navy);\n    font-size: clamp(52px, 5.3vw, 76px);\n    line-height: 0.99;\n    font-weight: 830;\n    letter-spacing: -0.055em;\n}\n\n.msb-hero-content h1 span {\n    display: block;\n    color: var(--msb-blue);\n}\n\n.msb-hero-content > p {\n    max-width: 670px;\n    margin: 0 0 34px;\n    color: var(--msb-text);\n    font-size: 19px;\n    line-height: 1.75;\n}\n\n.msb-hero-buttons {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n    margin-bottom: 31px;\n}\n\n.msb-hero-trust {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 13px 22px;\n}\n\n.msb-hero-trust span {\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    color: #617286;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.msb-hero-trust i {\n    width: 22px;\n    height: 22px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 12px;\n    font-style: normal;\n    font-weight: 800;\n}\n\n\n\/* HERO VISUAL *\/\n\n.msb-hero-visual {\n    position: relative;\n    min-height: 590px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n}\n\n.msb-hero-shape {\n    position: absolute;\n    width: 84%;\n    aspect-ratio: 1;\n    border-radius: 42% 58% 61% 39% \/ 47% 40% 60% 53%;\n    background:\n        linear-gradient(\n            145deg,\n            rgba(0, 109, 255, 0.13),\n            rgba(234, 243, 255, 0.3)\n        );\n    transform: rotate(-4deg);\n}\n\n.msb-hero-shape::before {\n    content: \"\";\n    position: absolute;\n    inset: 30px;\n    border: 1px solid rgba(0, 109, 255, 0.1);\n    border-radius: inherit;\n}\n\n.msb-hero-image {\n    position: relative;\n    z-index: 2;\n    display: block;\n    width: 102%;\n    max-width: 700px;\n    height: auto;\n    object-fit: contain;\n    filter: drop-shadow(0 38px 31px rgba(16, 42, 67, 0.16));\n    transition: transform 0.45s ease;\n}\n\n.msb-hero-visual:hover .msb-hero-image {\n    transform: translateY(-7px);\n}\n\n\n\/* FLOATING CARDS *\/\n\n.msb-floating-card {\n    position: absolute;\n    z-index: 4;\n    display: flex;\n    align-items: center;\n    gap: 11px;\n    min-width: 225px;\n    padding: 15px 17px;\n    border: 1px solid rgba(255, 255, 255, 0.85);\n    border-radius: 17px;\n    background: rgba(255, 255, 255, 0.9);\n    box-shadow: 0 20px 45px rgba(16, 42, 67, 0.13);\n    backdrop-filter: blur(15px);\n    -webkit-backdrop-filter: blur(15px);\n    animation: msbFloat 5s ease-in-out infinite;\n}\n\n.msb-floating-card small {\n    display: block;\n    margin-bottom: 3px;\n    color: #7c8b9d;\n    font-size: 9px;\n    font-weight: 700;\n    letter-spacing: 0.04em;\n    text-transform: uppercase;\n}\n\n.msb-floating-card span:last-child {\n    color: var(--msb-navy);\n    font-size: 12px;\n    line-height: 1.35;\n    font-weight: 750;\n}\n\n.msb-floating-icon {\n    width: 39px;\n    height: 39px;\n    display: grid;\n    flex: 0 0 39px;\n    place-items: center;\n    border-radius: 12px;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 14px;\n    font-weight: 850;\n}\n\n.msb-floating-icon svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.msb-floating-top {\n    top: 65px;\n    left: -20px;\n}\n\n.msb-floating-bottom {\n    right: -10px;\n    bottom: 67px;\n    animation-delay: 1.8s;\n}\n\n@keyframes msbFloat {\n    0%,\n    100% {\n        transform: translateY(0);\n    }\n\n    50% {\n        transform: translateY(-9px);\n    }\n}\n\n\n\/* BENEFITS *\/\n\n.msb-benefits {\n    padding: 0 30px 90px;\n    background: #f8fbff;\n}\n\n.msb-benefits-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    overflow: hidden;\n    border: 1px solid var(--msb-border);\n    border-radius: 24px;\n    background: #ffffff;\n    box-shadow: 0 22px 65px rgba(16, 42, 67, 0.07);\n}\n\n.msb-benefit {\n    display: flex;\n    align-items: flex-start;\n    gap: 16px;\n    padding: 31px;\n}\n\n.msb-benefit + .msb-benefit {\n    border-left: 1px solid var(--msb-border);\n}\n\n.msb-benefit-icon {\n    width: 49px;\n    height: 49px;\n    display: grid;\n    flex: 0 0 49px;\n    place-items: center;\n    border-radius: 14px;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n}\n\n.msb-benefit-icon svg {\n    width: 23px;\n    height: 23px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.msb-benefit h3 {\n    margin: 1px 0 7px;\n    color: var(--msb-navy);\n    font-size: 17px;\n}\n\n.msb-benefit p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.65;\n}\n\n\n\/* SHARED SECTIONS *\/\n\n.msb-section {\n    padding: 110px 30px;\n}\n\n.msb-section-heading {\n    max-width: 850px;\n    margin: 0 auto 55px;\n    text-align: center;\n}\n\n.msb-section-heading h2,\n.msb-faq-heading h2 {\n    margin: 0 0 20px;\n    color: var(--msb-navy);\n    font-size: clamp(42px, 4.5vw, 61px);\n    line-height: 1.04;\n    font-weight: 820;\n    letter-spacing: -0.048em;\n}\n\n.msb-section-heading h2 span {\n    color: var(--msb-blue);\n}\n\n.msb-section-heading p,\n.msb-faq-heading > p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n\n\/* INTRO *\/\n\n.msb-intro {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.msb-intro-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(410px, 0.78fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.msb-intro-content h2 {\n    max-width: 710px;\n    margin: 0 0 22px;\n    color: var(--msb-navy);\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.msb-intro-content h2 span {\n    display: block;\n    color: var(--msb-blue);\n}\n\n.msb-intro-content > p {\n    max-width: 700px;\n    margin: 0 0 17px;\n    color: var(--msb-text);\n    font-size: 16px;\n    line-height: 1.75;\n}\n\n.msb-intro-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n    margin: 29px 0 32px;\n}\n\n.msb-intro-points span,\n.msb-broker-points span,\n.msb-credit-points span {\n    display: flex;\n    align-items: center;\n    gap: 9px;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.msb-intro-points span,\n.msb-credit-points span {\n    color: var(--msb-text);\n}\n\n.msb-intro-points i,\n.msb-credit-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.msb-three-party-card {\n    padding: 38px;\n    border: 1px solid var(--msb-border);\n    border-radius: 26px;\n    background: linear-gradient(145deg, #ffffff, #f5f9ff);\n    box-shadow: 0 25px 65px rgba(16, 42, 67, 0.09);\n}\n\n.msb-card-label {\n    display: block;\n    margin-bottom: 13px;\n    color: var(--msb-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.msb-three-party-card h3 {\n    margin: 0 0 28px;\n    color: var(--msb-navy);\n    font-size: 30px;\n    line-height: 1.12;\n}\n\n.msb-party-list {\n    display: grid;\n    gap: 18px;\n}\n\n.msb-party-list > div {\n    display: flex;\n    align-items: flex-start;\n    gap: 14px;\n    padding-bottom: 18px;\n    border-bottom: 1px solid var(--msb-border);\n}\n\n.msb-party-list > div:last-child {\n    padding-bottom: 0;\n    border-bottom: 0;\n}\n\n.msb-party-list > div > span {\n    width: 35px;\n    height: 35px;\n    display: grid;\n    flex: 0 0 35px;\n    place-items: center;\n    border-radius: 11px;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 9px;\n    font-weight: 850;\n}\n\n.msb-party-list h4 {\n    margin: 0 0 5px;\n    color: var(--msb-navy);\n    font-size: 15px;\n}\n\n.msb-party-list p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 12px;\n    line-height: 1.6;\n}\n\n\n\/* BOND TYPES *\/\n\n.msb-bond-types {\n    background: var(--msb-soft-blue);\n}\n\n.msb-bond-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.msb-bond-card {\n    position: relative;\n    display: flex;\n    flex-direction: column;\n    min-height: 440px;\n    padding: 31px;\n    border: 1px solid var(--msb-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        border-color 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.msb-bond-card:hover {\n    border-color: rgba(0, 109, 255, 0.24);\n    transform: translateY(-6px);\n    box-shadow: 0 22px 50px rgba(16, 42, 67, 0.08);\n}\n\n.msb-bond-number {\n    position: absolute;\n    top: 29px;\n    right: 29px;\n    color: #c7d7e8;\n    font-size: 11px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.msb-bond-icon,\n.msb-process-icon,\n.msb-why-icon {\n    display: grid;\n    place-items: center;\n    border-radius: 15px;\n}\n\n.msb-bond-icon,\n.msb-process-icon {\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n}\n\n.msb-bond-icon {\n    width: 53px;\n    height: 53px;\n    margin-bottom: 36px;\n}\n\n.msb-bond-icon svg,\n.msb-process-icon svg,\n.msb-why-icon svg {\n    width: 25px;\n    height: 25px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.msb-bond-card h3 {\n    margin: 0 0 12px;\n    color: var(--msb-navy);\n    font-size: 20px;\n}\n\n.msb-bond-card > p {\n    margin: 0 0 22px;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n.msb-bond-card ul {\n    display: grid;\n    flex: 1;\n    gap: 11px;\n    margin: 0 0 26px;\n    padding: 0;\n    list-style: none;\n}\n\n.msb-bond-card li {\n    position: relative;\n    padding-left: 25px;\n    color: var(--msb-text);\n    font-size: 12px;\n    line-height: 1.5;\n}\n\n.msb-bond-card li::before {\n    content: \"\u2713\";\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 18px;\n    height: 18px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 9px;\n    font-weight: 850;\n}\n\n.msb-bond-card > a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--msb-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* BROKER BOND *\/\n\n.msb-broker-section {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 84% 18%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.msb-broker-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(420px, 0.78fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.msb-broker-content h2 {\n    max-width: 700px;\n    margin: 0 0 21px;\n    color: #ffffff;\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.msb-broker-content > p {\n    max-width: 680px;\n    margin: 0 0 31px;\n    color: rgba(255, 255, 255, 0.78);\n    font-size: 17px;\n    line-height: 1.75;\n}\n\n.msb-broker-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n    margin-bottom: 32px;\n}\n\n.msb-broker-points span {\n    color: #ffffff;\n}\n\n.msb-broker-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: rgba(255, 255, 255, 0.14);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.msb-broker-panel {\n    padding: 38px;\n    border: 1px solid rgba(255, 255, 255, 0.19);\n    border-radius: 26px;\n    background: rgba(255, 255, 255, 0.11);\n    backdrop-filter: blur(15px);\n    -webkit-backdrop-filter: blur(15px);\n}\n\n.msb-broker-panel-label {\n    display: block;\n    margin-bottom: 18px;\n    color: rgba(255, 255, 255, 0.65);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.msb-broker-panel > strong {\n    display: block;\n    margin-bottom: 6px;\n    color: #ffffff;\n    font-size: 58px;\n    line-height: 1;\n    letter-spacing: -0.05em;\n}\n\n.msb-broker-panel h3 {\n    margin: 0 0 18px;\n    color: #ffffff;\n    font-size: 23px;\n}\n\n.msb-broker-panel > p {\n    margin: 0 0 25px;\n    color: rgba(255, 255, 255, 0.75);\n    font-size: 13px;\n    line-height: 1.7;\n}\n\n.msb-broker-panel-list {\n    display: grid;\n    gap: 12px;\n}\n\n.msb-broker-panel-list span {\n    padding: 12px 14px;\n    border: 1px solid rgba(255, 255, 255, 0.13);\n    border-radius: 12px;\n    background: rgba(255, 255, 255, 0.07);\n    color: rgba(255, 255, 255, 0.82);\n    font-size: 12px;\n}\n\n\n\/* CONSTRUCTION *\/\n\n.msb-construction {\n    background: #ffffff;\n}\n\n.msb-construction-grid {\n    width: 100%;\n    max-width: 1180px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.msb-construction-card {\n    min-height: 310px;\n    padding: 32px;\n    border: 1px solid var(--msb-border);\n    border-radius: 23px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.msb-construction-card:hover {\n    transform: translateY(-6px);\n    box-shadow: 0 22px 50px rgba(16, 42, 67, 0.08);\n}\n\n.msb-construction-number {\n    display: block;\n    margin-bottom: 45px;\n    color: var(--msb-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.msb-construction-card h3 {\n    margin: 0 0 13px;\n    color: var(--msb-navy);\n    font-size: 22px;\n}\n\n.msb-construction-card p {\n    margin: 0 0 22px;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.msb-construction-card strong {\n    color: var(--msb-blue);\n    font-size: 11px;\n}\n\n.msb-construction-callout {\n    width: 100%;\n    max-width: 1180px;\n    margin: 22px auto 0;\n    padding: 35px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 35px;\n    border: 1px solid var(--msb-border);\n    border-radius: 23px;\n    background: var(--msb-soft-blue);\n}\n\n.msb-construction-callout span {\n    display: block;\n    margin-bottom: 7px;\n    color: var(--msb-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.msb-construction-callout h3 {\n    margin: 0 0 8px;\n    color: var(--msb-navy);\n    font-size: 23px;\n}\n\n.msb-construction-callout p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.6;\n}\n\n\n\/* WHY *\/\n\n.msb-why {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 85% 20%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.msb-why-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n}\n\n.msb-why-heading {\n    max-width: 760px;\n    margin-bottom: 50px;\n}\n\n.msb-why-heading h2 {\n    margin: 0 0 20px;\n    color: #ffffff;\n    font-size: clamp(42px, 4.2vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.msb-why-heading p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.77);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n.msb-why-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 18px;\n}\n\n.msb-why-grid article {\n    padding: 32px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 22px;\n    background: rgba(255, 255, 255, 0.1);\n    backdrop-filter: blur(12px);\n    -webkit-backdrop-filter: blur(12px);\n}\n\n.msb-why-icon {\n    width: 51px;\n    height: 51px;\n    margin-bottom: 28px;\n    background: rgba(255, 255, 255, 0.14);\n    color: #ffffff;\n}\n\n.msb-why-grid h3 {\n    margin: 0 0 11px;\n    color: #ffffff;\n    font-size: 19px;\n}\n\n.msb-why-grid p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.72);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n\n\/* UNDERWRITING *\/\n\n.msb-underwriting {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.msb-underwriting-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.75fr) minmax(0, 1.25fr);\n    align-items: start;\n    gap: 70px;\n}\n\n.msb-underwriting-content {\n    position: sticky;\n    top: 40px;\n}\n\n.msb-underwriting-content h2 {\n    margin: 0 0 19px;\n    color: var(--msb-navy);\n    font-size: clamp(42px, 4vw, 58px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.msb-underwriting-content p {\n    margin: 0 0 29px;\n    color: var(--msb-text);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.msb-underwriting-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 17px;\n}\n\n.msb-underwriting-grid article {\n    min-height: 220px;\n    padding: 28px;\n    border: 1px solid var(--msb-border);\n    border-radius: 21px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n}\n\n.msb-underwriting-grid article > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--msb-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.msb-underwriting-grid h3 {\n    margin: 0 0 10px;\n    color: var(--msb-navy);\n    font-size: 18px;\n}\n\n.msb-underwriting-grid p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 12px;\n    line-height: 1.65;\n}\n\n\n\/* CREDIT *\/\n\n.msb-credit {\n    padding: 110px 30px;\n    background: var(--msb-soft-blue);\n}\n\n.msb-credit-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1.15fr) minmax(340px, 0.85fr);\n    gap: 24px;\n}\n\n.msb-credit-card {\n    padding: 48px;\n    border: 1px solid var(--msb-border);\n    border-radius: 27px;\n    background: #ffffff;\n    box-shadow: 0 25px 65px rgba(16, 42, 67, 0.07);\n}\n\n.msb-credit-card h2 {\n    max-width: 720px;\n    margin: 0 0 20px;\n    color: var(--msb-navy);\n    font-size: clamp(38px, 3.7vw, 52px);\n    line-height: 1.06;\n    font-weight: 820;\n    letter-spacing: -0.045em;\n}\n\n.msb-credit-card > p {\n    margin: 0 0 26px;\n    color: var(--msb-text);\n    font-size: 15px;\n    line-height: 1.75;\n}\n\n.msb-credit-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n}\n\n.msb-credit-side {\n    display: grid;\n    gap: 20px;\n}\n\n.msb-credit-side article {\n    padding: 34px;\n    border: 1px solid var(--msb-border);\n    border-radius: 24px;\n    background: #ffffff;\n}\n\n.msb-credit-icon {\n    width: 50px;\n    height: 50px;\n    display: grid;\n    place-items: center;\n    margin-bottom: 28px;\n    border-radius: 14px;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 18px;\n    font-weight: 850;\n}\n\n.msb-credit-side h3 {\n    margin: 0 0 11px;\n    color: var(--msb-navy);\n    font-size: 20px;\n}\n\n.msb-credit-side p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.7;\n}\n\n\n\/* PROCESS *\/\n\n.msb-process {\n    background: #ffffff;\n}\n\n.msb-process-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.msb-process-card {\n    position: relative;\n    min-height: 350px;\n    padding: 32px;\n    border: 1px solid var(--msb-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.msb-process-card:hover {\n    transform: translateY(-7px);\n    box-shadow: 0 24px 54px rgba(16, 42, 67, 0.1);\n}\n\n.msb-process-number {\n    position: absolute;\n    top: 28px;\n    right: 28px;\n    color: #c7d7e8;\n    