{"id":191,"date":"2024-12-07T05:24:13","date_gmt":"2024-12-07T05:24:13","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=191"},"modified":"2026-07-19T03:33:58","modified_gmt":"2026-07-19T03:33:58","slug":"general-liability","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=191","title":{"rendered":"General Liability"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<style data-wp-block-html=\"css\">\n.mas-general-liability-page {\n    --mgl-blue: #006dff;\n    --mgl-blue-hover: #0058d9;\n    --mgl-navy: #102a43;\n    --mgl-text: #53657a;\n    --mgl-muted: #76879a;\n    --mgl-light-blue: #eaf3ff;\n    --mgl-soft-blue: #f6f9ff;\n    --mgl-border: #dfe9f5;\n    --mgl-white: #ffffff;\n\n    overflow: hidden;\n    background: #ffffff;\n    color: var(--mgl-navy);\n}\n\n.mas-general-liability-page *,\n.mas-general-liability-page *::before,\n.mas-general-liability-page *::after {\n    box-sizing: border-box;\n}\n\n.mas-general-liability-page a {\n    text-decoration: none;\n}\n\n\n\/* LABELS *\/\n\n.mgl-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 9px;\n    margin-bottom: 22px;\n    padding: 10px 17px;\n    border: 1px solid rgba(0, 109, 255, 0.12);\n    border-radius: 999px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 11px;\n    line-height: 1;\n    font-weight: 750;\n    letter-spacing: 0.07em;\n    text-transform: uppercase;\n}\n\n.mgl-label::before {\n    content: \"\";\n    width: 8px;\n    height: 8px;\n    border-radius: 50%;\n    background: var(--mgl-blue);\n    box-shadow: 0 0 0 5px rgba(0, 109, 255, 0.1);\n}\n\n.mgl-label-light {\n    border-color: rgba(255, 255, 255, 0.2);\n    background: rgba(255, 255, 255, 0.11);\n    color: #ffffff;\n}\n\n.mgl-label-light::before {\n    background: #ffffff;\n    box-shadow: 0 0 0 5px rgba(255, 255, 255, 0.12);\n}\n\n\n\/* BUTTONS *\/\n\n.mgl-button {\n    min-height: 58px;\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    gap: 11px;\n    padding: 16px 27px;\n    border: 1px solid transparent;\n    border-radius: 14px;\n    font-size: 14px;\n    line-height: 1;\n    font-weight: 750;\n    text-align: center;\n    transition:\n        transform 0.25s ease,\n        background-color 0.25s ease,\n        border-color 0.25s ease,\n        color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mgl-button svg {\n    width: 19px;\n    height: 19px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 2;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgl-button-primary {\n    background: var(--mgl-blue);\n    color: #ffffff;\n    box-shadow: 0 14px 30px rgba(0, 109, 255, 0.24);\n}\n\n.mgl-button-primary:hover {\n    background: var(--mgl-blue-hover);\n    color: #ffffff;\n    transform: translateY(-3px);\n    box-shadow: 0 19px 38px rgba(0, 109, 255, 0.29);\n}\n\n.mgl-button-secondary,\n.mgl-button-outline {\n    border-color: var(--mgl-border);\n    background: #ffffff;\n    color: var(--mgl-navy);\n    box-shadow: 0 9px 25px rgba(16, 42, 67, 0.07);\n}\n\n.mgl-button-secondary:hover,\n.mgl-button-outline:hover {\n    border-color: rgba(0, 109, 255, 0.3);\n    background: var(--mgl-soft-blue);\n    color: var(--mgl-blue);\n    transform: translateY(-3px);\n}\n\n\n\/* HERO *\/\n\n.mgl-hero {\n    position: relative;\n    padding: 100px 30px 92px;\n    background:\n        radial-gradient(\n            circle at 92% 10%,\n            rgba(0, 109, 255, 0.1),\n            transparent 28%\n        ),\n        linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);\n}\n\n.mgl-hero::before {\n    content: \"\";\n    position: absolute;\n    top: -270px;\n    right: -200px;\n    width: 650px;\n    height: 650px;\n    border: 1px solid rgba(0, 109, 255, 0.07);\n    border-radius: 50%;\n}\n\n.mgl-hero-container {\n    position: relative;\n    z-index: 2;\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 0.94fr) minmax(500px, 1.06fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgl-hero-content h1 {\n    max-width: 760px;\n    margin: 0 0 25px;\n    color: var(--mgl-navy);\n    font-size: clamp(52px, 5.3vw, 76px);\n    line-height: 0.99;\n    font-weight: 830;\n    letter-spacing: -0.055em;\n}\n\n.mgl-hero-content h1 span {\n    display: block;\n    color: var(--mgl-blue);\n}\n\n.mgl-hero-content > p {\n    max-width: 660px;\n    margin: 0 0 34px;\n    color: var(--mgl-text);\n    font-size: 19px;\n    line-height: 1.75;\n}\n\n.mgl-hero-buttons {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n    margin-bottom: 31px;\n}\n\n.mgl-hero-trust {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 13px 22px;\n}\n\n.mgl-hero-trust span {\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    color: #617286;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.mgl-hero-trust i {\n    width: 22px;\n    height: 22px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 12px;\n    font-style: normal;\n    font-weight: 800;\n}\n\n\n\/* HERO VISUAL *\/\n\n.mgl-hero-visual {\n    position: relative;\n    min-height: 590px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n}\n\n.mgl-hero-shape {\n    position: absolute;\n    width: 84%;\n    aspect-ratio: 1;\n    border-radius: 42% 58% 61% 39% \/ 47% 40% 60% 53%;\n    background:\n        linear-gradient(\n            145deg,\n            rgba(0, 109, 255, 0.13),\n            rgba(234, 243, 255, 0.3)\n        );\n    transform: rotate(-4deg);\n}\n\n.mgl-hero-shape::before {\n    content: \"\";\n    position: absolute;\n    inset: 30px;\n    border: 1px solid rgba(0, 109, 255, 0.1);\n    border-radius: inherit;\n}\n\n.mgl-hero-image {\n    position: relative;\n    z-index: 2;\n    display: block;\n    width: 103%;\n    max-width: 710px;\n    height: auto;\n    object-fit: contain;\n    filter: drop-shadow(0 38px 31px rgba(16, 42, 67, 0.16));\n    transition: transform 0.45s ease;\n}\n\n.mgl-hero-visual:hover .mgl-hero-image {\n    transform: translateY(-7px);\n}\n\n\n\/* FLOATING CARDS *\/\n\n.mgl-floating-card {\n    position: absolute;\n    z-index: 4;\n    display: flex;\n    align-items: center;\n    gap: 11px;\n    min-width: 225px;\n    padding: 15px 17px;\n    border: 1px solid rgba(255, 255, 255, 0.85);\n    border-radius: 17px;\n    background: rgba(255, 255, 255, 0.9);\n    box-shadow: 0 20px 45px rgba(16, 42, 67, 0.13);\n    backdrop-filter: blur(15px);\n    -webkit-backdrop-filter: blur(15px);\n    animation: mglFloat 5s ease-in-out infinite;\n}\n\n.mgl-floating-card small {\n    display: block;\n    margin-bottom: 3px;\n    color: #7c8b9d;\n    font-size: 9px;\n    font-weight: 700;\n    letter-spacing: 0.04em;\n    text-transform: uppercase;\n}\n\n.mgl-floating-card span:last-child {\n    color: var(--mgl-navy);\n    font-size: 12px;\n    line-height: 1.35;\n    font-weight: 750;\n}\n\n.mgl-floating-icon {\n    width: 39px;\n    height: 39px;\n    display: grid;\n    flex: 0 0 39px;\n    place-items: center;\n    border-radius: 12px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 850;\n}\n\n.mgl-floating-icon svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgl-floating-top {\n    top: 65px;\n    left: -20px;\n}\n\n.mgl-floating-bottom {\n    right: -10px;\n    bottom: 67px;\n    animation-delay: 1.8s;\n}\n\n@keyframes mglFloat {\n    0%,\n    100% {\n        transform: translateY(0);\n    }\n\n    50% {\n        transform: translateY(-9px);\n    }\n}\n\n\n\/* BENEFITS *\/\n\n.mgl-benefits {\n    padding: 0 30px 90px;\n    background: #f8fbff;\n}\n\n.mgl-benefits-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    overflow: hidden;\n    border: 1px solid var(--mgl-border);\n    border-radius: 24px;\n    background: #ffffff;\n    box-shadow: 0 22px 65px rgba(16, 42, 67, 0.07);\n}\n\n.mgl-benefit {\n    display: flex;\n    align-items: flex-start;\n    gap: 16px;\n    padding: 31px;\n}\n\n.mgl-benefit + .mgl-benefit {\n    border-left: 1px solid var(--mgl-border);\n}\n\n.mgl-benefit-icon {\n    width: 49px;\n    height: 49px;\n    display: grid;\n    flex: 0 0 49px;\n    place-items: center;\n    border-radius: 14px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n}\n\n.mgl-benefit-icon svg {\n    width: 23px;\n    height: 23px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgl-benefit h3 {\n    margin: 1px 0 7px;\n    color: var(--mgl-navy);\n    font-size: 17px;\n}\n\n.mgl-benefit p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.65;\n}\n\n\n\/* SHARED *\/\n\n.mgl-section {\n    padding: 110px 30px;\n}\n\n.mgl-section-heading {\n    max-width: 850px;\n    margin: 0 auto 55px;\n    text-align: center;\n}\n\n.mgl-section-heading h2,\n.mgl-faq-heading h2 {\n    margin: 0 0 20px;\n    color: var(--mgl-navy);\n    font-size: clamp(42px, 4.5vw, 61px);\n    line-height: 1.04;\n    font-weight: 820;\n    letter-spacing: -0.048em;\n}\n\n.mgl-section-heading h2 span {\n    color: var(--mgl-blue);\n}\n\n.mgl-section-heading p,\n.mgl-faq-heading > p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n\n\/* INTRO *\/\n\n.mgl-intro {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.mgl-intro-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(410px, 0.78fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgl-intro-content h2 {\n    max-width: 700px;\n    margin: 0 0 22px;\n    color: