{"id":187,"date":"2024-12-07T03:58:02","date_gmt":"2024-12-07T03:58:02","guid":{"rendered":"https:\/\/34.85.178.93\/?page_id=187"},"modified":"2026-07-19T03:44:53","modified_gmt":"2026-07-19T03:44:53","slug":"garage-keepers","status":"publish","type":"page","link":"https:\/\/musasinsurance.com\/?page_id=187","title":{"rendered":"Garage Keepers"},"content":{"rendered":"\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button fotawp-scrollto-top is-style-button-hover-white-bgcolor\"><a class=\"wp-block-button__link has-foregound-alt-color has-tertiary-background-color has-text-color has-background wp-element-button\" style=\"border-radius:50%\">Scroll to Top<\/a><\/div>\n<\/div>\n\n\n\n<style data-wp-block-html=\"css\">\n.mas-garage-insurance-page {\n    --mgk-blue: #006dff;\n    --mgk-blue-hover: #0058d9;\n    --mgk-navy: #102a43;\n    --mgk-text: #53657a;\n    --mgk-muted: #76879a;\n    --mgk-light-blue: #eaf3ff;\n    --mgk-soft-blue: #f6f9ff;\n    --mgk-border: #dfe9f5;\n    --mgk-white: #ffffff;\n\n    overflow: hidden;\n    background: #ffffff;\n    color: var(--mgk-navy);\n}\n\n.mas-garage-insurance-page *,\n.mas-garage-insurance-page *::before,\n.mas-garage-insurance-page *::after {\n    box-sizing: border-box;\n}\n\n.mas-garage-insurance-page a {\n    text-decoration: none;\n}\n\n\n\/* LABELS *\/\n\n.mgk-label {\n    display: inline-flex;\n    align-items: center;\n    gap: 9px;\n    margin-bottom: 22px;\n    padding: 10px 17px;\n    border: 1px solid rgba(0, 109, 255, 0.12);\n    border-radius: 999px;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 11px;\n    line-height: 1;\n    font-weight: 750;\n    letter-spacing: 0.07em;\n    text-transform: uppercase;\n}\n\n.mgk-label::before {\n    content: \"\";\n    width: 8px;\n    height: 8px;\n    border-radius: 50%;\n    background: var(--mgk-blue);\n    box-shadow: 0 0 0 5px rgba(0, 109, 255, 0.1);\n}\n\n.mgk-label-light {\n    border-color: rgba(255, 255, 255, 0.2);\n    background: rgba(255, 255, 255, 0.11);\n    color: #ffffff;\n}\n\n.mgk-label-light::before {\n    background: #ffffff;\n    box-shadow: 0 0 0 5px rgba(255, 255, 255, 0.12);\n}\n\n\n\/* BUTTONS *\/\n\n.mgk-button {\n    min-height: 58px;\n    display: inline-flex;\n    align-items: center;\n    justify-content: center;\n    gap: 11px;\n    padding: 16px 27px;\n    border: 1px solid transparent;\n    border-radius: 14px;\n    font-size: 14px;\n    line-height: 1;\n    font-weight: 750;\n    text-align: center;\n    transition:\n        transform 0.25s ease,\n        background-color 0.25s ease,\n        border-color 0.25s ease,\n        color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mgk-button svg {\n    width: 19px;\n    height: 19px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 2;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgk-button-primary {\n    background: var(--mgk-blue);\n    color: #ffffff;\n    box-shadow: 0 14px 30px rgba(0, 109, 255, 0.24);\n}\n\n.mgk-button-primary:hover {\n    background: var(--mgk-blue-hover);\n    color: #ffffff;\n    transform: translateY(-3px);\n    box-shadow: 0 19px 38px rgba(0, 109, 255, 0.29);\n}\n\n.mgk-button-secondary,\n.mgk-button-outline {\n    border-color: var(--mgk-border);\n    background: #ffffff;\n    color: var(--mgk-navy);\n    box-shadow: 0 9px 25px rgba(16, 42, 67, 0.07);\n}\n\n.mgk-button-secondary:hover,\n.mgk-button-outline:hover {\n    border-color: rgba(0, 109, 255, 0.3);\n    background: var(--mgk-soft-blue);\n    color: var(--mgk-blue);\n    transform: translateY(-3px);\n}\n\n\n\/* HERO *\/\n\n.mgk-hero {\n    position: relative;\n    padding: 100px 30px 92px;\n    background:\n        radial-gradient(\n            circle at 92% 10%,\n            rgba(0, 109, 255, 0.1),\n            transparent 28%\n        ),\n        linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);\n}\n\n.mgk-hero::before {\n    content: \"\";\n    position: absolute;\n    top: -270px;\n    right: -200px;\n    width: 650px;\n    height: 650px;\n    border: 1px solid rgba(0, 109, 255, 0.07);\n    border-radius: 50%;\n}\n\n.mgk-hero-container {\n    position: relative;\n    z-index: 2;\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 0.94fr) minmax(500px, 1.06fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgk-hero-content h1 {\n    max-width: 760px;\n    margin: 0 0 25px;\n    color: var(--mgk-navy);\n    font-size: clamp(52px, 5.3vw, 76px);\n    line-height: 0.99;\n    font-weight: 830;\n    letter-spacing: -0.055em;\n}\n\n.mgk-hero-content h1 span {\n    display: block;\n    color: var(--mgk-blue);\n}\n\n.mgk-hero-content > p {\n    max-width: 670px;\n    margin: 0 0 34px;\n    color: var(--mgk-text);\n    font-size: 19px;\n    line-height: 1.75;\n}\n\n.mgk-hero-buttons {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 14px;\n    margin-bottom: 31px;\n}\n\n.mgk-hero-trust {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 13px 22px;\n}\n\n.mgk-hero-trust span {\n    display: flex;\n    align-items: center;\n    gap: 8px;\n    color: #617286;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.mgk-hero-trust i {\n    width: 22px;\n    height: 22px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 12px;\n    font-style: normal;\n    font-weight: 800;\n}\n\n\n\/* HERO VISUAL *\/\n\n.mgk-hero-visual {\n    position: relative;\n    min-height: 590px;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n}\n\n.mgk-hero-shape {\n    position: absolute;\n    width: 84%;\n    aspect-ratio: 1;\n    border-radius: 42% 58% 61% 39% \/ 47% 40% 60% 53%;\n    background:\n        linear-gradient(\n            145deg,\n            rgba(0, 109, 255, 0.13),\n            rgba(234, 243, 255, 0.3)\n        );\n    transform: rotate(-4deg);\n}\n\n.mgk-hero-shape::before {\n    content: \"\";\n    position: absolute;\n    inset: 30px;\n    border: 1px solid rgba(0, 109, 255, 0.1);\n    border-radius: inherit;\n}\n\n.mgk-hero-image {\n    position: relative;\n    z-index: 2;\n    display: block;\n    width: 107%;\n    max-width: 735px;\n    height: auto;\n    object-fit: contain;\n    filter: drop-shadow(0 38px 31px rgba(16, 42, 67, 0.16));\n    transition: transform 0.45s ease;\n}\n\n.mgk-hero-visual:hover .mgk-hero-image {\n    transform: translateY(-7px);\n}\n\n\n\/* FLOATING CARDS *\/\n\n.mgk-floating-card {\n    position: absolute;\n    z-index: 4;\n    display: flex;\n    align-items: center;\n    gap: 11px;\n    min-width: 225px;\n    padding: 15px 17px;\n    border: 1px solid rgba(255, 255, 255, 0.85);\n    border-radius: 17px;\n    background: rgba(255, 255, 255, 0.9);\n    box-shadow: 0 20px 45px rgba(16, 42, 67, 0.13);\n    backdrop-filter: blur(15px);\n    -webkit-backdrop-filter: blur(15px);\n    animation: mgkFloat 5s ease-in-out infinite;\n}\n\n.mgk-floating-card small {\n    display: block;\n    margin-bottom: 3px;\n    color: #7c8b9d;\n    font-size: 9px;\n    font-weight: 700;\n    letter-spacing: 0.04em;\n    text-transform: uppercase;\n}\n\n.mgk-floating-card span:last-child {\n    color: var(--mgk-navy);\n    font-size: 12px;\n    line-height: 1.35;\n    font-weight: 750;\n}\n\n.mgk-floating-icon {\n    width: 39px;\n    height: 39px;\n    display: grid;\n    flex: 0 0 39px;\n    place-items: center;\n    border-radius: 12px;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 10px;\n    font-weight: 850;\n}\n\n.mgk-floating-icon svg {\n    width: 22px;\n    height: 22px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgk-floating-top {\n    top: 65px;\n    left: -20px;\n}\n\n.mgk-floating-bottom {\n    right: -10px;\n    bottom: 67px;\n    animation-delay: 1.8s;\n}\n\n@keyframes mgkFloat {\n    0%,\n    100% {\n        transform: translateY(0);\n    }\n\n    50% {\n        transform: translateY(-9px);\n    }\n}\n\n\n\/* BENEFITS *\/\n\n.mgk-benefits {\n    padding: 0 30px 90px;\n    background: #f8fbff;\n}\n\n.mgk-benefits-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    overflow: hidden;\n    border: 1px solid var(--mgk-border);\n    border-radius: 24px;\n    background: #ffffff;\n    box-shadow: 0 22px 65px rgba(16, 42, 67, 0.07);\n}\n\n.mgk-benefit {\n    display: flex;\n    align-items: flex-start;\n    gap: 16px;\n    padding: 31px;\n}\n\n.mgk-benefit + .mgk-benefit {\n    border-left: 1px solid var(--mgk-border);\n}\n\n.mgk-benefit-icon {\n    width: 49px;\n    height: 49px;\n    display: grid;\n    flex: 0 0 49px;\n    place-items: center;\n    border-radius: 14px;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n}\n\n.mgk-benefit-icon svg {\n    width: 23px;\n    height: 23px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgk-benefit h3 {\n    margin: 1px 0 7px;\n    color: var(--mgk-navy);\n    font-size: 17px;\n}\n\n.mgk-benefit p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.65;\n}\n\n\n\/* SHARED SECTIONS *\/\n\n.mgk-section {\n    padding: 110px 30px;\n}\n\n.mgk-section-heading {\n    max-width: 850px;\n    margin: 0 auto 55px;\n    text-align: center;\n}\n\n.mgk-section-heading h2,\n.mgk-faq-heading h2 {\n    margin: 0 0 20px;\n    color: var(--mgk-navy);\n    font-size: clamp(42px, 4.5vw, 61px);\n    line-height: 1.04;\n    font-weight: 820;\n    letter-spacing: -0.048em;\n}\n\n.mgk-section-heading h2 span {\n    color: var(--mgk-blue);\n}\n\n.mgk-section-heading p,\n.mgk-faq-heading > p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n\n\/* INTRO *\/\n\n.mgk-intro {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.mgk-intro-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(410px, 0.78fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgk-intro-content h2 {\n    max-width: 710px;\n    margin: 0 0 22px;\n    color: var(--mgk-navy);\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-intro-content h2 span {\n    display: block;\n    color: var(--mgk-blue);\n}\n\n.mgk-intro-content > p {\n    max-width: 700px;\n    margin: 0 0 17px;\n    color: var(--mgk-text);\n    font-size: 16px;\n    line-height: 1.75;\n}\n\n.mgk-intro-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n    margin: 29px 0 32px;\n}\n\n.mgk-intro-points span,\n.mgk-management-points span {\n    display: flex;\n    align-items: center;\n    gap: 9px;\n    font-size: 13px;\n    font-weight: 650;\n}\n\n.mgk-intro-points span {\n    color: var(--mgk-text);\n}\n\n.mgk-intro-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.mgk-risk-card {\n    padding: 38px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 26px;\n    background: linear-gradient(145deg, #ffffff, #f5f9ff);\n    box-shadow: 0 25px 65px rgba(16, 42, 67, 0.09);\n}\n\n.mgk-risk-label {\n    display: block;\n    margin-bottom: 13px;\n    color: var(--mgk-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.mgk-risk-card h3 {\n    margin: 0 0 27px;\n    color: var(--mgk-navy);\n    font-size: 30px;\n    line-height: 1.12;\n}\n\n.mgk-risk-list {\n    display: grid;\n    gap: 14px;\n}\n\n.mgk-risk-list > div {\n    display: flex;\n    align-items: center;\n    gap: 13px;\n    padding-bottom: 14px;\n    