font-size: 12px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.msb-process-icon {\n    width: 55px;\n    height: 55px;\n    margin-bottom: 50px;\n}\n\n.msb-process-card h3 {\n    margin: 0 0 13px;\n    color: var(--msb-navy);\n    font-size: 21px;\n}\n\n.msb-process-card p {\n    margin: 0 0 23px;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.msb-process-card a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--msb-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* QUOTE INFORMATION *\/\n\n.msb-quote-info {\n    padding: 110px 30px;\n    background: var(--msb-soft-blue);\n}\n\n.msb-quote-info-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.75fr) minmax(0, 1.25fr);\n    align-items: start;\n    gap: 70px;\n}\n\n.msb-quote-heading {\n    position: sticky;\n    top: 40px;\n}\n\n.msb-quote-heading h2 {\n    margin: 0 0 19px;\n    color: var(--msb-navy);\n    font-size: clamp(42px, 4vw, 58px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.msb-quote-heading p {\n    margin: 0 0 29px;\n    color: var(--msb-text);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.msb-requirements-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 17px;\n}\n\n.msb-requirement {\n    min-height: 220px;\n    padding: 28px;\n    border: 1px solid var(--msb-border);\n    border-radius: 21px;\n    background: #ffffff;\n}\n\n.msb-requirement > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--msb-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.msb-requirement h3 {\n    margin: 0 0 10px;\n    color: var(--msb-navy);\n    font-size: 18px;\n}\n\n.msb-requirement p {\n    margin: 0;\n    color: var(--msb-text);\n    font-size: 12px;\n    line-height: 1.65;\n}\n\n\n\/* CTA *\/\n\n.msb-cta {\n    padding: 40px 30px;\n    background: #ffffff;\n}\n\n.msb-cta-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    padding: 65px 70px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 45px;\n    overflow: hidden;\n    border-radius: 30px;\n    background:\n        radial-gradient(\n            circle at 90% 0%,\n            rgba(255, 255, 255, 0.14),\n            transparent 29%\n        ),\n        linear-gradient(135deg, #006dff, #004ebc);\n    box-shadow: 0 30px 75px rgba(0, 88, 217, 0.21);\n}\n\n.msb-cta-container h2 {\n    max-width: 720px;\n    margin: 0 0 15px;\n    color: #ffffff;\n    font-size: clamp(38px, 4vw, 55px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.045em;\n}\n\n.msb-cta-container p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.76);\n    font-size: 15px;\n    line-height: 1.65;\n}\n\n.msb-cta-container p a {\n    color: #ffffff;\n    font-weight: 750;\n}\n\n.msb-cta-buttons {\n    display: flex;\n    flex: 0 0 auto;\n    flex-direction: column;\n    gap: 12px;\n}\n\n.msb-button-white {\n    background: #ffffff;\n    color: var(--msb-blue);\n    box-shadow: 0 16px 35px rgba(0, 0, 0, 0.12);\n}\n\n.msb-button-white:hover {\n    color: var(--msb-blue);\n    transform: translateY(-3px);\n    box-shadow: 0 21px 40px rgba(0, 0, 0, 0.16);\n}\n\n.msb-button-glass {\n    border-color: rgba(255, 255, 255, 0.24);\n    background: rgba(255, 255, 255, 0.09);\n    color: #ffffff;\n}\n\n.msb-button-glass:hover {\n    background: rgba(255, 255, 255, 0.16);\n    color: #ffffff;\n    transform: translateY(-3px);\n}\n\n\n\/* FAQ *\/\n\n.msb-faq {\n    background: #ffffff;\n}\n\n.msb-faq-layout {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.78fr) minmax(0, 1.22fr);\n    align-items: start;\n    gap: 75px;\n}\n\n.msb-help-card {\n    margin-top: 30px;\n    padding: 25px;\n    border: 1px solid var(--msb-border);\n    border-radius: 19px;\n    background: var(--msb-soft-blue);\n}\n\n.msb-help-card span,\n.msb-help-card strong {\n    display: block;\n}\n\n.msb-help-card span {\n    margin-bottom: 7px;\n    color: var(--msb-muted);\n    font-size: 11px;\n}\n\n.msb-help-card strong {\n    margin-bottom: 14px;\n    color: var(--msb-navy);\n    font-size: 15px;\n}\n\n.msb-help-card a {\n    color: var(--msb-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n.msb-faq-list {\n    display: grid;\n    gap: 13px;\n}\n\n.msb-faq-list details {\n    border: 1px solid var(--msb-border);\n    border-radius: 17px;\n    background: #ffffff;\n    transition:\n        border-color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.msb-faq-list details[open] {\n    border-color: rgba(0, 109, 255, 0.24);\n    box-shadow: 0 17px 40px rgba(16, 42, 67, 0.07);\n}\n\n.msb-faq-list summary {\n    min-height: 74px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 25px;\n    padding: 20px 23px;\n    color: var(--msb-navy);\n    font-size: 14px;\n    font-weight: 750;\n    cursor: pointer;\n    list-style: none;\n}\n\n.msb-faq-list summary::-webkit-details-marker {\n    display: none;\n}\n\n.msb-faq-list summary span {\n    width: 29px;\n    height: 29px;\n    display: grid;\n    flex: 0 0 29px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--msb-light-blue);\n    color: var(--msb-blue);\n    font-size: 18px;\n    font-weight: 500;\n    transition: transform 0.25s ease;\n}\n\n.msb-faq-list details[open] summary span {\n    transform: rotate(45deg);\n}\n\n.msb-faq-list details > div {\n    padding: 0 23px 23px;\n    color: var(--msb-text);\n    font-size: 13px;\n    line-height: 1.75;\n}\n\n\n\/* RESPONSIVE *\/\n\n@media (max-width: 1100px) {\n\n    .msb-hero-container {\n        grid-template-columns: minmax(0, 0.95fr) minmax(430px, 1.05fr);\n        gap: 40px;\n    }\n\n    .msb-bond-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .msb-broker-container {\n        gap: 45px;\n    }\n\n    .msb-cta-container {\n        padding: 55px 45px;\n    }\n}\n\n\n@media (max-width: 900px) {\n\n    .msb-hero {\n        padding: 75px 22px 70px;\n    }\n\n    .msb-hero-container,\n    .msb-intro-container,\n    .msb-broker-container,\n    .msb-underwriting-container,\n    .msb-credit-container,\n    .msb-quote-info-container,\n    .msb-faq-layout {\n        grid-template-columns: 1fr;\n    }\n\n    .msb-hero-content {\n        max-width: 760px;\n        margin: 0 auto;\n        text-align: center;\n    }\n\n    .msb-hero-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .msb-hero-buttons,\n    .msb-hero-trust {\n        justify-content: center;\n    }\n\n    .msb-hero-visual {\n        min-height: 510px;\n    }\n\n    .msb-benefits-container {\n        grid-template-columns: 1fr;\n    }\n\n    .msb-benefit + .msb-benefit {\n        border-top: 1px solid var(--msb-border);\n        border-left: 0;\n    }\n\n    .msb-section,\n    .msb-intro,\n    .msb-broker-section,\n    .msb-why,\n    .msb-underwriting,\n    .msb-credit,\n    .msb-quote-info {\n        padding: 85px 22px;\n    }\n\n    .msb-construction-grid,\n    .msb-why-grid,\n    .msb-process-grid {\n        grid-template-columns: 1fr;\n        max-width: 650px;\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .msb-construction-callout {\n        flex-direction: column;\n        align-items: flex-start;\n    }\n\n    .msb-broker-content {\n        text-align: center;\n    }\n\n    .msb-broker-content h2,\n    .msb-broker-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .msb-broker-points {\n        max-width: 650px;\n        margin-right: auto;\n        margin-left: auto;\n        text-align: left;\n    }\n\n    .msb-underwriting-content,\n    .msb-quote-heading {\n        position: static;\n        max-width: 720px;\n        text-align: center;\n    }\n\n    .msb-cta-container {\n        flex-direction: column;\n        text-align: center;\n    }\n\n    .msb-cta-buttons {\n        width: 100%;\n        max-width: 450px;\n    }\n}\n\n\n@media (max-width: 650px) {\n\n    .msb-hero {\n        padding: 60px 17px 52px;\n    }\n\n    .msb-hero-content h1 {\n        font-size: 44px;\n    }\n\n    .msb-hero-content > p {\n        font-size: 16px;\n        line-height: 1.66;\n    }\n\n    .msb-hero-buttons {\n        display: grid;\n        grid-template-columns: 1fr;\n    }\n\n    .msb-button {\n        width: 100%;\n    }\n\n    .msb-hero-trust {\n        display: grid;\n        justify-content: start;\n        width: fit-content;\n        margin: 0 auto;\n        text-align: left;\n    }\n\n    .msb-hero-visual {\n        min-height: 385px;\n    }\n\n    .msb-hero-image {\n        width: 113%;\n    }\n\n    .msb-floating-card {\n        display: none;\n    }\n\n    .msb-benefits {\n        padding: 0 17px 70px;\n    }\n\n    .msb-benefit {\n        padding: 25px 22px;\n    }\n\n    .msb-section,\n    .msb-intro,\n    .msb-broker-section,\n    .msb-why,\n    .msb-underwriting,\n    .msb-credit,\n    .msb-quote-info {\n        padding: 70px 17px;\n    }\n\n    .msb-section-heading {\n        margin-bottom: 