var(--mgl-navy);\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgl-intro-content h2 span {\n    display: block;\n    color: var(--mgl-blue);\n}\n\n.mgl-intro-content > p {\n    max-width: 700px;\n    margin: 0 0 17px;\n    color: var(--mgl-text);\n    font-size: 16px;\n    line-height: 1.75;\n}\n\n.mgl-intro-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n    margin: 29px 0 32px;\n}\n\n.mgl-intro-points span,\n.mgl-contract-points span,\n.mgl-subcontractor-points span {\n    display: flex;\n    align-items: center;\n    gap: 9px;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.mgl-intro-points span,\n.mgl-subcontractor-points span {\n    color: var(--mgl-text);\n}\n\n.mgl-intro-points i,\n.mgl-subcontractor-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.mgl-risk-card {\n    padding: 38px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 26px;\n    background: linear-gradient(145deg, #ffffff, #f5f9ff);\n    box-shadow: 0 25px 65px rgba(16, 42, 67, 0.09);\n}\n\n.mgl-risk-label {\n    display: block;\n    margin-bottom: 13px;\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.mgl-risk-card h3 {\n    margin: 0 0 27px;\n    color: var(--mgl-navy);\n    font-size: 30px;\n    line-height: 1.12;\n}\n\n.mgl-risk-list {\n    display: grid;\n    gap: 14px;\n}\n\n.mgl-risk-list > div {\n    display: flex;\n    align-items: center;\n    gap: 13px;\n    padding-bottom: 14px;\n    border-bottom: 1px solid var(--mgl-border);\n}\n\n.mgl-risk-list > div:last-child {\n    padding-bottom: 0;\n    border-bottom: 0;\n}\n\n.mgl-risk-list span {\n    width: 33px;\n    height: 33px;\n    display: grid;\n    flex: 0 0 33px;\n    place-items: center;\n    border-radius: 10px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 9px;\n    font-weight: 800;\n}\n\n.mgl-risk-list p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 13px;\n}\n\n\n\/* COVERAGES *\/\n\n.mgl-coverages {\n    background: var(--mgl-soft-blue);\n}\n\n.mgl-coverage-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mgl-coverage-card {\n    display: flex;\n    flex-direction: column;\n    min-height: 340px;\n    padding: 31px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        border-color 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgl-coverage-card:hover {\n    border-color: rgba(0, 109, 255, 0.25);\n    transform: translateY(-7px);\n    box-shadow: 0 24px 54px rgba(16, 42, 67, 0.1);\n}\n\n.mgl-coverage-icon,\n.mgl-industry-icon,\n.mgl-process-icon {\n    display: grid;\n    place-items: center;\n    border-radius: 15px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n}\n\n.mgl-coverage-icon {\n    width: 53px;\n    height: 53px;\n    margin-bottom: 26px;\n}\n\n.mgl-coverage-icon svg,\n.mgl-industry-icon svg,\n.mgl-process-icon svg {\n    width: 25px;\n    height: 25px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgl-coverage-card h3 {\n    margin: 0 0 12px;\n    color: var(--mgl-navy);\n    font-size: 20px;\n}\n\n.mgl-coverage-card p {\n    flex: 1;\n    margin: 0 0 23px;\n    color: var(--mgl-text);\n    font-size: 14px;\n    line-height: 1.68;\n}\n\n.mgl-card-example {\n    padding-top: 16px;\n    border-top: 1px solid var(--mgl-border);\n    color: var(--mgl-blue);\n    font-size: 11px;\n    line-height: 1.55;\n    font-weight: 700;\n}\n\n\n\/* INDUSTRIES *\/\n\n.mgl-industries {\n    background: #ffffff;\n}\n\n.mgl-industry-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.mgl-industry-card {\n    position: relative;\n    min-height: 410px;\n    padding: 31px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 23px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n    transition:\n        transform 0.3s ease,\n        border-color 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgl-industry-card:hover {\n    border-color: rgba(0, 109, 255, 0.24);\n    transform: translateY(-6px);\n    box-shadow: 0 22px 50px rgba(16, 42, 67, 0.08);\n}\n\n.mgl-industry-number {\n    position: absolute;\n    top: 29px;\n    right: 29px;\n    color: #c7d7e8;\n    font-size: 11px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgl-industry-icon {\n    width: 52px;\n    height: 52px;\n    margin-bottom: 35px;\n}\n\n.mgl-industry-card h3 {\n    margin: 0 0 12px;\n    color: var(--mgl-navy);\n    font-size: 20px;\n}\n\n.mgl-industry-card > p {\n    margin: 0 0 22px;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n.mgl-industry-card ul {\n    display: grid;\n    gap: 11px;\n    margin: 0;\n    padding: 0;\n    list-style: none;\n}\n\n.mgl-industry-card li {\n    position: relative;\n    padding-left: 24px;\n    color: var(--mgl-text);\n    font-size: 12px;\n}\n\n.mgl-industry-card li::before {\n    content: \"\u2713\";\n    position: absolute;\n    left: 0;\n    top: -2px;\n    width: 17px;\n    height: 17px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 9px;\n    font-weight: 850;\n}\n\n\n\/* CONTRACTS *\/\n\n.mgl-contracts {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 84% 18%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.mgl-contracts-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(440px, 0.82fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgl-contract-content h2 {\n    max-width: 700px;\n    margin: 0 0 21px;\n    color: #ffffff;\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgl-contract-content > p {\n    max-width: 680px;\n    margin: 0 0 31px;\n    color: rgba(255, 255, 255, 0.78);\n    font-size: 17px;\n    line-height: 1.75;\n}\n\n.mgl-contract-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n}\n\n.mgl-contract-points span {\n    color: #ffffff;\n}\n\n.mgl-contract-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: rgba(255, 255, 255, 0.14);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.mgl-contract-stats {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 15px;\n}\n\n.mgl-contract-stat {\n    min-height: 160px;\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    padding: 25px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 20px;\n    background: rgba(255, 255, 255, 0.1);\n    backdrop-filter: blur(12px);\n    -webkit-backdrop-filter: blur(12px);\n}\n\n.mgl-contract-stat strong {\n    margin-bottom: 8px;\n    color: #ffffff;\n    font-size: 31px;\n    line-height: 1;\n}\n\n.mgl-contract-stat span {\n    color: rgba(255, 255, 255, 0.7);\n    font-size: 12px;\n    line-height: 1.45;\n}\n\n\n\/* SUBCONTRACTORS *\/\n\n.mgl-subcontractors {\n    padding: 110px 30px;\n    background: var(--mgl-soft-blue);\n}\n\n.mgl-subcontractors-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1.15fr) minmax(340px, 0.85fr);\n    gap: 24px;\n}\n\n.mgl-subcontractor-card {\n    padding: 48px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 27px;\n    background: #ffffff;\n    box-shadow: 0 25px 65px rgba(16, 42, 67, 0.07);\n}\n\n.mgl-subcontractor-label {\n    display: block;\n    margin-bottom: 15px;\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.mgl-subcontractor-card h2 {\n    max-width: 700px;\n    margin: 0 0 20px;\n    color: var(--mgl-navy);\n    font-size: clamp(38px, 3.7vw, 52px);\n    line-height: 1.06;\n    font-weight: 820;\n    letter-spacing: -0.045em;\n}\n\n.mgl-subcontractor-card > p {\n    margin: 0 0 25px;\n    color: var(--mgl-text);\n    font-size: 15px;\n    line-height: 1.75;\n}\n\n.mgl-subcontractor-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n}\n\n.mgl-subcontractor-side {\n    display: grid;\n    gap: 20px;\n}\n\n.mgl-subcontractor-side article {\n    padding: 34px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 24px;\n    background: #ffffff;\n}\n\n.mgl-side-icon {\n    width: 50px;\n    height: 50px;\n    display: grid;\n    place-items: center;\n    margin-bottom: 28px;\n    border-radius: 14px;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 18px;\n    font-weight: 850;\n}\n\n.mgl-subcontractor-side h3 {\n    margin: 0 0 11px;\n    color: var(--mgl-navy);\n    font-size: 20px;\n}\n\n.mgl-subcontractor-side p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.7;\n}\n\n\n\/* PROCESS *\/\n\n.mgl-process {\n    background: #ffffff;\n}\n\n.mgl-process-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mgl-process-card {\n    position: relative;\n    min-height: 350px;\n    padding: 32px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgl-process-card:hover {\n    transform: translateY(-7px);\n    box-shadow: 0 24px 54px rgba(16, 42, 67, 0.1);\n}\n\n.mgl-process-number {\n    position: absolute;\n    top: 28px;\n    right: 28px;\n    color: #c7d7e8;\n    font-size: 12px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgl-process-icon {\n    width: 55px;\n    height: 55px;\n    margin-bottom: 50px;\n}\n\n.mgl-process-card h3 {\n    margin: 0 0 13px;\n    color: var(--mgl-navy);\n    font-size: 21px;\n}\n\n.mgl-process-card p {\n    margin: 0 0 23px;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.mgl-process-card a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--mgl-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* PRICING *\/\n\n.mgl-pricing {\n    background: var(--mgl-soft-blue);\n}\n\n.mgl-price-grid {\n    width: 100%;\n    max-width: 1180px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mgl-price-card {\n    position: relative;\n    