border-bottom: 1px solid var(--mgk-border);\n}\n\n.mgk-risk-list > div:last-child {\n    padding-bottom: 0;\n    border-bottom: 0;\n}\n\n.mgk-risk-list span {\n    width: 33px;\n    height: 33px;\n    display: grid;\n    flex: 0 0 33px;\n    place-items: center;\n    border-radius: 10px;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 9px;\n    font-weight: 800;\n}\n\n.mgk-risk-list p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 13px;\n}\n\n\n\/* COVERAGE OPTIONS *\/\n\n.mgk-coverage-options {\n    background: var(--mgk-soft-blue);\n}\n\n.mgk-option-grid {\n    width: 100%;\n    max-width: 1180px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    align-items: stretch;\n    gap: 20px;\n}\n\n.mgk-option-card {\n    position: relative;\n    display: flex;\n    flex-direction: column;\n    min-height: 485px;\n    padding: 34px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 25px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        border-color 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgk-option-card:hover {\n    border-color: rgba(0, 109, 255, 0.24);\n    transform: translateY(-7px);\n    box-shadow: 0 25px 58px rgba(16, 42, 67, 0.1);\n}\n\n.mgk-option-featured {\n    border-color: var(--mgk-blue);\n    box-shadow: 0 25px 65px rgba(0, 109, 255, 0.14);\n    transform: translateY(-10px);\n}\n\n.mgk-option-featured:hover {\n    transform: translateY(-16px);\n}\n\n.mgk-option-badge {\n    position: absolute;\n    top: 0;\n    left: 50%;\n    padding: 8px 16px;\n    border-radius: 0 0 12px 12px;\n    background: var(--mgk-blue);\n    color: #ffffff;\n    font-size: 9px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n    transform: translateX(-50%);\n}\n\n.mgk-option-number {\n    position: absolute;\n    top: 31px;\n    right: 31px;\n    color: #c7d7e8;\n    font-size: 11px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-option-icon,\n.mgk-business-icon,\n.mgk-difference-icon,\n.mgk-process-icon {\n    display: grid;\n    place-items: center;\n    border-radius: 15px;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n}\n\n.mgk-option-icon {\n    width: 56px;\n    height: 56px;\n    margin-bottom: 46px;\n}\n\n.mgk-option-icon svg,\n.mgk-business-icon svg,\n.mgk-difference-icon svg,\n.mgk-process-icon svg {\n    width: 26px;\n    height: 26px;\n    fill: none;\n    stroke: currentColor;\n    stroke-width: 1.8;\n    stroke-linecap: round;\n    stroke-linejoin: round;\n}\n\n.mgk-option-card h3 {\n    margin: 0 0 13px;\n    color: var(--mgk-navy);\n    font-size: 23px;\n}\n\n.mgk-option-card > p {\n    margin: 0 0 22px;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.mgk-option-card ul {\n    display: grid;\n    flex: 1;\n    gap: 12px;\n    margin: 0 0 28px;\n    padding: 0;\n    list-style: none;\n}\n\n.mgk-option-card li,\n.mgk-business-card li,\n.mgk-difference-card li,\n.mgk-price-card li {\n    position: relative;\n    padding-left: 26px;\n    color: var(--mgk-text);\n    font-size: 12px;\n    line-height: 1.5;\n}\n\n.mgk-option-card li::before,\n.mgk-business-card li::before,\n.mgk-difference-card li::before,\n.mgk-price-card li::before {\n    content: \"\u2713\";\n    position: absolute;\n    top: 0;\n    left: 0;\n    width: 18px;\n    height: 18px;\n    display: grid;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 9px;\n    font-weight: 850;\n}\n\n.mgk-option-card > a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--mgk-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* BUSINESSES *\/\n\n.mgk-businesses {\n    background: #ffffff;\n}\n\n.mgk-business-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.mgk-business-card {\n    position: relative;\n    min-height: 420px;\n    padding: 31px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 23px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n    transition:\n        transform 0.3s ease,\n        border-color 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgk-business-card:hover {\n    border-color: rgba(0, 109, 255, 0.24);\n    transform: translateY(-6px);\n    box-shadow: 0 22px 50px rgba(16, 42, 67, 0.08);\n}\n\n.mgk-business-number {\n    position: absolute;\n    top: 29px;\n    right: 29px;\n    color: #c7d7e8;\n    font-size: 11px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-business-icon {\n    width: 52px;\n    height: 52px;\n    margin-bottom: 36px;\n}\n\n.mgk-business-card h3 {\n    margin: 0 0 12px;\n    color: var(--mgk-navy);\n    font-size: 20px;\n}\n\n.mgk-business-card > p {\n    margin: 0 0 22px;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n.mgk-business-card ul {\n    display: grid;\n    gap: 11px;\n    margin: 0;\n    padding: 0;\n    list-style: none;\n}\n\n\n\/* SCENARIOS *\/\n\n.mgk-scenarios {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 84% 18%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.mgk-scenarios-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n}\n\n.mgk-scenarios-heading {\n    max-width: 800px;\n    margin-bottom: 50px;\n}\n\n.mgk-scenarios-heading h2 {\n    margin: 0 0 19px;\n    color: #ffffff;\n    font-size: clamp(42px, 4.2vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-scenarios-heading p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.76);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.mgk-scenario-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n    gap: 16px;\n}\n\n.mgk-scenario-grid article {\n    display: flex;\n    flex-direction: column;\n    min-height: 290px;\n    padding: 29px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 21px;\n    background: rgba(255, 255, 255, 0.1);\n    backdrop-filter: blur(12px);\n    -webkit-backdrop-filter: blur(12px);\n}\n\n.mgk-scenario-number {\n    display: block;\n    margin-bottom: 37px;\n    color: rgba(255, 255, 255, 0.53);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-scenario-grid h3 {\n    margin: 0 0 11px;\n    color: #ffffff;\n    font-size: 19px;\n}\n\n.mgk-scenario-grid p {\n    flex: 1;\n    margin: 0 0 20px;\n    color: rgba(255, 255, 255, 0.72);\n    font-size: 12px;\n    line-height: 1.68;\n}\n\n.mgk-scenario-grid strong {\n    color: #ffffff;\n    font-size: 11px;\n    line-height: 1.5;\n}\n\n\n\/* DIFFERENCES *\/\n\n.mgk-differences {\n    background: var(--mgk-soft-blue);\n}\n\n.mgk-difference-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.mgk-difference-card {\n    padding: 34px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgk-difference-card:hover {\n    transform: translateY(-6px);\n    box-shadow: 0 22px 50px rgba(16, 42, 67, 0.08);\n}\n\n.mgk-difference-icon {\n    width: 54px;\n    height: 54px;\n    margin-bottom: 26px;\n}\n\n.mgk-difference-label {\n    display: block;\n    margin-bottom: 8px;\n    color: var(--mgk-blue);\n    font-size: 10px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n}\n\n.mgk-difference-card h3 {\n    margin: 0 0 12px;\n    color: var(--mgk-navy);\n    font-size: 23px;\n}\n\n.mgk-difference-card > p {\n    margin: 0 0 23px;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.7;\n}\n\n.mgk-difference-card ul {\n    display: grid;\n    gap: 11px;\n    margin: 0;\n    padding: 0;\n    list-style: none;\n}\n\n\n\/* RISK MANAGEMENT *\/\n\n.mgk-risk-management {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 84% 18%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.mgk-risk-management-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(0, 1fr) minmax(440px, 0.82fr);\n    align-items: center;\n    gap: 75px;\n}\n\n.mgk-risk-management-content h2 {\n    max-width: 700px;\n    margin: 0 0 21px;\n    color: #ffffff;\n    font-size: clamp(42px, 4vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-risk-management-content > p {\n    max-width: 680px;\n    margin: 0 0 31px;\n    color: rgba(255, 255, 255, 0.78);\n    font-size: 17px;\n    line-height: 1.75;\n}\n\n.mgk-management-points {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 13px 20px;\n}\n\n.mgk-management-points span {\n    color: #ffffff;\n}\n\n.mgk-management-points i {\n    width: 23px;\n    height: 23px;\n    display: grid;\n    flex: 0 0 23px;\n    place-items: center;\n    border-radius: 50%;\n    background: rgba(255, 255, 255, 0.14);\n    font-size: 11px;\n    font-style: normal;\n}\n\n.mgk-management-stats {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 15px;\n}\n\n.mgk-management-stat {\n    min-height: 160px;\n    display: flex;\n    flex-direction: column;\n    justify-content: center;\n    padding: 25px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 20px;\n    background: rgba(255, 255, 255, 0.1);\n    backdrop-filter: blur(12px);\n    -webkit-backdrop-filter: blur(12px);\n}\n\n.mgk-management-stat strong {\n    margin-bottom: 8px;\n    color: #ffffff;\n    font-size: 29px;\n    line-height: 1;\n}\n\n.mgk-management-stat span {\n    color: rgba(255, 255, 255, 0.7);\n    font-size: 12px;\n    line-height: 1.45;\n}\n\n\n\/* PROCESS *\/\n\n.mgk-process {\n    background: #ffffff;\n}\n\n.mgk-process-grid {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mgk-process-card {\n    position: relative;\n    min-height: 350px;\n    padding: 32px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 23px;\n    background: #ffffff;\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgk-process-card:hover {\n    transform: translateY(-7px);\n    box-shadow: 0 24px 54px rgba(16, 42, 67, 0.1);\n}\n\n.mgk-process-number {\n    position: absolute;\n    top: 28px;\n    right: 28px;\n    color: #c7d7e8;\n    font-size: 12px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-process-icon {\n    width: 55px;\n    height: 55px;\n    margin-bottom: 50px;\n}\n\n.mgk-process-card h3 {\n    margin: 0 0 13px;\n    color: var(--mgk-navy);\n    font-size: 21px;\n}\n\n.mgk-process-card p {\n    margin: 0 0 23px;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.72;\n}\n\n.mgk-process-card a {\n    display: inline-flex;\n    align-items: center;\n    gap: 8px;\n    color: var(--mgk-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n\n\/* PRICING *\/\n\n.mgk-pricing {\n    background: var(--mgk-soft-blue);\n}\n\n.mgk-price-grid {\n    width: 100%;\n    max-width: 1180px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 20px;\n}\n\n.mgk-price-card {\n    position: relative;\n    display: flex;\n    flex-direction: column;\n    padding: 36px 31px 31px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 25px;\n    background: #ffffff;\n    box-shadow: 0 20px 55px rgba(16, 42, 67, 0.06);\n    transition:\n        transform 0.3s ease,\n        box-shadow 0.3s ease;\n}\n\n.mgk-price-card:hover {\n    transform: translateY(-7px);\n    box-shadow: 0 27px 65px rgba(16, 42, 67, 0.11);\n}\n\n.mgk-price-featured {\n    border-color: var(--mgk-blue);\n    box-shadow: 0 25px 65px rgba(0, 109, 255, 0.15);\n    transform: translateY(-10px);\n}\n\n.mgk-price-featured:hover {\n    transform: translateY(-16px);\n}\n\n.mgk-price-badge {\n    position: absolute;\n    top: 0;\n    left: 50%;\n    padding: 