40px;\n    }\n\n    .msb-section-heading h2,\n    .msb-faq-heading h2,\n    .msb-intro-content h2,\n    .msb-broker-content h2,\n    .msb-why-heading h2,\n    .msb-underwriting-content h2,\n    .msb-credit-card h2,\n    .msb-quote-heading h2 {\n        font-size: 39px;\n    }\n\n    .msb-section-heading p,\n    .msb-faq-heading > p,\n    .msb-intro-content > p,\n    .msb-broker-content > p,\n    .msb-why-heading p {\n        font-size: 15px;\n    }\n\n    .msb-intro-points,\n    .msb-bond-grid,\n    .msb-broker-points,\n    .msb-underwriting-grid,\n    .msb-credit-points,\n    .msb-requirements-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .msb-three-party-card,\n    .msb-broker-panel,\n    .msb-credit-card,\n    .msb-credit-side article {\n        padding: 29px 23px;\n    }\n\n    .msb-bond-card,\n    .msb-underwriting-grid article,\n    .msb-requirement {\n        min-height: auto;\n    }\n\n    .msb-construction-callout {\n        padding: 28px 23px;\n    }\n\n    .msb-cta {\n        padding: 25px 17px;\n    }\n\n    .msb-cta-container {\n        padding: 47px 23px;\n        border-radius: 24px;\n    }\n\n    .msb-cta-container h2 {\n        font-size: 39px;\n    }\n}\n\n\n@media (prefers-reduced-motion: reduce) {\n\n    .mas-surety-page *,\n    .mas-surety-page *::before,\n    .mas-surety-page *::after {\n        animation: none !important;\n        scroll-behavior: auto !important;\n        transition: none !important;\n    }\n}\n<\/style>\n\n<div class=\"mas-surety-page\">\n\n    <!-- HERO -->\n    <section class=\"msb-hero\">\n\n        <div class=\"msb-hero-container\">\n\n            <div class=\"msb-hero-content\">\n\n                <span class=\"msb-label\">\n                    Surety Bonds\n                <\/span>\n\n                <h1>\n                    Bonds that help you\n                    <span>move business forward.<\/span>\n                <\/h1>\n\n                <p>\n                    Fast, reliable surety-bond solutions for contractors,\n                    freight brokers, business owners, public officials,\n                    fiduciaries, notaries and regulated professionals.\n                <\/p>\n\n                <div class=\"msb-hero-buttons\">\n\n                    <a href=\"\/contact-us\/\" class=\"msb-button msb-button-primary\">\n\n                        Quote Online\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                        <\/svg>\n\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"msb-button msb-button-secondary\">\n\n                        Request a Call\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6A19.79 19.79 0 0 1 2.12 4.18 2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.12.9.33 1.78.62 2.63a2 2 0 0 1-.45 2.11L8 9.73a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.85.29 1.73.5 2.63.62A2 2 0 0 1 22 16.92Z\"><\/path>\n                        <\/svg>\n\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"msb-hero-trust\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Same-day options available\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Nationwide service\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Multiple surety companies\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"msb-hero-visual\">\n\n                <div class=\"msb-hero-shape\"><\/div>\n\n                <img decoding=\"async\"\n                    src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/Untitled-Instagram-Post-2-edited.png\"\n                    alt=\"Surety bonds for businesses and contractors\"\n                    class=\"msb-hero-image\"\n                >\n\n                <div class=\"msb-floating-card msb-floating-top\">\n\n                    <span class=\"msb-floating-icon\">\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                            <path d=\"M14 3v5h5\"><\/path>\n                            <path d=\"m9 14 2 2 4-5\"><\/path>\n                        <\/svg>\n\n                    <\/span>\n\n                    <span>\n                        <small>Fast bond service<\/small>\n                        Many bonds issued quickly\n                    <\/span>\n\n                <\/div>\n\n\n                <div class=\"msb-floating-card msb-floating-bottom\">\n\n                    <span class=\"msb-floating-icon\">\n                        3\n                    <\/span>\n\n                    <span>\n                        <small>Three-party agreement<\/small>\n                        Principal, obligee and surety\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BENEFITS -->\n    <section class=\"msb-benefits\">\n\n        <div class=\"msb-benefits-container\">\n\n            <article class=\"msb-benefit\">\n\n                <span class=\"msb-benefit-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 7v5l3 2\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <div>\n\n                    <h3>Quick &amp; Easy<\/h3>\n\n                    <p>\n                        Many common commercial and license bonds can be quoted\n                        and issued with a simplified application.\n                    <\/p>\n\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"msb-benefit\">\n\n                <span class=\"msb-benefit-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <div>\n\n                    <h3>Multiple Surety Markets<\/h3>\n\n                    <p>\n                        We compare available bond companies to help identify\n                        suitable terms and competitive pricing.\n                    <\/p>\n\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"msb-benefit\">\n\n                <span class=\"msb-benefit-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 6v12M16 9.5c-.7-1-1.8-1.5-3.2-1.5-1.8 0-3.2.9-3.2 2.3 0 1.5 1.3 2 3.3 2.4 2 .4 3.2.9 3.2 2.4 0 1.5-1.5 2.6-3.5 2.6-1.6 0-2.9-.6-3.8-1.7\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <div>\n\n                    <h3>Affordable Options<\/h3>\n\n                    <p>\n                        Bond premiums are generally a percentage of the\n                        required bond amount and depend on underwriting.\n                    <\/p>\n\n                <\/div>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- WHAT IS A SURETY BOND -->\n    <section class=\"msb-intro\">\n\n        <div class=\"msb-intro-container\">\n\n            <div class=\"msb-intro-content\">\n\n                <span class=\"msb-label\">\n                    Understanding surety bonds\n                <\/span>\n\n                <h2>\n                    A financial guarantee that helps\n                    <span>build confidence and trust.<\/span>\n                <\/h2>\n\n                <p>\n                    A surety bond is a legally binding agreement that guarantees\n                    an individual or business will fulfill a specified\n                    obligation.\n                <\/p>\n\n                <p>\n                    Unlike traditional insurance, which is primarily designed\n                    to protect the policyholder, a surety bond is generally\n                    intended to protect the party requiring the bond or the\n                    public from financial loss.\n                <\/p>\n\n                <div class=\"msb-intro-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Meet licensing requirements\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Qualify for contracts\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Demonstrate financial responsibility\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Protect clients and project owners\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Comply with court requirements\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Build business credibility\n                    <\/span>\n\n                <\/div>\n\n                <a href=\"\/contact-us\/\" class=\"msb-button msb-button-primary\">\n\n                    Find the Bond I Need\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"msb-three-party-card\">\n\n                <span class=\"msb-card-label\">\n                    Three-party agreement\n                <\/span>\n\n                <h3>\n                    Who is involved in a surety bond?\n                <\/h3>\n\n                <div class=\"msb-party-list\">\n\n                    <div>\n\n                        <span>01<\/span>\n\n                        <div>\n                            <h4>Principal<\/h4>\n\n                            <p>\n                                The individual or business purchasing the bond\n                                and promising to fulfill an obligation.