display: flex;\n    flex-direction: column;\n    padding: 36px 31px 31px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 25px;\n    background: #ffffff;\n    box-shadow: 0 20px 55px rgba(16, 42, 67, 0.06);\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgl-price-card:hover {\n    transform: translateY(-7px);\n    box-shadow: 0 27px 65px rgba(16, 42, 67, 0.11);\n}\n\n.mgl-price-featured {\n    border-color: var(--mgl-blue);\n    box-shadow: 0 25px 65px rgba(0, 109, 255, 0.15);\n    transform: translateY(-10px);\n}\n\n.mgl-price-featured:hover {\n    transform: translateY(-16px);\n}\n\n.mgl-price-badge {\n    position: absolute;\n    top: 0;\n    left: 50%;\n    padding: 8px 16px;\n    border-radius: 0 0 12px 12px;\n    background: var(--mgl-blue);\n    color: #ffffff;\n    font-size: 9px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n    transform: translateX(-50%);\n}\n\n.mgl-price-type {\n    display: block;\n    margin-bottom: 10px;\n    color: var(--mgl-navy);\n    font-size: 20px;\n    font-weight: 800;\n}\n\n.mgl-price-description {\n    min-height: 40px;\n    margin: 0 0 23px;\n    color: var(--mgl-muted);\n    font-size: 12px;\n    line-height: 1.5;\n}\n\n.mgl-price-intro {\n    margin: 0 0 5px;\n    color: var(--mgl-muted);\n    font-size: 12px;\n}\n\n.mgl-price {\n    display: flex;\n    align-items: flex-end;\n    margin-bottom: 28px;\n}\n\n.mgl-price sup {\n    align-self: flex-start;\n    margin-top: 10px;\n    color: var(--mgl-blue);\n    font-size: 22px;\n    font-weight: 800;\n}\n\n.mgl-price strong {\n    color: var(--mgl-navy);\n    font-size: 61px;\n    line-height: 0.95;\n    letter-spacing: -0.055em;\n}\n\n.mgl-price span {\n    margin: 0 0 7px 7px;\n    color: var(--mgl-muted);\n    font-size: 12px;\n}\n\n.mgl-price-card ul {\n    display: grid;\n    flex: 1;\n    gap: 13px;\n    margin: 0 0 30px;\n    padding: 0;\n    list-style: none;\n}\n\n.mgl-price-card li {\n    position: relative;\n    padding-left: 27px;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.5;\n}\n\n.mgl-price-card li::before {\n    content: \"\u2713\";\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 19px;\n    height: 19px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 850;\n}\n\n.mgl-price-card .mgl-button {\n    width: 100%;\n}\n\n.mgl-price-disclaimer {\n    max-width: 860px;\n    margin: 33px auto 0;\n    color: #7b8b9e;\n    font-size: 11px;\n    line-height: 1.6;\n    text-align: center;\n}\n\n\n\/* EXCLUSIONS *\/\n\n.mgl-exclusions {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.mgl-exclusions-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n}\n\n.mgl-exclusions-heading {\n    max-width: 820px;\n    margin-bottom: 50px;\n}\n\n.mgl-exclusions-heading h2 {\n    margin: 0 0 20px;\n    color: var(--mgl-navy);\n    font-size: clamp(42px, 4.3vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgl-exclusions-heading p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n.mgl-exclusion-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.mgl-exclusion-grid article {\n    display: flex;\n    flex-direction: column;\n    min-height: 280px;\n    padding: 29px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 22px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n}\n\n.mgl-exclusion-grid article > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgl-exclusion-grid h3 {\n    margin: 0 0 11px;\n    color: var(--mgl-navy);\n    font-size: 19px;\n}\n\n.mgl-exclusion-grid p {\n    flex: 1;\n    margin: 0 0 20px;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n.mgl-exclusion-grid a {\n    color: var(--mgl-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* QUOTE INFO *\/\n\n.mgl-quote-info {\n    padding: 110px 30px;\n    background: var(--mgl-soft-blue);\n}\n\n.mgl-quote-info-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.75fr) minmax(0, 1.25fr);\n    align-items: start;\n    gap: 70px;\n}\n\n.mgl-quote-heading {\n    position: sticky;\n    top: 40px;\n}\n\n.mgl-quote-heading h2 {\n    margin: 0 0 19px;\n    color: var(--mgl-navy);\n    font-size: clamp(42px, 4vw, 58px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgl-quote-heading p {\n    margin: 0 0 29px;\n    color: var(--mgl-text);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.mgl-requirements-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 17px;\n}\n\n.mgl-requirement {\n    min-height: 210px;\n    padding: 28px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 21px;\n    background: #ffffff;\n}\n\n.mgl-requirement > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--mgl-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgl-requirement h3 {\n    margin: 0 0 10px;\n    color: var(--mgl-navy);\n    font-size: 18px;\n}\n\n.mgl-requirement p {\n    margin: 0;\n    color: var(--mgl-text);\n    font-size: 12px;\n    line-height: 1.65;\n}\n\n\n\/* CTA *\/\n\n.mgl-cta {\n    padding: 40px 30px;\n    background: #ffffff;\n}\n\n.mgl-cta-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    padding: 65px 70px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 45px;\n    overflow: hidden;\n    border-radius: 30px;\n    background:\n        radial-gradient(\n            circle at 90% 0%,\n            rgba(255, 255, 255, 0.14),\n            transparent 29%\n        ),\n        linear-gradient(135deg, #006dff, #004ebc);\n    box-shadow: 0 30px 75px rgba(0, 88, 217, 0.21);\n}\n\n.mgl-cta-container h2 {\n    max-width: 720px;\n    margin: 0 0 15px;\n    color: #ffffff;\n    font-size: clamp(38px, 4vw, 55px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.045em;\n}\n\n.mgl-cta-container p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.76);\n    font-size: 15px;\n    line-height: 1.65;\n}\n\n.mgl-cta-container p a {\n    color: #ffffff;\n    font-weight: 750;\n}\n\n.mgl-cta-buttons {\n    display: flex;\n    flex: 0 0 auto;\n    flex-direction: column;\n    gap: 12px;\n}\n\n.mgl-button-white {\n    background: #ffffff;\n    color: var(--mgl-blue);\n    box-shadow: 0 16px 35px rgba(0, 0, 0, 0.12);\n}\n\n.mgl-button-white:hover {\n    color: var(--mgl-blue);\n    transform: translateY(-3px);\n    box-shadow: 0 21px 40px rgba(0, 0, 0, 0.16);\n}\n\n.mgl-button-glass {\n    border-color: rgba(255, 255, 255, 0.24);\n    background: rgba(255, 255, 255, 0.09);\n    color: #ffffff;\n}\n\n.mgl-button-glass:hover {\n    background: rgba(255, 255, 255, 0.16);\n    color: #ffffff;\n    transform: translateY(-3px);\n}\n\n\n\/* FAQ *\/\n\n.mgl-faq {\n    background: #ffffff;\n}\n\n.mgl-faq-layout {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.78fr) minmax(0, 1.22fr);\n    align-items: start;\n    gap: 75px;\n}\n\n.mgl-help-card {\n    margin-top: 30px;\n    padding: 25px;\n    border: 1px solid var(--mgl-border);\n    border-radius: 19px;\n    background: var(--mgl-soft-blue);\n}\n\n.mgl-help-card span,\n.mgl-help-card strong {\n    display: block;\n}\n\n.mgl-help-card span {\n    margin-bottom: 7px;\n    color: var(--mgl-muted);\n    font-size: 11px;\n}\n\n.mgl-help-card strong {\n    margin-bottom: 14px;\n    color: var(--mgl-navy);\n    font-size: 15px;\n}\n\n.mgl-help-card a {\n    color: var(--mgl-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n.mgl-faq-list {\n    display: grid;\n    gap: 13px;\n}\n\n.mgl-faq-list details {\n    border: 1px solid var(--mgl-border);\n    border-radius: 17px;\n    background: #ffffff;\n    transition:\n        border-color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mgl-faq-list details[open] {\n    border-color: rgba(0, 109, 255, 0.24);\n    box-shadow: 0 17px 40px rgba(16, 42, 67, 0.07);\n}\n\n.mgl-faq-list summary {\n    min-height: 74px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 25px;\n    padding: 20px 23px;\n    color: var(--mgl-navy);\n    font-size: 14px;\n    font-weight: 750;\n    cursor: pointer;\n    list-style: none;\n}\n\n.mgl-faq-list summary::-webkit-details-marker {\n    display: none;\n}\n\n.mgl-faq-list summary span {\n    width: 29px;\n    height: 29px;\n    display: grid;\n    flex: 0 0 29px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgl-light-blue);\n    color: var(--mgl-blue);\n    font-size: 18px;\n    font-weight: 500;\n    transition: transform 0.25s ease;\n}\n\n.mgl-faq-list details[open] summary span {\n    transform: rotate(45deg);\n}\n\n.mgl-faq-list details > div {\n    padding: 0 23px 23px;\n    color: var(--mgl-text);\n    font-size: 13px;\n    line-height: 1.75;\n}\n\n\n\/* RESPONSIVE *\/\n\n@media (max-width: 1100px) {\n\n    .mgl-hero-container {\n        grid-template-columns: minmax(0, 0.95fr) minmax(430px, 1.05fr);\n        gap: 40px;\n    }\n\n    .mgl-coverage-grid,\n    .mgl-industry-grid,\n    .mgl-exclusion-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mgl-contracts-container {\n        gap: 45px;\n    }\n\n    .mgl-cta-container {\n        padding: 55px 45px;\n    }\n}\n\n\n@media (max-width: 900px) {\n\n    .mgl-hero {\n        padding: 75px 22px 70px;\n    }\n\n    .mgl-hero-container,\n    .mgl-intro-container,\n    .mgl-contracts-container,\n    .mgl-subcontractors-container,\n    .mgl-quote-info-container,\n    .mgl-faq-layout {\n        grid-template-columns: 1fr;\n    }\n\n    .mgl-hero-content {\n        