8px 16px;\n    border-radius: 0 0 12px 12px;\n    background: var(--mgk-blue);\n    color: #ffffff;\n    font-size: 9px;\n    font-weight: 800;\n    letter-spacing: 0.08em;\n    text-transform: uppercase;\n    transform: translateX(-50%);\n}\n\n.mgk-price-type {\n    display: block;\n    margin-bottom: 10px;\n    color: var(--mgk-navy);\n    font-size: 20px;\n    font-weight: 800;\n}\n\n.mgk-price-description {\n    min-height: 40px;\n    margin: 0 0 23px;\n    color: var(--mgk-muted);\n    font-size: 12px;\n    line-height: 1.5;\n}\n\n.mgk-price-intro {\n    margin: 0 0 5px;\n    color: var(--mgk-muted);\n    font-size: 12px;\n}\n\n.mgk-price {\n    display: flex;\n    align-items: flex-end;\n    margin-bottom: 28px;\n}\n\n.mgk-price sup {\n    align-self: flex-start;\n    margin-top: 10px;\n    color: var(--mgk-blue);\n    font-size: 22px;\n    font-weight: 800;\n}\n\n.mgk-price strong {\n    color: var(--mgk-navy);\n    font-size: 61px;\n    line-height: 0.95;\n    letter-spacing: -0.055em;\n}\n\n.mgk-price span {\n    margin: 0 0 7px 7px;\n    color: var(--mgk-muted);\n    font-size: 12px;\n}\n\n.mgk-price-card ul {\n    display: grid;\n    flex: 1;\n    gap: 13px;\n    margin: 0 0 30px;\n    padding: 0;\n    list-style: none;\n}\n\n.mgk-price-card .mgk-button {\n    width: 100%;\n}\n\n.mgk-price-disclaimer {\n    max-width: 880px;\n    margin: 33px auto 0;\n    color: #7b8b9e;\n    font-size: 11px;\n    line-height: 1.6;\n    text-align: center;\n}\n\n\n\/* QUOTE INFO *\/\n\n.mgk-quote-info {\n    padding: 110px 30px;\n    background: #ffffff;\n}\n\n.mgk-quote-info-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.75fr) minmax(0, 1.25fr);\n    align-items: start;\n    gap: 70px;\n}\n\n.mgk-quote-heading {\n    position: sticky;\n    top: 40px;\n}\n\n.mgk-quote-heading h2 {\n    margin: 0 0 19px;\n    color: var(--mgk-navy);\n    font-size: clamp(42px, 4vw, 58px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-quote-heading p {\n    margin: 0 0 29px;\n    color: var(--mgk-text);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.mgk-requirements-grid {\n    display: grid;\n    grid-template-columns: repeat(2, minmax(0, 1fr));\n    gap: 17px;\n}\n\n.mgk-requirement {\n    min-height: 220px;\n    padding: 28px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 21px;\n    background: linear-gradient(145deg, #ffffff, #f9fbff);\n}\n\n.mgk-requirement > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--mgk-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-requirement h3 {\n    margin: 0 0 10px;\n    color: var(--mgk-navy);\n    font-size: 18px;\n}\n\n.mgk-requirement p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 12px;\n    line-height: 1.65;\n}\n\n\n\/* EXCLUSIONS *\/\n\n.mgk-exclusions {\n    padding: 110px 30px;\n    background: var(--mgk-soft-blue);\n}\n\n.mgk-exclusions-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n}\n\n.mgk-exclusions-heading {\n    max-width: 820px;\n    margin-bottom: 50px;\n}\n\n.mgk-exclusions-heading h2 {\n    margin: 0 0 20px;\n    color: var(--mgk-navy);\n    font-size: clamp(42px, 4.3vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-exclusions-heading p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 17px;\n    line-height: 1.72;\n}\n\n.mgk-exclusion-grid {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n    gap: 19px;\n}\n\n.mgk-exclusion-grid article {\n    min-height: 260px;\n    padding: 29px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 22px;\n    background: #ffffff;\n}\n\n.mgk-exclusion-grid article > span {\n    display: block;\n    margin-bottom: 36px;\n    color: var(--mgk-blue);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-exclusion-grid h3 {\n    margin: 0 0 11px;\n    color: var(--mgk-navy);\n    font-size: 19px;\n}\n\n.mgk-exclusion-grid p {\n    margin: 0;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.68;\n}\n\n\n\/* CLAIMS *\/\n\n.mgk-claims {\n    padding: 105px 30px;\n    background:\n        radial-gradient(\n            circle at 84% 18%,\n            rgba(255, 255, 255, 0.12),\n            transparent 28%\n        ),\n        linear-gradient(135deg, #006dff 0%, #0053c7 100%);\n}\n\n.mgk-claims-container {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n}\n\n.mgk-claims-heading {\n    max-width: 790px;\n    margin-bottom: 50px;\n}\n\n.mgk-claims-heading h2 {\n    margin: 0 0 19px;\n    color: #ffffff;\n    font-size: clamp(42px, 4.2vw, 59px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.047em;\n}\n\n.mgk-claims-heading p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.76);\n    font-size: 16px;\n    line-height: 1.72;\n}\n\n.mgk-claim-grid {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n    gap: 16px;\n}\n\n.mgk-claim-grid article {\n    min-height: 245px;\n    padding: 29px;\n    border: 1px solid rgba(255, 255, 255, 0.18);\n    border-radius: 21px;\n    background: rgba(255, 255, 255, 0.1);\n    backdrop-filter: blur(12px);\n    -webkit-backdrop-filter: blur(12px);\n}\n\n.mgk-claim-grid article > span {\n    display: block;\n    margin-bottom: 36px;\n    color: rgba(255, 255, 255, 0.55);\n    font-size: 10px;\n    font-weight: 850;\n    letter-spacing: 0.08em;\n}\n\n.mgk-claim-grid h3 {\n    margin: 0 0 11px;\n    color: #ffffff;\n    font-size: 18px;\n}\n\n.mgk-claim-grid p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.72);\n    font-size: 12px;\n    line-height: 1.68;\n}\n\n\n\/* CTA *\/\n\n.mgk-cta {\n    padding: 40px 30px;\n    background: #ffffff;\n}\n\n.mgk-cta-container {\n    width: 100%;\n    max-width: 1350px;\n    margin: 0 auto;\n    padding: 65px 70px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 45px;\n    overflow: hidden;\n    border-radius: 30px;\n    background:\n        radial-gradient(\n            circle at 90% 0%,\n            rgba(255, 255, 255, 0.14),\n            transparent 29%\n        ),\n        linear-gradient(135deg, #006dff, #004ebc);\n    box-shadow: 0 30px 75px rgba(0, 88, 217, 0.21);\n}\n\n.mgk-cta-container h2 {\n    max-width: 720px;\n    margin: 0 0 15px;\n    color: #ffffff;\n    font-size: clamp(38px, 4vw, 55px);\n    line-height: 1.05;\n    font-weight: 820;\n    letter-spacing: -0.045em;\n}\n\n.mgk-cta-container p {\n    margin: 0;\n    color: rgba(255, 255, 255, 0.76);\n    font-size: 15px;\n    line-height: 1.65;\n}\n\n.mgk-cta-container p a {\n    color: #ffffff;\n    font-weight: 750;\n}\n\n.mgk-cta-buttons {\n    display: flex;\n    flex: 0 0 auto;\n    flex-direction: column;\n    gap: 12px;\n}\n\n.mgk-button-white {\n    background: #ffffff;\n    color: var(--mgk-blue);\n    box-shadow: 0 16px 35px rgba(0, 0, 0, 0.12);\n}\n\n.mgk-button-white:hover {\n    color: var(--mgk-blue);\n    transform: translateY(-3px);\n    box-shadow: 0 21px 40px rgba(0, 0, 0, 0.16);\n}\n\n.mgk-button-glass {\n    border-color: rgba(255, 255, 255, 0.24);\n    background: rgba(255, 255, 255, 0.09);\n    color: #ffffff;\n}\n\n.mgk-button-glass:hover {\n    background: rgba(255, 255, 255, 0.16);\n    color: #ffffff;\n    transform: translateY(-3px);\n}\n\n\n\/* FAQ *\/\n\n.mgk-faq {\n    background: #ffffff;\n}\n\n.mgk-faq-layout {\n    width: 100%;\n    max-width: 1250px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: minmax(320px, 0.78fr) minmax(0, 1.22fr);\n    align-items: start;\n    gap: 75px;\n}\n\n.mgk-help-card {\n    margin-top: 30px;\n    padding: 25px;\n    border: 1px solid var(--mgk-border);\n    border-radius: 19px;\n    background: var(--mgk-soft-blue);\n}\n\n.mgk-help-card span,\n.mgk-help-card strong {\n    display: block;\n}\n\n.mgk-help-card span {\n    margin-bottom: 7px;\n    color: var(--mgk-muted);\n    font-size: 11px;\n}\n\n.mgk-help-card strong {\n    margin-bottom: 14px;\n    color: var(--mgk-navy);\n    font-size: 15px;\n}\n\n.mgk-help-card a {\n    color: var(--mgk-blue);\n    font-size: 12px;\n    font-weight: 750;\n}\n\n.mgk-faq-list {\n    display: grid;\n    gap: 13px;\n}\n\n.mgk-faq-list details {\n    border: 1px solid var(--mgk-border);\n    border-radius: 17px;\n    background: #ffffff;\n    transition:\n        border-color 0.25s ease,\n        box-shadow 0.25s ease;\n}\n\n.mgk-faq-list details[open] {\n    border-color: rgba(0, 109, 255, 0.24);\n    box-shadow: 0 17px 40px rgba(16, 42, 67, 0.07);\n}\n\n.mgk-faq-list summary {\n    min-height: 74px;\n    display: flex;\n    align-items: center;\n    justify-content: space-between;\n    gap: 25px;\n    padding: 20px 23px;\n    color: var(--mgk-navy);\n    font-size: 14px;\n    font-weight: 750;\n    cursor: pointer;\n    list-style: none;\n}\n\n.mgk-faq-list summary::-webkit-details-marker {\n    display: none;\n}\n\n.mgk-faq-list summary span {\n    width: 29px;\n    height: 29px;\n    display: grid;\n    flex: 0 0 29px;\n    place-items: center;\n    border-radius: 50%;\n    background: var(--mgk-light-blue);\n    color: var(--mgk-blue);\n    font-size: 18px;\n    font-weight: 500;\n    transition: transform 0.25s ease;\n}\n\n.mgk-faq-list details[open] summary span {\n    transform: rotate(45deg);\n}\n\n.mgk-faq-list details > div {\n    padding: 0 23px 23px;\n    color: var(--mgk-text);\n    font-size: 13px;\n    line-height: 1.75;\n}\n\n\n\/* RESPONSIVE *\/\n\n@media (max-width: 1100px) {\n\n    .mgk-hero-container {\n        grid-template-columns: minmax(0, 0.95fr) minmax(430px, 1.05fr);\n        gap: 40px;\n    }\n\n    .mgk-business-grid,\n    .mgk-exclusion-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mgk-scenario-grid,\n    .mgk-claim-grid {\n        grid-template-columns: repeat(2, minmax(0, 1fr));\n    }\n\n    .mgk-risk-management-container {\n        gap: 45px;\n    }\n\n    .mgk-cta-container {\n        padding: 55px 45px;\n    }\n}\n\n\n@media (max-width: 900px) {\n\n    .mgk-hero {\n        padding: 75px 22px 70px;\n    }\n\n    .mgk-hero-container,\n    .mgk-intro-container,\n    .mgk-risk-management-container,\n    .mgk-quote-info-container,\n    .mgk-faq-layout {\n        grid-template-columns: 1fr;\n    }\n\n    .mgk-hero-content {\n        max-width: 760px;\n        margin: 0 auto;\n        text-align: center;\n    }\n\n    .mgk-hero-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgk-hero-buttons,\n    .mgk-hero-trust {\n        justify-content: center;\n    }\n\n    .mgk-hero-visual {\n        min-height: 510px;\n    }\n\n    .mgk-benefits-container {\n        grid-template-columns: 1fr;\n    }\n\n    .mgk-benefit + .mgk-benefit {\n        border-top: 1px solid var(--mgk-border);\n        border-left: 0;\n    }\n\n    .mgk-section,\n    .mgk-intro,\n    .mgk-scenarios,\n    .mgk-risk-management,\n    .mgk-quote-info,\n    .mgk-exclusions,\n    .mgk-claims {\n        padding: 85px 22px;\n    }\n\n    .mgk-option-grid,\n    .mgk-price-grid {\n        grid-template-columns: 1fr;\n        max-width: 620px;\n    }\n\n    .mgk-option-featured,\n    .mgk-option-featured:hover,\n    .mgk-price-featured,\n    .mgk-price-featured:hover {\n        transform: none;\n    }\n\n    .mgk-risk-management-content {\n        text-align: center;\n    }\n\n    .mgk-risk-management-content h2,\n    .mgk-risk-management-content > p {\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgk-management-points {\n        max-width: 650px;\n        margin: 0 auto;\n        text-align: left;\n    }\n\n    .mgk-process-grid {\n        grid-template-columns: 1fr;\n        max-width: 650px;\n        margin-right: auto;\n        margin-left: auto;\n    }\n\n    .mgk-quote-heading {\n        position: static;\n        max-width: 720px;\n        text-align: center;\n    }\n\n    .mgk-cta-container {\n        flex-direction: column;\n        text-align: center;\n    }\n\n    .mgk-cta-buttons {\n        width: 100%;\n        max-width: 450px;\n    }\n}\n\n\n@media (max-width: 650px) {\n\n    .mgk-hero {\n        padding: 60px 17px 52px;\n    }\n\n    .mgk-hero-content h1 {\n        font-size: 44px;\n    }\n\n    .mgk-hero-content > p {\n        font-size: 16px;\n        line-height: 1.66;\n    }\n\n    .mgk-hero-buttons {\n        display: grid;\n        grid-template-columns: 1fr;\n    }\n\n    .mgk-button {\n        width: 100%;\n    }\n\n    .mgk-hero-trust {\n        display: grid;\n        justify-content: start;\n        width: fit-content;\n        margin: 0 auto;\n        text-align: left;\n    }\n\n    .mgk-hero-visual {\n        min-height: 385px;\n    }\n\n    .mgk-hero-image {\n        width: 116%;\n    }\n\n    .mgk-floating-card {\n        display: none;\n    }\n\n    .mgk-benefits {\n        padding: 0 17px 70px;\n    }\n\n    .mgk-benefit {\n        padding: 25px 22px;\n    }\n\n    .mgk-section,\n    .mgk-intro,\n    .mgk-scenarios,\n    .mgk-risk-management,\n    .mgk-quote-info,\n    .mgk-exclusions,\n    .mgk-claims {\n        padding: 70px 17px;\n    }\n\n    .mgk-section-heading {\n        margin-bottom: 40px;\n    }\n\n    .mgk-section-heading h2,\n    .mgk-faq-heading h2,\n    .mgk-intro-content h2,\n    .mgk-scenarios-heading h2,\n    .mgk-risk-management-content h2,\n    .mgk-quote-heading h2,\n    .mgk-exclusions-heading h2,\n    .mgk-claims-heading h2 {\n        font-size: 39px;\n    }\n\n    .mgk-section-heading p,\n    .mgk-faq-heading > p,\n    .mgk-intro-content > p,\n    .mgk-scenarios-heading p,\n    .mgk-risk-management-content > p,\n    .mgk-exclusions-heading p {\n        font-size: 15px;\n    }\n\n    .mgk-intro-points,\n    .mgk-business-grid,\n    .mgk-scenario-grid,\n    .mgk-difference-grid,\n    .mgk-management-points,\n    .mgk-management-stats,\n    .mgk-requirements-grid,\n    .mgk-exclusion-grid,\n    .mgk-claim-grid {\n        grid-template-columns: 1fr;\n    }\n\n    .mgk-risk-card {\n        padding: 30px 23px;\n    }\n\n    .mgk-option-card,\n    .mgk-business-card,\n    .mgk-scenario-grid article,\n    .mgk-requirement,\n    .mgk-exclusion-grid article,\n    .mgk-claim-grid article {\n        min-height: auto;\n    }\n\n    .mgk-option-card {\n        padding: 31px 25px;\n    }\n\n    .mgk-price-card {\n        padding: 34px 25px 26px;\n    }\n\n    .mgk-cta {\n        padding: 25px 17px;\n    }\n\n    .mgk-cta-container {\n        padding: 47px 23px;\n        border-radius: 24px;\n    }\n\n    .mgk-cta-container h2 {\n        font-size: 39px;\n    }\n}\n\n\n@media (prefers-reduced-motion: reduce) {\n\n    .mas-garage-insurance-page *,\n    .mas-garage-insurance-page *::before,\n    .mas-garage-insurance-page *::after {\n        animation: none !important;\n        scroll-behavior: auto !important;\n        transition: none !important;\n    }\n}\n<\/style>\n\n<div class=\"mas-garage-insurance-page\">\n\n    <!-- HERO -->\n    <section class=\"mgk-hero\">\n\n        <div class=\"mgk-hero-container\">\n\n            <div class=\"mgk-hero-content\">\n\n                <span class=\"mgk-label\">\n                    Garage Keepers Insurance\n                <\/span>\n\n                <h1>\n                    Protect the vehicles\n                    <span>entrusted to your business.<\/span>\n                <\/h1>\n\n                <p>\n                    Specialized protection for repair shops, tire shops,\n                    detailers, body shops, mobile mechanics, tint shops,\n                    towing operations and other businesses that handle\n                    customer vehicles.\n                <\/p>\n\n                <div class=\"mgk-hero-buttons\">\n\n                    <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-primary\">\n                        Quote Online\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                    <a href=\"tel:3054282005\" class=\"mgk-button mgk-button-secondary\">\n                        Request a Call\n\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M22 16.92v3a2 2 0 0 1-2.18 2 19.79 19.79 0 0 1-8.63-3.07 19.5 19.5 0 0 1-6-6A19.79 19.79 0 0 1 2.12 4.18 2 2 0 0 1 4.11 2h3a2 2 0 0 1 2 1.72c.12.9.33 1.78.62 2.63a2 2 0 0 1-.45 2.11L8 9.73a16 16 0 0 0 6 6l1.27-1.27a2 2 0 0 1 2.11-.45c.85.29 1.73.5 2.63.62A2 2 0 0 1 22 16.92Z\"><\/path>\n                        <\/svg>\n                    <\/a>\n\n                <\/div>\n\n                <div class=\"mgk-hero-trust\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Multiple carrier options\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Mobile operations welcome\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        24\/7 certificate access\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgk-hero-visual\">\n\n                <div class=\"mgk-hero-shape\"><\/div>\n\n                <img decoding=\"async\"\n                    src=\"https:\/\/musasinsurance.com\/wp-content\/uploads\/2025\/02\/Untitled-Website-2-4-edited.png\"\n                    alt=\"Garage keepers insurance for auto service businesses\"\n                    class=\"mgk-hero-image\"\n                >\n\n                <div class=\"mgk-floating-card mgk-floating-top\">\n\n                    <span class=\"mgk-floating-icon\">\n                        <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                            <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                            <path d=\"m9 12 2 2 4-4\"><\/path>\n                        <\/svg>\n                    <\/span>\n\n                    <span>\n                        <small>Customer vehicles<\/small>\n                        Care, custody and control\n                    <\/span>\n\n                <\/div>\n\n                <div class=\"mgk-floating-card mgk-floating-bottom\">\n\n                    <span class=\"mgk-floating-icon\">\n                        24\/7\n                    <\/span>\n\n                    <span>\n                        <small>Insured portal<\/small>\n                        Certificates when needed\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BENEFITS -->\n    <section class=\"mgk-benefits\">\n\n        <div class=\"mgk-benefits-container\">\n\n            <article class=\"mgk-benefit\">\n\n                <span class=\"mgk-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"9\"><\/circle>\n                        <path d=\"M12 7v5l3 2\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>Quick Quote Options<\/h3>\n\n                    <p>\n                        Submit your shop information and receive options from\n                        available garage-insurance markets.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"mgk-benefit\">\n\n                <span class=\"mgk-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>Competitive Markets<\/h3>\n\n                    <p>\n                        Compare available carriers, limits, deductibles and\n                        coverage forms for your operation.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n\n            <article class=\"mgk-benefit\">\n\n                <span class=\"mgk-benefit-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M6 3h9l4 4v14H6Z\"><\/path>\n                        <path d=\"M14 3v5h5M9 13h6M9 17h6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <div>\n                    <h3>24\/7 Certificates<\/h3>\n\n                    <p>\n                        Access proof of insurance and certificate services\n                        through the MAS insured portal.\n                    <\/p>\n                <\/div>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- INTRODUCTION -->\n    <section class=\"mgk-intro\">\n\n        <div class=\"mgk-intro-container\">\n\n            <div class=\"mgk-intro-content\">\n\n                <span class=\"mgk-label\">\n                    Customer vehicle protection\n                <\/span>\n\n                <h2>\n                    Coverage for vehicles in your\n                    <span>care, custody or control.<\/span>\n                <\/h2>\n\n                <p>\n                    Garage keepers insurance helps protect customer vehicles\n                    while they are being serviced, repaired, stored, parked,\n                    transported or otherwise handled by your business.\n                <\/p>\n\n                <p>\n                    Depending on the selected coverage form, protection may\n                    respond to covered collision damage, theft, vandalism,\n                    fire, weather events and other causes of loss.\n                <\/p>\n\n                <div class=\"mgk-intro-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Collision damage\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Fire and smoke damage\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Theft and vandalism\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Wind, hail and weather events\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Accidental vehicle damage\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Storage and parking exposures\n                    <\/span>\n\n                <\/div>\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-primary\">\n                    Review My Garage Risk\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"mgk-risk-card\">\n\n                <span class=\"mgk-risk-label\">\n                    Garage Insurance Review\n                <\/span>\n\n                <h3>\n                    What affects your premium?\n                <\/h3>\n\n                <div class=\"mgk-risk-list\">\n\n                    <div>\n                        <span>01<\/span>\n                        <p>Business type and services performed<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>02<\/span>\n                        <p>Annual gross sales and payroll<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>03<\/span>\n                        <p>Average and maximum vehicles on premises<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>04<\/span>\n                        <p>Maximum value of any one customer vehicle<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>05<\/span>\n                        <p>Security, storage and building construction<\/p>\n                    <\/div>\n\n                    <div>\n                        <span>06<\/span>\n                        <p>Prior coverage and loss history<\/p>\n                    <\/div>\n\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- COVERAGE OPTIONS -->\n    <section class=\"mgk-section mgk-coverage-options\">\n\n        <div class=\"mgk-section-heading\">\n\n            <span class=\"mgk-label\">\n                Coverage forms\n            <\/span>\n\n            <h2>\n                Choose the protection that fits\n                <span>how your business operates.