\n                            <\/p>\n                        <\/div>\n\n                    <\/div>\n\n\n                    <div>\n\n                        <span>02<\/span>\n\n                        <div>\n                            <h4>Obligee<\/h4>\n\n                            <p>\n                                The government agency, court, project owner or\n                                organization requiring the bond.\n                            <\/p>\n                        <\/div>\n\n                    <\/div>\n\n\n                    <div>\n\n                        <span>03<\/span>\n\n                        <div>\n                            <h4>Surety<\/h4>\n\n                            <p>\n                                The company issuing the bond and financially\n                                guaranteeing the principal\u2019s obligation.\n                            <\/p>\n                        <\/div>\n\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BOND TYPES -->\n    <section class=\"msb-section msb-bond-types\">\n\n        <div class=\"msb-section-heading\">\n\n            <span class=\"msb-label\">\n                Surety bond solutions\n            <\/span>\n\n            <h2>\n                Bond options tailored to\n                <span>your requirement.<\/span>\n            <\/h2>\n\n            <p>\n                The correct bond depends on who requires it, the obligation\n                being guaranteed and the bond amount.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"msb-bond-grid\">\n\n            <!-- BMC-84 -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    01\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 13h13V6H3Z\"><\/path>\n                        <path d=\"M16 9h3l2 3v4h-5Z\"><\/path>\n                        <circle cx=\"7\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"18\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Freight Broker Bonds<\/h3>\n\n                <p>\n                    The BMC-84 bond is commonly required by the Federal Motor\n                    Carrier Safety Administration for licensed freight brokers\n                    and freight forwarders.\n                <\/p>\n\n                <ul>\n                    <li>$75,000 required bond amount<\/li>\n                    <li>Freight broker authority support<\/li>\n                    <li>Annual renewal options<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a BMC-84 quote <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- CONSTRUCTION -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    02\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 21h18M5 21V9l7-6 7 6v12\"><\/path>\n                        <path d=\"M9 21v-7h6v7\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Construction Bonds<\/h3>\n\n                <p>\n                    Bonds that help project owners confirm a contractor will\n                    honor bids, complete contracted work and pay eligible\n                    subcontractors and suppliers.\n                <\/p>\n\n                <ul>\n                    <li>Bid bonds<\/li>\n                    <li>Performance bonds<\/li>\n                    <li>Payment bonds<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a construction bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- LICENSE -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    03\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5\"><\/path>\n                        <path d=\"M9 13h6M9 17h6\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>License &amp; Permit Bonds<\/h3>\n\n                <p>\n                    Bonds required by state, county or municipal agencies as a\n                    condition of obtaining or maintaining a professional\n                    license or permit.\n                <\/p>\n\n                <ul>\n                    <li>Contractor license bonds<\/li>\n                    <li>Dealer bonds<\/li>\n                    <li>Business permit bonds<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Find my required bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- FIDUCIARY -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    04\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 21h16M6 21V9h12v12\"><\/path>\n                        <path d=\"M9 9V5h6v4\"><\/path>\n                        <path d=\"M9 14h6M12 11v6\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Court &amp; Fiduciary Bonds<\/h3>\n\n                <p>\n                    Bonds for individuals appointed to manage money, property\n                    or legal responsibilities on behalf of another person or\n                    an estate.\n                <\/p>\n\n                <ul>\n                    <li>Executor and administrator bonds<\/li>\n                    <li>Guardian bonds<\/li>\n                    <li>Trustee bonds<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a fiduciary bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- JANITORIAL -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    05\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m4 20 6-6M8 16l4 4M14 4l6 6\"><\/path>\n                        <path d=\"m12 12 8-8\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Janitorial Service Bonds<\/h3>\n\n                <p>\n                    Helps provide customers with protection when an employee of\n                    a bonded cleaning business commits a covered dishonest act.\n                <\/p>\n\n                <ul>\n                    <li>Residential cleaning businesses<\/li>\n                    <li>Commercial janitorial companies<\/li>\n                    <li>Employee-theft protection<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a janitorial bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- PUBLIC OFFICIAL -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    06\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 9h18L12 3Z\"><\/path>\n                        <path d=\"M5 9v9M9 9v9M15 9v9M19 9v9\"><\/path>\n                        <path d=\"M3 21h18M4 18h16\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Public Official Bonds<\/h3>\n\n                <p>\n                    Bonds required for certain elected or appointed officials\n                    who are entrusted with public funds or official duties.\n                <\/p>\n\n                <ul>\n                    <li>Treasurers and tax collectors<\/li>\n                    <li>Judges and court clerks<\/li>\n                    <li>Government officials<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a public official bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- EMPLOYEE DISHONESTY -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    07\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"8\" r=\"4\"><\/circle>\n                        <path d=\"M4 21a8 8 0 0 1 16 0\"><\/path>\n                        <path d=\"M18 5 6 17\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Employee Dishonesty Bonds<\/h3>\n\n                <p>\n                    Helps protect a business against certain financial losses\n                    caused by employee theft, fraud or dishonest conduct.\n                <\/p>\n\n                <ul>\n                    <li>Employee theft<\/li>\n                    <li>Covered fraudulent acts<\/li>\n                    <li>Business property protection<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Review dishonesty coverage <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- NOTARY -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    08\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5\"><\/path>\n                        <path d=\"m9 16 6-6M9 10h.01M15 16h.01\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Notary Bonds<\/h3>\n\n                <p>\n                    Bonds required in many states before a notary public can\n                    receive or maintain a commission.\n                <\/p>\n\n                <ul>\n                    <li>State-required bond amounts<\/li>\n                    <li>New and renewing notaries<\/li>\n                    <li>Errors-and-omissions options<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request a notary bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <!-- ERISA -->\n            <article class=\"msb-bond-card\">\n\n                <span class=\"msb-bond-number\">\n                    09\n                <\/span>\n\n                <span class=\"msb-bond-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"M8 12h8M12 8v8\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>ERISA Bonds<\/h3>\n\n                <p>\n                    Helps protect employee-benefit plans from covered losses\n                    caused by fraud or dishonesty by individuals who handle\n                    plan funds.