max-width: 760px;\n        margin: 0 auto;\n        text-align: center;\n    }\n\n    .mgl-hero-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgl-hero-buttons,\n    .mgl-hero-trust {\n        justify-content: center;\n    }\n\n    .mgl-hero-visual {\n        min-height: 510px;\n    }\n\n    .mgl-benefits-container {\n        grid-template-columns: 1fr;\n    }\n\n    .mgl-benefit + .mgl-benefit {\n        border-top: 1px solid var(--mgl-border);\n        border-left: 0;\n    }\n\n    .mgl-section,\n    .mgl-intro,\n    .mgl-contracts,\n    .mgl-subcontractors,\n    .mgl-exclusions,\n    .mgl-quote-info {\n        padding: 85px 22px;\n    }\n\n    .mgl-contract-content {\n        text-align: center;\n    }\n\n    .mgl-contract-content h2,\n    .mgl-contract-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgl-contract-points {\n        max-width: 650px;\n        margin: 0 auto;\n        text-align: left;\n    }\n\n    .mgl-process-grid {\n        grid-template-columns: 1fr;\n        max-width: 650px;\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgl-price-grid {\n        grid-template-columns: 1fr;\n        max-width: 600px;\n    }\n\n    .mgl-price-featured,\n    .mgl-price-featured:hover {\n        transform: none;\n    }\n\n    .mgl-quote-heading {\n        position: static;\n        max-width: 720px;\n        text-align: center;\n    }\n\n    .mgl-cta-container {\n        flex-direction: column;\n        text-align: center;\n    }\n\n    .mgl-cta-buttons {\n        width: 100%;\n        max-width: 450px;\n    }\n}\n\n\n@media (max-width: 650px) {\n\n    .mgl-hero {\n        padding: 60px 17px 52px;\n    }\n\n    .mgl-hero-content h1 {\n        font-size: 44px;\n    }\n\n    .mgl-hero-content > p {\n        font-size: 16px;\n        line-height: 1.66;\n    }\n\n    .mgl-hero-buttons {\n        display: grid;\n        grid-template-columns: 1fr;\n    }\n\n    .mgl-button {\n        width: 100%;\n    }\n\n    .mgl-hero-trust {\n        display: grid;\n        justify-content: start;\n        width: fit-content;\n        margin: 0 auto;\n        text-align: left;\n    }\n\n    .mgl-hero-visual {\n        min-height: 385px;\n    }\n\n    .mgl-hero-image {\n        width: 114%;\n    }\n\n    .mgl-floating-card {\n        display: none;\n    }\n\n    .mgl-benefits {\n        padding: 0 17px 70px;\n    }\n\n    .mgl-benefit {\n        padding: 25px 22px;\n    }\n\n    .mgl-section,\n    .mgl-intro,\n    .mgl-contracts,\n    .mgl-subcontractors,\n    .mgl-exclusions,\n    .mgl-quote-info {\n        padding: 70px 17px;\n    }\n\n    .mgl-section-heading {\n        margin-bottom: 40px;\n    }\n\n    .mgl-section-heading h2,\n    .mgl-faq-heading h2,\n    .mgl-intro-content h2,\n    .mgl-contract-content h2,\n    .mgl-exclusions-heading h2,\n    .mgl-quote-heading h2,\n    .mgl-subcontractor-card h2 {\n        font-size: 39px;\n    }\n\n    .mgl-section-heading p,\n    .mgl-faq-heading > p,\n    .mgl-intro-content > p,\n    .mgl-contract-content > p,\n    .mgl-exclusions-heading p {\n        font-size: 15px;\n    }\n\n    .mgl-intro-points,\n    .mgl-coverage-grid,\n    .mgl-industry-grid,\n    .mgl-contract-points,\n    .mgl-contract-stats,\n    .mgl-subcontractor-points,\n    .mgl-exclusion-grid,\n    .mgl-requirements-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .mgl-risk-card {\n        padding: 30px 23px;\n    }\n\n    .mgl-coverage-card,\n    .mgl-industry-card,\n    .mgl-exclusion-grid article,\n    .mgl-requirement {\n        min-height: auto;\n    }\n\n    .mgl-subcontractor-card,\n    .mgl-subcontractor-side article {\n        padding: 29px 23px;\n    }\n\n    .mgl-price-card {\n        padding: 34px 25px 26px;\n    }\n\n    .mgl-cta {\n        padding: 25px 17px;\n    }\n\n    .mgl-cta-container {\n        padding: 47px 23px;\n        border-radius: 24px;\n    }\n\n    .mgl-cta-container h2 {\n        font-size: 39px;\n    }\n}\n\n\n@media (prefers-reduced-motion: reduce) {\n\n    .mas-general-liability-page *,\n    .mas-general-liability-page *::before,\n    .mas-general-liability-page *::after {\n        animation: none !important;\n        scroll-behavior: auto !important;\n        transition: none !important;\n    }\n}\n<\/style>\n\n<div class=\"mas-general-liability-page\">\n\n    <!-- HERO -->\n    <section class=\"mgl-hero\">\n\n        <div class=\"mgl-hero-container\">\n\n            <div class=\"mgl-hero-content\">\n\n                <span class=\"mgl-label\">\n                    General Liability Insurance\n                <\/span>\n\n                <h1>\n                    Good business starts with\n                    <span>better protection.<\/span>\n                <\/h1>\n\n                <p>\n                    Protect your business against covered third-party bodily\n                    injury, property damage, personal injury and advertising\n                    injury claims.\n                <\/p>\n\n                <div class=\"mgl-hero-buttons\">\n\n                    <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-primary\">\n                        Quote Online\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"mgl-button mgl-button-secondary\">\n                        Request a Call\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6A19.79 19.79 0 0 1 2.12 4.18 2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.12.9.33 1.78.62 2.63a2 2 0 0 1-.45 2.11L8 9.73a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.85.29 1.73.5 2.63.62A2 2 0 0 1 22 16.92Z\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mgl-hero-trust\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Multiple carrier options\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Contractor programs\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        24\/7 certificate access\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgl-hero-visual\">\n\n                <div class=\"mgl-hero-shape\"><\/div>\n\n                <img decoding=\"async\"\n                    src=\"PASTE-YOUR-GENERAL-LIABILITY-HERO-IMAGE-URL-HERE\"\n                    alt=\"General liability insurance for contractors and businesses\"\n                    class=\"mgl-hero-image\"\n                >\n\n                <div class=\"mgl-floating-card mgl-floating-top\">\n\n                    <span class=\"mgl-floating-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <span>\n                        <small>Business protection<\/small>\n                        Coverage built around your work\n                    <\/span>\n\n                <\/div>\n\n                <div class=\"mgl-floating-card mgl-floating-bottom\">\n\n                    <span class=\"mgl-floating-icon\">\n                        24\/7\n                    <\/span>\n\n                    <span>\n                        <small>Insured portal<\/small>\n                        Certificates when you need them\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BENEFIT BAR -->\n    <section class=\"mgl-benefits\">\n\n        <div class=\"mgl-benefits-container\">\n\n            <article class=\"mgl-benefit\">\n\n                <span class=\"mgl-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>Multiple Markets<\/h3>\n\n                    <p>\n                        We compare standard and specialty options for a wide\n                        range of business classifications.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"mgl-benefit\">\n\n                <span class=\"mgl-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"m8 12 3 3 5-6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>Contract-Ready Coverage<\/h3>\n\n                    <p>\n                        Add eligible certificate holders, additional insureds\n                        and waivers when required.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"mgl-benefit\">\n\n                <span class=\"mgl-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5M9 13h6M9 17h6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>24\/7 Certificates<\/h3>\n\n                    <p>\n                        Access proof of insurance through the MAS insured\n                        portal whenever your customers request it.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- COVERAGE EXPLANATION -->\n    <section class=\"mgl-intro\">\n\n        <div class=\"mgl-intro-container\">\n\n            <div class=\"mgl-intro-content\">\n\n                <span class=\"mgl-label\">\n                    Essential business protection\n                <\/span>\n\n                <h2>\n                    Protection for the risks that come with\n                    <span>doing business.<\/span>\n                <\/h2>\n\n                <p>\n                    Commercial general liability insurance helps protect your\n                    company when a customer, visitor or another third party\n                    alleges that your business caused injury, property damage\n                    or certain personal and advertising injuries.\n                <\/p>\n\n                <p>\n                    Coverage may help pay eligible legal-defense expenses,\n                    medical costs, settlements and judgments, subject to the\n                    policy\u2019s limits, exclusions and conditions.