<\/span>\n            <\/h2>\n\n            <p>\n                Garage keepers coverage is commonly written using one of three\n                coverage approaches. Availability and definitions vary by\n                carrier and policy form.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgk-option-grid\">\n\n            <article class=\"mgk-option-card\">\n\n                <span class=\"mgk-option-number\">\n                    01\n                <\/span>\n\n                <span class=\"mgk-option-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"M12 8v4M12 16h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Legal Liability<\/h3>\n\n                <p>\n                    Generally responds when the business is legally liable for\n                    covered damage to a customer vehicle in its possession.\n                <\/p>\n\n                <ul>\n                    <li>Fault-based protection<\/li>\n                    <li>Often the lowest-cost option<\/li>\n                    <li>Subject to policy exclusions<\/li>\n                    <li>Defense may be included for covered claims<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Review this option <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgk-option-card mgk-option-featured\">\n\n                <span class=\"mgk-option-badge\">\n                    Broadest option\n                <\/span>\n\n                <span class=\"mgk-option-number\">\n                    02\n                <\/span>\n\n                <span class=\"mgk-option-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"m9 12 2 2 4-4\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Direct Primary<\/h3>\n\n                <p>\n                    May respond to covered damage regardless of whether the\n                    business is legally responsible, subject to policy terms.\n                <\/p>\n\n                <ul>\n                    <li>Broader customer-vehicle protection<\/li>\n                    <li>May respond before the owner\u2019s auto policy<\/li>\n                    <li>Can simplify certain claim situations<\/li>\n                    <li>Typically carries a higher premium<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Review this option <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgk-option-card\">\n\n                <span class=\"mgk-option-number\">\n                    03\n                <\/span>\n\n                <span class=\"mgk-option-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 17 12 4l8 13Z\"><\/path>\n                        <path d=\"M8 17h8M12 9v4M12 15h.01\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Direct Excess<\/h3>\n\n                <p>\n                    May apply after other collectible insurance covering the\n                    customer vehicle has responded to the loss.\n                <\/p>\n\n                <ul>\n                    <li>Excess over eligible underlying insurance<\/li>\n                    <li>Can fill certain remaining covered losses<\/li>\n                    <li>Coordination with other insurance required<\/li>\n                    <li>Terms vary significantly by carrier<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\">\n                    Review this option <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- BUSINESSES -->\n    <section class=\"mgk-section mgk-businesses\">\n\n        <div class=\"mgk-section-heading\">\n\n            <span class=\"mgk-label\">\n                Businesses we insure\n            <\/span>\n\n            <h2>\n                Tailored garage coverage for\n                <span>your type of operation.<\/span>\n            <\/h2>\n\n            <p>\n                We help insure traditional repair facilities, specialty shops,\n                mobile businesses and other operations that handle customer\n                vehicles.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgk-business-grid\">\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    01\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m14 6 4 4M4 20l8-8\"><\/path>\n                        <path d=\"m16 4 4 4-8 8-4-4Z\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Mechanic Shops<\/h3>\n\n                <p>\n                    Coverage for repair and maintenance of passenger vehicles,\n                    commercial autos, recreational vehicles and heavy trucks.\n                <\/p>\n\n                <ul>\n                    <li>General automotive repair<\/li>\n                    <li>Engine and transmission work<\/li>\n                    <li>Heavy truck service<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    02\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"12\" r=\"8\"><\/circle>\n                        <circle cx=\"12\" cy=\"12\" r=\"3\"><\/circle>\n                        <path d=\"M12 4v5M12 15v5M4 12h5M15 12h5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Tire Shops<\/h3>\n\n                <p>\n                    Programs for new and used tire sales, tire installation,\n                    repairs, balancing and related wheel services.\n                <\/p>\n\n                <ul>\n                    <li>New tire installation<\/li>\n                    <li>Used tire sales<\/li>\n                    <li>Tire repair and balancing<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    03\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"m13 2-7 11h6l-1 9 7-12h-6Z\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Electrical &amp; Alarm Shops<\/h3>\n\n                <p>\n                    Coverage for vehicle alarm installation, audio systems,\n                    lighting, wiring and other automotive electrical work.\n                <\/p>\n\n                <ul>\n                    <li>Alarm systems<\/li>\n                    <li>Lighting and audio installation<\/li>\n                    <li>Alternator and electrical repair<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    04\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 17h14l-1-7H6Z\"><\/path>\n                        <path d=\"M7 10 9 5h6l2 5\"><\/path>\n                        <path d=\"m3 7 3 3M21 7l-3 3\"><\/path>\n                        <circle cx=\"8\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"16\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n                <\/span>\n\n                <h3>Body &amp; Paint Shops<\/h3>\n\n                <p>\n                    Protection for collision repair, painting, body work,\n                    restoration and custom vehicle modifications.\n                <\/p>\n\n                <ul>\n                    <li>Collision repair<\/li>\n                    <li>Paint and refinishing<\/li>\n                    <li>Customization work<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    05\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 13h13V6H3Z\"><\/path>\n                        <path d=\"M16 9h3l2 3v4h-5Z\"><\/path>\n                        <circle cx=\"7\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"18\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n                <\/span>\n\n                <h3>Mobile Mechanics<\/h3>\n\n                <p>\n                    Options for mechanics who perform repairs at customer\n                    homes, commercial locations, roadside sites or job sites.\n                <\/p>\n\n                <ul>\n                    <li>Passenger vehicle service<\/li>\n                    <li>Commercial vehicle repair<\/li>\n                    <li>Roadside mechanical work<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    06\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 5h16v14H4Z\"><\/path>\n                        <path d=\"m6 17 12-10M5 10l5-5M14 19l5-5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Tint &amp; Wrap Shops<\/h3>\n\n                <p>\n                    Coverage for window tinting, vinyl wraps, graphics,\n                    ceramic coatings, rims and appearance customization.\n                <\/p>\n\n                <ul>\n                    <li>Window tint installation<\/li>\n                    <li>Vehicle wraps and graphics<\/li>\n                    <li>Wheels, rims and accessories<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    07\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 14h16M6 14l2-6h8l2 6\"><\/path>\n                        <circle cx=\"8\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"16\" cy=\"17\" r=\"2\"><\/circle>\n                        <path d=\"M12 3v3M8 4l1 2M16 4l-1 2\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Detailing &amp; Car Washes<\/h3>\n\n                <p>\n                    Programs for hand washing, mobile detailing, paint\n                    correction, interior cleaning and automated car washes.\n                <\/p>\n\n                <ul>\n                    <li>Mobile and fixed-location detailing<\/li>\n                    <li>Hand and automated washing<\/li>\n                    <li>Paint correction and coatings<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    08\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M3 13h11V6H3Z\"><\/path>\n                        <path d=\"M14 9h4l3 4v3h-7Z\"><\/path>\n                        <path d=\"M6 6V3h7v3\"><\/path>\n                        <circle cx=\"7\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"18\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n                <\/span>\n\n                <h3>Towing &amp; Roadside Service<\/h3>\n\n                <p>\n                    Coverage options for towing, vehicle recovery, roadside\n                    assistance, impound operations and storage lots.\n                <\/p>\n\n                <ul>\n                    <li>Customer vehicle storage<\/li>\n                    <li>On-hook coverage options<\/li>\n                    <li>Roadside service operations<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-business-card\">\n\n                <span class=\"mgk-business-number\">\n                    09\n                <\/span>\n\n                <span class=\"mgk-business-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 21V5h16v16\"><\/path>\n                        <path d=\"M8 21v-7h8v7M7 9h10\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Dealers, Parking &amp; Valet<\/h3>\n\n                <p>\n                    Options for eligible auto dealers, parking facilities,\n                    valet services and businesses storing customer vehicles.