\n                <\/p>\n\n                <ul>\n                    <li>Employee-benefit plans<\/li>\n                    <li>Plan fiduciaries and administrators<\/li>\n                    <li>Federal bonding requirements<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Request an ERISA bond <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- FREIGHT BROKER BOND -->\n    <section class=\"msb-broker-section\">\n\n        <div class=\"msb-broker-container\">\n\n            <div class=\"msb-broker-content\">\n\n                <span class=\"msb-label msb-label-light\">\n                    FMCSA freight broker bonds\n                <\/span>\n\n                <h2>\n                    BMC-84 bond options for freight brokers and forwarders.\n                <\/h2>\n\n                <p>\n                    Freight brokers and certain freight forwarders generally\n                    must maintain a $75,000 surety bond or qualifying trust fund\n                    as part of their FMCSA authority requirements.\n                <\/p>\n\n                <div class=\"msb-broker-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        $75,000 bond amount\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        New broker authority\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Existing bond renewals\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Multiple surety options\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Credit-challenged applicants considered\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Electronic FMCSA filing\n                    <\/span>\n\n                <\/div>\n\n                <a href=\"\/contact-us\/\" class=\"msb-button msb-button-white\">\n\n                    Request a BMC-84 Quote\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"msb-broker-panel\">\n\n                <span class=\"msb-broker-panel-label\">\n                    Freight broker bond\n                <\/span>\n\n                <strong>\n                    $75,000\n                <\/strong>\n\n                <h3>\n                    Required bond amount\n                <\/h3>\n\n                <p>\n                    Your annual premium is not the full $75,000. The premium is\n                    determined through underwriting and is usually a portion of\n                    the bond amount.\n                <\/p>\n\n                <div class=\"msb-broker-panel-list\">\n\n                    <span>\n                        Business and ownership details\n                    <\/span>\n\n                    <span>\n                        Personal credit review\n                    <\/span>\n\n                    <span>\n                        Financial information when requested\n                    <\/span>\n\n                    <span>\n                        Prior bond and claim history\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CONSTRUCTION BONDS -->\n    <section class=\"msb-section msb-construction\">\n\n        <div class=\"msb-section-heading\">\n\n            <span class=\"msb-label\">\n                Construction surety\n            <\/span>\n\n            <h2>\n                Bonding support from bid\n                <span>through project completion.<\/span>\n            <\/h2>\n\n            <p>\n                Construction bonds can help contractors qualify for public and\n                private projects and assure project owners that contractual\n                obligations will be fulfilled.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"msb-construction-grid\">\n\n            <article class=\"msb-construction-card\">\n\n                <span class=\"msb-construction-number\">\n                    01\n                <\/span>\n\n                <h3>Bid Bonds<\/h3>\n\n                <p>\n                    Provides assurance that the contractor submitting the bid\n                    will honor the bid and furnish required final bonds if the\n                    contract is awarded.\n                <\/p>\n\n                <strong>\n                    Commonly required during bidding\n                <\/strong>\n\n            <\/article>\n\n\n            <article class=\"msb-construction-card\">\n\n                <span class=\"msb-construction-number\">\n                    02\n                <\/span>\n\n                <h3>Performance Bonds<\/h3>\n\n                <p>\n                    Guarantees that the contractor will perform the contracted\n                    work according to the agreement\u2019s terms and conditions.\n                <\/p>\n\n                <strong>\n                    Protects the project owner\n                <\/strong>\n\n            <\/article>\n\n\n            <article class=\"msb-construction-card\">\n\n                <span class=\"msb-construction-number\">\n                    03\n                <\/span>\n\n                <h3>Payment Bonds<\/h3>\n\n                <p>\n                    Guarantees eligible subcontractors, laborers and material\n                    suppliers will be paid in accordance with the bonded\n                    contract.\n                <\/p>\n\n                <strong>\n                    Protects project participants\n                <\/strong>\n\n            <\/article>\n\n        <\/div>\n\n\n        <div class=\"msb-construction-callout\">\n\n            <div>\n\n                <span>\n                    Contractor bonding support\n                <\/span>\n\n                <h3>\n                    Need a bid bond or performance-and-payment bond?\n                <\/h3>\n\n                <p>\n                    Send us the bond form, contract amount, project description\n                    and bid or award documentation.\n                <\/p>\n\n            <\/div>\n\n            <a href=\"\/contact-us\/\" class=\"msb-button msb-button-primary\">\n                Start a Construction Bond Request\n            <\/a>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- WHY BONDS -->\n    <section class=\"msb-why\">\n\n        <div class=\"msb-why-container\">\n\n            <div class=\"msb-why-heading\">\n\n                <span class=\"msb-label msb-label-light\">\n                    Why bonding matters\n                <\/span>\n\n                <h2>\n                    More than a requirement. A tool for growth.\n                <\/h2>\n\n                <p>\n                    The right surety bond can help your business satisfy legal\n                    requirements, qualify for new opportunities and strengthen\n                    trust with clients.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"msb-why-grid\">\n\n                <article>\n\n                    <span class=\"msb-why-icon\">\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n\n                    <\/span>\n\n                    <h3>Demonstrate Trust<\/h3>\n\n                    <p>\n                        Show customers, government agencies and project owners\n                        that your obligations are backed by a surety company.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"msb-why-icon\">\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                            <path d=\"M14 3v5h5M9 13h6M9 17h6\"><\/path>\n                        <\/svg>\n\n                    <\/span>\n\n                    <h3>Meet Requirements<\/h3>\n\n                    <p>\n                        Satisfy licensing, permit, court, contract or regulatory\n                        requirements imposed by an obligee.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"msb-why-icon\">\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M3 21h18M5 21V9l7-6 7 6v12\"><\/path>\n                            <path d=\"M9 21v-7h6v7\"><\/path>\n                        <\/svg>\n\n                    <\/span>\n\n                    <h3>Win More Opportunities<\/h3>\n\n                    <p>\n                        Construction bonding can help qualified contractors bid\n                        on projects that would otherwise be unavailable.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- UNDERWRITING -->\n    <section class=\"msb-underwriting\">\n\n        <div class=\"msb-underwriting-container\">\n\n            <div class=\"msb-underwriting-content\">\n\n                <span class=\"msb-label\">\n                    Surety underwriting\n                <\/span>\n\n                <h2>\n                    What determines bond approval and cost?