\n                <\/p>\n\n                <div class=\"mgl-intro-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Third-party bodily injury\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Third-party property damage\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Personal and advertising injury\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Products-completed operations\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Medical payments\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Eligible legal-defense costs\n                    <\/span>\n\n                <\/div>\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-primary\">\n                    Review My Business\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"mgl-risk-card\">\n\n                <span class=\"mgl-risk-label\">\n                    General Liability Review\n                <\/span>\n\n                <h3>\n                    What affects your premium?\n                <\/h3>\n\n                <div class=\"mgl-risk-list\">\n\n                    <div>\n                        <span>01<\/span>\n                        <p>Business classification and operations<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>02<\/span>\n                        <p>Annual gross sales<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>03<\/span>\n                        <p>Employee and subcontractor payroll<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>04<\/span>\n                        <p>Location and territory<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>05<\/span>\n                        <p>Prior insurance and claims history<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>06<\/span>\n                        <p>Coverage limits and endorsements<\/p>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- COVERAGE CARDS -->\n    <section class=\"mgl-section mgl-coverages\">\n\n        <div class=\"mgl-section-heading\">\n\n            <span class=\"mgl-label\">\n                Core policy protection\n            <\/span>\n\n            <h2>\n                Coverage designed for\n                <span>everyday business exposures.<\/span>\n            <\/h2>\n\n            <p>\n                A general liability policy can respond to several common\n                categories of third-party claims.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgl-coverage-grid\">\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"8\" r=\"4\"><\/circle>\n                        <path d=\"M4 21a8 8 0 0 1 16 0\"><\/path>\n                        <path d=\"M18 5v6M15 8h6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Bodily Injury<\/h3>\n\n                <p>\n                    Helps protect your business when a third party alleges that\n                    your operations caused a covered physical injury.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Example: A customer slips at your premises.\n                <\/span>\n\n            <\/article>\n\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 21h18M5 21V9l7-6 7 6v12\"><\/path>\n                        <path d=\"m9 14 6 6M15 14l-6 6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Property Damage<\/h3>\n\n                <p>\n                    Helps cover eligible damage your business causes to\n                    property belonging to a customer or another third party.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Example: A contractor damages a customer\u2019s flooring.\n                <\/span>\n\n            <\/article>\n\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 5h16v11H7l-3 3Z\"><\/path>\n                        <path d=\"M8 9h8M8 12h5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Personal &amp; Advertising Injury<\/h3>\n\n                <p>\n                    May help protect against covered allegations such as libel,\n                    slander and certain advertising-related injuries.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Example: A competitor alleges advertising harm.\n                <\/span>\n\n            <\/article>\n\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m4 7 8-4 8 4-8 4Z\"><\/path>\n                        <path d=\"M4 7v10l8 4 8-4V7M12 11v10\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Products-Completed Operations<\/h3>\n\n                <p>\n                    Helps address covered injury or damage that arises after a\n                    product is sold or contracted work has been completed.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Example: Completed installation causes later damage.\n                <\/span>\n\n            <\/article>\n\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"M12 8v8M8 12h8\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Medical Payments<\/h3>\n\n                <p>\n                    May provide limited payment for eligible medical expenses\n                    when a third party is injured at your business.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Coverage applies regardless of fault in some situations.\n                <\/span>\n\n            <\/article>\n\n\n            <article class=\"mgl-coverage-card\">\n\n                <span class=\"mgl-coverage-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5M9 13h6M9 17h6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Legal Defense<\/h3>\n\n                <p>\n                    Helps pay eligible attorney fees and court expenses when\n                    the insurer defends your business against a covered claim.\n                <\/p>\n\n                <span class=\"mgl-card-example\">\n                    Defense terms vary by policy and carrier.\n                <\/span>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- INDUSTRIES -->\n    <section class=\"mgl-section mgl-industries\">\n\n        <div class=\"mgl-section-heading\">\n\n            <span class=\"mgl-label\">\n                Industries we serve\n            <\/span>\n\n            <h2>\n                Tailored to fit\n                <span>your type of business.<\/span>\n            <\/h2>\n\n            <p>\n                We provide general liability options for contractors, service\n                businesses, retail operations, property owners and many other\n                commercial risks.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgl-industry-grid\">\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">01<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 21h18M5 21V9l7-6 7 6v12\"><\/path>\n                        <path d=\"M9 21v-7h6v7\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Construction Contractors<\/h3>\n\n                <p>\n                    Programs for general contractors, roofers, carpenters,\n                    framers, drywall installers and trade subcontractors.\n                <\/p>\n\n                <ul>\n                    <li>Residential and commercial work<\/li>\n                    <li>New construction and remodeling<\/li>\n                    <li>Project-specific requirements<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">02<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m4 20 6-6M8 16l4 4M14 4l6 6\"><\/path>\n                        <path d=\"m12 12 8-8\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Janitorial Services<\/h3>\n\n                <p>\n                    Coverage for residential cleaning, commercial janitorial,\n                    pressure washing and property-maintenance businesses.\n                <\/p>\n\n                <ul>\n                    <li>Interior cleaning<\/li>\n                    <li>Floor and window services<\/li>\n                    <li>Commercial maintenance<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">03<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 21V5h16v16\"><\/path>\n                        <path d=\"M8 9h2M14 9h2M8 13h2M14 13h2\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Wholesale &amp; Industrial<\/h3>\n\n                <p>\n                    Options for manufacturers, warehouses, distributors, farms\n                    and nursery or plant-sales operations.\n                <\/p>\n\n                <ul>\n                    <li>Premises liability<\/li>\n                    <li>Products liability<\/li>\n                    <li>Distribution exposures<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">04<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 10h16v11H4Z\"><\/path>\n                        <path d=\"m3 10 2-6h14l2 6\"><\/path>\n                        <path d=\"M9 21v-6h6v6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Shops &amp; E-Commerce<\/h3>\n\n                <p>\n                    Coverage for storefronts, online sellers, offices,\n                    multi-location retailers and eligible product exposures.