\n                <\/p>\n\n                <ul>\n                    <li>Vehicle storage<\/li>\n                    <li>Parking and valet operations<\/li>\n                    <li>Dealer-related options<\/li>\n                <\/ul>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CLAIM SCENARIOS -->\n    <section class=\"mgk-scenarios\">\n\n        <div class=\"mgk-scenarios-container\">\n\n            <div class=\"mgk-scenarios-heading\">\n\n                <span class=\"mgk-label mgk-label-light\">\n                    Real-world exposures\n                <\/span>\n\n                <h2>\n                    Common situations a garage business can face.\n                <\/h2>\n\n                <p>\n                    Whether a loss is covered depends on the selected coverage\n                    form, cause of loss, deductible, exclusions and other\n                    policy conditions.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgk-scenario-grid\">\n\n                <article>\n\n                    <span class=\"mgk-scenario-number\">\n                        01\n                    <\/span>\n\n                    <h3>Accidental Collision<\/h3>\n\n                    <p>\n                        An employee backs a customer\u2019s vehicle into another\n                        vehicle while moving it inside the shop.\n                    <\/p>\n\n                    <strong>\n                        May be covered under garage keepers.\n                    <\/strong>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"mgk-scenario-number\">\n                        02\n                    <\/span>\n\n                    <h3>Storm or Flood Damage<\/h3>\n\n                    <p>\n                        A severe storm damages multiple customer vehicles\n                        stored inside or outside the facility.\n                    <\/p>\n\n                    <strong>\n                        Coverage depends on the causes of loss included.\n                    <\/strong>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"mgk-scenario-number\">\n                        03\n                    <\/span>\n\n                    <h3>Theft or Vandalism<\/h3>\n\n                    <p>\n                        Customer vehicles are stolen or intentionally damaged\n                        while left overnight at the business.\n                    <\/p>\n\n                    <strong>\n                        May be covered subject to security requirements.\n                    <\/strong>\n\n                <\/article>\n\n\n                <article>\n\n                    <span class=\"mgk-scenario-number\">\n                        04\n                    <\/span>\n\n                    <h3>Customer Slip and Fall<\/h3>\n\n                    <p>\n                        A customer slips on an oily floor in the waiting area\n                        and suffers an injury.\n                    <\/p>\n\n                    <strong>\n                        Usually a garage or general liability exposure.\n                    <\/strong>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- COVERAGE DIFFERENCES -->\n    <section class=\"mgk-section mgk-differences\">\n\n        <div class=\"mgk-section-heading\">\n\n            <span class=\"mgk-label\">\n                Build the complete program\n            <\/span>\n\n            <h2>\n                Garage keepers is only\n                <span>one part of your protection.<\/span>\n            <\/h2>\n\n            <p>\n                Auto-service businesses often need several policies or\n                coverage parts working together.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgk-difference-grid\">\n\n            <article class=\"mgk-difference-card\">\n\n                <span class=\"mgk-difference-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 17h14l-1-7H6Z\"><\/path>\n                        <path d=\"M7 10 9 5h6l2 5\"><\/path>\n                        <circle cx=\"8\" cy=\"17\" r=\"2\"><\/circle>\n                        <circle cx=\"16\" cy=\"17\" r=\"2\"><\/circle>\n                    <\/svg>\n                <\/span>\n\n                <span class=\"mgk-difference-label\">\n                    Customer vehicles\n                <\/span>\n\n                <h3>Garage Keepers<\/h3>\n\n                <p>\n                    Designed to protect customer vehicles in your care,\n                    custody or control from covered causes of loss.\n                <\/p>\n\n                <ul>\n                    <li>Customer autos being repaired<\/li>\n                    <li>Vehicles stored overnight<\/li>\n                    <li>Vehicles being moved or test driven<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-difference-card\">\n\n                <span class=\"mgk-difference-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"M12 8v8M8 12h8\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <span class=\"mgk-difference-label\">\n                    Business operations\n                <\/span>\n\n                <h3>Garage Liability<\/h3>\n\n                <p>\n                    Helps address covered bodily injury and property damage\n                    arising from garage operations and, when included,\n                    business auto exposures.\n                <\/p>\n\n                <ul>\n                    <li>Customer slip-and-fall claims<\/li>\n                    <li>Completed-operations claims<\/li>\n                    <li>Covered garage auto liability<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-difference-card\">\n\n                <span class=\"mgk-difference-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <circle cx=\"12\" cy=\"8\" r=\"4\"><\/circle>\n                        <path d=\"M4 21a8 8 0 0 1 16 0\"><\/path>\n                        <path d=\"M18 5v6M15 8h6\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <span class=\"mgk-difference-label\">\n                    Your employees\n                <\/span>\n\n                <h3>Workers\u2019 Compensation<\/h3>\n\n                <p>\n                    Helps cover eligible medical expenses and lost wages when\n                    an employee suffers a covered work-related injury.\n                <\/p>\n\n                <ul>\n                    <li>Mechanic and technician injuries<\/li>\n                    <li>Shop-related accidents<\/li>\n                    <li>Employers liability protection<\/li>\n                <\/ul>\n\n            <\/article>\n\n\n            <article class=\"mgk-difference-card\">\n\n                <span class=\"mgk-difference-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 21V5h16v16\"><\/path>\n                        <path d=\"M8 21v-7h8v7M7 9h10\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <span class=\"mgk-difference-label\">\n                    Your property\n                <\/span>\n\n                <h3>Commercial Property<\/h3>\n\n                <p>\n                    Protects eligible buildings, tools, lifts, diagnostic\n                    equipment, inventory, furniture and business property.\n                <\/p>\n\n                <ul>\n                    <li>Shop building and improvements<\/li>\n                    <li>Tools and equipment<\/li>\n                    <li>Parts and inventory<\/li>\n                <\/ul>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- RISK MANAGEMENT -->\n    <section class=\"mgk-risk-management\">\n\n        <div class=\"mgk-risk-management-container\">\n\n            <div class=\"mgk-risk-management-content\">\n\n                <span class=\"mgk-label mgk-label-light\">\n                    Reduce preventable losses\n                <\/span>\n\n                <h2>\n                    Strong shop controls can help protect your customers.\n                <\/h2>\n\n                <p>\n                    Security procedures, written work orders and employee\n                    controls can reduce claim frequency and improve the way\n                    losses are documented.\n                <\/p>\n\n                <div class=\"mgk-management-points\">\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Photograph vehicles at intake\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Record existing damage on work orders\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Limit vehicle access to authorized employees\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Store keys in a secured location\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Use lighting, alarms and surveillance cameras\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Maintain clear test-drive procedures\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Keep customer vehicles inside when practical\n                    <\/span>\n\n                    <span>\n                        <i>\u2713<\/i>\n                        Report incidents promptly\n                    <\/span>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgk-management-stats\">\n\n                <div class=\"mgk-management-stat\">\n                    <strong>Keys<\/strong>\n                    <span>Secure and track customer vehicle keys<\/span>\n                <\/div>\n\n                <div class=\"mgk-management-stat\">\n                    <strong>Photos<\/strong>\n                    <span>Document vehicle condition at intake<\/span>\n                <\/div>\n\n                <div class=\"mgk-management-stat\">\n                    <strong>CCTV<\/strong>\n                    <span>Use surveillance around storage areas<\/span>\n                <\/div>\n\n                <div class=\"mgk-management-stat\">\n                    <strong>Logs<\/strong>\n                    <span>Track vehicle movement and test drives<\/span>\n                <\/div>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- PROCESS -->\n    <section class=\"mgk-section mgk-process\">\n\n        <div class=\"mgk-section-heading\">\n\n            <span class=\"mgk-label\">\n                How we work\n            <\/span>\n\n            <h2>\n                Protect your garage business in\n                <span>three simple steps.<\/span>\n            <\/h2>\n\n            <p>\n                Tell us about your operation, compare available options and\n                choose the coverage that fits your business.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgk-process-grid\">\n\n            <article class=\"mgk-process-card\">\n\n                <span class=\"mgk-process-number\">\n                    01\n                <\/span>\n\n                <span class=\"mgk-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 4h16v16H4Z\"><\/path>\n                        <path d=\"M8 9h8M8 13h8M8 17h5\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Tell Us About Your Shop<\/h3>\n\n                <p>\n                    Provide your services, location, sales, payroll, employee\n                    information and customer-vehicle exposure.