\n                <\/h2>\n\n                <p>\n                    Some small commercial bonds can be issued automatically.\n                    Larger or more complex obligations may require a detailed\n                    review of credit, experience, finances and the underlying\n                    contract.\n                <\/p>\n\n                <a href=\"\/contact-us\/\" class=\"msb-button msb-button-primary\">\n\n                    Request an Underwriting Review\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"msb-underwriting-grid\">\n\n                <article>\n\n                    <span>01<\/span>\n\n                    <h3>Bond Type<\/h3>\n\n                    <p>\n                        License, court, construction and financial-guarantee\n                        bonds involve different underwriting requirements.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>02<\/span>\n\n                    <h3>Bond Amount<\/h3>\n\n                    <p>\n                        Larger bond amounts generally involve greater financial\n                        exposure and may require additional documentation.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>03<\/span>\n\n                    <h3>Credit Profile<\/h3>\n\n                    <p>\n                        Personal or business credit may affect eligibility,\n                        collateral requirements and the final premium.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>04<\/span>\n\n                    <h3>Financial Strength<\/h3>\n\n                    <p>\n                        Business financial statements, bank balances and\n                        working capital may be reviewed for larger bonds.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>05<\/span>\n\n                    <h3>Experience<\/h3>\n\n                    <p>\n                        Construction sureties may review the contractor\u2019s\n                        experience with projects of similar size and scope.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>06<\/span>\n\n                    <h3>Bond History<\/h3>\n\n                    <p>\n                        Prior claims, outstanding obligations and previous\n                        surety relationships may be considered.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BAD CREDIT -->\n    <section class=\"msb-credit\">\n\n        <div class=\"msb-credit-container\">\n\n            <div class=\"msb-credit-card\">\n\n                <span class=\"msb-card-label\">\n                    Challenging credit?\n                <\/span>\n\n                <h2>\n                    Credit issues may not automatically prevent approval.\n                <\/h2>\n\n                <p>\n                    Some surety companies offer programs for applicants with\n                    lower credit scores, prior financial issues or limited\n                    business history. These programs may involve a higher\n                    premium, additional documentation, collateral or another\n                    form of support.\n                <\/p>\n\n                <div class=\"msb-credit-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Multiple surety-company options\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Individual underwriting review\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        New-business applicants considered\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Alternative programs may be available\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"msb-credit-side\">\n\n                <article>\n\n                    <span class=\"msb-credit-icon\">\n                        %\n                    <\/span>\n\n                    <h3>Premium<\/h3>\n\n                    <p>\n                        The amount paid to purchase the bond. It is not the same\n                        as the full required bond amount.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"msb-credit-icon\">\n                        $\n                    <\/span>\n\n                    <h3>Collateral<\/h3>\n\n                    <p>\n                        Some higher-risk or larger bonds may require funds or\n                        other assets to secure the surety\u2019s obligation.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- PROCESS -->\n    <section class=\"msb-section msb-process\">\n\n        <div class=\"msb-section-heading\">\n\n            <span class=\"msb-label\">\n                How we work\n            <\/span>\n\n            <h2>\n                Get your surety bond in\n                <span>three clear steps.<\/span>\n            <\/h2>\n\n            <p>\n                Start with the bond requirement, complete underwriting and\n                receive the documentation needed by the obligee.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"msb-process-grid\">\n\n            <article class=\"msb-process-card\">\n\n                <span class=\"msb-process-number\">\n                    01\n                <\/span>\n\n                <span class=\"msb-process-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 4h16v16H4Z\"><\/path>\n                        <path d=\"M8 9h8M8 13h8M8 17h5\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Send the Requirement<\/h3>\n\n                <p>\n                    Provide the bond form, required amount, obligee information\n                    and basic personal or business details.\n                <\/p>\n\n                <a href=\"\/contact-us\/\">\n                    Start an application <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"msb-process-card\">\n\n                <span class=\"msb-process-number\">\n                    02\n                <\/span>\n\n                <span class=\"msb-process-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Underwriting &amp; Approval<\/h3>\n\n                <p>\n                    The surety reviews the application, obligation, credit and\n                    any financial information required for approval.\n                <\/p>\n\n            <\/article>\n\n\n            <article class=\"msb-process-card\">\n\n                <span class=\"msb-process-number\">\n                    03\n                <\/span>\n\n                <span class=\"msb-process-icon\">\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5\"><\/path>\n                        <path d=\"m9 14 2 2 4-5\"><\/path>\n                    <\/svg>\n\n                <\/span>\n\n                <h3>Pay &amp; Receive the Bond<\/h3>\n\n                <p>\n                    Accept the terms, pay the premium and receive the official\n                    bond for electronic or physical filing.\n                <\/p>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- QUOTE CHECKLIST -->\n    <section class=\"msb-quote-info\">\n\n        <div class=\"msb-quote-info-container\">\n\n            <div class=\"msb-quote-heading\">\n\n                <span class=\"msb-label\">\n                    Prepare for your application\n                <\/span>\n\n                <h2>\n                    What we may need to quote your bond.\n                <\/h2>\n\n                <p>\n                    Requirements vary by bond type. Sending the bond form or\n                    written requirement is often the best place to start.\n                <\/p>\n\n                <a href=\"\/contact-us\/\" class=\"msb-button msb-button-primary\">\n\n                    Start My Bond Request\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"msb-requirements-grid\">\n\n                <article class=\"msb-requirement\">\n\n                    <span>01<\/span>\n\n                    <h3>Bond Form<\/h3>\n\n                    <p>\n                        A copy of the bond form, court order, contract or\n                        licensing requirement provided by the obligee.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"msb-requirement\">\n\n                    <span>02<\/span>\n\n                    <h3>Bond Amount<\/h3>\n\n                    <p>\n                        The required penal sum or maximum financial obligation\n                        stated by the obligee.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"msb-requirement\">\n\n                    <span>03<\/span>\n\n                    <h3>Principal Details<\/h3>\n\n                    <p>\n                        Legal name, address, ownership, Social Security or tax\n                        identification details and contact information.