\n                <\/p>\n\n                <ul>\n                    <li>Customer premises exposures<\/li>\n                    <li>Products and completed operations<\/li>\n                    <li>Multiple-location options<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">05<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 21V9\"><\/path>\n                        <path d=\"M8 13c-3 0-5-2-5-5 3 0 5 2 5 5ZM16 13c3 0 5-2 5-5-3 0-5 2-5 5Z\"><\/path>\n                        <path d=\"M12 9c-3 0-5-2-5-5 3 0 5 2 5 5ZM12 9c3 0 5-2 5-5-3 0-5 2-5 5Z\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Lawn Care &amp; Landscaping<\/h3>\n\n                <p>\n                    Programs for lawn maintenance, landscape design, tree\n                    trimming, paver installation and outdoor services.\n                <\/p>\n\n                <ul>\n                    <li>Residential and commercial work<\/li>\n                    <li>Equipment-related exposures<\/li>\n                    <li>Completed operations<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">06<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m13 2-7 11h6l-1 9 7-12h-6Z\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Trade Contractors<\/h3>\n\n                <p>\n                    Coverage for electricians, plumbers, HVAC contractors,\n                    painters, tile installers and handyman operations.\n                <\/p>\n\n                <ul>\n                    <li>Service and installation work<\/li>\n                    <li>Subcontracted operations<\/li>\n                    <li>Contract-required endorsements<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">07<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 17h14l-1-7H6Z\"><\/path>\n                        <path d=\"M7 10 9 5h6l2 5\"><\/path>\n                        <circle cx=\"8\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"16\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n                <\/span>\n\n                <h3>Auto Service Businesses<\/h3>\n\n                <p>\n                    Options for repair shops, tire stores, mobile mechanics,\n                    detailers and other automotive service operations.\n                <\/p>\n\n                <ul>\n                    <li>Premises and operations<\/li>\n                    <li>Customer interactions<\/li>\n                    <li>Garage-related options available<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">08<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"8\" cy=\"8\" r=\"3\"><\/circle>\n                        <circle cx=\"16\" cy=\"8\" r=\"3\"><\/circle>\n                        <path d=\"M2 21a6 6 0 0 1 12 0M10 21a6 6 0 0 1 12 0\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Childcare &amp; Education<\/h3>\n\n                <p>\n                    Coverage options for eligible daycare centers, tutoring\n                    businesses, learning centers and youth programs.\n                <\/p>\n\n                <ul>\n                    <li>Premises liability<\/li>\n                    <li>Participant exposures<\/li>\n                    <li>Optional professional coverages<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgl-industry-card\">\n\n                <span class=\"mgl-industry-number\">09<\/span>\n\n                <span class=\"mgl-industry-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 21h18M5 21V8h14v13\"><\/path>\n                        <path d=\"M8 12h8M8 16h8\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Offices &amp; Service Providers<\/h3>\n\n                <p>\n                    Protection for consultants, offices, service providers,\n                    property managers and administrative businesses.\n                <\/p>\n\n                <ul>\n                    <li>Premises liability<\/li>\n                    <li>Client visits<\/li>\n                    <li>Hired and non-owned auto options<\/li>\n                <\/ul>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CONTRACT REQUIREMENTS -->\n    <section class=\"mgl-contracts\">\n\n        <div class=\"mgl-contracts-container\">\n\n            <div class=\"mgl-contract-content\">\n\n                <span class=\"mgl-label mgl-label-light\">\n                    Meet contractual requirements\n                <\/span>\n\n                <h2>\n                    The endorsements your customers and job sites request.\n                <\/h2>\n\n                <p>\n                    Contracts frequently require more than a basic certificate.\n                    Our team can help review eligible additional-insured,\n                    waiver and primary-and-noncontributory requirements.\n                <\/p>\n\n                <div class=\"mgl-contract-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Certificate holders\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Additional insured endorsements\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Waiver of subrogation\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Primary and noncontributory wording\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Completed-operations endorsements\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Blanket endorsement options\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgl-contract-stats\">\n\n                <div class=\"mgl-contract-stat\">\n                    <strong>24\/7<\/strong>\n                    <span>Online certificate access<\/span>\n                <\/div>\n\n                <div class=\"mgl-contract-stat\">\n                    <strong>COI<\/strong>\n                    <span>Proof of insurance support<\/span>\n                <\/div>\n\n                <div class=\"mgl-contract-stat\">\n                    <strong>AI<\/strong>\n                    <span>Additional insured options<\/span>\n                <\/div>\n\n                <div class=\"mgl-contract-stat\">\n                    <strong>WOS<\/strong>\n                    <span>Waiver of subrogation options<\/span>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- SUBCONTRACTORS -->\n    <section class=\"mgl-subcontractors\">\n\n        <div class=\"mgl-subcontractors-container\">\n\n            <div class=\"mgl-subcontractor-card\">\n\n                <span class=\"mgl-subcontractor-label\">\n                    Important for contractors\n                <\/span>\n\n                <h2>\n                    Properly manage your subcontractor exposure.\n                <\/h2>\n\n                <p>\n                    Contractors who use subcontractors should maintain complete\n                    records and verify that each subcontractor carries\n                    appropriate insurance. Uninsured subcontractor costs may be\n                    included in the policy\u2019s final audit or affect coverage.\n                <\/p>\n\n                <div class=\"mgl-subcontractor-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Obtain certificates before work begins\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Confirm policy dates cover the entire project\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Use written subcontract agreements\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Retain invoices and payment records\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Verify required additional-insured status\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Keep records available for the premium audit\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgl-subcontractor-side\">\n\n                <article>\n\n                    <span class=\"mgl-side-icon\">\n                        #\n                    <\/span>\n\n                    <h3>Correct Classification<\/h3>\n\n                    <p>\n                        The carrier must understand every operation your\n                        business performs. Undisclosed work can create audit,\n                        pricing or coverage issues.\n                    <\/p>\n\n                <\/article>\n\n                <article>\n\n                    <span class=\"mgl-side-icon\">\n                        $\n                    <\/span>\n\n                    <h3>Accurate Exposure Reporting<\/h3>\n\n                    <p>\n                        General liability premiums may be based on sales,\n                        payroll, subcontractor costs, area or another exposure\n                        basis.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- PROCESS -->\n    <section class=\"mgl-section mgl-process\">\n\n        <div class=\"mgl-section-heading\">\n\n            <span class=\"mgl-label\">\n                Our quote process\n            <\/span>\n\n            <h2>\n                General liability coverage in\n                <span>three simple steps.<\/span>\n            <\/h2>\n\n            <p>\n                Tell us about your business and we will help identify suitable\n                markets, limits and endorsements.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgl-process-grid\">\n\n            <article class=\"mgl-process-card\">\n\n                <span class=\"mgl-process-number\">\n                    01\n                <\/span>\n\n                <span class=\"mgl-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 4h16v16H4Z\"><\/path>\n                        <path d=\"M8 9h8M8 13h8M8 17h5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Tell Us About Your Business<\/h3>\n\n                <p>\n                    Provide your operations, experience, revenue, payroll,\n                    subcontractor costs, locations and coverage requirements.