\n                <\/p>\n\n                <a href=\"\/contact-us\/\">\n                    Start your quote <span>\u2192<\/span>\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgk-process-card\">\n\n                <span class=\"mgk-process-number\">\n                    02\n                <\/span>\n\n                <span class=\"mgk-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M4 19V9M10 19V5M16 19v-7M22 19V3\"><\/path>\n                        <path d=\"M2 19h22\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Compare Your Options<\/h3>\n\n                <p>\n                    We review available markets, limits, deductibles,\n                    exclusions and garage keepers coverage forms.\n                <\/p>\n\n            <\/article>\n\n\n            <article class=\"mgk-process-card\">\n\n                <span class=\"mgk-process-number\">\n                    03\n                <\/span>\n\n                <span class=\"mgk-process-icon\">\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M12 3 4 7v5c0 5 3.4 9.7 8 11 4.6-1.3 8-6 8-11V7l-8-4Z\"><\/path>\n                        <path d=\"m9 12 2 2 4-4\"><\/path>\n                    <\/svg>\n                <\/span>\n\n                <h3>Review &amp; Bind<\/h3>\n\n                <p>\n                    Select your policy, complete the required documents and\n                    access certificates through the insured portal.\n                <\/p>\n\n            <\/article>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- PRICING -->\n    <section class=\"mgk-section mgk-pricing\">\n\n        <div class=\"mgk-section-heading\">\n\n            <span class=\"mgk-label\">\n                Pricing examples\n            <\/span>\n\n            <h2>\n                Flexible protection.\n                <span>Options for every shop.<\/span>\n            <\/h2>\n\n            <p>\n                These starting-price examples are for illustration only.\n                Actual premiums depend on the business, coverage form, limits,\n                vehicle values and underwriting profile.\n            <\/p>\n\n        <\/div>\n\n\n        <div class=\"mgk-price-grid\">\n\n            <article class=\"mgk-price-card\">\n\n                <span class=\"mgk-price-type\">\n                    Legal Liability\n                <\/span>\n\n                <p class=\"mgk-price-description\">\n                    Fault-based garage keepers protection.\n                <\/p>\n\n                <p class=\"mgk-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgk-price\">\n                    <sup>$<\/sup>\n                    <strong>49<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Customer vehicle protection<\/li>\n                    <li>Fault-based coverage form<\/li>\n                    <li>Flexible deductibles<\/li>\n                    <li>Multiple limit options<\/li>\n                    <li>Certificate access<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-outline\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgk-price-card mgk-price-featured\">\n\n                <span class=\"mgk-price-badge\">\n                    Broadest option\n                <\/span>\n\n                <span class=\"mgk-price-type\">\n                    Direct Primary\n                <\/span>\n\n                <p class=\"mgk-price-description\">\n                    Broader protection for customer vehicles.\n                <\/p>\n\n                <p class=\"mgk-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgk-price\">\n                    <sup>$<\/sup>\n                    <strong>149<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Coverage may apply regardless of fault<\/li>\n                    <li>Broader customer protection<\/li>\n                    <li>Collision and comprehensive options<\/li>\n                    <li>Multiple deductibles available<\/li>\n                    <li>24\/7 certificate access<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-primary\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n\n            <article class=\"mgk-price-card\">\n\n                <span class=\"mgk-price-type\">\n                    Direct Excess\n                <\/span>\n\n                <p class=\"mgk-price-description\">\n                    Excess protection over other collectible insurance.\n                <\/p>\n\n                <p class=\"mgk-price-intro\">\n                    Prices may start near\n                <\/p>\n\n                <div class=\"mgk-price\">\n                    <sup>$<\/sup>\n                    <strong>249<\/strong>\n                    <span>\/month<\/span>\n                <\/div>\n\n                <ul>\n                    <li>Excess coverage structure<\/li>\n                    <li>Coordination with other insurance<\/li>\n                    <li>Customer vehicle damage options<\/li>\n                    <li>Flexible limit structures<\/li>\n                    <li>Carrier-specific coverage terms<\/li>\n                <\/ul>\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-outline\">\n                    Get Started\n                <\/a>\n\n            <\/article>\n\n        <\/div>\n\n        <p class=\"mgk-price-disclaimer\">\n            *Examples are not guaranteed quotations. Premiums may vary based\n            on location, classification, years in business, annual sales,\n            payroll, customer vehicle values, security, storage conditions,\n            prior insurance, claims history, coverage form, limits,\n            deductibles and other underwriting factors.\n        <\/p>\n\n    <\/section>\n\n\n    <!-- QUOTE REQUIREMENTS -->\n    <section class=\"mgk-quote-info\">\n\n        <div class=\"mgk-quote-info-container\">\n\n            <div class=\"mgk-quote-heading\">\n\n                <span class=\"mgk-label\">\n                    Prepare for your quote\n                <\/span>\n\n                <h2>\n                    What we may need to quote your garage business.\n                <\/h2>\n\n                <p>\n                    Complete and accurate information helps carriers evaluate\n                    your operation and provide appropriate coverage terms.\n                <\/p>\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-primary\">\n                    Start My Quote\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n            <\/div>\n\n\n            <div class=\"mgk-requirements-grid\">\n\n                <article class=\"mgk-requirement\">\n\n                    <span>01<\/span>\n\n                    <h3>Business Information<\/h3>\n\n                    <p>\n                        Legal name, address, ownership, years in business,\n                        hours and a complete description of services.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgk-requirement\">\n\n                    <span>02<\/span>\n\n                    <h3>Sales &amp; Payroll<\/h3>\n\n                    <p>\n                        Estimated annual gross sales, employee payroll and\n                        number of technicians or other employees.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgk-requirement\">\n\n                    <span>03<\/span>\n\n                    <h3>Vehicle Exposure<\/h3>\n\n                    <p>\n                        Average and maximum number of customer vehicles in your\n                        possession at one time.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgk-requirement\">\n\n                    <span>04<\/span>\n\n                    <h3>Vehicle Values<\/h3>\n\n                    <p>\n                        Maximum value of any one customer vehicle and maximum\n                        total value of all vehicles at one location.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgk-requirement\">\n\n                    <span>05<\/span>\n\n                    <h3>Property &amp; Security<\/h3>\n\n                    <p>\n                        Building construction, fencing, lighting, alarms,\n                        cameras, key controls and overnight storage details.\n                    <\/p>\n\n                <\/article>\n\n\n                <article class=\"mgk-requirement\">\n\n                    <span>06<\/span>\n\n                    <h3>Loss History<\/h3>\n\n                    <p>\n                        Prior carrier information and loss runs showing\n                        previous claims during recent policy periods.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- COMMON EXCLUSIONS -->\n    <section class=\"mgk-exclusions\">\n\n        <div class=\"mgk-exclusions-container\">\n\n            <div class=\"mgk-exclusions-heading\">\n\n                <span class=\"mgk-label\">\n                    Important limitations\n                <\/span>\n\n                <h2>\n                    Garage keepers does not cover every type of loss.\n                <\/h2>\n\n                <p>\n                    Coverage depends on the policy language. The following\n                    exposures may be excluded or may require separate\n                    insurance.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgk-exclusion-grid\">\n\n                <article>\n\n                    <span>01<\/span>\n\n                    <h3>Faulty Workmanship<\/h3>\n\n                    <p>\n                        The cost to redo faulty work or replace a defective\n                        part is generally not covered by garage keepers.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>02<\/span>\n\n                    <h3>Customer Property Inside Vehicles<\/h3>\n\n                    <p>\n                        Personal belongings, tools or merchandise left inside\n                        customer vehicles may be excluded.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>03<\/span>\n\n                    <h3>Employee Dishonesty<\/h3>\n\n                    <p>\n                        Theft committed by an employee may require employee\n                        dishonesty or commercial crime coverage.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>04<\/span>\n\n                    <h3>Undisclosed Operations<\/h3>\n\n                    <p>\n                        Services not disclosed to the carrier may be excluded\n                        or create underwriting and coverage problems.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>05<\/span>\n\n                    <h3>Intentional Damage<\/h3>\n\n                    <p>\n                        Intentional acts by an insured are generally excluded\n                        from insurance coverage.