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"msb-requirement\">\n\n                    <span>04<\/span>\n\n                    <h3>Obligee Information<\/h3>\n\n                    <p>\n                        The complete name and address of the agency, court,\n                        project owner or organization requiring the bond.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"msb-requirement\">\n\n                    <span>05<\/span>\n\n                    <h3>Financial Information<\/h3>\n\n                    <p>\n                        Larger bonds may require personal financial statements,\n                        business financials, bank information or tax returns.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"msb-requirement\">\n\n                    <span>06<\/span>\n\n                    <h3>Project Information<\/h3>\n\n                    <p>\n                        Construction bonds may require the contract, bid\n                        results, project scope, work-on-hand schedule and\n                        completion history.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CTA -->\n    <section class=\"msb-cta\">\n\n        <div class=\"msb-cta-container\">\n\n            <div>\n\n                <span class=\"msb-label msb-label-light\">\n                    Ready to get bonded?\n                <\/span>\n\n                <h2>\n                    Let\u2019s find the right surety bond for your requirement.\n                <\/h2>\n\n                <p>\n                    Start online or call our team at\n                    <a href=\"tel:3054282005\">(305) 428-2005<\/a>.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"msb-cta-buttons\">\n\n                <a href=\"\/contact-us\/\" class=\"msb-button msb-button-white\">\n\n                    Request a Surety Bond\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n\n                <\/a>\n\n                <a href=\"tel:3054282005\" class=\"msb-button msb-button-glass\">\n                    Call (305) 428-2005\n                <\/a>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- FAQ -->\n    <section class=\"msb-section msb-faq\">\n\n        <div class=\"msb-faq-layout\">\n\n            <div class=\"msb-faq-heading\">\n\n                <span class=\"msb-label\">\n                    Frequently asked questions\n                <\/span>\n\n                <h2>\n                    Surety-bond questions, answered.\n                <\/h2>\n\n                <p>\n                    Bond requirements vary by obligee, state, industry and\n                    obligation. Our team can help identify what is needed.\n                <\/p>\n\n                <div class=\"msb-help-card\">\n\n                    <span>\n                        Not sure which bond you need?\n                    <\/span>\n\n                    <strong>\n                        Send us the requirement or bond form.\n                    <\/strong>\n\n                    <a href=\"tel:3054282005\">\n                        Call (305) 428-2005 \u2192\n                    <\/a>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"msb-faq-list\">\n\n                <details>\n\n                    <summary>\n                        What is a surety bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        A surety bond is a three-party agreement that guarantees\n                        the principal will fulfill an obligation to the obligee.\n                        The surety company financially backs that promise,\n                        subject to the bond\u2019s terms.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Is a surety bond the same as insurance?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        No. Traditional insurance is primarily designed to\n                        protect the insured from covered losses. A surety bond\n                        generally protects the obligee or public from the\n                        principal\u2019s failure to meet an obligation.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        How quickly can I receive a bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Many small commercial bonds may be approved and issued\n                        the same day. Larger construction, court or\n                        credit-sensitive bonds can require additional\n                        underwriting and documentation.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        How much does a surety bond cost?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Cost depends on the bond type, required bond amount,\n                        credit profile, financial condition, experience and\n                        claim history. The premium is normally only a portion\n                        of the full bond amount.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Will bad credit prevent me from getting bonded?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Not necessarily. Some surety companies offer programs\n                        for credit-challenged applicants. Approval may involve\n                        higher pricing, collateral, a co-signer or additional\n                        financial information.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What happens when a claim is filed against a bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        The surety investigates whether the claim is valid under\n                        the bond. When a surety pays a valid claim, the\n                        principal may be responsible for reimbursing the surety\n                        under the indemnity agreement.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is an indemnity agreement?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        An indemnity agreement is the principal\u2019s promise to\n                        reimburse the surety for covered claim payments, legal\n                        costs or other expenses incurred under the bond.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Do surety bonds renew?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Some bonds renew annually while others remain effective\n                        until canceled, released by the obligee or the\n                        underlying obligation is completed.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is the difference between a bond amount and premium?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        The bond amount is the maximum financial obligation\n                        stated by the bond. The premium is the amount the\n                        principal pays to purchase or renew the bond.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What information is needed for a construction bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Requirements can include the bond form, contract or bid\n                        documents, project amount, scope of work, contractor\n                        experience, business financial statements, personal\n                        financial information and a work-on-hand schedule.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Can a new business obtain a surety bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Yes, depending on the bond type and underwriting\n                        requirements. The surety may review the owners\u2019 credit,\n                        experience, financial resources and business plan.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is a BMC-84 bond?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        A BMC-84 is a $75,000 surety bond used by freight\n                        brokers and certain freight forwarders to satisfy an\n                        FMCSA financial-security requirement.\n                    <\/div>\n\n                <\/details>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Surety Bonds Bonds that help you move business forward. Fast, reliable surety-bond solutions for contractors, freight brokers, business owners, public officials, fiduciaries, notaries and regulated professionals. Quote Online Request a Call \u2713 Same-day options available \u2713 Nationwide service \u2713 Multiple surety companies Fast bond service Many bonds issued quickly 3 Three-party agreement Principal, obligee and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-193","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/193","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=193"}],"version-history":[{"count":19,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/193\/revisions"}],"predecessor-version":[{"id":1708,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/193\/revisions\/1708"}],"wp:attachment":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=193"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}