\n                <\/p>\n\n                <a href=\"\/contact-us\/\">\n                    Start your quote <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgl-process-card\">\n\n                <span class=\"mgl-process-number\">\n                    02\n                <\/span>\n\n                <span class=\"mgl-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Compare Available Options<\/h3>\n\n                <p>\n                    We review eligible markets and compare limits,\n                    deductibles, exclusions, endorsements and pricing.\n                <\/p>\n\n            <\/article>\n\n\n            <article class=\"mgl-process-card\">\n\n                <span class=\"mgl-process-number\">\n                    03\n                <\/span>\n\n                <span class=\"mgl-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"m9 12 2 2 4-4\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Review &amp; Bind<\/h3>\n\n                <p>\n                    Select your policy, complete the required documents and\n                    access proof of insurance through the insured portal.\n                <\/p>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- PRICING -->\n    <section class=\"mgl-section mgl-pricing\">\n\n        <div class=\"mgl-section-heading\">\n\n            <span class=\"mgl-label\">\n                Pricing examples\n            <\/span>\n\n            <h2>\n                Affordable options.\n                <span>Protection with value.<\/span>\n            <\/h2>\n\n            <p>\n                Starting-price examples are for illustration only. Actual\n                premiums depend on your business and underwriting profile.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgl-price-grid\">\n\n            <article class=\"mgl-price-card\">\n\n                <span class=\"mgl-price-type\">\n                    Contractors\n                <\/span>\n\n                <p class=\"mgl-price-description\">\n                    Coverage for eligible trade and service contractors.\n                <\/p>\n\n                <p class=\"mgl-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgl-price\">\n                    <sup>$<\/sup>\n                    <strong>25<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Meet contract requirements<\/li>\n                    <li>Third-party injury protection<\/li>\n                    <li>Property-damage protection<\/li>\n                    <li>Certificate access<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-outline\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgl-price-card mgl-price-featured\">\n\n                <span class=\"mgl-price-badge\">\n                    Popular option\n                <\/span>\n\n                <span class=\"mgl-price-type\">\n                    Shops &amp; Stores\n                <\/span>\n\n                <p class=\"mgl-price-description\">\n                    Coverage for eligible retail and service businesses.\n                <\/p>\n\n                <p class=\"mgl-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgl-price\">\n                    <sup>$<\/sup>\n                    <strong>20<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Meet landlord requirements<\/li>\n                    <li>Premises-liability protection<\/li>\n                    <li>Medical payments<\/li>\n                    <li>Eligible legal-defense costs<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-primary\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgl-price-card\">\n\n                <span class=\"mgl-price-type\">\n                    Industrial\n                <\/span>\n\n                <p class=\"mgl-price-description\">\n                    Protection for eligible warehouses and manufacturers.\n                <\/p>\n\n                <p class=\"mgl-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgl-price\">\n                    <sup>$<\/sup>\n                    <strong>125<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Premises and operations<\/li>\n                    <li>Products liability options<\/li>\n                    <li>Legal-defense protection<\/li>\n                    <li>Higher-limit options<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-outline\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n        <\/div>\n\n        <p class=\"mgl-price-disclaimer\">\n            *These amounts are examples and are not guaranteed quotations.\n            Premiums vary based on classification, revenue, payroll,\n            subcontractor costs, location, limits, prior coverage, claims\n            history and other underwriting factors.\n        <\/p>\n\n    <\/section>\n\n\n    <!-- WHAT IS NOT COVERED -->\n    <section class=\"mgl-exclusions\">\n\n        <div class=\"mgl-exclusions-container\">\n\n            <div class=\"mgl-exclusions-heading\">\n\n                <span class=\"mgl-label\">\n                    Complete your protection\n                <\/span>\n\n                <h2>\n                    General liability does not cover every business risk.\n                <\/h2>\n\n                <p>\n                    A complete commercial-insurance program may require\n                    additional policies based on your employees, vehicles,\n                    professional services, property and contracts.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgl-exclusion-grid\">\n\n                <article>\n\n                    <span>01<\/span>\n\n                    <h3>Employee Injuries<\/h3>\n\n                    <p>\n                        Work-related employee injuries are generally addressed\n                        through workers\u2019 compensation insurance.\n                    <\/p>\n\n                    <a href=\"\/?page_id=185\">\n                        Workers\u2019 Compensation \u2192\n                    <\/a>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>02<\/span>\n\n                    <h3>Professional Errors<\/h3>\n\n                    <p>\n                        Advice, design mistakes and professional negligence\n                        generally require professional liability coverage.\n                    <\/p>\n\n                    <a href=\"\/contact-us\/\">\n                        Professional Liability \u2192\n                    <\/a>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>03<\/span>\n\n                    <h3>Commercial Vehicles<\/h3>\n\n                    <p>\n                        Vehicles used for business usually require a commercial\n                        auto policy rather than general liability.\n                    <\/p>\n\n                    <a href=\"\/?page_id=189\">\n                        Commercial Auto \u2192\n                    <\/a>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>04<\/span>\n\n                    <h3>Business Property<\/h3>\n\n                    <p>\n                        Buildings, tools, equipment, inventory and furniture\n                        generally require commercial property coverage.\n                    <\/p>\n\n                    <a href=\"\/contact-us\/\">\n                        Property Insurance \u2192\n                    <\/a>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>05<\/span>\n\n                    <h3>Cyber Incidents<\/h3>\n\n                    <p>\n                        Data breaches, ransomware and privacy events generally\n                        require cyber-liability insurance.\n                    <\/p>\n\n                    <a href=\"\/contact-us\/\">\n                        Cyber Insurance \u2192\n                    <\/a>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>06<\/span>\n\n                    <h3>Higher Liability Limits<\/h3>\n\n                    <p>\n                        Larger contracts may require excess or commercial\n                        umbrella liability above the primary policy.\n                    <\/p>\n\n                    <a href=\"\/contact-us\/\">\n                        Excess Liability \u2192\n                    <\/a>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- QUOTE REQUIREMENTS -->\n    <section class=\"mgl-quote-info\">\n\n        <div class=\"mgl-quote-info-container\">\n\n            <div class=\"mgl-quote-heading\">\n\n                <span class=\"mgl-label\">\n                    Prepare for your quote\n                <\/span>\n\n                <h2>\n                    What we may need to quote your business.\n                <\/h2>\n\n                <p>\n                    Complete information helps carriers classify your business\n                    correctly and return more accurate coverage terms.