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>06<\/span>\n\n                    <h3>Employee Injuries<\/h3>\n\n                    <p>\n                        Injuries to your employees generally require workers\u2019\n                        compensation rather than garage keepers coverage.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CLAIM STEPS -->\n    <section class=\"mgk-claims\">\n\n        <div class=\"mgk-claims-container\">\n\n            <div class=\"mgk-claims-heading\">\n\n                <span class=\"mgk-label mgk-label-light\">\n                    When a loss happens\n                <\/span>\n\n                <h2>\n                    Document customer-vehicle damage immediately.\n                <\/h2>\n\n                <p>\n                    Quick reporting and complete documentation can help the\n                    carrier investigate the claim and determine applicable\n                    coverage.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgk-claim-grid\">\n\n                <article>\n\n                    <span>01<\/span>\n\n                    <h3>Protect the Vehicle<\/h3>\n\n                    <p>\n                        Prevent additional damage and arrange emergency\n                        assistance when necessary.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>02<\/span>\n\n                    <h3>Take Photographs<\/h3>\n\n                    <p>\n                        Photograph the vehicle, damage, location and any\n                        equipment involved.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>03<\/span>\n\n                    <h3>Document the Incident<\/h3>\n\n                    <p>\n                        Record when, where and how the loss occurred and\n                        identify employees or witnesses.\n                    <\/p>\n\n                <\/article>\n\n\n                <article>\n\n                    <span>04<\/span>\n\n                    <h3>Notify the Carrier<\/h3>\n\n                    <p>\n                        Report the loss promptly using the insurance carrier\u2019s\n                        claim-reporting process.\n                    <\/p>\n\n                <\/article>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- CTA -->\n    <section class=\"mgk-cta\">\n\n        <div class=\"mgk-cta-container\">\n\n            <div>\n\n                <span class=\"mgk-label mgk-label-light\">\n                    Protect your garage business\n                <\/span>\n\n                <h2>\n                    Ready to compare garage insurance options?\n                <\/h2>\n\n                <p>\n                    Start your quote online or call our licensed team at\n                    <a href=\"tel:3054282005\">(305) 428-2005<\/a>.\n                <\/p>\n\n            <\/div>\n\n\n            <div class=\"mgk-cta-buttons\">\n\n                <a href=\"\/contact-us\/\" class=\"mgk-button mgk-button-white\">\n                    Get a Garage Insurance Quote\n\n                    <svg viewBox=\"0 0 24 24\" aria-hidden=\"true\">\n                        <path d=\"M5 12h14M13 6l6 6-6 6\"><\/path>\n                    <\/svg>\n                <\/a>\n\n                <a href=\"tel:3054282005\" class=\"mgk-button mgk-button-glass\">\n                    Call (305) 428-2005\n                <\/a>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n\n    <!-- FAQ -->\n    <section class=\"mgk-section mgk-faq\">\n\n        <div class=\"mgk-faq-layout\">\n\n            <div class=\"mgk-faq-heading\">\n\n                <span class=\"mgk-label\">\n                    Frequently asked questions\n                <\/span>\n\n                <h2>\n                    Garage keepers questions, answered.\n                <\/h2>\n\n                <p>\n                    Our team can help review your services, vehicle exposure,\n                    coverage limits and contract requirements.\n                <\/p>\n\n                <div class=\"mgk-help-card\">\n\n                    <span>\n                        Need direct assistance?\n                    <\/span>\n\n                    <strong>\n                        Speak with a garage-insurance specialist.\n                    <\/strong>\n\n                    <a href=\"tel:3054282005\">\n                        Call (305) 428-2005 \u2192\n                    <\/a>\n\n                <\/div>\n\n            <\/div>\n\n\n            <div class=\"mgk-faq-list\">\n\n                <details>\n\n                    <summary>\n                        Who needs garage keepers insurance?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Businesses that regularly take possession of customer\n                        vehicles should consider garage keepers insurance.\n                        Examples include repair shops, body shops, tire shops,\n                        detailers, tint shops, towing businesses, dealerships,\n                        valet services and parking facilities.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What does garage keepers insurance cover?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Garage keepers may cover eligible damage to customer\n                        vehicles while they are being repaired, serviced,\n                        stored, parked or otherwise handled by your business.\n                        Covered causes of loss depend on the policy form.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is the difference between garage keepers and garage liability?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Garage keepers focuses on damage to customer vehicles\n                        in your care, custody or control. Garage liability\n                        generally addresses covered bodily injury, property\n                        damage and auto-related liability arising from garage\n                        operations.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is legal-liability garage keepers coverage?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Legal-liability coverage generally applies when your\n                        business is legally responsible for covered damage to\n                        a customer vehicle. The business\u2019s negligence normally\n                        must contribute to the loss.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is direct-primary garage keepers coverage?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Direct-primary coverage may respond to covered customer\n                        vehicle damage regardless of whether your business is\n                        legally liable. It may provide broader protection than\n                        legal-liability coverage, subject to policy terms.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What is direct-excess garage keepers coverage?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Direct-excess coverage generally applies after other\n                        collectible insurance covering the customer vehicle\n                        responds. Exact coordination provisions vary by policy\n                        and carrier.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        What losses are commonly excluded?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Common limitations may include defective parts, the\n                        cost of correcting faulty workmanship, employee theft,\n                        customer property left inside vehicles, intentional\n                        damage and undisclosed operations.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        How do garage keepers limits work?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Policies may include a maximum limit for any one\n                        vehicle, a maximum limit for all customer vehicles at\n                        one location or occurrence, and separate deductibles.\n                        The selected limits should reflect your highest\n                        realistic vehicle exposure.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Is the deductible applied per vehicle or per occurrence?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Some policies apply the deductible to each vehicle,\n                        while others use a per-occurrence deductible or a\n                        combination of both. The quotation and policy should be\n                        reviewed carefully before binding.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Does garage keepers cover test drives?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Coverage during a test drive depends on the garage\n                        policy, who is driving, the reason for the trip and the\n                        applicable garage auto and garage keepers provisions.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        How much does garage keepers insurance cost?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Premium depends on the business type, location, sales,\n                        payroll, number and value of customer vehicles,\n                        security, overnight storage, coverage form, limits,\n                        deductibles and claims history.\n                    <\/div>\n\n                <\/details>\n\n\n                <details>\n\n                    <summary>\n                        Can a mobile mechanic obtain garage insurance?\n                        <span>+<\/span>\n                    <\/summary>\n\n                    <div>\n                        Options may be available for mobile mechanics depending\n                        on the services performed, travel radius, vehicles\n                        serviced, driving exposure, tools, experience and\n                        claims history.\n                    <\/div>\n\n                <\/details>\n\n            <\/div>\n\n        <\/div>\n\n    <\/section>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Garage Keepers Insurance Protect the vehicles entrusted to your business. Specialized protection for repair shops, tire shops, detailers, body shops, mobile mechanics, tint shops, towing operations and other businesses that handle customer vehicles. Quote Online Request a Call \u2713 Multiple carrier options \u2713 Mobile operations welcome \u2713 24\/7 certificate access Customer vehicles Care, custody and&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-187","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/187","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=187"}],"version-history":[{"count":2,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/187\/revisions"}],"predecessor-version":[{"id":1706,"href":"https:\/\/musasinsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/187\/revisions\/1706"}],"wp:attachment":[{"href":"https:\/\/musasinsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}