\n                <\/p>\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-primary\">\n                    Start My Quote\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"mgl-requirements-grid\">\n\n                <article class=\"mgl-requirement\">\n\n                    <span>01<\/span>\n\n                    <h3>Business Details<\/h3>\n\n                    <p>\n                        Legal name, address, ownership, years in business and\n                        a complete description of operations.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgl-requirement\">\n\n                    <span>02<\/span>\n\n                    <h3>Revenue<\/h3>\n\n                    <p>\n                        Estimated annual gross sales, including projected\n                        revenue for a new business.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgl-requirement\">\n\n                    <span>03<\/span>\n\n                    <h3>Payroll<\/h3>\n\n                    <p>\n                        Annual employee payroll divided by work performed and\n                        business classification.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgl-requirement\">\n\n                    <span>04<\/span>\n\n                    <h3>Subcontractor Costs<\/h3>\n\n                    <p>\n                        Estimated annual subcontractor costs and proof of\n                        insurance for insured subcontractors.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgl-requirement\">\n\n                    <span>05<\/span>\n\n                    <h3>Loss Runs<\/h3>\n\n                    <p>\n                        Prior carrier loss reports showing claims reported\n                        during previous policy periods.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgl-requirement\">\n\n                    <span>06<\/span>\n\n                    <h3>Contract Requirements<\/h3>\n\n                    <p>\n                        Required limits, additional-insured wording, waivers\n                        and other requested endorsements.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CTA -->\n    <section class=\"mgl-cta\">\n\n        <div class=\"mgl-cta-container\">\n\n            <div>\n\n                <span class=\"mgl-label mgl-label-light\">\n                    Protect your business\n                <\/span>\n\n                <h2>\n                    Ready to compare general liability options?\n                <\/h2>\n\n                <p>\n                    Start your quote online or call our licensed team at\n                    <a href=\"tel:3054282005\">(305) 428-2005<\/a>.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgl-cta-buttons\">\n\n                <a href=\"\/contact-us\/\" class=\"mgl-button mgl-button-white\">\n                    Get a General Liability Quote\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n                <a href=\"tel:3054282005\" class=\"mgl-button mgl-button-glass\">\n                    Call (305) 428-2005\n                <\/a>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- FAQ -->\n    <section class=\"mgl-section mgl-faq\">\n\n        <div class=\"mgl-faq-layout\">\n\n            <div class=\"mgl-faq-heading\">\n\n                <span class=\"mgl-label\">\n                    Frequently asked questions\n                <\/span>\n\n                <h2>\n                    General liability questions, answered.\n                <\/h2>\n\n                <p>\n                    Our team can help you review your operations, contract\n                    requirements and policy options.\n                <\/p>\n\n                <div class=\"mgl-help-card\">\n\n                    <span>\n                        Need direct assistance?\n                    <\/span>\n\n                    <strong>\n                        Speak with a commercial-insurance specialist.\n                    <\/strong>\n\n                    <a href=\"tel:3054282005\">\n                        Call (305) 428-2005 \u2192\n                    <\/a>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgl-faq-list\">\n\n                <details>\n\n                    <summary>\n                        Who should consider general liability insurance?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Businesses that interact with customers, perform work\n                        at customer locations, lease commercial property, sell\n                        products or enter contracts should consider general\n                        liability insurance.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Is general liability insurance legally required?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        General liability is not universally required by law,\n                        but customers, landlords, licensing authorities,\n                        lenders and project owners frequently require proof of\n                        coverage.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is a certificate of insurance?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        A certificate of insurance is a document summarizing\n                        important policy information such as the insurer,\n                        policy dates, coverage types and limits. It does not\n                        change the policy or automatically grant coverage.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is an additional insured?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        An additional insured endorsement may extend certain\n                        liability protection to another person or organization\n                        in connection with your work. Coverage depends on the\n                        endorsement wording and policy terms.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Does general liability cover professional mistakes?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        General liability normally does not cover claims based\n                        solely on professional advice, design errors or failure\n                        to perform professional services. Those exposures may\n                        require professional liability insurance.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Does general liability cover employee injuries?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Employee injuries are generally excluded from general\n                        liability and are normally addressed through workers\u2019\n                        compensation and employers liability coverage.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What limits should my business carry?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Appropriate limits depend on your operations, contracts,\n                        customers and potential claim severity. Common limits\n                        include $1 million per occurrence and $2 million\n                        aggregate, but different limits may be required.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Why does the carrier ask about subcontractors?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Subcontracted work can create liability for the hiring\n                        contractor. Carriers may request subcontractor costs,\n                        written agreements and certificates showing that each\n                        subcontractor carries appropriate insurance.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Why does my general liability policy require an audit?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Some policies begin with estimated sales, payroll or\n                        subcontractor costs. The carrier may audit the business\n                        after the policy term to calculate the final premium\n                        using actual exposure figures.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        How much does general liability insurance cost?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Cost depends on business classification, sales, payroll,\n                        subcontractor costs, location, limits, endorsements,\n                        prior coverage and claims history. Low-hazard businesses\n                        may pay substantially less than contractors or\n                        manufacturers.\n                    <\/div>\n\n                <\/details>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>General Liability Insurance Good business starts with better protection. Protect your business against covered third-party bodily injury, property damage, personal injury and advertising injury claims. Quote Online Request a Call \u2713 Multiple carrier options \u2713 Contractor programs \u2713 24\/7 certificate access Business protection Coverage built around your work 24\/7 Insured portal Certificates when you need&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-191","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=191"}],"version-history":[{"count":2,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/191\/revisions"}],"predecessor-version":[{"id":1704,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/191\/revisions\/1704"}],"wp:attachment":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}